Last update: Oct 2026

Cost of Living Comparison Between Stephenville and Toronto

For one person, living is cheaper in Stephenville: $2,251 a month against $2,610 in Toronto, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Stephenville
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Stephenville Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Stephenville

🇨🇦 Canada

$2,251

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Stephenville and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stephenville and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,251 in Stephenville versus $2,610 in Toronto.

Stephenville $2,251
Toronto $2,610

Estimated couple costs with rent: $3,245 in Stephenville versus $3,727 in Toronto.

Stephenville $3,245
Toronto $3,727

Monthly costs for a family of three with rent: $4,239 in Stephenville versus $4,844 in Toronto.

Stephenville $4,239
Toronto $4,844

Living in Stephenville costs roughly 14% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Stephenville 66% above, Toronto 93% above.

Meal at Budget Restaurant

$17.56 CA$24.82

$17.59 CA$24.87

-0.17%

Three-Course Dinner for Two, Mid-Range

$65.2 CA$92.2

$78.8 CA$111

-17.27%

Fast Food Meal (McDonalds, etc)

$10.41 CA$14.72

$10.73 CA$15.16

-2.98%

Cappuccino

$3.61 CA$5.10

$4.09 CA$5.78

-11.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$2.10 CA$2.97

-7.62%

Water (0.33 liter bottle)

$1.54 CA$2.18

$1.72 CA$2.43

-10.47%

Local Beer (0.5 liter draught)

$5.38 CA$7.61

$6.36 CA$8.99

-15.41%

Imported Beer (0.33 liter bottle)

$5.55 CA$7.84

$7.08 CA$10.01

-21.61%

Milk (1 liter)

$2.38 CA$3.36

$2.54 CA$3.59

-6.30%

White Bread (500g)

$2.53 CA$3.58

$2.72 CA$3.85

-6.99%

Rice (white) (1kg)

$3.17 CA$4.49

$2.18 CA$3.09

45.41%

Eggs

$3.46 CA$4.90

$3.63 CA$5.13

-4.68%

Local Cheese (1kg)

$10.07 CA$14.24

$9.46 CA$13.37

6.45%

Chicken Fillets (1kg)

$11.33 CA$16.02

$11.54 CA$16.32

-1.82%

Beef Round Steak (1kg)

$14.47 CA$20.46

$14.37 CA$20.32

0.70%

Apples (1kg)

$3.72 CA$5.26

$3.70 CA$5.23

0.54%

Banana (1kg)

$1.27 CA$1.79

$1.19 CA$1.68

6.72%

Oranges (1kg)

$3.57 CA$5.05

$3.46 CA$4.90

3.18%

Tomato (1kg)

$3.66 CA$5.17

$4.22 CA$5.97

-13.27%

Potato (1kg)

$2.53 CA$3.57

$1.79 CA$2.52

41.34%

Onion (1kg)

$2.17 CA$3.06

$1.65 CA$2.33

31.52%

Lettuce (1 head)

$4.13 CA$5.84

$2.20 CA$3.11

87.73%

Water (1.5 liter bottle)

$1.62 CA$2.29

$1.26 CA$1.78

28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$14.10 CA$19.93

$13.97 CA$19.75

0.93%

Wine (Bottle)

$10.70 CA$15.13

$14.20 CA$20.07

-24.65%

Local Beer (0.5 liter bottle)

$2.60 CA$3.68

$2.25 CA$3.18

15.56%

Imported Beer (0.33 liter bottle)

$2.95 CA$4.16

$2.53 CA$3.58

16.60%

One-way Ticket (Public Transport)

$2.23 CA$3.15

$2.32 CA$3.28

-3.88%

Public Transport Monthly Pass (Regular Price)

$61.5 CA$87.0

$112 CA$158

-44.91%

Taxi Start (Normal Tariff)

$2.78 CA$3.94

$3.06 CA$4.33

-9.15%

Taxi (Normal Tariff) (1km)

