Cost of Living Comparison Between Sargodha and Karachi Cost of Living Comparison Between Sargodha and Karachi

Monthly Cost of Living

Monthly costs for one person with rent: $506 in Sargodha versus $457 in Karachi.

Estimated couple costs with rent: $783 in Sargodha versus $728 in Karachi.

Monthly costs for a family of three with rent: $1,060 in Sargodha versus $999 in Karachi.

Living in Sargodha is roughly 11% more expensive than in Karachi, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Sargodha 63% lower, Karachi 67% lower.

Meal at Budget Restaurant

$3.59 PKR 996

$2.20 PKR 612

63.18%

Three-Course Dinner for Two, Mid-Range

$23.32 PKR 6,470

$14.33 PKR 3,976

62.74%

Fast Food Meal (McDonalds, etc)

$5.33 PKR 1,479

$5.27 PKR 1,463

1.14%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.54 PKR 981

$2.14 PKR 594

65.42%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.82 PKR 1,891

$7.36 PKR 2,041

-7.34%

Cappuccino

$2.45 PKR 680

$2.20 PKR 610

11.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 PKR 97.9

$0.33 PKR 92.4

6.06%

Water (0.33 liter bottle)

$0.22 PKR 61.0

$0.23 PKR 63.4

-4.35%

Milk (1 liter)

$0.92 PKR 256

$0.89 PKR 248

3.37%

White Bread (500g)

$0.79 PKR 219

$0.52 PKR 145

51.92%

Rice (white) (1kg)

$1.27 PKR 353

$1.24 PKR 345

2.42%

Eggs

$1.31 PKR 363

$1.21 PKR 335

8.26%

Local Cheese (1kg)

$5.96 PKR 1,652

$6.19 PKR 1,716

-3.72%

Chicken Fillets (1kg)

$3.15 PKR 874

$3.03 PKR 841

3.96%

Beef Round Steak (1kg)

$5.13 PKR 1,423

$6.11 PKR 1,696

-16.04%

Apples (1kg)

$1.29 PKR 359

$1.22 PKR 340

5.74%

Banana (1kg)

$0.88 PKR 243

$0.55 PKR 153

60.00%

Oranges (1kg)

$1.07 PKR 296

$0.98 PKR 272

9.18%

Tomato (1kg)

$0.46 PKR 126

$0.59 PKR 164

-22.03%

Potato (1kg)

$0.27 PKR 74.6

$0.34 PKR 95.2

-20.59%

Onion (1kg)

$0.32 PKR 89.9

$0.31 PKR 85.3

3.23%

Lettuce (1 head)

$0.27 PKR 74.6

$0.39 PKR 109

-30.77%

Water (1.5 liter bottle)

$0.39 PKR 108

$0.43 PKR 121

-9.30%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.78 PKR 494

$1.25 PKR 347

42.40%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.34 PKR 371

$1.32 PKR 365

1.52%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.44 PKR 678

$2.48 PKR 687

-1.61%

Cigarettes 20 Pack (Marlboro, Camel)

$2.37 PKR 658

$1.79 PKR 496

32.40%

One-way Ticket (Public Transport)

$0.17 PKR 47.62

$0.28 PKR 77.6

-39.29%

Public Transport Monthly Pass (Regular Price)

$10.01 PKR 2,776

$8.20 PKR 2,275

22.07%

Taxi Start (Normal Tariff)

$1.22 PKR 339

$0.74 PKR 205

64.86%

Taxi (Normal Tariff) (1km)

$0.75 PKR 207

$0.70 PKR 195

7.14%

Taxi 1hour Waiting (Normal Tariff)

$1.59 PKR 442

$2.20 PKR 609

-27.73%

Gasoline (1 liter)

$1.27 PKR 351

$1.33 PKR 369

-4.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K PKR 6.0M

$18.0K PKR 5.0M

19.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K PKR 7.1M

$27.6K PKR 7.6M

-7.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 PKR 28.4K

$104 PKR 28.8K

-1.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.62 PKR 1,559

$5.88 PKR 1,631

-4.42%

Internet (50+ Mbps, Unlimited Data)

$16.28 PKR 4,516

$12.86 PKR 3,567

26.59%

Gym Membership (Monthly)

$15.67 PKR 4,346

$20.32 PKR 5,637

-22.88%

Tennis Court (1 Hour on Weekend)

$18.66 PKR 5,177

Cinema Ticket

$5.00 PKR 1,388

$4.40 PKR 1,222

13.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$75.0 PKR 20.8K

$50.4 PKR 14.0K

48.88%

International Primary School, 1 Child (Yearly)

$1,010 PKR 280.1K

$1,375 PKR 381.5K

-26.57%

Jeans (Levis 501 Or Similar)

$24.37 PKR 6,761

$14.81 PKR 4,109

64.55%

Summer Dress (H&M, Zara, etc)

$31.85 PKR 8,835

$21.90 PKR 6,076

45.43%

Sport Shoes (Adidas, Nike)

$82.6 PKR 22.9K

$65.2 PKR 18.1K

26.67%

Men's Leather Business Shoes

$39.86 PKR 11.1K

$35.81 PKR 9,933

11.31%

1-bedroom Apartment, City Center (Monthly)

$126 PKR 34.8K

$111 PKR 30.8K

13.05%

1-bedroom Apartment, Outside City Center (Monthly)

$78.2 PKR 21.7K

$70.9 PKR 19.7K

10.37%

3-bedroom Apartment, City Center (Monthly)

$251 PKR 69.6K

$297 PKR 82.3K

-15.41%

3-bedroom Apartment, Outside City Center (Monthly)

$151 PKR 41.9K

$180 PKR 49.9K

-16.02%

Buy Apartment in City Center (m2)

$903 PKR 250.5K

$976 PKR 270.9K

-7.52%

Buy Apartment Outside City Center (m2)

$508 PKR 141.0K

$467 PKR 129.6K

8.78%

Average Monthly Net Salary (After Tax)

$180 PKR 50.0K

$182 PKR 50.4K

-0.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

12.88

1.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sargodha: September 1, 2026

Last update for Karachi: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $126 in Sargodha and $111 in Karachi. Housing cost is often the main lever when comparing two cities.

Karachi pays 1% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Sargodha vs $14.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $102 vs $101 per month, with Karachi cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sargodha vs Karachi: Cost of Living - Frequently Asked Questions

Sargodha and Karachi differ by about 11% in total monthly costs ($506 vs $457 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1% lower in Karachi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $126 in Sargodha versus $111 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $506 per month in Sargodha versus $457 in Karachi – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 22% less than in Sargodha. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 11% less than in Sargodha. Beyond cost, consider language, visa policies, and how big the international community is in each city.