Cost of Living Comparison Between Al Kufah and Ubud, Bali Cost of Living Comparison Between Al Kufah and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $656 in Al Kufah versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,043 in Al Kufah versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,429 in Al Kufah versus $3,660 in Ubud, Bali.

Living in Al Kufah costs roughly 54% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Al Kufah is 51% below, Ubud, Bali is 6% above.

Currency
🍽 Eating Out
Al Kufah
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.45 IQD 7,142
$3.56 Rp 63.7K
53.09%
Three-Course Dinner for Two, Mid-Range
$36.32 IQD 47.6K
$32.73 Rp 584.5K
10.97%
Fast Food Meal (McDonalds, etc)
$7.50 IQD 9,815
$4.95 Rp 88.4K
51.52%
Cappuccino
$3.05 IQD 3,990
$2.71 Rp 48.4K
12.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.39 IQD 517
$1.34 Rp 24.0K
-70.90%
Water (0.33 liter bottle)
$0.20 IQD 266
$0.70 Rp 12.5K
-71.43%
Local Beer (0.5 liter draught)
$3.34 IQD 4,375
$2.92 Rp 52.1K
14.38%
Imported Beer (0.33 liter bottle)
$2.83 IQD 3,711
$3.96 Rp 70.7K
-28.54%
🛒 Groceries & Markets
Al Kufah
Ubud, Bali
Difference
Milk (1 liter)
$1.11 IQD 1,454
$1.81 Rp 32.3K
-38.67%
White Bread (500g)
$0.66 IQD 861
$2.52 Rp 45.0K
-73.81%
Rice (white) (1kg)
$1.63 IQD 2,135
$1.16 Rp 20.7K
40.52%
Eggs
$1.74 IQD 2,283
$2.46 Rp 43.9K
-29.27%
Local Cheese (1kg)
$2.24 IQD 2,934
$14.71 Rp 262.7K
-84.77%
Chicken Fillets (1kg)
$3.08 IQD 4,038
$4.32 Rp 77.1K
-28.70%
Beef Round Steak (1kg)
$10.18 IQD 13.3K
$12.14 Rp 216.7K
-16.14%
Apples (1kg)
$0.52 IQD 683
$3.84 Rp 68.6K
-86.46%
Banana (1kg)
$0.92 IQD 1,209
$1.56 Rp 27.8K
-41.03%
Oranges (1kg)
$0.71 IQD 933
$2.83 Rp 50.6K
-74.91%
Tomato (1kg)
$0.49 IQD 646
$2.33 Rp 41.5K
-78.97%
Potato (1kg)
$0.40 IQD 527
$1.91 Rp 34.2K
-79.06%
Onion (1kg)
$0.31 IQD 401
$2.20 Rp 39.3K
-85.91%
Lettuce (1 head)
$0.68 IQD 884
$1.01 Rp 18.1K
-32.67%
Water (1.5 liter bottle)
$0.42 IQD 545
$0.78 Rp 13.8K
-46.15%
Cigarettes 20 Pack (Marlboro, Camel)
$1.96 IQD 2,566
$3.32 Rp 59.2K
-40.96%
Wine (Bottle)
$13.80 IQD 18.1K
$23.74 Rp 423.9K
-41.87%
Local Beer (0.5 liter bottle)
$1.82 IQD 2,388
$2.79 Rp 49.8K
-34.77%
Imported Beer (0.33 liter bottle)
$2.12 IQD 2,771
$2.86 Rp 51.1K
-25.87%
🚌 Getting Around
Al Kufah
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.37 IQD 488
$0.27 Rp 4,800
37.04%
Public Transport Monthly Pass (Regular Price)
$31.06 IQD 40.7K
$8.03 Rp 143.4K
286.80%
Taxi Start (Normal Tariff)
$2.34 IQD 3,068
$0.46 Rp 8,150
408.70%
Taxi (Normal Tariff) (1km)
$1.53 IQD 2,004
$0.45 Rp 8,037
240.00%
Taxi 1hour Waiting (Normal Tariff)
$7.71 IQD 10.1K
$6.10 Rp 108.9K
26.39%
Gasoline (1 liter)
$0.54 IQD 704
$0.79 Rp 14.2K
-31.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.0K IQD 26.2M
$26.1K Rp 467.0M
-23.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.6K IQD 25.7M
$32.1K Rp 573.6M
-38.84%
🧾 Monthly Utilities & Internet
Al Kufah
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$40.32 IQD 52.8K
$79.9 Rp 1.4M
-49.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.29 IQD 34.4K
$4.06 Rp 72.6K
547.54%
Internet (50+ Mbps, Unlimited Data)
$22.61 IQD 29.6K
$23.52 Rp 420.0K
-3.87%
