Cost of Living in Umluj - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $1,240 monthly including rent, or $698 excluding housing.

Estimated monthly costs for a couple: $1,858 with rent, or $1,345 without housing.

Monthly costs for a family of three come to about $2,477 including rent, or $1,993 for daily expenses alone.

Umluj sits 7–12% below the global median across household types. Within Asia, costs are 19% above average – pricier than most cities in the region.

Meal at Budget Restaurant

$6.77 SAR 25.41

$4.07 SAR 15.26

$14.91 SAR 55.9

Three-Course Dinner for Two, Mid-Range

$45.00 SAR 169

$28.21 SAR 106

$91.2 SAR 342

Fast Food Meal (McDonalds, etc)

$7.91 SAR 29.68

$7.12 SAR 26.71

$9.24 SAR 34.66

Local Non-Alcoholic Beer (0.5 liter draught)

$1.70 SAR 6.39

$1.31 SAR 4.91

$3.94 SAR 14.77

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.76 SAR 6.60

$1.30 SAR 4.88

$3.38 SAR 12.69

Cappuccino

$3.74 SAR 14.04

$2.04 SAR 7.67

$6.47 SAR 24.28

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 SAR 2.97

$0.69 SAR 2.58

$1.37 SAR 5.13

Water (0.33 liter bottle)

$0.29 SAR 1.08

$0.12 SAR 0.47

$0.64 SAR 2.42

Milk (1 liter)

$1.63 SAR 6.13

$1.30 SAR 4.88

$2.35 SAR 8.80

White Bread (500g)

$0.99 SAR 3.72

$0.28 SAR 1.04

$2.05 SAR 7.68

Rice (white) (1kg)

$2.35 SAR 8.83

$1.34 SAR 5.04

$3.36 SAR 12.62

Eggs

$2.42 SAR 9.06

$1.56 SAR 5.87

$4.96 SAR 18.61

Local Cheese (1kg)

$6.72 SAR 25.24

$3.92 SAR 14.69

$14.35 SAR 53.9

Chicken Fillets (1kg)

$7.66 SAR 28.76

$4.36 SAR 16.36

$12.82 SAR 48.11

Beef Round Steak (1kg)

$13.19 SAR 49.49

$8.53 SAR 32.00

$17.58 SAR 66.0

Apples (1kg)

$2.28 SAR 8.54

$1.36 SAR 5.12

$3.00 SAR 11.28

Banana (1kg)

$1.63 SAR 6.13

$1.35 SAR 5.06

$3.13 SAR 11.76

Oranges (1kg)

$1.67 SAR 6.27

$0.91 SAR 3.41

$3.25 SAR 12.20

Tomato (1kg)

$1.57 SAR 5.89

$0.79 SAR 2.96

$2.37 SAR 8.89

Potato (1kg)

$1.24 SAR 4.64

$0.52 SAR 1.95

$2.09 SAR 7.85

Onion (1kg)

$1.28 SAR 4.81

$0.79 SAR 2.96

$2.24 SAR 8.40

Lettuce (1 head)

$1.20 SAR 4.49

$0.52 SAR 1.97

$2.37 SAR 8.90

Water (1.5 liter bottle)

$0.58 SAR 2.19

$0.48 SAR 1.81

$0.82 SAR 3.08

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.44 SAR 9.16

$1.52 SAR 5.69

$6.96 SAR 26.13

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.68 SAR 6.32

$1.29 SAR 4.86

$2.36 SAR 8.84

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.01 SAR 7.53

$1.30 SAR 4.88

$3.39 SAR 12.74

Cigarettes 20 Pack (Marlboro, Camel)

$7.13 SAR 26.77

$6.65 SAR 24.97

$9.23 SAR 34.64

One-way Ticket (Public Transport)

$1.09 SAR 4.11

$0.97 SAR 3.65

$1.36 SAR 5.11

Public Transport Monthly Pass (Regular Price)

$40.32 SAR 151

$16.13 SAR 60.5

$53.8 SAR 202

Taxi Start (Normal Tariff)

$2.73 SAR 10.25

$2.19 SAR 8.21

$5.47 SAR 20.54

Taxi (Normal Tariff) (1km)

$1.88 SAR 7.07

$0.81 SAR 3.02

$4.03 SAR 15.12

Taxi 1hour Waiting (Normal Tariff)

$13.10 SAR 49.18

$9.18 SAR 34.45

$26.21 SAR 98.4

Gasoline (1 liter)

$0.65 SAR 2.42

$0.58 SAR 2.19

$0.67 SAR 2.50

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K SAR 99.9K

$21.3K SAR 79.9K

$39.9K SAR 149.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K SAR 85.3K

$21.1K SAR 79.2K

$25.8K SAR 96.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 SAR 400

$67.4 SAR 253

$202 SAR 759

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.82 SAR 127

$21.37 SAR 80.2

$50.8 SAR 190

Internet (50+ Mbps, Unlimited Data)

$72.4 SAR 272

$56.9 SAR 213

$85.7 SAR 322

Gym Membership (Monthly)

$87.7 SAR 329

$35.95 SAR 135

$176 SAR 660

Tennis Court (1 Hour on Weekend)

