Cost of Living in Umluj - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $1,149 monthly including rent, or $719 excluding housing.

Estimated monthly costs for a couple: $1,757 with rent, or $1,202 without housing.

Monthly costs for a family of three come to about $2,366 including rent, or $1,684 for daily expenses alone.

Umluj sits 16–19% below the global median across household types. Within Asia, costs are slightly above average (5%) – still relatively affordable for the region.

Meal at Budget Restaurant

$6.76 SAR 25.38

$4.05 SAR 15.23

$13.52 SAR 50.8

Three-Course Dinner for Two, Mid-Range

$37.01 SAR 139

$26.43 SAR 99.3

$95.2 SAR 357

Fast Food Meal (McDonalds, etc)

$7.87 SAR 29.55

$6.95 SAR 26.10

$9.18 SAR 34.47

Local Non-Alcoholic Beer (0.5 liter draught)

$1.65 SAR 6.20

$1.35 SAR 5.06

$4.39 SAR 16.48

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.02 SAR 7.60

$1.62 SAR 6.08

$4.04 SAR 15.16

Cappuccino

$3.38 SAR 12.70

$1.72 SAR 6.44

$5.28 SAR 19.81

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 SAR 3.27

$0.68 SAR 2.54

$1.51 SAR 5.65

Water (0.33 liter bottle)

$0.26 SAR 0.98

$0.14 SAR 0.51

$0.42 SAR 1.57

Milk (1 liter)

$1.67 SAR 6.25

$1.33 SAR 4.99

$2.23 SAR 8.36

White Bread (500g)

$1.02 SAR 3.85

$0.28 SAR 1.04

$2.00 SAR 7.50

Rice (white) (1kg)

$2.13 SAR 8.01

$1.30 SAR 4.86

$2.73 SAR 10.24

Eggs

$2.33 SAR 8.77

$1.58 SAR 5.94

$3.16 SAR 11.85

Local Cheese (1kg)

$7.21 SAR 27.07

$4.17 SAR 15.65

$13.01 SAR 48.86

Chicken Fillets (1kg)

$7.98 SAR 29.95

$4.24 SAR 15.93

$11.37 SAR 42.70

Beef Round Steak (1kg)

$12.80 SAR 48.07

$8.56 SAR 32.13

$15.79 SAR 59.3

Apples (1kg)

$2.16 SAR 8.10

$1.37 SAR 5.13

$2.73 SAR 10.26

Banana (1kg)

$1.68 SAR 6.30

$1.35 SAR 5.05

$2.42 SAR 9.08

Oranges (1kg)

$1.55 SAR 5.84

$1.05 SAR 3.94

$2.22 SAR 8.33

Tomato (1kg)

$1.59 SAR 5.98

$1.03 SAR 3.86

$2.19 SAR 8.24

Potato (1kg)

$1.18 SAR 4.43

$0.81 SAR 3.06

$1.84 SAR 6.92

Onion (1kg)

$1.35 SAR 5.08

$0.81 SAR 3.06

$1.89 SAR 7.10

Lettuce (1 head)

$1.18 SAR 4.43

$0.40 SAR 1.52

$2.15 SAR 8.07

Water (1.5 liter bottle)

$0.54 SAR 2.04

$0.46 SAR 1.72

$0.76 SAR 2.86

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.75 SAR 10.34

$1.70 SAR 6.39

$7.84 SAR 29.46

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.75 SAR 6.57

$1.35 SAR 5.08

$2.71 SAR 10.17

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.09 SAR 7.86

$1.31 SAR 4.91

$3.14 SAR 11.77

Cigarettes 20 Pack (Marlboro, Camel)

$6.82 SAR 25.63

$6.69 SAR 25.12

$8.19 SAR 30.75

One-way Ticket (Public Transport)

$1.09 SAR 4.08

$0.82 SAR 3.08

$1.09 SAR 4.08

Public Transport Monthly Pass (Regular Price)

$35.68 SAR 134

$15.86 SAR 59.6

$52.9 SAR 198

Taxi Start (Normal Tariff)

$2.91 SAR 10.91

$1.98 SAR 7.45

$5.28 SAR 19.81

Taxi (Normal Tariff) (1km)

$1.79 SAR 6.70

$1.06 SAR 3.98

$2.64 SAR 9.91

Taxi 1hour Waiting (Normal Tariff)

$13.41 SAR 50.3

$12.07 SAR 45.30

$25.73 SAR 96.6

Gasoline (1 liter)

$0.65 SAR 2.43

$0.61 SAR 2.28

$0.67 SAR 2.51

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K SAR 168.7K

$26.3K SAR 98.8K

$65.8K SAR 247.0K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K SAR 79.6K

$20.9K SAR 78.5K

$22.4K SAR 84.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 SAR 379

$66.5 SAR 250

$186 SAR 699

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 SAR 124

$19.63 SAR 73.7

$60.9 SAR 229

Internet (50+ Mbps, Unlimited Data)

$65.9 SAR 247

$53.1 SAR 199

$90.0 SAR 338

Gym Membership (Monthly)

$84.3 SAR 316

$53.3 SAR 200

$127 SAR 476

Tennis Court (1 Hour on Weekend)