🎉 Sport & Entertainment
Al Kufah
Ubud, Bali
Difference
Gym Membership (Monthly)
$25.46 IQD 33.3K
$98.7 Rp 1.8M
-74.20%
Tennis Court (1 Hour on Weekend)
$16.55 IQD 21.7K
$6.63 Rp 118.4K
149.62%
Cinema Ticket
$7.43 IQD 9,724
$4.15 Rp 74.1K
79.04%
🧸 Childcare & Education
Al Kufah
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$87.4 IQD 114.4K
$304 Rp 5.4M
-71.25%
International Primary School, 1 Child (Yearly)
$2,386 IQD 3.1M
$6,613 Rp 118.1M
-63.91%
👕👟 Clothing & Footwear
Al Kufah
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$21.39 IQD 28.0K
$55.5 Rp 991.8K
-61.49%
Summer Dress (H&M, Zara, etc)
$30.55 IQD 40.0K
$38.31 Rp 684.1K
-20.26%
Sport Shoes (Adidas, Nike)
$19.88 IQD 26.0K
$88.6 Rp 1.6M
-77.56%
Men's Leather Business Shoes
$27.88 IQD 36.5K
$77.9 Rp 1.4M
-64.20%
🏠 Accommodation & Living
Al Kufah
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$210 IQD 275.6K
$1,006 Rp 18.0M
-79.09%
1-bedroom Apartment, Outside City Center (Monthly)
$181 IQD 237.0K
$675 Rp 12.1M
-73.20%
3-bedroom Apartment, City Center (Monthly)
$424 IQD 555.4K
$3,442 Rp 61.5M
-87.68%
3-bedroom Apartment, Outside City Center (Monthly)
$290 IQD 379.6K
$2,039 Rp 36.4M
-85.78%
Buy Apartment in City Center (m2)
$3,193 IQD 4.2M
$2,841 Rp 50.7M
12.38%
Buy Apartment Outside City Center (m2)
$1,688 IQD 2.2M
$2,264 Rp 40.4M
-25.43%
💵 Salaries & Financials
Al Kufah
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$776 IQD 1.0M
$165 Rp 3.0M
369.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Al Kufah: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $210 in Al Kufah and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Al Kufah pays 369% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Al Kufah vs $33.00 in Ubud, Bali. Groceries flip the comparison at $148 vs $302, with Al Kufah cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Al Kufah vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Al Kufah?
Al Kufah is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 116% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Al Kufah or Ubud, Bali?
Al Kufah pays 369% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Al Kufah and Ubud, Bali?
Rent for a central apartment: $210 in Al Kufah versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Al Kufah or Ubud, Bali?
Dining out is cheaper in Al Kufah – a meal for two runs $36.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Al Kufah vs Ubud, Bali?
All in, you'll spend $656 per month in Al Kufah versus $1,419 in Ubud, Bali – a 116% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Al Kufah or Ubud, Bali?
At $656 in Al Kufah versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Al Kufah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al Kufah the clear choice for anyone on this budget.
Is Al Kufah or Ubud, Bali more family-friendly?
For families, Al Kufah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Al Kufah or Ubud, Bali?
Safety-wise, Al Kufah and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Al Kufah gentler on the wallet – expenses run 116% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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