Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Apia

For one person, living is cheaper in Apia: $853 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Apia

🇼🇸 Samoa

$853

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Apia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Apia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $853 in Apia.

Ubud, Bali $1,349
Apia $853

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,282 in Apia.

Ubud, Bali $2,305
Apia $2,282

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,711 in Apia.

Ubud, Bali $3,261
Apia $3,711

Living in Ubud, Bali is roughly 58% more expensive than in Apia, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$47.10 WST 130

-92.95%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$36.32 WST 100

-1.87%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$14.46 WST 39.98

-61.76%

Cappuccino

$2.72 Rp 49.4K

$2.87 WST 7.92

-5.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.77 WST 4.89

-3.95%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.33 WST 3.67

-42.86%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.43 WST 9.49

-22.74%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$3.60 WST 9.95

21.67%

Milk (1 liter)

$1.49 Rp 27.1K

$1.84 WST 5.08

-19.02%

White Bread (500g)

$2.28 Rp 41.4K

$0.83 WST 2.31

174.70%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.80 WST 4.99

-33.89%

Eggs

$2.04 Rp 37.0K

$4.39 WST 12.15

-53.53%

Local Cheese (1kg)

$17.70 Rp 321.7K

$0.94 WST 2.60

1782.98%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$3.65 WST 10.11

8.49%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$8.34 WST 23.06

46.16%

Apples (1kg)

$3.66 Rp 66.4K

$4.99 WST 13.79

-26.65%

Banana (1kg)

$1.52 Rp 27.6K

$1.85 WST 5.13

-17.84%

Oranges (1kg)

$2.23 Rp 40.5K

$1.84 WST 5.10

21.20%

Tomato (1kg)

$1.97 Rp 35.9K

$4.48 WST 12.38

-56.03%

Potato (1kg)

$1.85 Rp 33.6K

$3.54 WST 9.79

-47.74%

Onion (1kg)

$2.42 Rp 44.1K

$1.10 WST 3.04

120.00%

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.21 WST 3.35

-57.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$6.36 WST 17.58

-65.09%

Wine (Bottle)

$22.24 Rp 404.2K

$16.29 WST 45.04

36.53%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.84 WST 5.08

22.83%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.68 WST 10.18

-19.29%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$3.70 WST 10.24

-93.24%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$5.50 WST 15.20

-92.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$5.55 WST 15.36

-92.25%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$21.64 WST 59.8

-75.00%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.08 WST 2.98

-24.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$18.50 WST 51.2

327.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$18.38 WST 50.8

-64.91%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$36.62 WST 101

-49.26%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,738 WST 4,805

-0.82%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Apia: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Apia

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Apia

–

Eating Out

Ubud, Bali

$108 8%

Apia

–

Clothing & Footwear

Ubud, Bali

$108 8%

Apia

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Apia

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Apia

–

Getting Around

Ubud, Bali

$11 0.9%

Apia

–

Cost Breakdown

Dining out: $36 in Ubud, Bali vs $36 in Apia. Groceries flip the comparison at $288 vs $240, with Apia cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇼🇸 Apia

🕒 Local time

02:49 2:49 AM

07:49 7:49 AM

5 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

36,000 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Samoan Tala WST T

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 WST = 0.362 USD

1 WST = 0.325 EUR

Exchange rates and currency converter

WST, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Samoan Tala exchange rates as of October 28, 2026: 1 USD = 2.77 WST (1 WST = 0.362 USD). 1 EUR = 3.08 WST (1 WST = 0.325 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Apia 7,960 km ≈ 10 h nonstop flight

From you

Ubud, Bali
Apia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Apia: Cost of Living - Frequently Asked Questions

Apia wins on cost – living expenses run 37% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Apia the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $1,279 in Apia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 20% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $853 in Apia – a 58% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $800. Apia is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Apia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.