Cost of Living in Sargodha - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $506 monthly including rent, or $281 excluding housing.

Estimated monthly costs for a couple: $783 with rent, or $587 without housing.

Monthly costs for a family of three come to about $1,060 including rent, or $893 for daily expenses alone.

Sargodha sits about 64% below the global median. Within Asia, costs are well below average (54% lower) – one of the most affordable options in the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$3.59 PKR 996
$1.25 PKR 348
$7.17 PKR 1,989
Three-Course Dinner for Two, Mid-Range
$23.32 PKR 6,470
$12.79 PKR 3,548
$39.11 PKR 10.9K
Fast Food Meal (McDonalds, etc)
$5.33 PKR 1,479
$4.27 PKR 1,184
$7.11 PKR 1,971
Local Non-Alcoholic Beer (0.5 liter draught)
$3.54 PKR 981
$1.06 PKR 293
$7.06 PKR 1,959
Imported Non-Alcoholic Beer (0.33 liter bottle)
$6.82 PKR 1,891
$2.51 PKR 696
$7.17 PKR 1,990
Cappuccino
$2.45 PKR 680
$0.72 PKR 201
$5.43 PKR 1,507
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.35 PKR 97.9
$0.26 PKR 72.0
$0.37 PKR 104
Water (0.33 liter bottle)
$0.22 PKR 61.0
$0.17 PKR 47.76
$0.34 PKR 95.5
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.92 PKR 256
$0.69 PKR 192
$1.27 PKR 353
White Bread (500g)
$0.79 PKR 219
$0.47 PKR 130
$1.05 PKR 291
Rice (white) (1kg)
$1.27 PKR 353
$0.81 PKR 225
$1.59 PKR 441
Eggs
$1.31 PKR 363
$0.74 PKR 206
$1.78 PKR 494
Local Cheese (1kg)
$5.96 PKR 1,652
$3.60 PKR 999
$11.51 PKR 3,194
Chicken Fillets (1kg)
$3.15 PKR 874
$1.82 PKR 504
$4.37 PKR 1,213
Beef Round Steak (1kg)
$5.13 PKR 1,423
$3.20 PKR 888
$7.10 PKR 1,969
Apples (1kg)
$1.29 PKR 359
$0.53 PKR 147
$1.95 PKR 542
Banana (1kg)
$0.88 PKR 243
$0.56 PKR 155
$1.30 PKR 361
Oranges (1kg)
$1.07 PKR 296
$0.37 PKR 103
$2.97 PKR 824
Tomato (1kg)
$0.46 PKR 126
$0.21 PKR 59.1
$0.87 PKR 242
Potato (1kg)
$0.27 PKR 74.6
$0.17 PKR 47.98
$0.38 PKR 107
Onion (1kg)
$0.32 PKR 89.9
$0.17 PKR 47.59
$0.45 PKR 124
Lettuce (1 head)
$0.27 PKR 74.6
$0.11 PKR 29.32
$0.41 PKR 115
Water (1.5 liter bottle)
$0.39 PKR 108
$0.31 PKR 86.3
$0.52 PKR 146
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.78 PKR 494
$0.57 PKR 159
$5.36 PKR 1,486
Local Non-Alcoholic Beer (0.5 liter bottle)
$1.34 PKR 371
$0.54 PKR 149
$2.32 PKR 644
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.44 PKR 678
$1.82 PKR 506
$3.66 PKR 1,015
Cigarettes 20 Pack (Marlboro, Camel)
$2.37 PKR 658
$2.01 PKR 557
$3.66 PKR 1,016
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.17 PKR 47.62
$0.13 PKR 37.04
$0.24 PKR 66.1
Public Transport Monthly Pass (Regular Price)
$10.01 PKR 2,776
$3.64 PKR 1,010
$10.92 PKR 3,028
Taxi Start (Normal Tariff)
$1.22 PKR 339
$0.70 PKR 194
$1.75 PKR 485
Taxi (Normal Tariff) (1km)
$0.75 PKR 207
$0.30 PKR 83.3
$0.93 PKR 259
Taxi 1hour Waiting (Normal Tariff)
$1.59 PKR 442
$1.06 PKR 295
$2.12 PKR 590
Gasoline (1 liter)
$1.27 PKR 351
$0.92 PKR 256
$1.46 PKR 406
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6K PKR 6.0M
$16.7K PKR 4.6M
$37.3K PKR 10.3M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K PKR 7.1M
$23.7K PKR 6.6M
$28.5K PKR 7.9M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$103 PKR 28.4K
$71.9 PKR 20.0K
$216 PKR 59.9K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.62 PKR 1,559
$3.53 PKR 981
$7.06 PKR 1,959
Internet (50+ Mbps, Unlimited Data)
$16.28 PKR 4,516
$9.08 PKR 2,519
$29.04 PKR 8,057
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$15.67 PKR 4,346
$5.70 PKR 1,580
$28.48 PKR 7,901
Cinema Ticket
$5.00 PKR 1,388
$3.71 PKR 1,029
$7.41 PKR 2,055
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$75.0 PKR 20.8K
$32.67 PKR 9,064
$145 PKR 40.3K
International Primary School, 1 Child (Yearly)
$1,010 PKR 280.1K
$865 PKR 240.1K
$4,327 PKR 1.2M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$24.37 PKR 6,761
$7.33 PKR 2,033
$55.0 PKR 15.3K
Summer Dress (H&M, Zara, etc)
$31.85 PKR 8,835
$8.86 PKR 2,459
$63.8 PKR 17.7K
Sport Shoes (Adidas, Nike)
$82.6 PKR 22.9K
$28.68 PKR 7,958
$125 PKR 34.8K
Men's Leather Business Shoes
$39.86 PKR 11.1K
$18.05 PKR 5,007
$54.2 PKR 15.0K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$126 PKR 34.8K
$62.8 PKR 17.4K
$181 PKR 50.3K
1-bedroom Apartment, Outside City Center (Monthly)
$78.2 PKR 21.7K
$40.24 PKR 11.2K
$101 PKR 27.9K
3-bedroom Apartment, City Center (Monthly)
$251 PKR 69.6K
$143 PKR 39.8K
$317 PKR 87.9K
3-bedroom Apartment, Outside City Center (Monthly)
$151 PKR 41.9K
$91.4 PKR 25.4K
$183 PKR 50.7K
Buy Apartment in City Center (m2)
$903 PKR 250.5K
$179 PKR 49.5K
$903 PKR 250.5K
Buy Apartment Outside City Center (m2)
$508 PKR 141.0K
$382 PKR 106.1K
$612 PKR 169.7K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$180 PKR 50.0K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.08
10
17

