Cost of Living in Sargodha - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $448 monthly including rent, or $237 excluding housing.

Estimated monthly costs for a couple: $659 with rent, or $423 without housing.

Monthly costs for a family of three come to about $869 including rent, or $609 for daily expenses alone.

Sargodha sits about 69% below the global median. Within Asia, costs are well below average (57% lower) – one of the most affordable options in the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$1.44 PKR 400
$1.26 PKR 352
$4.87 PKR 1,354
Three-Course Dinner for Two, Mid-Range
$14.30 PKR 3,979
$10.73 PKR 2,984
$53.6 PKR 14.9K
Fast Food Meal (McDonalds, etc)
$5.27 PKR 1,466
$4.22 PKR 1,173
$6.33 PKR 1,762
Local Non-Alcoholic Beer (0.5 liter draught)
$1.72 PKR 478
$1.03 PKR 286
$3.44 PKR 957
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.95 PKR 1,099
$2.15 PKR 599
$7.18 PKR 1,998
Cappuccino
$1.98 PKR 550
$0.69 PKR 192
$4.13 PKR 1,149
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.42 PKR 118
$0.29 PKR 80.7
$0.74 PKR 205
Water (0.33 liter bottle)
$0.22 PKR 61.1
$0.17 PKR 47.79
$0.37 PKR 104
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.68 PKR 188
$0.68 PKR 188
$1.21 PKR 336
White Bread (500g)
$0.63 PKR 175
$0.38 PKR 107
$0.87 PKR 241
Rice (white) (1kg)
$1.21 PKR 337
$0.86 PKR 239
$1.73 PKR 481
Eggs
$0.73 PKR 203
$0.73 PKR 203
$1.82 PKR 506
Local Cheese (1kg)
$6.38 PKR 1,776
$1.89 PKR 527
$14.57 PKR 4,054
Chicken Fillets (1kg)
$1.90 PKR 527
$1.79 PKR 499
$5.37 PKR 1,494
Beef Round Steak (1kg)
$4.52 PKR 1,259
$3.25 PKR 903
$5.41 PKR 1,506
Apples (1kg)
$0.51 PKR 142
$0.51 PKR 142
$1.35 PKR 377
Banana (1kg)
$0.85 PKR 236
$0.55 PKR 154
$1.30 PKR 361
Oranges (1kg)
$0.89 PKR 248
$0.34 PKR 94.4
$1.72 PKR 477
Tomato (1kg)
$0.55 PKR 154
$0.27 PKR 74.4
$1.01 PKR 282
Potato (1kg)
$0.39 PKR 108
$0.14 PKR 37.69
$0.62 PKR 172
Onion (1kg)
$0.57 PKR 158
$0.29 PKR 80.2
$0.73 PKR 203
Lettuce (1 head)
$0.31 PKR 85.6
$0.17 PKR 48.17
$0.54 PKR 150
Water (1.5 liter bottle)
$0.38 PKR 105
$0.27 PKR 75.3
$1.02 PKR 285
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.34 PKR 371
$0.69 PKR 193
$4.44 PKR 1,235
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.87 PKR 242
$0.50 PKR 139
$2.25 PKR 626
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.95 PKR 543
$0.82 PKR 228
$2.07 PKR 575
Cigarettes 20 Pack (Marlboro, Camel)
$2.07 PKR 577
$1.73 PKR 482
$2.59 PKR 721
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.16 PKR 45.74
$0.10 PKR 27.95
$0.16 PKR 45.74
Public Transport Monthly Pass (Regular Price)
$7.09 PKR 1,974
$2.67 PKR 743
$7.10 PKR 1,976
Taxi Start (Normal Tariff)
$0.91 PKR 252
$0.73 PKR 204
$1.64 PKR 456
Taxi (Normal Tariff) (1km)
$0.41 PKR 113
$0.35 PKR 97.1
$0.80 PKR 221
Taxi 1hour Waiting (Normal Tariff)
$2.75 PKR 764
$1.72 PKR 478
$4.11 PKR 1,145
Gasoline (1 liter)
$0.92 PKR 255
$0.86 PKR 238
$1.00 PKR 279
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6K PKR 6.0M
$18.0K PKR 5.0M
$28.8K PKR 8.0M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K PKR 7.3M
$24.8K PKR 6.9M
$28.3K PKR 7.9M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$114 PKR 31.8K
$72.0 PKR 20.0K
$180 PKR 50.0K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.64 PKR 1,569
$3.64 PKR 1,012
$10.90 PKR 3,032
Internet (50+ Mbps, Unlimited Data)
$18.66 PKR 5,191
$12.37 PKR 3,440
$28.26 PKR 7,861
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$12.59 PKR 3,502
$5.39 PKR 1,499
$14.39 PKR 4,003
Tennis Court (1 Hour on Weekend)
$6.09 PKR 1,694
$1.82 PKR 506
$9.08 PKR 2,525
Cinema Ticket
$4.29 PKR 1,194
$3.58 PKR 997
$7.16 PKR 1,991
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$59.2 PKR 16.5K
$34.88 PKR 9,704
$126 PKR 34.9K
International Primary School, 1 Child (Yearly)
$1,093 PKR 304.0K
$697 PKR 194.0K
$2,092 PKR 582.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$21.38 PKR 5,948
$7.05 PKR 1,961
$38.78 PKR 10.8K
Summer Dress (H&M, Zara, etc)
$27.54 PKR 7,662
$10.43 PKR 2,902
$41.73 PKR 11.6K
Sport Shoes (Adidas, Nike)
$86.9 PKR 24.2K
$27.82 PKR 7,738
$139 PKR 38.7K
Men's Leather Business Shoes
$39.80 PKR 11.1K
$17.53 PKR 4,877
$87.7 PKR 24.4K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$75.1 PKR 20.9K
$47.74 PKR 13.3K
$88.4 PKR 24.6K
1-bedroom Apartment, Outside City Center (Monthly)
$52.3 PKR 14.6K
$28.54 PKR 7,941
$71.4 PKR 19.9K
3-bedroom Apartment, City Center (Monthly)
$169 PKR 47.1K
$134 PKR 37.4K
$215 PKR 59.9K
3-bedroom Apartment, Outside City Center (Monthly)
$105 PKR 29.2K
$87.5 PKR 24.3K
$140 PKR 38.9K
Buy Apartment in City Center (m2)
$1,000 PKR 278.3K
$392 PKR 109.1K
$1,221 PKR 339.6K
Buy Apartment Outside City Center (m2)
$513 PKR 142.7K
$386 PKR 107.3K
$694 PKR 193.2K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$177 PKR 49.2K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
14
14
25

