Cost of Living Comparison Between Sargodha and Karachi Cost of Living Comparison Between Sargodha and Karachi

Monthly Cost of Living

Monthly costs for one person with rent: $448 in Sargodha versus $477 in Karachi.

Estimated couple costs with rent: $659 in Sargodha versus $727 in Karachi.

Monthly costs for a family of three with rent: $869 in Sargodha versus $978 in Karachi.

Living in Sargodha costs roughly 6% less than in Karachi, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Sargodha 67% lower, Karachi 64% lower.

Meal at Budget Restaurant

$1.44 PKR 400

$2.14 PKR 595

-32.71%

Three-Course Dinner for Two, Mid-Range

$14.30 PKR 3,979

$12.44 PKR 3,461

14.95%

Fast Food Meal (McDonalds, etc)

$5.27 PKR 1,466

$4.06 PKR 1,129

29.80%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.72 PKR 478

$1.99 PKR 553

-13.57%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.95 PKR 1,099

$5.22 PKR 1,451

-24.33%

Cappuccino

$1.98 PKR 550

$1.89 PKR 525

4.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 PKR 118

$0.36 PKR 101

16.67%

Water (0.33 liter bottle)

$0.22 PKR 61.1

$0.23 PKR 64.2

-4.35%

Milk (1 liter)

$0.68 PKR 188

$0.83 PKR 231

-18.07%

White Bread (500g)

$0.63 PKR 175

$0.58 PKR 161

8.62%

Rice (white) (1kg)

$1.21 PKR 337

$1.13 PKR 315

7.08%

Eggs

$0.73 PKR 203

$1.21 PKR 337

-39.67%

Local Cheese (1kg)

$6.38 PKR 1,776

$6.29 PKR 1,749

1.43%

Chicken Fillets (1kg)

$1.90 PKR 527

$3.19 PKR 887

-40.44%

Beef Round Steak (1kg)

$4.52 PKR 1,259

$4.91 PKR 1,365

-7.94%

Apples (1kg)

$0.51 PKR 142

$1.03 PKR 287

-50.49%

Banana (1kg)

$0.85 PKR 236

$0.58 PKR 162

46.55%

Oranges (1kg)

$0.89 PKR 248

$0.93 PKR 258

-4.30%

Tomato (1kg)

$0.55 PKR 154

$0.56 PKR 156

-1.79%

Potato (1kg)

$0.39 PKR 108

Onion (1kg)

$0.57 PKR 158

$0.51 PKR 141

11.76%

Lettuce (1 head)

$0.31 PKR 85.6

$0.38 PKR 107

-18.42%

Water (1.5 liter bottle)

$0.38 PKR 105

$0.43 PKR 120

-11.63%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.34 PKR 371

$1.28 PKR 356

4.69%

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.87 PKR 242

$1.26 PKR 351

-30.95%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.95 PKR 543

$2.08 PKR 580

-6.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.07 PKR 577

$2.08 PKR 580

-0.48%

One-way Ticket (Public Transport)

$0.16 PKR 45.74

$0.34 PKR 94.4

-52.94%

Public Transport Monthly Pass (Regular Price)

$7.09 PKR 1,974

$6.33 PKR 1,762

12.01%

Taxi Start (Normal Tariff)

$0.91 PKR 252

$0.74 PKR 205

22.97%

Taxi (Normal Tariff) (1km)

$0.41 PKR 113

$0.61 PKR 171

-32.79%

Taxi 1hour Waiting (Normal Tariff)

$2.75 PKR 764

$1.79 PKR 497

53.63%

Gasoline (1 liter)

$0.92 PKR 255

$0.92 PKR 256

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K PKR 6.0M

$16.4K PKR 4.6M

31.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K PKR 7.3M

$24.5K PKR 6.8M

7.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 PKR 31.8K

$132 PKR 36.8K

-13.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.64 PKR 1,569

$4.90 PKR 1,362

15.10%

Internet (50+ Mbps, Unlimited Data)

$18.66 PKR 5,191

$13.63 PKR 3,791

36.90%

Gym Membership (Monthly)

$12.59 PKR 3,502

$15.55 PKR 4,325

-19.04%

Tennis Court (1 Hour on Weekend)

$6.09 PKR 1,694

$14.33 PKR 3,986

-57.50%

Cinema Ticket

$4.29 PKR 1,194

$4.33 PKR 1,203

-0.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$59.2 PKR 16.5K

$58.0 PKR 16.1K

2.12%

International Primary School, 1 Child (Yearly)

$1,093 PKR 304.0K

$1,402 PKR 389.9K

-22.04%

Jeans (Levis 501 Or Similar)

$21.38 PKR 5,948

$17.73 PKR 4,932

20.59%

Summer Dress (H&M, Zara, etc)

$27.54 PKR 7,662

$25.51 PKR 7,097

7.96%

Sport Shoes (Adidas, Nike)

$86.9 PKR 24.2K

$64.2 PKR 17.8K

35.51%

Men's Leather Business Shoes

$39.80 PKR 11.1K

$35.86 PKR 9,976

10.99%

1-bedroom Apartment, City Center (Monthly)

$75.1 PKR 20.9K

$122 PKR 33.8K

-38.22%

1-bedroom Apartment, Outside City Center (Monthly)

$52.3 PKR 14.6K

$73.9 PKR 20.6K

-29.20%

3-bedroom Apartment, City Center (Monthly)

$169 PKR 47.1K

$323 PKR 89.8K

-47.61%

3-bedroom Apartment, Outside City Center (Monthly)

$105 PKR 29.2K

$182 PKR 50.6K

-42.29%

Buy Apartment in City Center (m2)

$1,000 PKR 278.3K

$985 PKR 273.9K

1.59%

Buy Apartment Outside City Center (m2)

$513 PKR 142.7K

$457 PKR 127.3K

12.13%

Average Monthly Net Salary (After Tax)

$177 PKR 49.2K

$181 PKR 50.2K

-2.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.8

-21.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sargodha: May 30, 2026

Last update for Karachi: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $75.1 in Sargodha and $122 in Karachi. Housing cost is often the main lever when comparing two cities.

Karachi pays 2% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Sargodha vs $12.00 in Karachi. Groceries flip the comparison at $85.0 vs $97.0, with Sargodha cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sargodha vs Karachi: Cost of Living - Frequently Asked Questions

Sargodha and Karachi differ by about 6% in total monthly costs ($448 vs $477 including rent). Sargodha is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Karachi earns 2% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $75.1 in Sargodha versus $122 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $448 per month in Sargodha versus $477 in Karachi – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sargodha runs roughly 12% less than in Karachi. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Sargodha gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Sargodha gentler on the wallet – expenses run 6% less than in Karachi. Beyond cost, consider language, visa policies, and how big the international community is in each city.