$37.17 SAR 140

$6.70 SAR 25.15

$37.17 SAR 140

Cinema Ticket

$13.53 SAR 50.8

$10.83 SAR 40.66

$20.98 SAR 78.8

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$344 SAR 1,292

$274 SAR 1,027

$826 SAR 3,100

International Primary School, 1 Child (Yearly)

$6,722 SAR 25.2K

$5,252 SAR 19.7K

$21.5K SAR 80.9K

Jeans (Levis 501 Or Similar)

$51.4 SAR 193

$18.91 SAR 71.0

$108 SAR 406

Summer Dress (H&M, Zara, etc)

$58.4 SAR 219

$24.55 SAR 92.2

$97.9 SAR 368

Sport Shoes (Adidas, Nike)

$96.9 SAR 364

$62.9 SAR 236

$147 SAR 552

Men's Leather Business Shoes

$88.9 SAR 334

$40.08 SAR 151

$160 SAR 602

1-bedroom Apartment, City Center (Monthly)

$580 SAR 2,179

$345 SAR 1,296

$866 SAR 3,250

1-bedroom Apartment, Outside City Center (Monthly)

$341 SAR 1,281

$231 SAR 867

$600 SAR 2,253

3-bedroom Apartment, City Center (Monthly)

$864 SAR 3,244

$524 SAR 1,968

$1,228 SAR 4,610

3-bedroom Apartment, Outside City Center (Monthly)

$549 SAR 2,062

$399 SAR 1,496

$996 SAR 3,741

Buy Apartment in City Center (m2)

$2,339 SAR 8,781

$1,255 SAR 4,713

$3,699 SAR 13.9K

Buy Apartment Outside City Center (m2)

$1,371 SAR 5,148

$682 SAR 2,561

$2,129 SAR 7,993

Average Monthly Net Salary (After Tax)

$4,284 SAR 16.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.47

3.35

6.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: August 31, 2026

Cost Breakdown

Expect to pay about $580 for a central one-bedroom, or $341 outside the center. At 14% of the average salary ($4,284), housing is the biggest financial pressure.

Average take-home pay sits at $4,284, while typical expenses reach $1,149. This leaves solid room for saving and lifestyle spending.

Expect to spend about $197 monthly on groceries. Dining out at a mid-range restaurant costs roughly $37.00 for two – broadly in line with the Asian average.

Public transport is priced at around $35.68 per month – roughly in line with the Asian average of $34.00.

Cost Highlights

Average monthly net salary is higher than 99% of cities in Asia

Gym membership is more expensive than 95% of cities in Asia

Internet is more expensive than 95% of cities in Asia

Umluj Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🕌 Middle East

Cost of Living in Umluj - Frequently Asked Questions

Umluj's coastal charm translates into a practical cost profile. When you compare with megacities like Riyadh or Jeddah, everyday essentials tend to feel more approachable, and shorter trips lighten transport time. For travelers, expats, and digital nomads who value a relaxed pace and access to seafood markets, the overall value is solid, especially for housing near the water and local eateries. Imported goods may carry a premium, but local produce and seafood offer good value. Consider how Cost of Living in Umluj compares to bigger cities to see why the coastal rhythm attracts many. Tip: Choose a neighborhood that aligns with your pace and work needs.

Daily life in Umluj centers on sea access, markets, and a relaxed routine. Housing tends to be straightforward: simple apartments near the waterfront or quiet residential streets, with longer leases often bringing more favorable terms. Food options mix fresh fish stalls, traditional dishes, and a few international groceries – seasonal seafood feasts and affordable staples are common. Transport is practical: narrow roads suit small cars or motorbikes, and taxis or ride-hailing are more limited than in larger cities. For work, consider small coworking spaces or cafes with reliable Wi-Fi. Umluj living cost can shift with season and housing type. Tip: start your housing search by scanning multiple listings and visiting areas at different times of day.

To maximize quality of life in Umluj, adopt a practical budgeting framework that separates needs from wants and tracks housing, food, and transport across seasons. Look for neighborhoods that balance waterfront access with quieter streets and good Wi-Fi at nearby cafes. Seasonality matters: seafood markets, peak tourist months, and heat can shift prices and crowd levels. Save by cooking at home with local produce, using public transport or walking, and choosing energy-efficient lodging. Build a simple plan for errands – shop at local markets, batch errands, and compare options before shortlisting visits. Tip: revisit your budget monthly and adjust as your routines change.

As of 2026, monthly living costs in Umluj come to around $1,149 including rent, or roughly $719 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.

At around $1,149 monthly all-in, Umluj offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.

Earning $1,723 monthly in Umluj means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.

Rents for a 1-bedroom flat in Umluj range from $341 to $580, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.

A monthly transit pass in Umluj runs about $35.68, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.

At about $197 monthly, food costs in Umluj sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.

Living on $2,000 in Umluj means careful planning, since monthly costs average $1,149. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.

Living in Umluj means access to low crime rates, coastal lifestyle, beach access at about $1,149 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.

Monthly expenses in Umluj run around $1,149, so putting money aside takes more than $1,723 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.