Cost of Living Comparison Between Ubud, Bali and Apia Cost of Living Comparison Between Ubud, Bali and Apia

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $971 in Apia.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $2,534 in Apia.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $4,097 in Apia.

Living in Ubud, Bali is roughly 43% more expensive than in Apia, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 5% above, Apia is 27% below.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$53.0 WST 146

-93.26%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$35.35 WST 97.2

-8.57%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$13.72 WST 37.74

-63.48%

Cappuccino

$2.82 Rp 51.1K

$2.46 WST 6.78

14.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$2.04 WST 5.60

-33.82%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.31 WST 3.62

-44.27%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$4.20 WST 11.56

-30.24%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

$3.46 WST 9.52

13.87%

Milk (1 liter)

$1.78 Rp 32.2K

$1.84 WST 5.05

-3.26%

White Bread (500g)

$2.45 Rp 44.3K

$0.79 WST 2.16

210.13%

Rice (white) (1kg)

$1.15 Rp 20.8K

$1.82 WST 5.00

-36.81%

Eggs

$2.41 Rp 43.7K

$4.26 WST 11.72

-43.43%

Local Cheese (1kg)

$14.33 Rp 259.1K

$0.93 WST 2.55

1440.86%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$3.51 WST 9.66

19.37%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$8.10 WST 22.27

48.89%

Apples (1kg)

$3.64 Rp 65.8K

$5.09 WST 13.99

-28.49%

Banana (1kg)

$1.57 Rp 28.3K

$1.84 WST 5.05

-14.67%

Oranges (1kg)

$2.79 Rp 50.4K

$1.83 WST 5.04

52.46%

Tomato (1kg)

$2.24 Rp 40.5K

$4.39 WST 12.07

-48.97%

Potato (1kg)

$1.98 Rp 35.8K

$3.62 WST 9.96

-45.30%

Onion (1kg)

$2.28 Rp 41.2K

$1.04 WST 2.87

119.23%

Lettuce (1 head)

$1.05 Rp 19.1K

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.19 WST 3.28

-33.61%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

$6.06 WST 16.66

-47.36%

Wine (Bottle)

$23.49 Rp 424.8K

$16.39 WST 45.06

43.32%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$1.81 WST 4.99

60.22%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$3.54 WST 9.75

-22.03%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$3.66 WST 10.07

-92.62%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$5.38 WST 14.81

-91.64%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$21.59 WST 59.4

-71.89%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.04 WST 2.86

-17.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$17.60 WST 48.39

348.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$17.76 WST 48.85

-76.97%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

$35.95 WST 98.9

-33.66%

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

Cinema Ticket

$4.01 Rp 72.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$50.0 WST 138

6.82%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$39.48 WST 109

-3.47%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$76.1 WST 209

16.55%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$99.7 WST 274

-23.13%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$1,855 WST 5,102

12.65%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Apia: July 25, 2026

Cost Breakdown

Dining out: $32.00 in Ubud, Bali vs $35.00 in Apia. Groceries flip the comparison at $298 vs $237, with Apia cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Apia: Cost of Living - Frequently Asked Questions

Apia wins on cost – living expenses run 43% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Apia the obvious pick if budget is a priority.

You'd need roughly $2,088 in Ubud, Bali and $1,456 in Apia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,392 per month in Ubud, Bali versus $971 in Apia – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 26% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $971 in Apia versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Apia but tight or insufficient in Ubud, Bali. The gap between the two cities makes Apia the clear choice for anyone on this budget.

Both work as nomad bases, but Apia delivers better value – similar infrastructure at $971 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Apia hard to pass up.

Safety-wise, Ubud, Bali and Apia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Apia gentler on the wallet – expenses run 43% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.