Last update: Oct 2026 Saudi Arabia 37.8K

Cost of Living in Umluj

For one person, living costs in Umluj are estimated at $1,182 a month, including rent and utilities, which take more than a third of the total. Other living expenses average about $23 a day.

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Umluj

🇸🇦 Saudi Arabia

Monthly Cost of Living

How much you'll spend in Umluj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Umluj actually costs, broken down by who's living it.

Living costs for one person come to about $1,182 monthly including rent, or $705 excluding housing.

$1,182 /mo

Estimated monthly costs for a couple: $1,758 with rent, or $1,179 without housing.

$1,758 /mo

Monthly costs for a family of three come to about $2,333 including rent, or $1,653 for daily expenses alone.

$2,333 /mo

Umluj sits 12–17% below the global median across household types. Within Asia, costs are slightly above average (12%) – still relatively affordable for the region.

Meal at Budget Restaurant

$5.97 SAR 22.41

$3.89 SAR 14.60

$12.99 SAR 48.73

Three-Course Dinner for Two, Mid-Range

$37.58 SAR 141

$26.84 SAR 101

$98.5 SAR 370

Fast Food Meal (McDonalds, etc)

$8.20 SAR 30.76

$7.38 SAR 27.68

$9.56 SAR 35.86

Local Non-Alcoholic Beer (0.5 liter draught)

$1.91 SAR 7.15

$1.36 SAR 5.09

$4.08 SAR 15.29

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.28 SAR 8.57

$1.61 SAR 6.04

$4.03 SAR 15.10

Cappuccino

$3.26 SAR 12.23

$1.89 SAR 7.08

$5.39 SAR 20.22

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 SAR 3.14

$0.64 SAR 2.39

$1.26 SAR 4.75

Water (0.33 liter bottle)

$0.26 SAR 0.98

$0.21 SAR 0.78

$0.84 SAR 3.13

Milk (1 liter)

$1.68 SAR 6.30

$1.31 SAR 4.90

$2.62 SAR 9.84

White Bread (500g)

$1.31 SAR 4.91

$0.27 SAR 1.03

$1.80 SAR 6.74

Rice (white) (1kg)

$2.38 SAR 8.92

$1.37 SAR 5.13

$3.02 SAR 11.35

Eggs

$2.40 SAR 9.00

$1.61 SAR 6.05

$3.22 SAR 12.10

Local Cheese (1kg)

$7.60 SAR 28.54

$4.88 SAR 18.31

$13.57 SAR 50.9

Chicken Fillets (1kg)

$7.66 SAR 28.76

$4.15 SAR 15.56

$10.89 SAR 40.86

Beef Round Steak (1kg)

$13.06 SAR 48.99

$9.53 SAR 35.78

$16.21 SAR 60.8

Apples (1kg)

$2.23 SAR 8.39

$1.36 SAR 5.09

$2.72 SAR 10.22

Banana (1kg)

$1.70 SAR 6.38

$1.32 SAR 4.93

$2.37 SAR 8.90

Oranges (1kg)

$1.65 SAR 6.20

$1.09 SAR 4.10

$2.72 SAR 10.22

Tomato (1kg)

$1.63 SAR 6.13

$1.09 SAR 4.10

$2.18 SAR 8.20

Potato (1kg)

$1.17 SAR 4.40

$0.78 SAR 2.93

$1.56 SAR 5.86

Onion (1kg)

$1.32 SAR 4.96

$0.81 SAR 3.05

$2.15 SAR 8.08

Lettuce (1 head)

$1.26 SAR 4.73

$0.40 SAR 1.51

$2.16 SAR 8.10

Water (1.5 liter bottle)

$0.58 SAR 2.17

$0.50 SAR 1.86

$0.83 SAR 3.10

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.86 SAR 10.74

$1.82 SAR 6.83

$7.80 SAR 29.27

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.74 SAR 6.53

$1.29 SAR 4.85

$2.36 SAR 8.87

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.01 SAR 7.55

$1.31 SAR 4.90

$3.14 SAR 11.79

Cigarettes 20 Pack (Marlboro, Camel)

$6.57 SAR 24.65

$6.31 SAR 23.69

$7.65 SAR 28.72

One-way Ticket (Public Transport)

$1.09 SAR 4.10

$0.88 SAR 3.30

$1.09 SAR 4.10

Public Transport Monthly Pass (Regular Price)

$36.82 SAR 138

$17.41 SAR 65.3

$55.8 SAR 210

Taxi Start (Normal Tariff)

$2.63 SAR 9.86

$2.36 SAR 8.86

$5.26 SAR 19.72

Taxi (Normal Tariff) (1km)

$1.85 SAR 6.93

$1.31 SAR 4.93

$2.64 SAR 9.90

Taxi 1hour Waiting (Normal Tariff)

$13.56 SAR 50.9

$12.20 SAR 45.79

$26.03 SAR 97.7

Gasoline (1 liter)

$0.65 SAR 2.43

$0.61 SAR 2.28

$0.65 SAR 2.43

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.5K SAR 167.0K

$22.6K SAR 84.7K

$66.4K SAR 249.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K SAR 80.9K

$21.5K SAR 80.7K

$23.0K SAR 86.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 SAR 383

$65.4 SAR 245

$183 SAR 687

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.15 SAR 121

$18.31 SAR 68.7

$52.4 SAR 196

Internet (50+ Mbps, Unlimited Data)

$66.5 SAR 250

$53.3 SAR 200

$87.3 SAR 328

Gym Membership (Monthly)

