Last update: Oct 2026 Canada 38.8K

Cost of Living in Charlottetown

For one person, living costs in Charlottetown are estimated at $1,956 a month, including rent and utilities – 15% below the national average. Rent and utilities take about half of the total.

Monthly Cost of Living

How much you'll spend in Charlottetown

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Charlottetown actually costs, broken down by who's living it.

A single person spends around $1,956 per month with rent, or $1,000 for everyday expenses alone.

$1,956 /mo

A couple spends around $2,897 per month with rent, or $1,691 for everyday expenses alone.

$2,897 /mo

A family of three spends around $3,838 per month with rent, or $2,382 without housing.

$3,838 /mo
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$14.22 CA$20.10
$10.66 CA$15.07
$19.90 CA$28.14
Three-Course Dinner for Two, Mid-Range
$60.3 CA$85.2
$56.7 CA$80.2
$81.5 CA$115
Fast Food Meal (McDonalds, etc)
$9.55 CA$13.50
$8.49 CA$12.00
$10.61 CA$14.99
Cappuccino
$3.57 CA$5.04
$3.57 CA$5.04
$4.28 CA$6.05
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.65 CA$2.34
$1.38 CA$1.95
$2.07 CA$2.92
Water (0.33 liter bottle)
$1.27 CA$1.80
$1.02 CA$1.44
$1.70 CA$2.40
Local Beer (0.5 liter draught)
$5.54 CA$7.84
$5.54 CA$7.84
$5.54 CA$7.84
Imported Beer (0.33 liter bottle)
$5.73 CA$8.10
$4.30 CA$6.07
$7.88 CA$11.14
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.22 CA$3.14
$1.52 CA$2.15
$3.17 CA$4.48
White Bread (500g)
$2.96 CA$4.19
$2.07 CA$2.92
$3.80 CA$5.37
Rice (white) (1kg)
$5.04 CA$7.12
$3.18 CA$4.49
$8.63 CA$12.20
Eggs
$4.11 CA$5.80
$3.07 CA$4.34
$4.29 CA$6.07
Local Cheese (1kg)
$11.38 CA$16.09
$6.22 CA$8.80
$20.77 CA$29.36
Chicken Fillets (1kg)
$15.28 CA$21.59
$10.60 CA$14.99
$18.70 CA$26.43
Beef Round Steak (1kg)
$17.37 CA$24.55
$12.51 CA$17.68
$18.43 CA$26.05
Apples (1kg)
$3.48 CA$4.92
$2.48 CA$3.50
$5.46 CA$7.72
Banana (1kg)
$1.45 CA$2.06
$1.26 CA$1.78
$2.14 CA$3.03
Oranges (1kg)
$3.88 CA$5.48
$2.81 CA$3.98
$4.65 CA$6.58
Tomato (1kg)
$4.89 CA$6.91
$2.83 CA$4.00
$7.81 CA$11.04
Potato (1kg)
$1.72 CA$2.43
$0.90 CA$1.27
$3.57 CA$5.05
Onion (1kg)
$3.09 CA$4.37
$1.41 CA$2.00
$6.22 CA$8.80
Lettuce (1 head)
$2.64 CA$3.73
$2.04 CA$2.88
$4.08 CA$5.77
Water (1.5 liter bottle)
$1.96 CA$2.77
$1.38 CA$1.96
$2.08 CA$2.93
Cigarettes 20 Pack (Marlboro, Camel)
$17.44 CA$24.65
$15.34 CA$21.69
$17.44 CA$24.65
Wine (Bottle)
$13.59 CA$19.21
$12.54 CA$17.73
$17.42 CA$24.62
Local Beer (0.5 liter bottle)
$3.26 CA$4.61
$2.06 CA$2.91
$3.60 CA$5.09
Imported Beer (0.33 liter bottle)
$3.06 CA$4.32
$2.74 CA$3.88
$3.43 CA$4.85
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.42 CA$2.00
$1.42 CA$2.00
$1.42 CA$2.00
Public Transport Monthly Pass (Regular Price)
$14.13 CA$19.98
$14.13 CA$19.98
$17.67 CA$24.98
Taxi Start (Normal Tariff)
$7.58 CA$10.71
$6.60 CA$9.33
$8.55 CA$12.09
Taxi (Normal Tariff) (1km)
$2.09 CA$2.95
-
Taxi 1hour Waiting (Normal Tariff)
$28.26 CA$39.95
-
Gasoline (1 liter)
$1.25 CA$1.77
$1.02 CA$1.44
$1.40 CA$1.98
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K CA$38.5K
$27.3K CA$38.5K
$27.3K CA$38.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.8K CA$26.6K
$17.8K CA$25.1K
$19.3K CA$27.3K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 CA$176
$104 CA$147
$138 CA$196
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.54 CA$46.00
$24.63 CA$34.82
$49.25 CA$69.6
Internet (50+ Mbps, Unlimited Data)
$73.9 CA$104
$59.8 CA$84.5
$113 CA$159
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$58.1 CA$82.2
$42.36 CA$59.9
$61.4 CA$86.8
Tennis Court (1 Hour on Weekend)
$3.53 CA$5.00
-
Cinema Ticket
$10.70 CA$15.12
$10.70 CA$15.12
$12.73 CA$18.00
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$155 CA$218
$137 CA$194
$172 CA$243
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$39.40 CA$55.7
$14.12 CA$19.96
$77.7 CA$110
Summer Dress (H&M, Zara, etc)
$32.89 CA$46.50
$24.24 CA$34.27
$41.55 CA$58.7
Sport Shoes (Adidas, Nike)
$81.7 CA$115
$61.9 CA$87.5
$104 CA$147
Men's Leather Business Shoes
$132 CA$187
$98.9 CA$140
$159 CA$225
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,078 CA$1,524
$983 CA$1,389
$1,123 CA$1,588
1-bedroom Apartment, Outside City Center (Monthly)
$831 CA$1,174
$675 CA$954
$1,254 CA$1,773
3-bedroom Apartment, City Center (Monthly)
$1,699 CA$2,403
$1,450 CA$2,049
$2,071 CA$2,928
3-bedroom Apartment, Outside City Center (Monthly)
$1,332 CA$1,883
$1,138 CA$1,609
$1,746 CA$2,468
Buy Apartment in City Center (m2)
$3,081 CA$4,355
$1,847 CA$2,611
$4,522 CA$6,393
Buy Apartment Outside City Center (m2)
$1,934 CA$2,734
$1,878 CA$2,655
$1,989 CA$2,812
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,431 CA$3,437
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.58
4
4.7

