Cost of Living Comparison Between Ubud, Bali and Apia Cost of Living Comparison Between Ubud, Bali and Apia

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $850 in Apia.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $2,339 in Apia.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $3,828 in Apia.

Living in Ubud, Bali is roughly 62% more expensive than in Apia, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 0% above, Apia is 38% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$46.91 WST 128

-92.90%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$37.30 WST 102

-3.97%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$14.68 WST 40.11

-61.65%

Cappuccino

$2.82 Rp 49.7K

$2.96 WST 8.09

-4.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.85 WST 5.05

-5.41%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.40 WST 3.81

-42.86%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.55 WST 9.71

-14.37%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$3.56 WST 9.73

20.79%

Milk (1 liter)

$1.61 Rp 28.3K

$1.78 WST 4.86

-9.55%

White Bread (500g)

$2.27 Rp 39.9K

$0.81 WST 2.21

180.25%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.87 WST 5.11

-37.43%

Eggs

$2.17 Rp 38.2K

$4.39 WST 12.01

-50.57%

Local Cheese (1kg)

$17.63 Rp 310.5K

$0.88 WST 2.42

1903.41%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$3.76 WST 10.27

7.71%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$8.20 WST 22.42

48.54%

Apples (1kg)

$3.62 Rp 63.7K

$5.05 WST 13.80

-28.32%

Banana (1kg)

$1.64 Rp 28.8K

$1.85 WST 5.07

-11.35%

Oranges (1kg)

$2.31 Rp 40.6K

$1.79 WST 4.90

29.05%

Tomato (1kg)

$1.96 Rp 34.5K

$4.51 WST 12.33

-56.54%

Potato (1kg)

$1.84 Rp 32.5K

$3.76 WST 10.27

-51.06%

Onion (1kg)

$2.37 Rp 41.7K

$1.12 WST 3.06

111.61%

Lettuce (1 head)

$1.05 Rp 18.5K

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.23 WST 3.37

-56.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$6.14 WST 16.78

-62.54%

Wine (Bottle)

$23.08 Rp 406.4K

$16.43 WST 44.92

40.47%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.79 WST 4.89

30.73%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.59 WST 9.82

-14.48%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$3.76 WST 10.28

-93.35%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$5.64 WST 15.43

-91.31%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$5.45 WST 14.91

-91.38%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$21.64 WST 59.1

-74.12%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.11 WST 3.04

-27.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$17.98 WST 49.15

360.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$18.52 WST 50.6

-64.96%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$37.30 WST 102

-49.62%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

Men's Leather Business Shoes

$78.8 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$1,823 WST 4,984

-6.08%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Apia: September 8, 2026

Cost Breakdown

Dining out: $36.00 in Ubud, Bali vs $37.00 in Apia. Groceries flip the comparison at $294 vs $240, with Apia cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Apia: Cost of Living - Frequently Asked Questions

Apia wins on cost – living expenses run 62% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Apia the obvious pick if budget is a priority.

You'd need roughly $2,067 in Ubud, Bali and $1,275 in Apia to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,378 per month in Ubud, Bali versus $850 in Apia – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 22% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $850 in Apia versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Apia but tight or insufficient in Ubud, Bali. The gap between the two cities makes Apia the clear choice for anyone on this budget.

Both work as nomad bases, but Apia delivers better value – similar infrastructure at $850 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Apia hard to pass up.

Safety-wise, Ubud, Bali and Apia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Apia gentler on the wallet – expenses run 62% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.