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: May 30, 2026

Cost Breakdown

Expect to pay about $75.1 for a central one-bedroom, or $52.3 outside the center. At 42% of the average salary ($177), rent is manageable but leaves limited room for savings.

Average take-home pay sits at $177, while typical expenses reach $448. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.

Expect to spend about $85.0 monthly on groceries. Dining out at a mid-range restaurant costs roughly $14.00 for two – well below the Asian average of $35.00.

Public transport is priced at around $7.09 per month – among the cheapest in Asia (average $31.00).

Cost Highlights

Eggs is cheaper than 99% of cities in Asia

Chicken fillets is cheaper than 98% of cities in Asia

3-bedroom apartment, outside city center is cheaper than 95% of cities in Asia

Sargodha Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
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Latency
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Sargodha - Frequently Asked Questions
How does Sargodha compare in terms of affordability, and who tends to find good value there?
For travelers, expats, and digital nomads, Cost of Living in Sargodha, Pakistan tends to feel reasonable within its regional frame. You’ll find more space for your budget than in Pakistan’s big metropolises, with lower rent and a slower pace, which helps stretch savings on a mid- to long-term stay. Value shows up in neighborhood clusters with easier access to markets, student-friendly cafes, and straightforward transport options. If you aim to balance work and life, you’ll notice cost-effective choices in groceries, street food, and utility basics, plus a quieter environment for focused work. Tip: Start with a short-term rental in a central neighborhood to gauge value and commute time before committing longer.
What does daily life look like for housing search, food options, transport, coworking, and errands in Sargodha?
Daily life centers on practical routines. Housing options include modest apartments and shared rooms, with terms that fit short or longer stays. Food choices range from bustling local markets to affordable street meals, always tasting authentic. Transport is straightforward: rickshaws and motorbikes cover most trips, while many places are walkable in the core. If you work remotely, seek out cafes with reliable wifi or a small coworking space near your area, and keep errands capped for efficiency. Sargodha, Pakistan living cost varies by neighborhood and season, guiding where you shop and how you plan your week. Tip: build a weekly route that minimizes backtracking to save time and energy.
What is the quality of life like, and how should you budget and choose a neighborhood in Sargodha to fit your rhythms?
Quality of life in Sargodha tends to balance quiet daily rhythms with accessible services. To budget effectively, use a simple framework: housing, food, transport, and utilities as core categories, with a buffer for occasional activities. Seasons influence comfort and cost: summers may push you toward shaded spots and cooling options, while harvest seasons shift grocery prices locally. Neighborhood fit matters; central markets and Cantt areas often offer convenience, while leafy residential cores provide quieter work zones. Save by cooking at home, buying staples in bulk, and choosing public transit over ride-hails when possible. Tip: set a flexible monthly plan that scales as you test neighborhoods and work hours.
Why is Sargodha considered affordable?
Compared to most cities worldwide, Sargodha is just cheap – all-in costs average $448 monthly. Both housing and daily necessities sit below the international median, which explains its popularity with budget travelers, nomads, and locals on modest incomes.
Is Sargodha expensive to live in?
Your money goes further in Sargodha than in most cities its size. Expect to spend roughly $448 per month with housing included – groceries, transport, and eating out are all priced well below what you'd pay in comparable urban centers.
Can you save money on an average salary in Sargodha?
At $177 take-home, most residents in Sargodha can cover the $448 monthly cost of living. Those earning $672 or more have room to save; below-average earners will find things noticeably tighter.
How much does a 1-bedroom apartment cost in Sargodha?
Rents for a 1-bedroom flat in Sargodha range from $52.3 to $75.1, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is a gym membership in Sargodha?
Fitness in Sargodha is cheap at around $12.59 monthly for a standard gym. It's one of the lighter items in the budget, making it easy to stay active without worrying about the cost.
How cheap is food in Sargodha?
Sargodha is great for eating affordably at home. Monthly grocery bills run about $85.0, and local produce is plentiful and well-priced, making home cooking both practical and cost-effective.
Can you live on $800 a month in Sargodha?
$800 stretches far in Sargodha – all-in monthly costs average only $448. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
Is Sargodha a good place to live?
Living in Sargodha means access to great local cuisine, multilingual environment at about $448 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.
Can you save money living in Sargodha?
Monthly expenses in Sargodha run around $448, so putting money aside takes more than $672 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Is Sargodha good for backpackers on a budget?
Budget travelers love Sargodha – low prices across accommodation, food, and transport make it one of the most backpacker-friendly cities around. Long-stay costs come to just $448 monthly; short-term visitors can get by on even less with hostels and local food.

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