$35.18 SAR 132

$26.30 SAR 98.7

$39.46 SAR 148

Cinema Ticket

$15.95 SAR 59.9

$11.54 SAR 43.30

$24.42 SAR 91.7

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$359 SAR 1,348

$210 SAR 788

$711 SAR 2,670

International Primary School, 1 Child (Yearly)

$6,949 SAR 26.1K

$4,509 SAR 16.9K

$13.9K SAR 52.3K

Jeans (Levis 501 Or Similar)

$59.8 SAR 224

$14.79 SAR 55.5

$134 SAR 503

Summer Dress (H&M, Zara, etc)

$60.8 SAR 228

$40.28 SAR 151

$94.0 SAR 353

Sport Shoes (Adidas, Nike)

$80.5 SAR 302

$54.2 SAR 203

$135 SAR 508

Men's Leather Business Shoes

$81.8 SAR 307

$43.94 SAR 165

$160 SAR 600

1-bedroom Apartment, City Center (Monthly)

$447 SAR 1,676

$325 SAR 1,220

$813 SAR 3,051

1-bedroom Apartment, Outside City Center (Monthly)

$380 SAR 1,427

$226 SAR 848

$761 SAR 2,857

3-bedroom Apartment, City Center (Monthly)

$839 SAR 3,150

$558 SAR 2,095

$1,576 SAR 5,915

3-bedroom Apartment, Outside City Center (Monthly)

$633 SAR 2,375

$434 SAR 1,627

$1,219 SAR 4,577

Buy Apartment in City Center (m2)

$2,592 SAR 9,729

$1,391 SAR 5,221

$3,368 SAR 12.6K

Buy Apartment Outside City Center (m2)

$1,485 SAR 5,574

$750 SAR 2,816

$2,221 SAR 8,336

Average Monthly Net Salary (After Tax)

$4,306 SAR 16.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

3.25

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: June 1, 2026

Cost Breakdown

Expect to pay about $447 for a central one-bedroom, or $380 outside the center. At 10% of the average salary ($4,306), housing is the biggest financial pressure.

Average take-home pay sits at $4,306, while typical expenses reach $1,240. This leaves solid room for saving and lifestyle spending.

Expect to spend about $197 monthly on groceries. Dining out at a mid-range restaurant costs roughly $45.00 for two – above the Asian average of $35.00.

Public transport is priced at around $40.32 per month – above the Asian average of $31.00.

Cost Highlights

Average monthly net salary is higher than 98% of cities in Asia

Internet is more expensive than 97% of cities in Asia

Gym membership is more expensive than 95% of cities in Asia

Umluj Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🕌 Middle east

Cost of Living in Umluj - Frequently Asked Questions

Umluj's coastal charm translates into a practical cost profile. When you compare with megacities like Riyadh or Jeddah, everyday essentials tend to feel more approachable, and shorter trips lighten transport time. For travelers, expats, and digital nomads who value a relaxed pace and access to seafood markets, the overall value is solid, especially for housing near the water and local eateries. Imported goods may carry a premium, but local produce and seafood offer good value. Consider how Cost of Living in Umluj compares to bigger cities to see why the coastal rhythm attracts many. Tip: Choose a neighborhood that aligns with your pace and work needs.

Daily life in Umluj centers on sea access, markets, and a relaxed routine. Housing tends to be straightforward: simple apartments near the waterfront or quiet residential streets, with longer leases often bringing more favorable terms. Food options mix fresh fish stalls, traditional dishes, and a few international groceries – seasonal seafood feasts and affordable staples are common. Transport is practical: narrow roads suit small cars or motorbikes, and taxis or ride-hailing are more limited than in larger cities. For work, consider small coworking spaces or cafes with reliable Wi-Fi. Umluj living cost can shift with season and housing type. Tip: start your housing search by scanning multiple listings and visiting areas at different times of day.

To maximize quality of life in Umluj, adopt a practical budgeting framework that separates needs from wants and tracks housing, food, and transport across seasons. Look for neighborhoods that balance waterfront access with quieter streets and good Wi-Fi at nearby cafes. Seasonality matters: seafood markets, peak tourist months, and heat can shift prices and crowd levels. Save by cooking at home with local produce, using public transport or walking, and choosing energy-efficient lodging. Build a simple plan for errands – shop at local markets, batch errands, and compare options before shortlisting visits. Tip: revisit your budget monthly and adjust as your routines change.

As of 2026, monthly living costs in Umluj come to around $1,240 including rent, or roughly $698 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.

At around $1,240 monthly all-in, Umluj offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.

Earning $1,860 monthly in Umluj means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.

Rents for a 1-bedroom flat in Umluj range from $380 to $447, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.

A monthly transit pass in Umluj runs about $40.32, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.

At about $197 monthly, food costs in Umluj sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.

Living on $2,000 in Umluj means careful planning, since monthly costs average $1,240. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.

Living in Umluj means access to low crime rates, coastal lifestyle, beach access at about $1,240 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.

Monthly expenses in Umluj run around $1,240, so putting money aside takes more than $1,860 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.