Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Al Kufah

For one person, living is cheaper in Al Kufah: $703 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
34

Cost of Living Index in Al Kufah
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Al Kufah Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Al Kufah

🇮🇶 Iraq

$703

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Al Kufah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Al Kufah actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $703 in Al Kufah.

Ubud, Bali $1,349
Al Kufah $703

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,050 in Al Kufah.

Ubud, Bali $2,305
Al Kufah $1,050

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,397 in Al Kufah.

Ubud, Bali $3,261
Al Kufah $1,397

Living in Ubud, Bali is roughly 92% more expensive than in Al Kufah, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$4.74 IQD 7,157

-29.96%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$25.90 IQD 39.1K

37.61%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$6.63 IQD 10.0K

-16.59%

Cappuccino

$2.72 Rp 49.4K

$2.82 IQD 4,255

-3.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.38 IQD 578

347.37%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.20 IQD 301

280.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$3.21 IQD 4,840

-17.45%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$3.24 IQD 4,894

35.19%

Milk (1 liter)

$1.49 Rp 27.1K

$0.96 IQD 1,450

55.21%

White Bread (500g)

$2.28 Rp 41.4K

$0.69 IQD 1,041

230.43%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.32 IQD 1,988

-9.85%

Eggs

$2.04 Rp 37.0K

$1.70 IQD 2,572

20.00%

Local Cheese (1kg)

$17.70 Rp 321.9K

$2.02 IQD 3,044

776.24%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$3.99 IQD 6,028

-0.75%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$7.85 IQD 11.8K

55.29%

Apples (1kg)

$3.66 Rp 66.5K

$0.63 IQD 953

480.95%

Banana (1kg)

$1.52 Rp 27.6K

$0.96 IQD 1,448

58.33%

Oranges (1kg)

$2.23 Rp 40.5K

$0.56 IQD 848

298.21%

Tomato (1kg)

$1.97 Rp 35.9K

$0.49 IQD 736

302.04%

Potato (1kg)

$1.85 Rp 33.6K

$0.43 IQD 650

330.23%

Onion (1kg)

$2.42 Rp 44.1K

$0.33 IQD 498

633.33%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.19 IQD 283

421.05%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.51 IQD 775

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$1.53 IQD 2,318

45.10%

Wine (Bottle)

$22.24 Rp 404.4K

$11.59 IQD 17.5K

91.89%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.00 IQD 3,015

13.00%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.97 IQD 2,970

50.76%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.32 IQD 479

-21.88%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$1.95 IQD 2,952

-77.44%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.34 IQD 2,030

-67.91%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$6.52 IQD 9,842

-17.02%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.49 IQD 733

67.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$16.6K IQD 25.0M

44.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$16.8K IQD 25.4M

89.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$188 IQD 283.1K

-57.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$19.15 IQD 28.9K

-66.32%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$19.76 IQD 29.8K

-5.97%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$15.05 IQD 22.7K

228.77%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

$9.64 IQD 14.6K

-55.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$69.3 IQD 104.7K

607.54%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$2,161 IQD 3.3M

162.58%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$10.13 IQD 15.3K

340.67%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$29.46 IQD 44.5K

18.64%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$20.07 IQD 30.3K

298.11%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$34.57 IQD 52.2K

129.74%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$208 IQD 313.3K

442.07%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$135 IQD 204.5K

395.86%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$371 IQD 560.9K

859.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$309 IQD 466.3K

458.06%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$1,244 IQD 1.9M

119.63%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$495 IQD 747.7K

361.24%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$902 IQD 1.4M

-81.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.12

234.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Al Kufah: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Al Kufah

$135 19.3% 79.8% $536

Groceries & Markets

Ubud, Bali

$288 21.4%

Al Kufah

$138 19.6% 52.3% $151

Eating Out

Ubud, Bali

$108 8%

Al Kufah

$116 16.6% 8.1% $8.8

Clothing & Footwear

Ubud, Bali

$108 8%

Al Kufah

$42 6% 60.6% $65

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Al Kufah

$226 32.2% 118% $122

Sport & Entertainment

Ubud, Bali

$58 4.3%

Al Kufah

$34 4.9% 40.9% $24

Getting Around

Ubud, Bali

$11 0.9%

Al Kufah

$10 * 1.4% 12.9% $1.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $208 in Al Kufah. Housing cost is often the main lever when comparing two cities.

Al Kufah pays about 5.5 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $26 in Al Kufah for a mid-range dinner for two. Groceries echo the gap at $288 vs $138 per month, with Al Kufah cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 Al Kufah

🕒 Local time

09:26 9:26 AM

04:26 4:26 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

230,000

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Iraqi Dinar exchange rates as of October 29, 2026: 1 USD = 1,510 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,681 IQD (10,000 IQD = 5.95 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Al Kufah 8,750 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Al Kufah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Al Kufah: Cost of Living - Frequently Asked Questions

Al Kufah is about 48% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 82% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $208 in Al Kufah. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 110% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $703 in Al Kufah – Al Kufah is about 48% cheaper, which adds up to real savings over time.

At $703 in Al Kufah versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Al Kufah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Al Kufah the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.