$81.2 SAR 305

$53.4 SAR 200

$120 SAR 451

Cinema Ticket

$13.16 SAR 49.37

$10.53 SAR 39.50

$19.73 SAR 74.0

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$428 SAR 1,608

$282 SAR 1,059

$766 SAR 2,876

International Primary School, 1 Child (Yearly)

$8,089 SAR 30.4K

$6,515 SAR 24.4K

$19.0K SAR 71.3K

Jeans (Levis 501 Or Similar)

$41.94 SAR 157

$22.47 SAR 84.3

$79.3 SAR 298

Summer Dress (H&M, Zara, etc)

$54.3 SAR 204

$26.50 SAR 99.4

$92.7 SAR 348

Sport Shoes (Adidas, Nike)

$98.1 SAR 368

$61.0 SAR 229

$135 SAR 508

Men's Leather Business Shoes

$85.9 SAR 322

$39.66 SAR 149

$159 SAR 595

1-bedroom Apartment, City Center (Monthly)

$581 SAR 2,180

$375 SAR 1,409

$939 SAR 3,522

1-bedroom Apartment, Outside City Center (Monthly)

$375 SAR 1,409

$256 SAR 960

$754 SAR 2,830

3-bedroom Apartment, City Center (Monthly)

$810 SAR 3,039

$527 SAR 1,977

$1,317 SAR 4,943

3-bedroom Apartment, Outside City Center (Monthly)

$578 SAR 2,171

$404 SAR 1,516

$1,347 SAR 5,054

Buy Apartment in City Center (m2)

$2,332 SAR 8,752

$1,252 SAR 4,697

$3,689 SAR 13.8K

Buy Apartment Outside City Center (m2)

$1,372 SAR 5,150

$666 SAR 2,498

$2,131 SAR 7,995

Average Monthly Net Salary (After Tax)

$4,243 SAR 15.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.54

3.2

6.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Umluj $1,182

Accommodation & Living

$376 31.8%

Groceries & Markets

$204 17.2%

Monthly Utilities & Internet

$201 17%

Clothing & Footwear

$126 10.7%

Eating Out

$116 9.8%

Sport & Entertainment

$108 9.1%

Getting Around

$53 4.5%

Cost Breakdown

Expect to pay about $581 for a central one-bedroom, or $375 outside the center. At 14% of the average salary ($4,243), housing is the biggest financial pressure.

Average take-home pay sits at $4,243, while typical expenses reach $1,182. This leaves solid room for saving and lifestyle spending.

Expect to spend about $204 monthly on groceries. Dining out at a mid-range restaurant costs roughly $38.00 for two – broadly in line with the Asian average.

Public transport is priced at around $36.82 per month – roughly in line with the Asian average of $33.00.

Cost Highlights

Average monthly net salary is higher than 98% of cities in Asia

Internet is more expensive than 96% of cities in Asia

Gym membership is more expensive than 93% of cities in Asia

Good to know

🕒 Local time

01:35 1:35 AM

🌤 Weather

👥 Population

37,757

💱 Currency

Saudi Riyal SAR ر.س

📈 Exchange rate

1 SAR = 0.266 USD

1 SAR = 0.237 EUR

Exchange rates and currency converter

On the map

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Umluj

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Umluj Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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🕌 Middle East

Cost of Living in Umluj - Frequently Asked Questions

Umluj's coastal charm translates into a practical cost profile. When you compare with megacities like Riyadh or Jeddah, everyday essentials tend to feel more approachable, and shorter trips lighten transport time. For travelers, expats, and digital nomads who value a relaxed pace and access to seafood markets, the overall value is solid, especially for housing near the water and local eateries. Imported goods may carry a premium, but local produce and seafood offer good value. Consider how Cost of Living in Umluj compares to bigger cities to see why the coastal rhythm attracts many. Tip: Choose a neighborhood that aligns with your pace and work needs.

Daily life in Umluj centers on sea access, markets, and a relaxed routine. Housing tends to be straightforward: simple apartments near the waterfront or quiet residential streets, with longer leases often bringing more favorable terms. Food options mix fresh fish stalls, traditional dishes, and a few international groceries – seasonal seafood feasts and affordable staples are common. Transport is practical: narrow roads suit small cars or motorbikes, and taxis or ride-hailing are more limited than in larger cities. For work, consider small coworking spaces or cafes with reliable Wi-Fi. Umluj living cost can shift with season and housing type. Tip: start your housing search by scanning multiple listings and visiting areas at different times of day.

To maximize quality of life in Umluj, adopt a practical budgeting framework that separates needs from wants and tracks housing, food, and transport across seasons. Look for neighborhoods that balance waterfront access with quieter streets and good Wi-Fi at nearby cafes. Seasonality matters: seafood markets, peak tourist months, and heat can shift prices and crowd levels. Save by cooking at home with local produce, using public transport or walking, and choosing energy-efficient lodging. Build a simple plan for errands – shop at local markets, batch errands, and compare options before shortlisting visits. Tip: revisit your budget monthly and adjust as your routines change.

As of 2026, monthly living costs in Umluj come to around $1,182 including rent, or roughly $705 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.

At around $1,182 monthly all-in, Umluj offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.

Earning $1,773 monthly in Umluj means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.

Rents for a 1-bedroom flat in Umluj range from $375 to $581, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.

A monthly transit pass in Umluj runs about $36.82, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.

At about $204 monthly, food costs in Umluj sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.

Living on $2,000 in Umluj means careful planning, since monthly costs average $1,182. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.

Living in Umluj means access to low crime rates, coastal lifestyle, beach access at about $1,182 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.

Monthly expenses in Umluj run around $1,182, so putting money aside takes more than $1,773 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.