Cost of Living Comparison Between Al Kufah and Ubud, Bali Cost of Living Comparison Between Al Kufah and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $677 in Al Kufah versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,056 in Al Kufah versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,434 in Al Kufah versus $3,763 in Ubud, Bali.

Living in Al Kufah costs roughly 52% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Al Kufah is 49% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$5.24 IQD 6,865

$3.45 Rp 62.0K

51.88%

Three-Course Dinner for Two, Mid-Range

$36.37 IQD 47.6K

$32.34 Rp 580.1K

12.46%

Fast Food Meal (McDonalds, etc)

$7.74 IQD 10.1K

$4.84 Rp 86.9K

59.92%

Cappuccino

$2.99 IQD 3,919

$2.75 Rp 49.3K

8.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 IQD 515

$1.38 Rp 24.8K

-71.74%

Water (0.33 liter bottle)

$0.21 IQD 276

$0.75 Rp 13.5K

-72.00%

Local Beer (0.5 liter draught)

$3.47 IQD 4,539

$2.99 Rp 53.7K

16.05%

Imported Beer (0.33 liter bottle)

$2.95 IQD 3,858

$3.85 Rp 69.1K

-23.38%

Milk (1 liter)

$1.08 IQD 1,416

$1.74 Rp 31.1K

-37.93%

White Bread (500g)

$0.61 IQD 801

$2.46 Rp 44.1K

-75.20%

Rice (white) (1kg)

$1.57 IQD 2,058

$1.17 Rp 21.0K

34.19%

Eggs

$1.73 IQD 2,262

$2.43 Rp 43.6K

-28.81%

Local Cheese (1kg)

$2.24 IQD 2,932

$14.50 Rp 260.2K

-84.55%

Chicken Fillets (1kg)

$2.93 IQD 3,836

$4.35 Rp 78.0K

-32.64%

Beef Round Steak (1kg)

$9.66 IQD 12.6K

$11.98 Rp 214.9K

-19.37%

Apples (1kg)

$0.52 IQD 674

$3.72 Rp 66.7K

-86.02%

Banana (1kg)

$0.97 IQD 1,267

$1.63 Rp 29.2K

-40.49%

Oranges (1kg)

$0.73 IQD 952

$2.74 Rp 49.2K

-73.36%

Tomato (1kg)

$0.49 IQD 645

$2.24 Rp 40.2K

-78.13%

Potato (1kg)

$0.38 IQD 495

$1.92 Rp 34.4K

-80.21%

Onion (1kg)

$0.31 IQD 402

$2.28 Rp 40.8K

-86.40%

Lettuce (1 head)

$0.68 IQD 890

$1.06 Rp 19.1K

-35.85%

Water (1.5 liter bottle)

$0.45 IQD 587

$0.72 Rp 12.9K

-37.50%

Cigarettes 20 Pack (Marlboro, Camel)

$1.95 IQD 2,555

$3.29 Rp 58.9K

-40.73%

Wine (Bottle)

$13.76 IQD 18.0K

$23.19 Rp 416.1K

-40.66%

Local Beer (0.5 liter bottle)

$1.80 IQD 2,355

$2.78 Rp 49.8K

-35.25%

Imported Beer (0.33 liter bottle)

$2.09 IQD 2,733

$2.73 Rp 49.0K

-23.44%

One-way Ticket (Public Transport)

$0.35 IQD 454

$0.27 Rp 4,778

29.63%

Public Transport Monthly Pass (Regular Price)

$30.86 IQD 40.4K

$8.11 Rp 145.4K

280.52%

Taxi Start (Normal Tariff)

$2.32 IQD 3,036

$0.48 Rp 8,659

383.33%

Taxi (Normal Tariff) (1km)

$1.53 IQD 2,005

$0.42 Rp 7,532

264.29%

Taxi 1hour Waiting (Normal Tariff)

$7.75 IQD 10.1K

$6.22 Rp 111.6K

24.60%

Gasoline (1 liter)

$0.54 IQD 704

$0.81 Rp 14.6K

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.0K IQD 26.1M

$26.6K Rp 477.4M

-25.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K IQD 26.4M

$32.2K Rp 577.4M

-37.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.68 IQD 52.0K

$78.4 Rp 1.4M

-49.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.46 IQD 33.3K

$4.07 Rp 73.0K

525.55%

Internet (50+ Mbps, Unlimited Data)

$22.60 IQD 29.6K

$24.33 Rp 436.4K

-7.11%

Gym Membership (Monthly)

$25.81 IQD 33.8K

$98.6 Rp 1.8M

-73.83%

Tennis Court (1 Hour on Weekend)

$16.52 IQD 21.6K

$6.34 Rp 113.7K

160.57%

Cinema Ticket

$7.46 IQD 9,765

$3.99 Rp 71.5K

86.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$86.1 IQD 112.8K

$305 Rp 5.5M

-71.77%

International Primary School, 1 Child (Yearly)

$2,377 IQD 3.1M

$6,642 Rp 119.2M

-64.21%

Jeans (Levis 501 Or Similar)

$20.91 IQD 27.4K

$54.1 Rp 971.2K

-61.38%

Summer Dress (H&M, Zara, etc)

$29.43 IQD 38.5K

$37.81 Rp 678.2K

-22.16%

Sport Shoes (Adidas, Nike)

$19.98 IQD 26.2K

$86.8 Rp 1.6M

-76.99%

Men's Leather Business Shoes

$27.57 IQD 36.1K

$76.4 Rp 1.4M

-63.89%

1-bedroom Apartment, City Center (Monthly)

$213 IQD 279.0K

$992 Rp 17.8M

-78.52%

1-bedroom Apartment, Outside City Center (Monthly)

$181 IQD 237.0K

$673 Rp 12.1M

-73.10%

3-bedroom Apartment, City Center (Monthly)

$427 IQD 558.5K

$3,375 Rp 60.5M

-87.36%

3-bedroom Apartment, Outside City Center (Monthly)

$296 IQD 387.1K

$2,050 Rp 36.8M

-85.58%

Buy Apartment in City Center (m2)

$1,335 IQD 1.7M

$2,805 Rp 50.3M

-52.40%

Buy Apartment Outside City Center (m2)

$380 IQD 497.8K

$2,227 Rp 39.9M

-82.93%

Average Monthly Net Salary (After Tax)

$1,014 IQD 1.3M

$167 Rp 3.0M

507.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.67

13.28

-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Al Kufah: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $213 in Al Kufah and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Al Kufah pays 507% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Al Kufah vs $32.00 in Ubud, Bali. Groceries flip the comparison at $145 vs $297, with Al Kufah cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Al Kufah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Al Kufah is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 108% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 507% higher in Al Kufah, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $213 in Al Kufah versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Al Kufah – a meal for two runs $36.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $677 per month in Al Kufah versus $1,408 in Ubud, Bali – a 108% gap that adds up to real savings over time for anyone picking the cheaper option.

At $677 in Al Kufah versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Al Kufah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al Kufah the clear choice for anyone on this budget.

For families, Al Kufah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Al Kufah and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Al Kufah gentler on the wallet – expenses run 108% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.