Cost of Living in St. John's, Newfoundland and Labrador
For one person, living costs in St. John's, Newfoundland and Labrador are estimated at $2,059 a month, including rent and utilities, which take just under half of the total. Other living expenses average about $36 a day.
How much you'll spend in St. John's, Newfoundland and Labrador
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in St. John's, Newfoundland and Labrador actually costs, broken down by who's living it.
Living costs for one person come to about $2,059 monthly including rent, or $1,087 excluding housing.
$2,059 /mo
Estimated monthly costs for a couple: $3,097 with rent, or $1,850 without housing.
$3,097 /mo
Monthly costs for a family of three come to about $4,136 including rent, or $2,613 for daily expenses alone.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.0KCA$39.6K
$28.0KCA$39.6K
$28.3KCA$40.0K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4KCA$30.3K
$17.5KCA$24.7K
$27.8KCA$39.3K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$178CA$252
$141CA$200
$267CA$377
SIM Card Monthly Plan(Calls and 10GB+ Data)
$41.58CA$58.8
$24.88CA$35.18
$73.9CA$105
Internet(50+ Mbps, Unlimited Data)
$74.7CA$106
$67.4CA$95.2
$175CA$248
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$65.2CA$92.1
$31.09CA$43.95
$111CA$156
Tennis Court(1 Hour on Weekend)
$18.25CA$25.80
$18.25CA$25.80
$18.25CA$25.80
Cinema Ticket
$10.38CA$14.67
$8.30CA$11.74
$11.76CA$16.63
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$522CA$738
-
International Primary School, 1 Child(Yearly)
$9,952CA$14.1K
$9,952CA$14.1K
$9,952CA$14.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$65.4CA$92.5
$28.13CA$39.77
$84.4CA$119
Summer Dress(H&M, Zara, etc)
$49.65CA$70.2
$36.37CA$51.4
$62.9CA$89.0
Sport Shoes(Adidas, Nike)
$80.6CA$114
$71.3CA$101
$85.6CA$121
Men's Leather Business Shoes
$91.2CA$129
$85.9CA$121
$96.2CA$136
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$974CA$1,378
$919CA$1,299
$1,060CA$1,499
1-bedroom Apartment, Outside City Center(Monthly)
$793CA$1,121
$742CA$1,049
$919CA$1,299
3-bedroom Apartment, City Center(Monthly)
$1,519CA$2,148
$1,393CA$1,969
$1,874CA$2,649
3-bedroom Apartment, Outside City Center(Monthly)
$1,345CA$1,901
$1,256CA$1,776
$1,605CA$2,270
Buy Apartment in City Center(m2)
$1,956CA$2,766
$1,956CA$2,766
$1,956CA$2,766
Buy Apartment Outside City Center(m2)
$1,533CA$2,167
$1,533CA$2,167
$1,533CA$2,167
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$2,751CA$3,889
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.57
4
5
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
St. John's, Newfoundland and Labrador$2,059
St. John's, Newfoundland and Labrador$4,136
🏠Accommodation & Living
$793 38.5%
🛒Groceries & Markets
$408 19.8%
🧾Monthly Utilities & Internet
$295 14.3%
🍽Eating Out
$274 13.3%
👕👟Clothing & Footwear
$129 6.3%
🎉Sport & Entertainment
$86 4.2%
🚌Getting Around
$74 3.6%
🏠Accommodation & Living
$1.3K 32.5%
🛒Groceries & Markets
$920 22.3%
🧾Monthly Utilities & Internet
$336 8.1%
🍽Eating Out
$906 21.9%
👕👟Clothing & Footwear
$287 6.9%
🎉Sport & Entertainment
$190 4.6%
🚌Getting Around
$152 3.7%
Cost Breakdown
🏠Expect to pay about $974 for a central one-bedroom, or $793 outside the center. At 35% of the average salary ($2,751), housing is the biggest financial pressure.
💰Average take-home pay sits at $2,751, while typical expenses reach $2,059. This leaves some room for savings, though a comfortable buffer starts closer to $3,088.
🛒Expect to spend about $408 monthly on groceries. Dining out at a mid-range restaurant costs roughly $71.0 for two.