$1.47 CA$2.08

$1.22 CA$1.72

20.49%

Taxi 1hour Waiting (Normal Tariff)

$23.36 CA$33.02

$21.69 CA$30.66

7.70%

Gasoline (1 liter)

$1.15 CA$1.62

$1.21 CA$1.72

-4.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K CA$39.3K

$26.1K CA$37.0K

6.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K CA$26.9K

$21.1K CA$29.9K

-9.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 CA$193

$120 CA$169

14.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.91 CA$53.6

$32.21 CA$45.54

17.70%

Internet (50+ Mbps, Unlimited Data)

$53.1 CA$75.1

$48.88 CA$69.1

8.72%

Gym Membership (Monthly)

$40.46 CA$57.2

$39.34 CA$55.6

2.85%

Tennis Court (1 Hour on Weekend)

$17.91 CA$25.32

$23.58 CA$33.34

-24.05%

Cinema Ticket

$10.90 CA$15.41

$12.58 CA$17.79

-13.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,065

$832 CA$1,176

-9.41%

International Primary School, 1 Child (Yearly)

$13.1K CA$18.6K

$23.6K CA$33.4K

-44.32%

Jeans (Levis 501 Or Similar)

$52.1 CA$73.6

$52.3 CA$73.9

-0.42%

Summer Dress (H&M, Zara, etc)

$37.28 CA$52.7

$39.44 CA$55.8

-5.48%

Sport Shoes (Adidas, Nike)

$85.2 CA$120

$99.0 CA$140

-13.93%

Men's Leather Business Shoes

$102 CA$145

$122 CA$172

-16.03%

1-bedroom Apartment, City Center (Monthly)

$1,221 CA$1,725

$1,631 CA$2,306

-25.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,137 CA$1,607

$1,448 CA$2,048

-21.52%

3-bedroom Apartment, City Center (Monthly)

$1,971 CA$2,787

$2,737 CA$3,869

-27.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,716 CA$2,426

$2,129 CA$3,010

-19.42%

Buy Apartment in City Center (m2)

$4,180 CA$5,910

$8,206 CA$11.6K

-49.06%

Buy Apartment Outside City Center (m2)

$3,511 CA$4,964

$6,838 CA$9,666

-48.65%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.66

4.47

4.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stephenville: October 18, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stephenville

$1.1K 50.5%

Toronto

$1.4K 55.5% 27.4% $312

Groceries & Markets

Stephenville

$353 15.7%

Toronto

$343 13.1% 2.8% $10

Eating Out

Stephenville

$267 11.9%

Toronto

$283 10.9% 6.1% $16

Monthly Utilities & Internet

Stephenville

$227 10.1%

Toronto

$201 7.7% 11.8% $27

Clothing & Footwear

Stephenville

$125 5.5%

Toronto

$141 5.4% 12.9% $16

Getting Around

Stephenville

$81 3.6%

Toronto

$130 5% 61.5% $50

Sport & Entertainment

Stephenville

$62 2.8%

Toronto

$65 2.5% 3.6% $2.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,221 in Stephenville and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $65.0 in Stephenville vs $79.0 in Toronto. Groceries flip the comparison at $353 vs $343, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Stephenville

🇨🇦 Toronto

🕒 Local time

02:27 2:27 AM

00:57 12:57 AM

1 h 30 min behind Stephenville

🌤 Weather

👥 Population

6,600

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Stephenville Toronto 1,690 km ≈ 2 h 30 min nonstop flight

From you

Stephenville
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stephenville vs Toronto: Cost of Living - Frequently Asked Questions

Stephenville wins on cost – living expenses run 16% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Stephenville the obvious pick if budget is a priority.

You'd need roughly $3,377 in Stephenville and $3,916 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,221 in Stephenville versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $754 in Stephenville versus $832 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Toronto pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $2,251 in Stephenville versus $2,610 in Toronto, a $2,000 budget is realistic in Stephenville but tight or insufficient in Toronto. The gap between the two cities makes Stephenville the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Stephenville gentler on the wallet – expenses run 16% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.