🙂Monthly costs for one person with rent: $656 in Al Kufah versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,043 in Al Kufah versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,429 in Al Kufah versus $3,660 in Ubud, Bali.
🙂Living in Al Kufah costs roughly 54% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Al Kufah is 51% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Al Kufah
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.45IQD 7,142
$3.56Rp 63.7K
53.09%
Three-Course Dinner for Two, Mid-Range
$36.32IQD 47.6K
$32.73Rp 584.5K
10.97%
Fast Food Meal(McDonalds, etc)
$7.50IQD 9,815
$4.95Rp 88.4K
51.52%
Cappuccino
$3.05IQD 3,990
$2.71Rp 48.4K
12.55%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.39IQD 517
$1.34Rp 24.0K
-70.90%
Water(0.33 liter bottle)
$0.20IQD 266
$0.70Rp 12.5K
-71.43%
Local Beer(0.5 liter draught)
$3.34IQD 4,375
$2.92Rp 52.1K
14.38%
Imported Beer(0.33 liter bottle)
$2.83IQD 3,711
$3.96Rp 70.7K
-28.54%
🛒 Groceries & Markets
Al Kufah
Ubud, Bali
Difference
Milk(1 liter)
$1.11IQD 1,454
$1.81Rp 32.3K
-38.67%
White Bread(500g)
$0.66IQD 861
$2.52Rp 45.0K
-73.81%
Rice(white)(1kg)
$1.63IQD 2,135
$1.16Rp 20.7K
40.52%
Eggs
$1.74IQD 2,283
$2.46Rp 43.9K
-29.27%
Local Cheese(1kg)
$2.24IQD 2,934
$14.71Rp 262.7K
-84.77%
Chicken Fillets(1kg)
$3.08IQD 4,038
$4.32Rp 77.1K
-28.70%
Beef Round Steak(1kg)
$10.18IQD 13.3K
$12.14Rp 216.7K
-16.14%
Apples(1kg)
$0.52IQD 683
$3.84Rp 68.6K
-86.46%
Banana(1kg)
$0.92IQD 1,209
$1.56Rp 27.8K
-41.03%
Oranges(1kg)
$0.71IQD 933
$2.83Rp 50.6K
-74.91%
Tomato(1kg)
$0.49IQD 646
$2.33Rp 41.5K
-78.97%
Potato(1kg)
$0.40IQD 527
$1.91Rp 34.2K
-79.06%
Onion(1kg)
$0.31IQD 401
$2.20Rp 39.3K
-85.91%
Lettuce(1 head)
$0.68IQD 884
$1.01Rp 18.1K
-32.67%
Water(1.5 liter bottle)
$0.42IQD 545
$0.78Rp 13.8K
-46.15%
Cigarettes 20 Pack(Marlboro, Camel)
$1.96IQD 2,566
$3.32Rp 59.2K
-40.96%
Wine(Bottle)
$13.80IQD 18.1K
$23.74Rp 423.9K
-41.87%
Local Beer(0.5 liter bottle)
$1.82IQD 2,388
$2.79Rp 49.8K
-34.77%
Imported Beer(0.33 liter bottle)
$2.12IQD 2,771
$2.86Rp 51.1K
-25.87%
🚌 Getting Around
Al Kufah
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.37IQD 488
$0.27Rp 4,800
37.04%
Public Transport Monthly Pass(Regular Price)
$31.06IQD 40.7K
$8.03Rp 143.4K
286.80%
Taxi Start(Normal Tariff)
$2.34IQD 3,068
$0.46Rp 8,150
408.70%
Taxi(Normal Tariff)(1km)
$1.53IQD 2,004
$0.45Rp 8,037
240.00%
Taxi 1hour Waiting(Normal Tariff)
$7.71IQD 10.1K
$6.10Rp 108.9K
26.39%
Gasoline(1 liter)
$0.54IQD 704
$0.79Rp 14.2K
-31.65%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.0KIQD 26.2M
$26.1KRp 467.0M
-23.37%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.6KIQD 25.7M
$32.1KRp 573.6M
-38.84%
🧾 Monthly Utilities & Internet
Al Kufah
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$40.32IQD 52.8K
$79.9Rp 1.4M
-49.56%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$26.29IQD 34.4K
$4.06Rp 72.6K
547.54%
Internet(50+ Mbps, Unlimited Data)
$22.61IQD 29.6K
$23.52Rp 420.0K
-3.87%
🎉 Sport & Entertainment
Al Kufah
Ubud, Bali
Difference
Gym Membership(Monthly)
$25.46IQD 33.3K
$98.7Rp 1.8M
-74.20%
Tennis Court(1 Hour on Weekend)
$16.55IQD 21.7K
$6.63Rp 118.4K
149.62%
Cinema Ticket
$7.43IQD 9,724
$4.15Rp 74.1K
79.04%
🧸 Childcare & Education
Al Kufah
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$87.4IQD 114.4K
$304Rp 5.4M
-71.25%
International Primary School, 1 Child(Yearly)
$2,386IQD 3.1M
$6,613Rp 118.1M
-63.91%
👕👟 Clothing & Footwear
Al Kufah
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$21.39IQD 28.0K
$55.5Rp 991.8K
-61.49%
Summer Dress(H&M, Zara, etc)
$30.55IQD 40.0K
$38.31Rp 684.1K
-20.26%
Sport Shoes(Adidas, Nike)
$19.88IQD 26.0K
$88.6Rp 1.6M
-77.56%
Men's Leather Business Shoes
$27.88IQD 36.5K
$77.9Rp 1.4M
-64.20%
🏠 Accommodation & Living
Al Kufah
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$210IQD 275.6K
$1,006Rp 18.0M
-79.09%
1-bedroom Apartment, Outside City Center(Monthly)
$181IQD 237.0K
$675Rp 12.1M
-73.20%
3-bedroom Apartment, City Center(Monthly)
$424IQD 555.4K
$3,442Rp 61.5M
-87.68%
3-bedroom Apartment, Outside City Center(Monthly)
$290IQD 379.6K
$2,039Rp 36.4M
-85.78%
Buy Apartment in City Center(m2)
$3,193IQD 4.2M
$2,841Rp 50.7M
12.38%
Buy Apartment Outside City Center(m2)
$1,688IQD 2.2M
$2,264Rp 40.4M
-25.43%
💵 Salaries & Financials
Al Kufah
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$776IQD 1.0M
$165Rp 3.0M
369.44%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.67
13.28
-57.30%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Al Kufah: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $210 in Al Kufah and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Al Kufah pays 369% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $36.00 in Al Kufah vs $33.00 in Ubud, Bali. Groceries flip the comparison at $148 vs $302, with Al Kufah cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Al Kufah vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Al Kufah?
Al Kufah is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 116% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Al Kufah or Ubud, Bali?
Al Kufah pays 369% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Al Kufah and Ubud, Bali?
Rent for a central apartment: $210 in Al Kufah versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Al Kufah or Ubud, Bali?
Dining out is cheaper in Al Kufah – a meal for two runs $36.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Al Kufah vs Ubud, Bali?
All in, you'll spend $656 per month in Al Kufah versus $1,419 in Ubud, Bali – a 116% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for Al Kufah or Ubud, Bali?
At $656 in Al Kufah versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Al Kufah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al Kufah the clear choice for anyone on this budget.
Is Al Kufah or Ubud, Bali more family-friendly?
For families, Al Kufah is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Al Kufah or Ubud, Bali?
Safety-wise, Al Kufah and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Al Kufah gentler on the wallet – expenses run 116% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.