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Charlottetown $1,956
Accommodation & Living
$831
Groceries & Markets
$412
Eating Out
$236
Monthly Utilities & Internet
$231
Clothing & Footwear
$129
Sport & Entertainment
$80
Getting Around
$38

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,078, dropping to $831 outside central areas. Housing accounts for roughly 44% of the average salary ($2,431) – well above the 30% international benchmark.

The average net salary is $2,431. With monthly costs around $1,956, saving is possible but often limited. A more comfortable lifestyle typically starts at $2,933.

Groceries cost around $412 per month for one person. A mid-range dinner for two is priced at $60.0.

A monthly public transport pass costs about $14.13.

Cost Highlights

Public transport monthly pass is cheaper than 99% of cities in North America

Preschool or kindergarten, full day, private, 1 child is cheaper than 98% of cities in North America

Local beer is more expensive than 96% of cities in North America

Good to know
🕒 Local time
07:03 7:03 AM
🌤 Weather
👥 Population
38,809
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

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Charlottetown Median Internet Speeds (Updated April 2026)

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Cost of Living in Charlottetown - Frequently Asked Questions
How affordable is Charlottetown overall, and who tends to find it good value?
The Cost of Living in Charlottetown is typically lower than in many larger Canadian cities, especially for housing and everyday services. This makes it appealing to remote workers, retirees, and small businesses seeking a slower pace with reliable access to culture and outdoor recreation. You'll also find reasonable grocery costs and a range of dining options that suit mid-range budgets. Seasonal tourism can nudge prices in peak months, but the overall rhythm remains manageable with flexible planning. Tip: Start by identifying a walkable neighborhood you like and compare rent, utilities, and transit across options to gauge value.
What does daily life look like in Charlottetown for housing search, food, transport, and coworking?
For daily life, you'll find housing search and errands straightforward if you focus on walkability and local networks. Start with local listing sites, landlord references, and bulletin boards at coworking spaces or libraries; prices are stable but can vary by season. Charlottetown living cost is generally approachable, with rental options ranging from compact apartments to family homes in walkable areas near the harbor and downtown. Food choices span markets, seafood markets, and affordable casual options. Transit is modest but practical; cycling and walking are popular, and car-sharing helps on weekend trips. Tip: Try a mix of cafes for working hours to save on space costs.
What broader lifestyle and budgeting strategies help maximize quality of life in Charlottetown, considering seasonality and neighborhood fit?
To maximize quality of life, use a simple budgeting framework that tracks housing, utilities, groceries, transport, and leisure. Build in seasonal adjustments: winter heating or summer cooling, festival periods, and tourism highs. Neighborhood fit depends on your pace: downtown keeps you close to events, the West End offers more affordable rentals and a village vibe, and coastal belts are great for outdoors and families. Take advantage of farmers markets, free community activities, and bike lanes to reduce costs. Plan a two-tier budget: a fixed core and a flexible buffer for spontaneous plans. Tip: Leverage local resources and flexible workspaces to keep expenses predictable.
What is the average cost of living in Charlottetown?
A single person in Charlottetown typically spends $1,956 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $1,000. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
What is the average cost of living in Charlottetown in 2026?
For 2026, a single person in Charlottetown should plan on about $1,956 per month with rent, or $1,000 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
What is the average salary in Charlottetown?
After taxes, the average worker in Charlottetown takes home about $2,431 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is rent high in Charlottetown?
Rent in Charlottetown is middle-of-the-road – 1-bedroom apartments fall between $831 and $1,078 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
Is food expensive in Charlottetown?
Grocery spending in Charlottetown lands around $412 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
How much is public transport in Charlottetown?
Getting around Charlottetown by public transport costs about $14.13 per month. A monthly pass generally covers buses, trams, and metro – much cheaper than owning a car for the daily commute.
Can a person live on $2,000 monthly in Charlottetown?
$2,000 is below the $1,956 average in Charlottetown, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Charlottetown a good city for digital nomads?
Charlottetown has become a go-to for digital nomads thanks to fast internet. At around $1,956 monthly all-in, the value is strong for the infrastructure and lifestyle you get. Coworking spaces, solid internet, and a growing international crowd make remote work here both productive and social.
How affordable is Charlottetown?
Charlottetown is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $1,956, a figure most working professionals can handle without major financial stress.

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