Last update: Oct 2026

Cost of Living Comparison Between Al Kufah and Ubud, Bali

For one person, living is cheaper in Al Kufah: $703 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Al Kufah
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Al Kufah Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Al Kufah

🇮🇶 Iraq

$703

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Al Kufah and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Al Kufah and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $703 in Al Kufah versus $1,349 in Ubud, Bali.

Al Kufah $703
Ubud, Bali $1,349

Estimated couple costs with rent: $1,050 in Al Kufah versus $2,305 in Ubud, Bali.

Al Kufah $1,050
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,397 in Al Kufah versus $3,261 in Ubud, Bali.

Al Kufah $1,397
Ubud, Bali $3,261

Living in Al Kufah costs roughly 48% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.74 IQD 7,162

$3.32 Rp 60.4K

42.77%

Three-Course Dinner for Two, Mid-Range

$25.90 IQD 39.1K

$35.64 Rp 647.8K

-27.33%

Fast Food Meal (McDonalds, etc)

$6.63 IQD 10.0K

$5.53 Rp 100.6K

19.89%

Cappuccino

$2.82 IQD 4,258

$2.72 Rp 49.4K

3.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 IQD 579

$1.70 Rp 30.9K

-77.65%

Water (0.33 liter bottle)

$0.20 IQD 302

$0.76 Rp 13.8K

-73.68%

Local Beer (0.5 liter draught)

$3.21 IQD 4,844

$2.65 Rp 48.2K

21.13%

Imported Beer (0.33 liter bottle)

$3.24 IQD 4,897

$4.38 Rp 79.6K

-26.03%

Milk (1 liter)

$0.96 IQD 1,451

$1.49 Rp 27.1K

-35.57%

White Bread (500g)

$0.69 IQD 1,041

$2.28 Rp 41.4K

-69.74%

Rice (white) (1kg)

$1.32 IQD 1,989

$1.19 Rp 21.6K

10.92%

Eggs

$1.70 IQD 2,574

$2.04 Rp 37.0K

-16.67%

Local Cheese (1kg)

$2.02 IQD 3,046

$17.70 Rp 321.7K

-88.59%

Chicken Fillets (1kg)

$3.99 IQD 6,032

$3.96 Rp 72.0K

0.76%

Beef Round Steak (1kg)

$7.85 IQD 11.9K

$12.19 Rp 221.6K

-35.60%

Apples (1kg)

$0.63 IQD 954

$3.66 Rp 66.4K

-82.79%

Banana (1kg)

$0.96 IQD 1,449

$1.52 Rp 27.6K

-36.84%

Oranges (1kg)

$0.56 IQD 848

$2.23 Rp 40.5K

-74.89%

Tomato (1kg)

$0.49 IQD 736

$1.97 Rp 35.9K

-75.13%

Potato (1kg)

$0.43 IQD 650

$1.85 Rp 33.6K

-76.76%

Onion (1kg)

$0.33 IQD 499

$2.42 Rp 44.1K

-86.36%

Lettuce (1 head)

$0.19 IQD 284

$0.99 Rp 18.0K

-80.81%

Water (1.5 liter bottle)

$0.51 IQD 776

$0.51 Rp 9,332

Cigarettes 20 Pack (Marlboro, Camel)

$1.53 IQD 2,319

$2.22 Rp 40.4K

-31.08%

Wine (Bottle)

$11.59 IQD 17.5K

$22.24 Rp 404.2K

-47.89%

Local Beer (0.5 liter bottle)

$2.00 IQD 3,017

$2.26 Rp 41.1K

-11.50%

Imported Beer (0.33 liter bottle)

$1.97 IQD 2,972

$2.97 Rp 54.0K

-33.67%

One-way Ticket (Public Transport)

$0.32 IQD 480

$0.25 Rp 4,562

28.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$1.95 IQD 2,954

$0.44 Rp 7,989

343.18%

Taxi (Normal Tariff) (1km)

$1.34 IQD 2,031

$0.43 Rp 7,817

211.63%

Taxi 1hour Waiting (Normal Tariff)

$6.52 IQD 9,849

$5.41 Rp 98.3K

20.52%

Gasoline (1 liter)

