Cost of Living Comparison Between Stephenville and Toronto Cost of Living Comparison Between Stephenville and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $2,387 in Stephenville versus $2,768 in Toronto.

Estimated couple costs with rent: $3,456 in Stephenville versus $4,066 in Toronto.

Monthly costs for a family of three with rent: $4,525 in Stephenville versus $5,364 in Toronto.

Living in Stephenville costs roughly 14% less than in Toronto, driven mainly by Getting Around.

Both cities are pricier than the global median: Stephenville 77% above, Toronto 106% above.

Meal at Budget Restaurant

$16.60 CA$22.75

$18.40 CA$25.20

-9.78%

Three-Course Dinner for Two, Mid-Range

$70.6 CA$96.7

$81.3 CA$111

-13.24%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.03

$10.92 CA$14.97

0.46%

Cappuccino

$3.74 CA$5.13

$3.83 CA$5.25

-2.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 CA$2.73

$2.19 CA$3.01

-9.13%

Water (0.33 liter bottle)

$1.64 CA$2.24

$1.64 CA$2.25

Local Beer (0.5 liter draught)

$5.40 CA$7.39

$5.87 CA$8.05

-8.01%

Imported Beer (0.33 liter bottle)

$5.72 CA$7.84

$6.74 CA$9.24

-15.13%

Milk (1 liter)

$2.63 CA$3.60

$2.69 CA$3.68

-2.23%

White Bread (500g)

$2.69 CA$3.68

$2.78 CA$3.81

-3.24%

Rice (white) (1kg)

$3.53 CA$4.84

$3.51 CA$4.81

0.57%

Eggs

$3.45 CA$4.72

$3.47 CA$4.76

-0.58%

Local Cheese (1kg)

$11.34 CA$15.54

$13.25 CA$18.15

-14.42%

Chicken Fillets (1kg)

$11.56 CA$15.83

$12.92 CA$17.70

-10.53%

Beef Round Steak (1kg)

$14.61 CA$20.02

$16.38 CA$22.44

-10.81%

Apples (1kg)

$4.04 CA$5.53

$4.03 CA$5.52

0.25%

Banana (1kg)

$1.43 CA$1.96

$1.17 CA$1.61

22.22%

Oranges (1kg)

$3.77 CA$5.17

$3.35 CA$4.59

12.54%

Tomato (1kg)

$3.68 CA$5.04

$4.01 CA$5.50

-8.23%

Potato (1kg)

$2.51 CA$3.43

$2.44 CA$3.34

2.87%

Onion (1kg)

$2.58 CA$3.53

$2.84 CA$3.90

-9.15%

Lettuce (1 head)

$4.36 CA$5.97

$2.39 CA$3.27

82.43%

Water (1.5 liter bottle)

$1.77 CA$2.43

$1.98 CA$2.71

-10.61%

Cigarettes 20 Pack (Marlboro, Camel)

$13.84 CA$18.96

$14.82 CA$20.31

-6.61%

Wine (Bottle)

$11.09 CA$15.19

$14.37 CA$19.68

-22.83%

Local Beer (0.5 liter bottle)

$2.83 CA$3.87

$2.77 CA$3.79

2.17%

Imported Beer (0.33 liter bottle)

$3.08 CA$4.21

$3.30 CA$4.52

-6.67%

One-way Ticket (Public Transport)

$2.41 CA$3.31

$2.45 CA$3.35

-1.63%

Public Transport Monthly Pass (Regular Price)

$62.5 CA$85.6

$113 CA$155

-44.96%

Taxi Start (Normal Tariff)

$3.19 CA$4.37

$3.61 CA$4.95

-11.63%

Taxi (Normal Tariff) (1km)

$1.45 CA$1.98

$1.42 CA$1.94

2.11%

Taxi 1hour Waiting (Normal Tariff)

$25.49 CA$34.92

$25.90 CA$35.48

-1.58%

Gasoline (1 liter)

$1.13 CA$1.55

$1.10 CA$1.50

2.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K CA$33.9K

$25.5K CA$35.0K

-3.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K CA$28.0K

$21.0K CA$28.7K

-2.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 CA$193

$119 CA$163

18.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.98 CA$58.9

$37.69 CA$51.6

14.04%

Internet (50+ Mbps, Unlimited Data)

$63.4 CA$86.8

$54.6 CA$74.7

16.21%

Gym Membership (Monthly)

$41.24 CA$56.5

$57.3 CA$78.5

-27.98%

Tennis Court (1 Hour on Weekend)

$36.38 CA$49.84

$20.68 CA$28.33

75.92%

Cinema Ticket

$11.47 CA$15.71

$11.62 CA$15.92

-1.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$735 CA$1,008

$1,118 CA$1,531

-34.19%

International Primary School, 1 Child (Yearly)

$12.0K CA$16.4K

$18.3K CA$25.0K

-34.52%

Jeans (Levis 501 Or Similar)

$54.9 CA$75.2

$57.3 CA$78.6

-4.31%

Summer Dress (H&M, Zara, etc)

$39.40 CA$54.0

$39.80 CA$54.5

-1.01%

Sport Shoes (Adidas, Nike)

$85.6 CA$117

$88.4 CA$121

-3.21%

Men's Leather Business Shoes

$108 CA$148

$116 CA$159

-6.82%

1-bedroom Apartment, City Center (Monthly)

$1,323 CA$1,813

$1,836 CA$2,516

-27.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,156 CA$1,583

$1,550 CA$2,124

-25.46%

3-bedroom Apartment, City Center (Monthly)

$2,055 CA$2,815

$2,991 CA$4,097

-31.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,795 CA$2,459

$2,492 CA$3,415

-27.99%

Buy Apartment in City Center (m2)

$3,891 CA$5,331

$8,566 CA$11.7K

-54.57%

Buy Apartment Outside City Center (m2)

$3,530 CA$4,836

$6,905 CA$9,460

-48.88%

Average Monthly Net Salary (After Tax)

$3,697 CA$5,064

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

5.16

25.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stephenville: April 11, 2026

Last update for Toronto: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,323 in Stephenville and $1,836 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $71 in Stephenville vs $81 in Toronto for a mid-range dinner for two. Groceries echo the gap at $373 vs $392 per month, with Stephenville cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stephenville vs Toronto: Cost of Living - Frequently Asked Questions

Stephenville wins on cost – living expenses run 16% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Stephenville the obvious pick if budget is a priority.

You'd need roughly $3,581 in Stephenville and $4,153 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,323 in Stephenville versus $1,836 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $735 in Stephenville versus $1,118 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

At $2,387 in Stephenville versus $2,768 in Toronto, a $2,000 budget is realistic in Stephenville but tight or insufficient in Toronto. The gap between the two cities makes Stephenville the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Stephenville gentler on the wallet – expenses run 16% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.