🚌Public transport is priced at around $55.1 per month.
Cost Highlights
⭐Local beer is more expensive than 98% of cities in North America
⭐Milk is more expensive than 96% of cities in North America
Cost of Living in St. John's, Newfoundland and Labrador - Frequently Asked Questions
How affordable is St. John's overall, and who tends to find it a good value for living or visiting?
St. John's offers a balanced mix of value and character that many nomads find appealing. The Cost of Living in St. John's, Newfoundland and Labrador, Canada sits lower than Canada’s biggest cities, with housing often more approachable and neighborhoods rich in history and scenery. You’ll find a compact urban core with easy access to nature, though food and energy costs can rise in winter. Long-term rentals tend to require flexibility, and seasonal tourism can spike prices in summer. For value, target east or west end areas with good transit links and a walkable center. Tip: Compare neighborhoods, test transit options, and plan for heating in the winter.
What does daily life look like for someone living in St. John's in terms of housing search, groceries, transport, and coworking?
Day-to-day life in St. John's blends charm with practicality. St. John's, Newfoundland and Labrador, Canada living cost varies by neighborhood and season, so budgeting around heating, groceries, and transit helps you plan ahead. When housing hunting, start with longer-term rentals in the downtown, east end, or west end; visit several blocks on foot to feel the slope, sunlight, and proximity to markets. Food options range from seafood counters to farmers markets and casual cafés with reliable Wi‑Fi. Public transit is workable, and many visitors combine walking with occasional rides; winter can change routines. For work, look at local coworking spaces and coffee shops with quiet corners. Tip: map transit routes and test a work-friendly café before committing.
What strategies help you maximize quality of life on a budget in St. John's, and how should you choose a neighborhood that fits your vibe?
Quality of life in St. John's balances natural beauty with practical budgeting. A simple framework helps you stay on track: allocate roughly 50 percent of your flexible budget to housing and utilities, and use the remaining for food, transport, and activities, with a seasonal cushion for heating. Save by cooking at home, shopping at local markets, and choosing apartments with good insulation and energy efficiency. Neighborhood choice matters: the downtown core offers cafes and events, the east end tends to be more spacious and affordable, and Quidi Vidi or the west end provide a calmer vibe. Tip: spend a weekend exploring different quarters in daylight and shadow to gauge fit.
How much does it cost to live in St. John's, Newfoundland and Labrador in 2026?
As of 2026, monthly living costs in St. John's, Newfoundland and Labrador come to around $2,059 including rent, or roughly $1,087 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
Does St. John's, Newfoundland and Labrador offer good value for money?
At around $2,059 monthly all-in, St. John's, Newfoundland and Labrador offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
Is the average income in St. John's, Newfoundland and Labrador enough to cover living costs and save?
At $2,751 take-home, most residents in St. John's, Newfoundland and Labrador can cover the $2,059 monthly cost of living. Those earning $3,088 or more have room to save; below-average earners will find things noticeably tighter.
How much should I budget for housing in St. John's, Newfoundland and Labrador?
Where you live in St. John's, Newfoundland and Labrador makes all the difference. Central one-bedrooms cost about $974; commute-friendly outer districts come in around $793. Overall, the market runs from $793 to $974 depending on size, location, and apartment condition.
What does commuting cost in St. John's, Newfoundland and Labrador?
A monthly transit pass in St. John's, Newfoundland and Labrador goes for roughly $55.1, which is one of the lighter items on a monthly budget. Coverage across residential and business areas is solid, and most residents without a car rely on it daily.
What are kindergarten prices in St. John's, Newfoundland and Labrador?
Childcare averages $522 monthly at a private kindergarten in St. John's, Newfoundland and Labrador. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
Is $2,500 a month enough for St. John's, Newfoundland and Labrador?
Living on $2,500 in St. John's, Newfoundland and Labrador means careful planning, since monthly costs average $2,059. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is St. John's, Newfoundland and Labrador a good city to live in long-term?
St. John's, Newfoundland and Labrador offers genuinely appealing day-to-day living. Residents value fast internet, and at around $2,059 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.
St. John's, Newfoundland and Labrador vs other spots: cost of living compared