For one person, living costs in Albury are estimated at $2,246 a month, including rent and utilities, which take about half of the total. Other living expenses average about $38 a day.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Albury actually costs, broken down by who's living it.
Living costs for one person come to about $2,246 monthly including rent, or $1,167 excluding housing.
$2,246 /mo
Estimated monthly costs for a couple: $3,352 with rent, or $2,026 without housing.
$3,352 /mo
Monthly costs for a family of three come to about $4,458 including rent, or $2,886 for daily expenses alone.
$4,458 /mo
📊
Albury sits 58–66% above the global median across household types. Within Oceania, costs are 18% above average – pricier than most cities in the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KA$38.2K
$26.6KA$38.2K
$31.2KA$44.9K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.9KA$40.1K
$25.5KA$36.7K
$40.9KA$58.9K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$184A$264
$126A$182
$211A$303
SIM Card Monthly Plan(Calls and 10GB+ Data)
$26.90A$38.70
$10.53A$15.15
$43.52A$62.6
Internet(50+ Mbps, Unlimited Data)
$55.0A$79.2
$41.49A$59.7
$76.1A$109
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$138A$198
-
Tennis Court(1 Hour on Weekend)
$22.37A$32.19
-
Cinema Ticket
$12.91A$18.57
$11.16A$16.06
$17.45A$25.11
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,164A$3,114
$1,946A$2,801
$2,641A$3,801
International Primary School, 1 Child(Yearly)
$20.5KA$29.6K
$11.4KA$16.4K
$29.8KA$42.9K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$62.7A$90.2
$56.1A$80.7
$91.1A$131
Summer Dress(H&M, Zara, etc)
$42.39A$61.0
$34.62A$49.82
$67.1A$96.6
Sport Shoes(Adidas, Nike)
$97.0A$140
$83.1A$120
$156A$224
Men's Leather Business Shoes
$107A$154
$88.2A$127
$171A$246
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,102A$1,586
$894A$1,286
$1,311A$1,886
1-bedroom Apartment, Outside City Center(Monthly)
$895A$1,288
$778A$1,120
$1,012A$1,456
3-bedroom Apartment, City Center(Monthly)
$1,898A$2,731
$1,104A$1,589
$2,692A$3,873
3-bedroom Apartment, Outside City Center(Monthly)
$1,388A$1,998
$972A$1,398
$1,805A$2,597
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$4,706A$6,772
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.95
5.5
7.5
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 11, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Albury$2,246
Albury$4,458
🏠Accommodation & Living
$895 39.9%
🛒Groceries & Markets
$365 16.2%
🍽Eating Out
$319 14.2%
🧾Monthly Utilities & Internet
$266 11.8%
🎉Sport & Entertainment
$164 7.3%
👕👟Clothing & Footwear
$139 6.2%
🚌Getting Around
$98 4.4%
🏠Accommodation & Living
$1.4K 31.1%
🛒Groceries & Markets
$828 18.6%
🍽Eating Out
$1.1K 24.4%
🧾Monthly Utilities & Internet
$292 6.6%
🎉Sport & Entertainment
$349 7.8%
👕👟Clothing & Footwear
$309 6.9%
🚌Getting Around
$205 4.6%
Cost Breakdown
🏠Expect to pay about $1,102 for a central one-bedroom, or $895 outside the center. At 23% of the average salary ($4,706), housing is the biggest financial pressure.
💰Average take-home pay sits at $4,706, while typical expenses reach $2,246. This leaves solid room for saving and lifestyle spending.
🛒Expect to spend about $365 monthly on groceries. Dining out at a mid-range restaurant costs roughly $88.0 for two – above the Oceanian average of $57.0.
🚌Public transport is priced at around $71.5 per month – roughly in line with the Oceanian average of $59.0.
Cost Highlights
⭐Albury has the most expensive gym membership in Oceania
⭐Family monthly cost (excluding rent) is more expensive than 93% of cities in Oceania
⭐Monthly cost (excluding rent) is more expensive than 92% of cities in Oceania
Cost of Living in Albury - Frequently Asked Questions
How affordable is Albury, Australia for travelers, expats, and digital nomads, and who tends to find value here?
Albury, Australia offers a comfort-focused balance between lifestyle and cost, especially for those who value space and a slower pace. The Cost of Living in Albury, Australia tends to feel more attainable than larger city centers, with accessible housing options and a broad range of local services. For travelers, expats, and digital nomads, you’ll find it easier to maintain a modest budget while enjoying outdoor recreation, cafes, and community events. The city rewards flexible planning – shorter commutes, nearby nature, and seasonal swaps in activity. Tip: map neighborhoods by transport links and pick an area that aligns with work and social life.
What does daily life look like in terms of housing search, food options, transport, and errands in Albury, Australia?
Daily life centers on a friendly, walkable town with river and nature nearby. When you search housing, prioritize well-connected neighborhoods that offer space, safety, and easy access to amenities. Food options range from casual cafes to reliable supermarkets, with farmers markets adding seasonal freshness. For transport, you’ll often rely on a car or local buses, while cycling is practical for short trips. Co-working spaces and cafes provide flexible work hubs for remote tasks and meetings. Albury, Australia living cost serves as a useful baseline when comparing options across areas. Tip: set a weekly food and transit budget and look for multi-use spaces to save time and money.
Which factors determine quality of life in Albury, and what budgeting strategies and seasonal considerations help you choose the right neighborhood?
Quality of life in Albury comes from a blend of outdoor access, community events, and practical services that help your budget stretch. Build a simple budgeting framework – track essentials, discretionary spending, and occasional splurges – so you can adapt to seasonal shifts like festival periods or hotter months when energy use rises. Neighborhoods vary from riverside and historic precincts to quieter residential pockets; choose a pace that matches work and social life. Save by leaning into public markets, shared co-working spaces, and library resources for free or low-cost activities. Tip: visit several neighborhoods at different times of day to gauge noise, safety, and practicality for your routine.
Is Albury expensive to live in?
Everyday life in Albury is moderately priced at about $2,246 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
What percentage of income goes to rent in Albury?
With 23% of the average paycheck going to rent, Albury is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
Can you save money on an average salary in Albury?
At $4,706 take-home, most residents in Albury can cover the $2,246 monthly cost of living. Those earning $3,368 or more have room to save; below-average earners will find things noticeably tighter.
What are typical rents in Albury?
Where you live in Albury makes all the difference. Central one-bedrooms cost about $1,102; commute-friendly outer districts come in around $895. Overall, the market runs from $895 to $1,102 depending on size, location, and apartment condition.
How expensive is a gym membership in Albury?
A regular gym membership in Albury costs around $138 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
What is a typical grocery budget in Albury?
Expect to spend around $365 per month on groceries in Albury. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
Can a person live on $2,000 monthly in Albury?
Living on $2,000 in Albury means careful planning, since monthly costs average $2,246. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What is quality of life like in Albury?
Albury offers genuinely appealing day-to-day living. Residents value fast internet, low crime rates, clean air, and at around $2,246 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.