Cost of Living Comparison Between Stephenville and Montreal Cost of Living Comparison Between Stephenville and Montreal

Monthly Cost of Living

A single person spends $2,387 per month in Stephenville vs $2,065 in Montreal, rent included.

A couple spends around $3,456 per month in Stephenville vs $3,180 in Montreal, rent included.

A family of three spends $4,525 per month in Stephenville vs $4,296 in Montreal, rent included.

Stephenville costs about 16% more than Montreal, driven mainly by Monthly Utilities & Internet.

Both Stephenville and Montreal sit above the global median – Stephenville by 77%, Montreal by 53%.

Meal at Budget Restaurant

$16.60 CA$22.75

$16.08 CA$22.03

3.23%

Three-Course Dinner for Two, Mid-Range

$70.6 CA$96.7

$73.8 CA$101

-4.42%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.03

$10.91 CA$14.95

0.55%

Cappuccino

$3.74 CA$5.13

$3.67 CA$5.03

1.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 CA$2.73

$2.06 CA$2.83

-3.40%

Water (0.33 liter bottle)

$1.64 CA$2.24

$1.44 CA$1.97

13.89%

Local Beer (0.5 liter draught)

$5.40 CA$7.39

$6.21 CA$8.50

-13.04%

Imported Beer (0.33 liter bottle)

$5.72 CA$7.84

$6.44 CA$8.82

-11.18%

Milk (1 liter)

$2.63 CA$3.60

$2.34 CA$3.21

12.39%

White Bread (500g)

$2.69 CA$3.68

$3.23 CA$4.42

-16.72%

Rice (white) (1kg)

$3.53 CA$4.84

$3.84 CA$5.26

-8.07%

Eggs

$3.45 CA$4.72

$3.32 CA$4.54

3.92%

Local Cheese (1kg)

$11.34 CA$15.54

$16.35 CA$22.40

-30.64%

Chicken Fillets (1kg)

$11.56 CA$15.83

$11.92 CA$16.33

-3.02%

Beef Round Steak (1kg)

$14.61 CA$20.02

$15.10 CA$20.69

-3.25%

Apples (1kg)

$4.04 CA$5.53

$3.68 CA$5.04

9.78%

Banana (1kg)

$1.43 CA$1.96

$1.69 CA$2.32

-15.38%

Oranges (1kg)

$3.77 CA$5.17

$4.12 CA$5.64

-8.50%

Tomato (1kg)

$3.68 CA$5.04

$4.29 CA$5.88

-14.22%

Potato (1kg)

$2.51 CA$3.43

$2.79 CA$3.82

-10.04%

Onion (1kg)

$2.58 CA$3.53

$2.70 CA$3.70

-4.44%

Lettuce (1 head)

$4.36 CA$5.97

$2.17 CA$2.97

100.92%

Water (1.5 liter bottle)

$1.77 CA$2.43

$1.78 CA$2.44

-0.56%

Cigarettes 20 Pack (Marlboro, Camel)

$13.84 CA$18.96

$13.22 CA$18.12

4.69%

Wine (Bottle)

$11.09 CA$15.19

$11.04 CA$15.12

0.45%

Local Beer (0.5 liter bottle)

$2.83 CA$3.87

$2.97 CA$4.07

-4.71%

Imported Beer (0.33 liter bottle)

$3.08 CA$4.21

$3.44 CA$4.71

-10.47%

One-way Ticket (Public Transport)

$2.41 CA$3.31

$2.80 CA$3.84

-13.93%

Public Transport Monthly Pass (Regular Price)

$62.5 CA$85.6

$72.2 CA$98.9

-13.50%

Taxi Start (Normal Tariff)

$3.19 CA$4.37

$3.67 CA$5.03

-13.08%

Taxi (Normal Tariff) (1km)

$1.45 CA$1.98

$1.40 CA$1.92

3.57%

Taxi 1hour Waiting (Normal Tariff)

$25.49 CA$34.92

$34.07 CA$46.68

-25.18%

Gasoline (1 liter)

$1.13 CA$1.55

$1.21 CA$1.66

-6.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K CA$33.9K

$25.3K CA$34.7K

-2.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K CA$28.0K

$21.9K CA$30.0K

-6.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 CA$193

$74.4 CA$102

89.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.98 CA$58.9

$36.64 CA$50.2

17.30%

Internet (50+ Mbps, Unlimited Data)

$63.4 CA$86.8

$43.41 CA$59.5

46.03%

Gym Membership (Monthly)

$41.24 CA$56.5

$43.20 CA$59.2

-4.54%

Tennis Court (1 Hour on Weekend)

$36.38 CA$49.84

$17.18 CA$23.54

111.76%

Cinema Ticket

$11.47 CA$15.71

$10.99 CA$15.06

4.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$735 CA$1,008

$614 CA$842

19.69%

International Primary School, 1 Child (Yearly)

$12.0K CA$16.4K

$5,855 CA$8,022

104.44%

Jeans (Levis 501 Or Similar)

$54.9 CA$75.2

$62.6 CA$85.8

-12.36%

Summer Dress (H&M, Zara, etc)

$39.40 CA$54.0

$44.25 CA$60.6

-10.96%

Sport Shoes (Adidas, Nike)

$85.6 CA$117

$103 CA$142

-17.17%

Men's Leather Business Shoes

$108 CA$148

$122 CA$167

-11.16%

1-bedroom Apartment, City Center (Monthly)

$1,323 CA$1,813

$1,190 CA$1,631

11.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,156 CA$1,583

$946 CA$1,296

22.13%

3-bedroom Apartment, City Center (Monthly)

$2,055 CA$2,815

$2,037 CA$2,791

0.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,795 CA$2,459

$1,548 CA$2,120

15.96%

Buy Apartment in City Center (m2)

$3,891 CA$5,331

$5,398 CA$7,395

-27.92%

Buy Apartment Outside City Center (m2)

$3,530 CA$4,836

$4,014 CA$5,499

-12.05%

Average Monthly Net Salary (After Tax)

$3,013 CA$4,128

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

5.01

28.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stephenville: April 11, 2026

Last update for Montreal: April 11, 2026

Cost Breakdown

A central one-bedroom costs $1,323 in Stephenville versus $1,190 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $71 in Stephenville versus $74 in Montreal. Monthly groceries follow the same trend: $373 vs $392 – making Stephenville the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stephenville vs Montreal: Cost of Living - Frequently Asked Questions

Stephenville costs about 16% more than Montreal, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,581 per month in Stephenville and $3,097 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 5% cheaper in Stephenville – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $71.0 in Stephenville and $74.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,065, than in Stephenville at $2,387. In Montreal it covers expenses comfortably, while in Stephenville it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,065 versus $2,387 in Stephenville. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Stephenville makes more sense. Both are solid long-term options with distinct trade-offs.