Last update: Oct 2026

Cost of Living Comparison Between Stephenville and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $2,251 in Stephenville, rent and utilities included – about $2,300 less a year. Higher rent and utilities in Stephenville outweigh lower spending on other living expenses.

108

Cost of Living Index in Stephenville
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Stephenville Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Stephenville

🇨🇦 Canada

$2,251

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Stephenville and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stephenville and in Montreal actually costs, broken down by who's living it.

A single person spends $2,251 per month in Stephenville vs $2,059 in Montreal, rent included.

Stephenville $2,251
Montreal $2,059

A couple spends around $3,245 per month in Stephenville vs $3,123 in Montreal, rent included.

Stephenville $3,245
Montreal $3,123

A family of three spends $4,239 per month in Stephenville vs $4,187 in Montreal, rent included.

Stephenville $4,239
Montreal $4,187

Stephenville costs about 9% more than Montreal, and outside of rent the biggest gap is in eating out.

Both Stephenville and Montreal sit above the global median – Stephenville by 66%, Montreal by 52%.

Meal at Budget Restaurant

$17.56 CA$24.82

$18.84 CA$26.63

-6.79%

Three-Course Dinner for Two, Mid-Range

$65.2 CA$92.2

$73.2 CA$104

-10.94%

Fast Food Meal (McDonalds, etc)

$10.41 CA$14.72

$10.54 CA$14.90

-1.23%

Cappuccino

$3.61 CA$5.10

$3.97 CA$5.61

-9.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

Water (0.33 liter bottle)

$1.54 CA$2.18

$1.57 CA$2.22

-1.91%

Local Beer (0.5 liter draught)

$5.38 CA$7.61

$6.42 CA$9.08

-16.20%

Imported Beer (0.33 liter bottle)

$5.55 CA$7.84

$7.20 CA$10.19

-22.92%

Milk (1 liter)

$2.38 CA$3.36

$2.32 CA$3.28

2.59%

White Bread (500g)

$2.53 CA$3.58

$3.19 CA$4.51

-20.69%

Rice (white) (1kg)

$3.17 CA$4.49

$3.19 CA$4.50

-0.63%

Eggs

$3.46 CA$4.90

$3.68 CA$5.20

-5.98%

Local Cheese (1kg)

$10.07 CA$14.24

$13.24 CA$18.72

-23.94%

Chicken Fillets (1kg)

$11.33 CA$16.02

$11.69 CA$16.53

-3.08%

Beef Round Steak (1kg)

$14.47 CA$20.46

$13.98 CA$19.76

3.51%

Apples (1kg)

$3.72 CA$5.26

$3.14 CA$4.44

18.47%

Banana (1kg)

$1.27 CA$1.79

$1.45 CA$2.05

-12.41%

Oranges (1kg)

$3.57 CA$5.05

$3.38 CA$4.78

5.62%

Tomato (1kg)

$3.66 CA$5.17

$3.11 CA$4.40

17.68%

Potato (1kg)

$2.53 CA$3.57

$1.93 CA$2.72

31.09%

Onion (1kg)

$2.17 CA$3.06

$1.83 CA$2.58

18.58%

Lettuce (1 head)

$4.13 CA$5.84

$2.36 CA$3.34

75.00%

Water (1.5 liter bottle)

$1.62 CA$2.29

$1.50 CA$2.12

8.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.10 CA$19.93

$11.12 CA$15.73

26.80%

Wine (Bottle)

$10.70 CA$15.13

$10.60 CA$14.98

0.94%

Local Beer (0.5 liter bottle)

$2.60 CA$3.68

$2.22 CA$3.14

17.12%

Imported Beer (0.33 liter bottle)

$2.95 CA$4.16

$2.84 CA$4.01

3.87%

One-way Ticket (Public Transport)

$2.23 CA$3.15

$2.62 CA$3.71

-14.89%

Public Transport Monthly Pass (Regular Price)

$61.5 CA$87.0

$79.1 CA$112

-22.28%

Taxi Start (Normal Tariff)

$2.78 CA$3.94

$3.23 CA$4.56

-13.93%

Taxi (Normal Tariff) (1km)

