Cost of Living in Umluj - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $1,218 monthly including rent, or $683 excluding housing.

Estimated monthly costs for a couple: $1,841 with rent, or $1,132 without housing.

Monthly costs for a family of three come to about $2,463 including rent, or $1,581 for daily expenses alone.

Umluj sits 9–13% below the global median across household types. Within Asia, costs are 20% above average – pricier than most cities in the region.

Meal at Budget Restaurant

$6.59 SAR 24.75

$3.96 SAR 14.86

$14.51 SAR 54.5

Three-Course Dinner for Two, Mid-Range

$44.44 SAR 167

$27.86 SAR 105

$90.0 SAR 338

Fast Food Meal (McDonalds, etc)

$7.81 SAR 29.33

$7.03 SAR 26.40

$9.12 SAR 34.25

Local Non-Alcoholic Beer (0.5 liter draught)

$1.76 SAR 6.61

$1.35 SAR 5.08

$4.07 SAR 15.28

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.77 SAR 6.65

$1.31 SAR 4.91

$3.40 SAR 12.79

Cappuccino

$3.74 SAR 14.03

$2.04 SAR 7.67

$6.46 SAR 24.26

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 SAR 2.78

$0.64 SAR 2.42

$1.28 SAR 4.80

Water (0.33 liter bottle)

$0.31 SAR 1.17

$0.14 SAR 0.51

$0.70 SAR 2.61

Milk (1 liter)

$1.65 SAR 6.20

$1.31 SAR 4.94

$2.37 SAR 8.91

White Bread (500g)

$0.99 SAR 3.70

$0.27 SAR 1.03

$2.03 SAR 7.63

Rice (white) (1kg)

$2.30 SAR 8.64

$1.31 SAR 4.93

$3.29 SAR 12.35

Eggs

$2.45 SAR 9.19

$1.58 SAR 5.95

$5.02 SAR 18.86

Local Cheese (1kg)

$6.72 SAR 25.24

$3.91 SAR 14.70

$14.34 SAR 53.9

Chicken Fillets (1kg)

$7.30 SAR 27.41

$4.15 SAR 15.59

$12.21 SAR 45.86

Beef Round Steak (1kg)

$12.97 SAR 48.71

$8.39 SAR 31.50

$17.30 SAR 65.0

Apples (1kg)

$2.19 SAR 8.21

$1.31 SAR 4.92

$2.89 SAR 10.83

Banana (1kg)

$1.64 SAR 6.17

$1.36 SAR 5.09

$3.15 SAR 11.83

Oranges (1kg)

$1.75 SAR 6.57

$0.95 SAR 3.57

$3.41 SAR 12.79

Tomato (1kg)

$1.61 SAR 6.04

$0.81 SAR 3.04

$2.43 SAR 9.12

Potato (1kg)

$1.25 SAR 4.69

$0.53 SAR 1.97

$2.11 SAR 7.93

Onion (1kg)

$1.28 SAR 4.81

$0.79 SAR 2.96

$2.24 SAR 8.40

Lettuce (1 head)

$1.24 SAR 4.64

$0.54 SAR 2.03

$2.45 SAR 9.21

Water (1.5 liter bottle)

$0.56 SAR 2.09

$0.46 SAR 1.72

$0.78 SAR 2.93

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.76 SAR 10.38

$1.71 SAR 6.41

$7.88 SAR 29.58

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.71 SAR 6.43

$1.32 SAR 4.94

$2.40 SAR 8.99

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.08 SAR 7.82

$1.35 SAR 5.08

$3.53 SAR 13.24

Cigarettes 20 Pack (Marlboro, Camel)

$6.87 SAR 25.81

$6.41 SAR 24.08

$8.89 SAR 33.40

One-way Ticket (Public Transport)

$1.09 SAR 4.10

$0.97 SAR 3.64

$1.36 SAR 5.09

Public Transport Monthly Pass (Regular Price)

$39.50 SAR 148

$15.80 SAR 59.3

$52.7 SAR 198

Taxi Start (Normal Tariff)

$2.61 SAR 9.79

$2.09 SAR 7.84

$5.22 SAR 19.61

Taxi (Normal Tariff) (1km)

$1.86 SAR 6.98

$0.80 SAR 2.99

$3.98 SAR 14.93

Taxi 1hour Waiting (Normal Tariff)

$13.24 SAR 49.71

$9.27 SAR 34.82

$26.48 SAR 99.4

Gasoline (1 liter)

$0.64 SAR 2.42

$0.58 SAR 2.18

$0.66 SAR 2.50

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K SAR 100.1K

$21.3K SAR 80.0K

$40.0K SAR 150.1K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K SAR 84.5K

$20.9K SAR 78.4K

$25.5K SAR 95.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 SAR 401

$67.4 SAR 253

$202 SAR 760

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.75 SAR 127

$21.33 SAR 80.1

$50.7 SAR 190

Internet (50+ Mbps, Unlimited Data)

$71.7 SAR 269

$56.3 SAR 212

$84.9 SAR 319

Gym Membership (Monthly)

$87.3 SAR 328

$35.76 SAR 134

$175 SAR 657

Tennis Court (1 Hour on Weekend)

