🙂Monthly costs for one person with rent: $850 in Apia versus $950 in Chiang Mai.
😐Estimated couple costs with rent: $2,339 in Apia versus $1,430 in Chiang Mai.
😐Monthly costs for a family of three with rent: $3,828 in Apia versus $1,909 in Chiang Mai.
🌍Living in Apia costs roughly 11% less than in Chiang Mai, driven mainly by Eating Out.
📊Both cities sit below the global median: Apia38% lower, Chiang Mai31% lower.
Currency
🍽 Eating Out
Apia
Chiang Mai
Difference
Meal at Budget Restaurant
$46.91WST 128
$2.10฿69.3
2133.81%
Three-Course Dinner for Two, Mid-Range
$37.30WST 102
$19.84฿656
88.00%
Fast Food Meal(McDonalds, etc)
$14.68WST 40.11
$5.79฿191
153.54%
Cappuccino
$2.96WST 8.09
$1.83฿60.4
61.75%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.85WST 5.05
$0.78฿25.61
137.18%
Water(0.33 liter bottle)
$1.40WST 3.81
$0.31฿10.37
351.61%
Local Beer(0.5 liter draught)
$3.55WST 9.71
$2.34฿77.2
51.71%
Imported Beer(0.33 liter bottle)
$3.56WST 9.73
$3.70฿122
-3.78%
🛒 Groceries & Markets
Apia
Chiang Mai
Difference
Milk(1 liter)
$1.78WST 4.86
$2.03฿67.1
-12.32%
White Bread(500g)
$0.81WST 2.21
$1.60฿52.7
-49.38%
Rice(white)(1kg)
$1.87WST 5.11
$1.42฿46.75
31.69%
Eggs
$4.39WST 12.01
$2.18฿71.9
101.38%
Local Cheese(1kg)
$0.88WST 2.42
$15.91฿526
-94.47%
Chicken Fillets(1kg)
$3.76WST 10.27
$3.07฿102
22.48%
Beef Round Steak(1kg)
$8.20WST 22.42
$9.87฿326
-16.92%
Apples(1kg)
$5.05WST 13.80
$2.63฿86.8
92.02%
Banana(1kg)
$1.85WST 5.07
$1.10฿36.19
68.18%
Oranges(1kg)
$1.79WST 4.90
$1.63฿53.8
9.82%
Tomato(1kg)
$4.51WST 12.33
$1.53฿50.6
194.77%
Potato(1kg)
$3.76WST 10.27
$1.24฿41.13
203.23%
Onion(1kg)
$1.12WST 3.06
$1.13฿37.37
-0.88%
Lettuce(1 head)
-
$0.74฿24.38
-
Water(1.5 liter bottle)
$1.23WST 3.37
$0.50฿16.48
146.00%
Cigarettes 20 Pack(Marlboro, Camel)
$6.14WST 16.78
$4.28฿141
43.46%
Wine(Bottle)
$16.43WST 44.92
$17.97฿594
-8.57%
Local Beer(0.5 liter bottle)
$1.79WST 4.89
$1.70฿56.1
5.29%
Imported Beer(0.33 liter bottle)
$3.59WST 9.82
$2.90฿95.7
23.79%
🚌 Getting Around
Apia
Chiang Mai
Difference
One-way Ticket(Public Transport)
$3.76WST 10.28
$0.94฿31.13
300.00%
Public Transport Monthly Pass(Regular Price)
-
$55.3฿1,827
-
Taxi Start(Normal Tariff)
$5.64WST 15.43
$1.23฿40.76
358.54%
Taxi(Normal Tariff)(1km)
$5.45WST 14.91
$0.53฿17.66
928.30%
Taxi 1hour Waiting(Normal Tariff)
$21.64WST 59.1
$2.40฿79.3
801.67%
Gasoline(1 liter)
$1.11WST 3.04
$1.44฿47.55
-22.92%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$21.2K฿700.2K
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$27.3K฿902.1K
-
🧾 Monthly Utilities & Internet
Apia
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$17.98WST 49.15
$64.9฿2,145
-72.31%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$18.52WST 50.6
$13.35฿441
38.73%
Internet(50+ Mbps, Unlimited Data)
$37.30WST 102
$20.83฿688
79.07%
🎉 Sport & Entertainment
Apia
Chiang Mai
Difference
Gym Membership(Monthly)
-
$40.42฿1,336
-
Tennis Court(1 Hour on Weekend)
-
$3.95฿131
-
Cinema Ticket
-
$6.71฿222
-
🧸 Childcare & Education
Apia
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$787฿26.0K
-
International Primary School, 1 Child(Yearly)
-
$15.1K฿499.6K
-
👕👟 Clothing & Footwear
Apia
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
-
$56.2฿1,858
-
Summer Dress(H&M, Zara, etc)
-
$24.95฿824
-
Sport Shoes(Adidas, Nike)
-
$92.7฿3,063
-
Men's Leather Business Shoes
-
$75.1฿2,482
-
🏠 Accommodation & Living
Apia
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
-
$484฿16.0K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$287฿9,491
-
3-bedroom Apartment, City Center(Monthly)
-
$910฿30.1K
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,823WST 4,984
$531฿17.5K
243.56%
Buy Apartment in City Center(m2)
-
$1,980฿65.4K
-
Buy Apartment Outside City Center(m2)
-
$1,451฿47.9K
-
💵 Salaries & Financials
Apia
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$605฿20.0K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
0
5.57
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Apia: September 8, 2026
Last update for Chiang Mai: September 7, 2026
Cost Breakdown
🛒Dining out: $37.00 in Apia vs $20.00 in Chiang Mai. Groceries flip the comparison at $240 vs $242, with Apia cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Apia vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Apia or Chiang Mai?
Apia wins on cost – living expenses run 12% lower than in Chiang Mai. Housing and daily spending are where you'll feel the difference most, making Apia the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Apia and in Chiang Mai?
You'd need roughly $1,275 in Apia and $1,426 in Chiang Mai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does it cost to live in Apia compared to Chiang Mai?
All in, you'll spend $850 per month in Apia versus $950 in Chiang Mai – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.
Are groceries more expensive in Apia or in Chiang Mai?
Supermarket bills run roughly 1% higher in Chiang Mai. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Apia or in Chiang Mai?
At $850 in Apia versus $950 in Chiang Mai, a $1,000 budget is realistic in Apia but tight or insufficient in Chiang Mai. The gap between the two cities makes Apia the clear choice for anyone on this budget.
Which city is better for digital nomads, Apia or Chiang Mai?
Both work as nomad bases, but Apia delivers better value – similar infrastructure at $850 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Apia hard to pass up.
How safe is Apia compared to Chiang Mai?
Safety-wise, Apia and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Apia gentler on the wallet – expenses run 12% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.