Last update: Oct 2026 Canada 6.6K

Cost of Living in Stephenville

For one person, living costs in Stephenville are estimated at $2,251 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $32 a day.

Monthly Cost of Living

How much you'll spend in Stephenville

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stephenville actually costs, broken down by who's living it.

Living costs for one person come to about $2,251 monthly including rent, or $978 excluding housing.

$2,251 /mo

Estimated monthly costs for a couple: $3,245 with rent, or $1,683 without housing.

$3,245 /mo

Monthly costs for a family of three come to about $4,239 including rent, or $2,387 for daily expenses alone.

$4,239 /mo
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$17.56 CA$24.82
$11.24 CA$15.89
$28.10 CA$39.73
Three-Course Dinner for Two, Mid-Range
$65.2 CA$92.2
$49.13 CA$69.5
$105 CA$149
Fast Food Meal (McDonalds, etc)
$10.41 CA$14.72
$9.02 CA$12.76
$12.49 CA$17.66
Cappuccino
$3.61 CA$5.10
$2.11 CA$2.98
$4.93 CA$6.96
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.94 CA$2.74
$1.37 CA$1.94
$2.74 CA$3.88
Water (0.33 liter bottle)
$1.54 CA$2.18
$1.16 CA$1.64
$2.39 CA$3.38
Local Beer (0.5 liter draught)
$5.38 CA$7.61
$3.59 CA$5.07
$7.18 CA$10.14
Imported Beer (0.33 liter bottle)
$5.55 CA$7.84
$4.86 CA$6.86
$6.94 CA$9.81
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.38 CA$3.36
$1.55 CA$2.19
$3.20 CA$4.52
White Bread (500g)
$2.53 CA$3.58
$1.78 CA$2.51
$3.57 CA$5.05
Rice (white) (1kg)
$3.17 CA$4.49
$1.71 CA$2.42
$6.84 CA$9.66
Eggs
$3.46 CA$4.90
$2.76 CA$3.90
$5.02 CA$7.10
Local Cheese (1kg)
$10.07 CA$14.24
$5.76 CA$8.14
$19.05 CA$26.93
Chicken Fillets (1kg)
$11.33 CA$16.02
$6.99 CA$9.88
$17.47 CA$24.69
Beef Round Steak (1kg)
$14.47 CA$20.46
$7.68 CA$10.86
$23.05 CA$32.58
Apples (1kg)
$3.72 CA$5.26
$1.79 CA$2.53
$5.57 CA$7.87
Banana (1kg)
$1.27 CA$1.79
$0.89 CA$1.25
$2.73 CA$3.86
Oranges (1kg)
$3.57 CA$5.05
$1.98 CA$2.80
$6.04 CA$8.55
Tomato (1kg)
$3.66 CA$5.17
$1.74 CA$2.46
$6.01 CA$8.50
Potato (1kg)
$2.53 CA$3.57
$0.96 CA$1.36
$5.02 CA$7.09
Onion (1kg)
$2.17 CA$3.06
$1.38 CA$1.95
$3.81 CA$5.39
Lettuce (1 head)
$4.13 CA$5.84
$3.44 CA$4.87
$4.82 CA$6.82
Water (1.5 liter bottle)
$1.62 CA$2.29
$0.71 CA$1.01
$2.62 CA$3.71
Cigarettes 20 Pack (Marlboro, Camel)
$14.10 CA$19.93
$11.28 CA$15.94
$16.21 CA$22.92
Wine (Bottle)
$10.70 CA$15.13
$10.36 CA$14.64
$11.05 CA$15.62
Local Beer (0.5 liter bottle)
$2.60 CA$3.68
$1.76 CA$2.48
$4.22 CA$5.96
Imported Beer (0.33 liter bottle)
$2.95 CA$4.16
$1.98 CA$2.80
$4.76 CA$6.73
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.23 CA$3.15
$1.89 CA$2.67
$2.40 CA$3.39
Public Transport Monthly Pass (Regular Price)
$61.5 CA$87.0
$51.0 CA$72.1
$63.3 CA$89.5
Taxi Start (Normal Tariff)
$2.78 CA$3.94
$2.69 CA$3.80
$4.08 CA$5.76
Taxi (Normal Tariff) (1km)
$1.47 CA$2.08
$1.37 CA$1.93
$1.86 CA$2.62
Taxi 1hour Waiting (Normal Tariff)
$23.36 CA$33.02
$21.41 CA$30.27
$28.56 CA$40.37
Gasoline (1 liter)
$1.15 CA$1.62
$0.90 CA$1.27
$1.29 CA$1.83
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8K CA$39.3K
$27.8K CA$39.3K
$27.8K CA$39.3K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K CA$26.9K
$17.7K CA$25.0K
$21.1K CA$29.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$136 CA$193
$92.8 CA$131
$229 CA$323
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.91 CA$53.6
$22.30 CA$31.52
$69.0 CA$97.5
Internet (50+ Mbps, Unlimited Data)
$53.1 CA$75.1
$38.17 CA$54.0
$77.0 CA$109
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$40.46 CA$57.2
$17.59 CA$24.86
$52.8 CA$74.6
Tennis Court (1 Hour on Weekend)
$17.91 CA$25.32
$7.03 CA$9.93
$17.91 CA$25.32
Cinema Ticket
$10.90 CA$15.41
$10.38 CA$14.67
$13.84 CA$19.57
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$754 CA$1,065
$445 CA$629
$1,034 CA$1,462
International Primary School, 1 Child (Yearly)
$13.1K CA$18.6K
$9,949 CA$14.1K
$17.1K CA$24.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$52.1 CA$73.6
$27.62 CA$39.05
$78.0 CA$110
Summer Dress (H&M, Zara, etc)
$37.28 CA$52.7
$20.68 CA$29.24
$55.2 CA$78.0
Sport Shoes (Adidas, Nike)
$85.2 CA$120
$56.8 CA$80.3
$117 CA$166
Men's Leather Business Shoes
$102 CA$145
$59.8 CA$84.6
$141 CA$199
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,221 CA$1,725
$963 CA$1,361
$1,375 CA$1,944
1-bedroom Apartment, Outside City Center (Monthly)
$1,137 CA$1,607
$924 CA$1,306
$1,250 CA$1,768
3-bedroom Apartment, City Center (Monthly)
$1,971 CA$2,787
$1,639 CA$2,317
$2,138 CA$3,022
3-bedroom Apartment, Outside City Center (Monthly)
$1,716 CA$2,426
$1,464 CA$2,069
$1,989 CA$2,812
Buy Apartment in City Center (m2)
$4,180 CA$5,910
$2,252 CA$3,184
$4,180 CA$5,910
Buy Apartment Outside City Center (m2)
$3,511 CA$4,964
$2,218 CA$3,135
$3,511 CA$4,964
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
4.66
4.09
6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Stephenville $2,251
Accommodation & Living
$1.1K
Groceries & Markets
$353
Eating Out
$267
Monthly Utilities & Internet
$227
Clothing & Footwear
$125
Getting Around
$81
Sport & Entertainment
$62

