Cost of Living Comparison Between Al Kufah and Ubud, Bali Cost of Living Comparison Between Al Kufah and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $630 in Al Kufah versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,038 in Al Kufah versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,446 in Al Kufah versus $3,275 in Ubud, Bali.

Living in Al Kufah costs roughly 54% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Al Kufah is 54% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$4.83 IQD 6,320

$3.33 Rp 58.7K

45.05%

Three-Course Dinner for Two, Mid-Range

$34.07 IQD 44.6K

$35.82 Rp 630.7K

-4.89%

Fast Food Meal (McDonalds, etc)

$7.48 IQD 9,795

$5.63 Rp 99.1K

32.86%

Cappuccino

$3.20 IQD 4,191

$2.82 Rp 49.7K

13.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 IQD 474

$1.75 Rp 30.8K

-79.43%

Water (0.33 liter bottle)

$0.24 IQD 312

$0.80 Rp 14.0K

-70.00%

Local Beer (0.5 liter draught)

$3.86 IQD 5,055

$3.04 Rp 53.6K

26.97%

Imported Beer (0.33 liter bottle)

$3.89 IQD 5,100

$4.30 Rp 75.7K

-9.53%

Milk (1 liter)

$1.03 IQD 1,347

$1.61 Rp 28.3K

-36.02%

White Bread (500g)

$0.79 IQD 1,035

$2.27 Rp 39.9K

-65.20%

Rice (white) (1kg)

$1.52 IQD 1,993

$1.17 Rp 20.6K

29.91%

Eggs

$1.82 IQD 2,390

$2.17 Rp 38.2K

-16.13%

Local Cheese (1kg)

$2.33 IQD 3,046

$17.63 Rp 310.5K

-86.78%

Chicken Fillets (1kg)

$4.57 IQD 5,980

$4.05 Rp 71.4K

12.84%

Beef Round Steak (1kg)

$9.29 IQD 12.2K

$12.18 Rp 214.5K

-23.73%

Apples (1kg)

$0.75 IQD 976

$3.62 Rp 63.7K

-79.28%

Banana (1kg)

$1.05 IQD 1,370

$1.64 Rp 28.8K

-35.98%

Oranges (1kg)

$0.61 IQD 801

$2.31 Rp 40.6K

-73.59%

Tomato (1kg)

$0.56 IQD 739

$1.96 Rp 34.5K

-71.43%

Potato (1kg)

$0.51 IQD 668

$1.84 Rp 32.5K

-72.28%

Onion (1kg)

$0.33 IQD 431

$2.37 Rp 41.7K

-86.08%

Lettuce (1 head)

$0.20 IQD 267

$1.05 Rp 18.5K

-80.95%

Water (1.5 liter bottle)

$0.55 IQD 716

$0.54 Rp 9,560

1.85%

Cigarettes 20 Pack (Marlboro, Camel)

$1.59 IQD 2,077

$2.30 Rp 40.6K

-30.87%

Wine (Bottle)

$13.80 IQD 18.1K

$23.08 Rp 406.4K

-40.21%

Local Beer (0.5 liter bottle)

$2.22 IQD 2,908

$2.34 Rp 41.2K

-5.13%

Imported Beer (0.33 liter bottle)

$2.21 IQD 2,893

$3.07 Rp 54.0K

-28.01%

One-way Ticket (Public Transport)

$0.37 IQD 482

$0.25 Rp 4,365

48.00%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$2.22 IQD 2,909

$0.49 Rp 8,631

353.06%

Taxi (Normal Tariff) (1km)

$1.55 IQD 2,027

$0.47 Rp 8,349

229.79%

Taxi 1hour Waiting (Normal Tariff)

$7.69 IQD 10.1K

$5.60 Rp 98.6K

37.32%

Gasoline (1 liter)

$0.58 IQD 762

$0.81 Rp 14.2K

-28.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.4K IQD 25.4M

$25.0K Rp 440.3M

-22.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K IQD 25.6M

$31.1K Rp 547.0M

-37.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 IQD 285.9K

$82.7 Rp 1.5M

163.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.02 IQD 27.5K

$6.49 Rp 114.2K

223.88%

Internet (50+ Mbps, Unlimited Data)

$22.69 IQD 29.7K

$18.79 Rp 330.8K

20.76%

Gym Membership (Monthly)

$15.54 IQD 20.3K

$55.2 Rp 972.6K

-71.87%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$9.96 IQD 13.0K

$4.30 Rp 75.7K

131.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.7 IQD 95.2K

$494 Rp 8.7M

-85.28%

International Primary School, 1 Child (Yearly)

$2,401 IQD 3.1M

$5,917 Rp 104.2M

-59.42%

Jeans (Levis 501 Or Similar)

$9.86 IQD 12.9K

$46.28 Rp 814.8K

-78.69%

Summer Dress (H&M, Zara, etc)

$29.84 IQD 39.1K

$36.44 Rp 641.6K

-18.11%

Sport Shoes (Adidas, Nike)

$20.17 IQD 26.4K

$80.7 Rp 1.4M

-75.01%

Men's Leather Business Shoes

$34.50 IQD 45.2K

$78.8 Rp 1.4M

-56.22%

1-bedroom Apartment, City Center (Monthly)

$189 IQD 247.3K

$1,114 Rp 19.6M

-83.05%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$250 IQD 327.9K

$3,639 Rp 64.1M

-93.12%

3-bedroom Apartment, Outside City Center (Monthly)

$204 IQD 266.8K

$1,712 Rp 30.1M

-88.10%

Buy Apartment in City Center (m2)

$1,333 IQD 1.7M

$2,761 Rp 48.6M

-51.71%

Buy Apartment Outside City Center (m2)

$382 IQD 499.8K

$2,293 Rp 40.4M

-83.35%

Average Monthly Net Salary (After Tax)

$1,017 IQD 1.3M

$167 Rp 2.9M

508.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

13.78

-70.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Al Kufah: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $189 in Al Kufah and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Al Kufah pays 509% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $34.00 in Al Kufah vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $157 vs $294 per month, with Al Kufah cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Al Kufah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Al Kufah is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Getting Around. The 119% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 509% higher in Al Kufah, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $189 in Al Kufah versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 87% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $630 per month in Al Kufah versus $1,378 in Ubud, Bali – a 119% gap that adds up to real savings over time for anyone picking the cheaper option.

At $630 in Al Kufah versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Al Kufah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al Kufah the clear choice for anyone on this budget.

For families, Al Kufah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Al Kufah and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Al Kufah gentler on the wallet – expenses run 119% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.