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: September 1, 2026

Cost Breakdown

Expect to pay about $126 for a central one-bedroom, or $78.2 outside the center. At 70% of the average salary ($180), rent is manageable but leaves limited room for savings.

Average take-home pay sits at $180, while typical expenses reach $506. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.

Expect to spend about $102 monthly on groceries. Dining out at a mid-range restaurant costs roughly $23.00 for two – well below the Asian average of $36.00.

Public transport is priced at around $10.01 per month – among the cheapest in Asia (average $34.00).

Cost Highlights

Average monthly net salary is lower than 92% of cities in Asia

Sargodha is cheaper than 90% of cities worldwide and 70% within Asia.

Sargodha Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
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Latency
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Sargodha - Frequently Asked Questions
How does Sargodha compare in terms of affordability, and who tends to find good value there?
For travelers, expats, and digital nomads, Cost of Living in Sargodha, Pakistan tends to feel reasonable within its regional frame. You’ll find more space for your budget than in Pakistan’s big metropolises, with lower rent and a slower pace, which helps stretch savings on a mid- to long-term stay. Value shows up in neighborhood clusters with easier access to markets, student-friendly cafes, and straightforward transport options. If you aim to balance work and life, you’ll notice cost-effective choices in groceries, street food, and utility basics, plus a quieter environment for focused work. Tip: Start with a short-term rental in a central neighborhood to gauge value and commute time before committing longer.
What does daily life look like for housing search, food options, transport, coworking, and errands in Sargodha?
Daily life centers on practical routines. Housing options include modest apartments and shared rooms, with terms that fit short or longer stays. Food choices range from bustling local markets to affordable street meals, always tasting authentic. Transport is straightforward: rickshaws and motorbikes cover most trips, while many places are walkable in the core. If you work remotely, seek out cafes with reliable wifi or a small coworking space near your area, and keep errands capped for efficiency. Sargodha, Pakistan living cost varies by neighborhood and season, guiding where you shop and how you plan your week. Tip: build a weekly route that minimizes backtracking to save time and energy.
What is the quality of life like, and how should you budget and choose a neighborhood in Sargodha to fit your rhythms?
Quality of life in Sargodha tends to balance quiet daily rhythms with accessible services. To budget effectively, use a simple framework: housing, food, transport, and utilities as core categories, with a buffer for occasional activities. Seasons influence comfort and cost: summers may push you toward shaded spots and cooling options, while harvest seasons shift grocery prices locally. Neighborhood fit matters; central markets and Cantt areas often offer convenience, while leafy residential cores provide quieter work zones. Save by cooking at home, buying staples in bulk, and choosing public transit over ride-hails when possible. Tip: set a flexible monthly plan that scales as you test neighborhoods and work hours.
Why is Sargodha considered affordable?
Compared to most cities worldwide, Sargodha is just cheap – all-in costs average $506 monthly. Both housing and daily necessities sit below the international median, which explains its popularity with budget travelers, nomads, and locals on modest incomes.
Is Sargodha expensive to live in?
Your money goes further in Sargodha than in most cities its size. Expect to spend roughly $506 per month with housing included – groceries, transport, and eating out are all priced well below what you'd pay in comparable urban centers.
Can you save money on an average salary in Sargodha?
At $180 take-home, most residents in Sargodha can cover the $506 monthly cost of living. Those earning $759 or more have room to save; below-average earners will find things noticeably tighter.
How much does a 1-bedroom apartment cost in Sargodha?
Rents for a 1-bedroom flat in Sargodha range from $78.2 to $126, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is a gym membership in Sargodha?
Fitness in Sargodha is cheap at around $15.67 monthly for a standard gym. It's one of the lighter items in the budget, making it easy to stay active without worrying about the cost.
How cheap is food in Sargodha?
Sargodha is great for eating affordably at home. Monthly grocery bills run about $102, and local produce is plentiful and well-priced, making home cooking both practical and cost-effective.
Can you live on $800 a month in Sargodha?
$800 stretches far in Sargodha – all-in monthly costs average only $506. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
Is Sargodha a good place to live?
Living in Sargodha means access to great local cuisine, multilingual environment at about $506 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.
Can you save money living in Sargodha?
Monthly expenses in Sargodha run around $506, so putting money aside takes more than $759 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Is Sargodha good for backpackers on a budget?
Budget travelers love Sargodha – low prices across accommodation, food, and transport make it one of the most backpacker-friendly cities around. Long-stay costs come to just $506 monthly; short-term visitors can get by on even less with hostels and local food.

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