Cost Breakdown

Expect to spend about $353 monthly on groceries. Dining out at a mid-range restaurant costs roughly $65.0 for two.

Public transport is priced at around $61.5 per month.

Cost Highlights

Milk is more expensive than 93% of cities in North America

Stephenville is more expensive than 74% globally but cheaper than 61% within North America.

Good to know
🕒 Local time
16:54 4:54 PM
🌤 Weather
👥 Population
6,600
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

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Stephenville Median Internet Speeds (Updated April 2026)

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Fixed Broadband

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Digital Nomad Cost of Living Index
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Cost of Living in Stephenville - Frequently Asked Questions
Is Stephenville affordable for travelers, expats, and digital nomads compared with bigger Canadian cities?
Stephenville offers a smaller-city pace and a community feel that many travelers and remote workers value for longer stays. You’ll generally find lower housing options and utilities compared with big urban centers, plus day-to-day costs that feel more approachable when budgeting month to month. The local vibe supports easy day trips to nature, seasonal activities, and a straightforward lifestyle with a reliable internet setup and essential amenities nearby. The overall impression is that the Cost of Living in Stephenville provides practical value for those who want stability without the pressures of a larger city. Tip: Plan ahead for seasonal shifts and choose neighborhoods near transit to maximize value.
What’s the day-to-day life like in Stephenville for housing, food, transport, and work-friendly spaces?
Expect straightforward options for housing, with neighborhoods near the town center offering walkable access to groceries and cafés. For food, you’ll find a mix of local markets, bakeries, and familiar chains, with seasonal produce in fresh supply during market days. Transport is practical and car-friendly, with some seasonal routes and limited public transit; many remote workers opt to drive or bike short distances. Co-working spaces and café environments provide reliable internet and a social rhythm for workdays. Consider Stephenville living cost when choosing where you live, to align rent and daily needs with your budget. Tip: Start with a short-term rental to test neighborhoods and seasonal routines.
What factors contribute to a high quality of life and smart budgeting in Stephenville, and how do seasons affect your plans?
Quality of life in Stephenville often comes from balance: quiet streets, access to outdoor recreation, and a sense of community. Build a simple budgeting framework: set fixed categories for housing, groceries, utilities, and leisure, then track deviations by season. Saving tips include cooking at home, sharing housing if possible, and choosing longer-term leases to lock in steadier costs. Seasonal shifts influence energy use and travel plans, so plan for winter heating and summer cooling by layering routines and transport choices. Neighborhood fit depends on your work pattern; the town center suits walkable errands, while nearby rural areas offer space and quieter mornings. Tip: Try a month-long trial in one area to compare daily rhythms.
Is Stephenville expensive to live in?
Everyday life in Stephenville is moderately priced at about $2,251 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
What is the average cost of living in Stephenville?
A single person in Stephenville typically spends $2,251 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $978. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
What is a good salary in Stephenville?
Earning $3,377 monthly in Stephenville means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
How much does a 1-bedroom apartment cost in Stephenville?
Rents for a 1-bedroom flat in Stephenville range from $1,137 to $1,221, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is a gym membership in Stephenville?
A regular gym membership in Stephenville costs around $40.46 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
What is a typical grocery budget in Stephenville?
Expect to spend around $353 per month on groceries in Stephenville. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
Can a person live on $2,000 monthly in Stephenville?
Living on $2,000 in Stephenville means careful planning, since monthly costs average $2,251. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is Stephenville a good place to live?
Living in Stephenville means access to fast internet at about $2,251 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.

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