$1.47 CA$2.08

$1.48 CA$2.10

-0.68%

Taxi 1hour Waiting (Normal Tariff)

$23.36 CA$33.02

$32.22 CA$45.55

-27.50%

Gasoline (1 liter)

$1.15 CA$1.62

$1.36 CA$1.92

-15.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K CA$39.3K

$27.6K CA$39.1K

0.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K CA$26.9K

$21.2K CA$30.0K

-10.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 CA$193

$77.0 CA$109

77.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.91 CA$53.6

$34.14 CA$48.26

11.04%

Internet (50+ Mbps, Unlimited Data)

$53.1 CA$75.1

$42.19 CA$59.7

25.95%

Gym Membership (Monthly)

$40.46 CA$57.2

$30.81 CA$43.56

31.32%

Tennis Court (1 Hour on Weekend)

$17.91 CA$25.32

$19.66 CA$27.79

-8.90%

Cinema Ticket

$10.90 CA$15.41

$11.47 CA$16.22

-4.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,065

$506 CA$716

48.90%

International Primary School, 1 Child (Yearly)

$13.1K CA$18.6K

$16.2K CA$23.0K

-19.03%

Jeans (Levis 501 Or Similar)

$52.1 CA$73.6

$57.3 CA$81.0

-9.08%

Summer Dress (H&M, Zara, etc)

$37.28 CA$52.7

$38.10 CA$53.9

-2.15%

Sport Shoes (Adidas, Nike)

$85.2 CA$120

$91.9 CA$130

-7.30%

Men's Leather Business Shoes

$102 CA$145

$110 CA$155

-6.72%

1-bedroom Apartment, City Center (Monthly)

$1,221 CA$1,725

$1,237 CA$1,748

-1.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,137 CA$1,607

$977 CA$1,381

16.38%

3-bedroom Apartment, City Center (Monthly)

$1,971 CA$2,787

$2,180 CA$3,082

-9.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,716 CA$2,426

$1,608 CA$2,273

6.70%

Buy Apartment in City Center (m2)

$4,180 CA$5,910

$5,113 CA$7,228

-18.24%

Buy Apartment Outside City Center (m2)

$3,511 CA$4,964

$3,744 CA$5,293

-6.23%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

20-Year Fixed Mortgage Interest Rate (Annual %)

4.66

4.48

4.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stephenville: October 18, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stephenville

$1.1K 50.5%

Montreal

$977 47.4% 14.1% $160

Groceries & Markets

Stephenville

$353 15.7%

Montreal

$351 17.1% 0.5% $1.8

Eating Out

Stephenville

$267 11.9%

Montreal

$290 14.1% 8.8% $24

Monthly Utilities & Internet

Stephenville

$227 10.1%

Montreal

$153 7.5% 32.6% $74

Clothing & Footwear

Stephenville

$125 5.5%

Montreal

$134 6.5% 7.3% $9

Getting Around

Stephenville

$81 3.6%

Montreal

$100 4.9% 24.5% $20

Sport & Entertainment

Stephenville

$62 2.8%

Montreal

$54 2.6% 13.7% $8.5

Cost Breakdown

A central one-bedroom costs $1,221 in Stephenville versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65.0 in Stephenville versus $73.0 in Montreal. Groceries tell a different story – $353 in Stephenville vs $351 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Stephenville

🇨🇦 Montreal

🕒 Local time

02:27 2:27 AM

00:57 12:57 AM

1 h 30 min behind Stephenville

🌤 Weather

👥 Population

6,600

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Stephenville Montreal 1,180 km ≈ 2 h nonstop flight

From you

Stephenville
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stephenville vs Montreal: Cost of Living - Frequently Asked Questions

Stephenville costs about 9% more than Montreal, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,377 per month in Stephenville and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 1% more in Stephenville, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $65.0 in Stephenville and $73.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,059, than in Stephenville at $2,251. In Montreal it covers expenses comfortably, while in Stephenville it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,059 versus $2,251 in Stephenville. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Stephenville makes more sense. Both are solid long-term options with distinct trade-offs.