$0.49 IQD 733

$0.82 Rp 15.0K

-40.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.6K IQD 25.0M

$23.8K Rp 433.3M

-30.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.8K IQD 25.4M

$31.7K Rp 577.0M

-47.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 IQD 283.3K

$79.1 Rp 1.4M

137.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.15 IQD 28.9K

$6.45 Rp 117.2K

196.90%

Internet (50+ Mbps, Unlimited Data)

$19.76 IQD 29.9K

$18.58 Rp 337.7K

6.35%

Gym Membership (Monthly)

$15.05 IQD 22.7K

$49.48 Rp 899.4K

-69.58%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$9.64 IQD 14.6K

$4.27 Rp 77.7K

125.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$69.3 IQD 104.8K

$491 Rp 8.9M

-85.87%

International Primary School, 1 Child (Yearly)

$2,161 IQD 3.3M

$5,674 Rp 103.1M

-61.92%

Jeans (Levis 501 Or Similar)

$10.13 IQD 15.3K

$44.64 Rp 811.4K

-77.31%

Summer Dress (H&M, Zara, etc)

$29.46 IQD 44.5K

$34.95 Rp 635.3K

-15.71%

Sport Shoes (Adidas, Nike)

$20.07 IQD 30.3K

$79.9 Rp 1.5M

-74.88%

Men's Leather Business Shoes

$34.57 IQD 52.2K

$79.4 Rp 1.4M

-56.47%

1-bedroom Apartment, City Center (Monthly)

$208 IQD 313.5K

$1,125 Rp 20.4M

-81.55%

1-bedroom Apartment, Outside City Center (Monthly)

$135 IQD 204.6K

$671 Rp 12.2M

-79.83%

3-bedroom Apartment, City Center (Monthly)

$371 IQD 561.3K

$3,565 Rp 64.8M

-89.58%

3-bedroom Apartment, Outside City Center (Monthly)

$309 IQD 466.6K

$1,723 Rp 31.3M

-82.08%

Buy Apartment in City Center (m2)

$1,244 IQD 1.9M

$2,732 Rp 49.6M

-54.47%

Buy Apartment Outside City Center (m2)

$495 IQD 748.2K

$2,284 Rp 41.5M

-78.32%

Average Monthly Net Salary (After Tax)

$902 IQD 1.4M

$164 Rp 3.0M

450.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

13.78

-70.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Al Kufah: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Al Kufah

$226 32.2%

Ubud, Bali

$104 7.7% 54% $122

Groceries & Markets

Al Kufah

$138 19.6%

Ubud, Bali

$288 21.4% 110% $151

Accommodation & Living

Al Kufah

$135 19.3%

Ubud, Bali

$672 49.8% 396% $536

Eating Out

Al Kufah

$116 16.6%

Ubud, Bali

$108 8% 7.5% $8.8

Clothing & Footwear

Al Kufah

$42 6%

Ubud, Bali

$108 8% 154% $65

Sport & Entertainment

Al Kufah

$34 4.9%

Ubud, Bali

$58 4.3% 69.1% $24

Getting Around

Al Kufah

$10 * 1.4%

Ubud, Bali

$11 0.9% 14.8% $1.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $208 in Al Kufah and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Al Kufah pays about 5.5 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $26 in Al Kufah vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $138 vs $288 per month, with Al Kufah cheaper across the board.

Good to know

🇮🇶 Al Kufah

🇮🇩 Ubud, Bali

🕒 Local time

01:12 1:12 AM

06:12 6:12 AM

5 h ahead of Al Kufah

🌤 Weather

👥 Population

230,000

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 28, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,682 IQD (10,000 IQD = 5.95 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Al Kufah Ubud, Bali 8,750 km ≈ 11 h nonstop flight

From you

Al Kufah
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Al Kufah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Al Kufah is about 48% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Al Kufah is about 5.5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $208 in Al Kufah versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 110% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $703 per month in Al Kufah versus $1,349 in Ubud, Bali – Al Kufah is about 48% cheaper, which adds up to real savings over time.

At $703 in Al Kufah versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Al Kufah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al Kufah the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.