$35.50 SAR 133

$26.53 SAR 99.6

$39.81 SAR 150

Cinema Ticket

$15.76 SAR 59.2

$11.40 SAR 42.82

$24.13 SAR 90.6

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$355 SAR 1,332

$208 SAR 779

$703 SAR 2,640

International Primary School, 1 Child (Yearly)

$7,024 SAR 26.4K

$4,558 SAR 17.1K

$14.1K SAR 52.9K

Jeans (Levis 501 Or Similar)

$59.0 SAR 221

$14.60 SAR 54.8

$132 SAR 497

Summer Dress (H&M, Zara, etc)

$60.1 SAR 226

$39.84 SAR 150

$93.0 SAR 349

Sport Shoes (Adidas, Nike)

$80.4 SAR 302

$54.1 SAR 203

$135 SAR 508

Men's Leather Business Shoes

$82.0 SAR 308

$44.01 SAR 165

$160 SAR 601

1-bedroom Apartment, City Center (Monthly)

$436 SAR 1,638

$317 SAR 1,192

$794 SAR 2,981

1-bedroom Apartment, Outside City Center (Monthly)

$377 SAR 1,414

$224 SAR 840

$754 SAR 2,832

3-bedroom Apartment, City Center (Monthly)

$840 SAR 3,156

$559 SAR 2,099

$1,578 SAR 5,928

3-bedroom Apartment, Outside City Center (Monthly)

$621 SAR 2,332

$425 SAR 1,598

$1,197 SAR 4,494

Buy Apartment in City Center (m2)

$2,132 SAR 8,006

$1,144 SAR 4,297

$2,770 SAR 10.4K

Buy Apartment Outside City Center (m2)

$1,522 SAR 5,715

$764 SAR 2,868

$2,276 SAR 8,547

Average Monthly Net Salary (After Tax)

$4,245 SAR 15.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

3.25

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: July 13, 2026

Cost Breakdown

Expect to pay about $436 for a central one-bedroom, or $377 outside the center. At 10% of the average salary ($4,245), housing is the biggest financial pressure.

Average take-home pay sits at $4,245, while typical expenses reach $1,218. This leaves solid room for saving and lifestyle spending.

Expect to spend about $195 monthly on groceries. Dining out at a mid-range restaurant costs roughly $44.00 for two – above the Asian average of $35.00.

Public transport is priced at around $39.50 per month – roughly in line with the Asian average of $31.00.

Cost Highlights

Average monthly net salary is higher than 98% of cities in Asia

Internet is more expensive than 97% of cities in Asia

Gym membership is more expensive than 95% of cities in Asia

Umluj Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🕌 Middle east

Cost of Living in Umluj - Frequently Asked Questions

Umluj's coastal charm translates into a practical cost profile. When you compare with megacities like Riyadh or Jeddah, everyday essentials tend to feel more approachable, and shorter trips lighten transport time. For travelers, expats, and digital nomads who value a relaxed pace and access to seafood markets, the overall value is solid, especially for housing near the water and local eateries. Imported goods may carry a premium, but local produce and seafood offer good value. Consider how Cost of Living in Umluj compares to bigger cities to see why the coastal rhythm attracts many. Tip: Choose a neighborhood that aligns with your pace and work needs.

Daily life in Umluj centers on sea access, markets, and a relaxed routine. Housing tends to be straightforward: simple apartments near the waterfront or quiet residential streets, with longer leases often bringing more favorable terms. Food options mix fresh fish stalls, traditional dishes, and a few international groceries – seasonal seafood feasts and affordable staples are common. Transport is practical: narrow roads suit small cars or motorbikes, and taxis or ride-hailing are more limited than in larger cities. For work, consider small coworking spaces or cafes with reliable Wi-Fi. Umluj living cost can shift with season and housing type. Tip: start your housing search by scanning multiple listings and visiting areas at different times of day.

To maximize quality of life in Umluj, adopt a practical budgeting framework that separates needs from wants and tracks housing, food, and transport across seasons. Look for neighborhoods that balance waterfront access with quieter streets and good Wi-Fi at nearby cafes. Seasonality matters: seafood markets, peak tourist months, and heat can shift prices and crowd levels. Save by cooking at home with local produce, using public transport or walking, and choosing energy-efficient lodging. Build a simple plan for errands – shop at local markets, batch errands, and compare options before shortlisting visits. Tip: revisit your budget monthly and adjust as your routines change.

As of 2026, monthly living costs in Umluj come to around $1,218 including rent, or roughly $683 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.

At around $1,218 monthly all-in, Umluj offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.

Earning $1,828 monthly in Umluj means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.

Rents for a 1-bedroom flat in Umluj range from $377 to $436, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.

A monthly transit pass in Umluj runs about $39.50, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.

At about $195 monthly, food costs in Umluj sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.

Living on $2,000 in Umluj means careful planning, since monthly costs average $1,218. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.

Living in Umluj means access to low crime rates, coastal lifestyle, beach access at about $1,218 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.

Monthly expenses in Umluj run around $1,218, so putting money aside takes more than $1,828 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.