Cost of Living Comparison Between Sargodha and Karachi Cost of Living Comparison Between Sargodha and Karachi

Monthly Cost of Living

Monthly costs for one person with rent: $441 in Sargodha versus $484 in Karachi.

Estimated couple costs with rent: $667 in Sargodha versus $735 in Karachi.

Monthly costs for a family of three with rent: $892 in Sargodha versus $987 in Karachi.

Living in Sargodha costs roughly 9% less than in Karachi, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Sargodha 67% lower, Karachi 64% lower.

Meal at Budget Restaurant

$1.39 PKR 386

$2.06 PKR 572

-32.52%

Three-Course Dinner for Two, Mid-Range

$14.21 PKR 3,947

$12.56 PKR 3,487

13.14%

Fast Food Meal (McDonalds, etc)

$5.38 PKR 1,494

$3.99 PKR 1,108

34.84%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.73 PKR 480

$1.93 PKR 537

-10.36%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.84 PKR 1,066

$5.27 PKR 1,463

-27.13%

Cappuccino

$2.00 PKR 556

$1.81 PKR 502

10.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 PKR 118

$0.33 PKR 92.7

27.27%

Water (0.33 liter bottle)

$0.22 PKR 60.8

$0.21 PKR 58.0

4.76%

Milk (1 liter)

$0.74 PKR 206

$0.79 PKR 220

-6.33%

White Bread (500g)

$0.67 PKR 186

$0.58 PKR 161

15.52%

Rice (white) (1kg)

$1.23 PKR 340

$1.18 PKR 328

4.24%

Eggs

$0.69 PKR 193

$1.15 PKR 321

-40.00%

Local Cheese (1kg)

$6.31 PKR 1,752

$6.41 PKR 1,781

-1.56%

Chicken Fillets (1kg)

$1.91 PKR 530

$3.12 PKR 867

-38.78%

Beef Round Steak (1kg)

$4.47 PKR 1,242

$5.09 PKR 1,413

-12.18%

Apples (1kg)

$0.55 PKR 152

$1.03 PKR 286

-46.60%

Banana (1kg)

$0.85 PKR 236

$0.60 PKR 166

41.67%

Oranges (1kg)

$0.94 PKR 262

$0.92 PKR 257

2.17%

Tomato (1kg)

$0.57 PKR 157

$0.57 PKR 159

Potato (1kg)

$0.39 PKR 108

$0.35 PKR 98.2

11.43%

Onion (1kg)

$0.53 PKR 148

$0.50 PKR 140

6.00%

Lettuce (1 head)

$0.34 PKR 93.2

$0.36 PKR 99.8

-5.56%

Water (1.5 liter bottle)

$0.37 PKR 103

$0.41 PKR 113

-9.76%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.46 PKR 407

$1.25 PKR 346

16.80%

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.86 PKR 238

$1.32 PKR 367

-34.85%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.01 PKR 558

$2.06 PKR 572

-2.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.09 PKR 580

$2.16 PKR 599

-3.24%

One-way Ticket (Public Transport)

$0.15 PKR 42.94

$0.33 PKR 92.7

-54.55%

Public Transport Monthly Pass (Regular Price)

$7.26 PKR 2,016

$6.43 PKR 1,785

12.91%

Taxi Start (Normal Tariff)

$0.84 PKR 234

$0.74 PKR 206

13.51%

Taxi (Normal Tariff) (1km)

$0.43 PKR 120

$0.61 PKR 170

-29.51%

Taxi 1hour Waiting (Normal Tariff)

$2.79 PKR 774

$1.74 PKR 484

60.34%

Gasoline (1 liter)

$0.95 PKR 264

$0.94 PKR 261

1.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K PKR 5.8M

$16.7K PKR 4.6M

25.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K PKR 7.4M

$25.3K PKR 7.0M

5.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.4K

$134 PKR 37.3K

-15.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.41 PKR 1,502

$5.00 PKR 1,388

8.20%

Internet (50+ Mbps, Unlimited Data)

$18.97 PKR 5,267

$13.28 PKR 3,689

42.85%

Gym Membership (Monthly)

$12.25 PKR 3,401

$15.87 PKR 4,406

-22.81%

Tennis Court (1 Hour on Weekend)

$5.91 PKR 1,640

$14.35 PKR 3,984

-58.82%

Cinema Ticket

$4.14 PKR 1,149

$4.34 PKR 1,206

-4.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$59.7 PKR 16.6K

$58.8 PKR 16.3K

1.51%

International Primary School, 1 Child (Yearly)

$1,097 PKR 304.7K

$1,356 PKR 376.6K

-19.10%

Jeans (Levis 501 Or Similar)

$21.36 PKR 5,931

$17.71 PKR 4,919

20.61%

Summer Dress (H&M, Zara, etc)

$28.18 PKR 7,825

$25.79 PKR 7,162

9.27%

Sport Shoes (Adidas, Nike)

$89.4 PKR 24.8K

$64.2 PKR 17.8K

39.22%

Men's Leather Business Shoes

$40.40 PKR 11.2K

$35.84 PKR 9,953

12.72%

1-bedroom Apartment, City Center (Monthly)

$75.8 PKR 21.0K

$118 PKR 32.8K

-35.92%

1-bedroom Apartment, Outside City Center (Monthly)

$52.5 PKR 14.6K

$74.7 PKR 20.7K

-29.76%

3-bedroom Apartment, City Center (Monthly)

$170 PKR 47.1K

$319 PKR 88.6K

-46.81%

3-bedroom Apartment, Outside City Center (Monthly)

$105 PKR 29.2K

$181 PKR 50.3K

-41.95%

Buy Apartment in City Center (m2)

$872 PKR 242.0K

$932 PKR 258.7K

-6.44%

Buy Apartment Outside City Center (m2)

$478 PKR 132.8K

$433 PKR 120.3K

10.42%

Average Monthly Net Salary (After Tax)

$180 PKR 50.0K

$177 PKR 49.1K

1.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.8

-21.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sargodha: July 11, 2026

Last update for Karachi: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $75.8 in Sargodha and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Sargodha pays 2% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $14.00 in Sargodha vs $13.00 in Karachi. Groceries flip the comparison at $86.0 vs $97.0, with Sargodha cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sargodha vs Karachi: Cost of Living - Frequently Asked Questions

Sargodha and Karachi differ by about 10% in total monthly costs ($441 vs $484 including rent). Sargodha is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 2% higher in Sargodha, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $75.8 in Sargodha versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $441 per month in Sargodha versus $484 in Karachi – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sargodha runs roughly 13% less than in Karachi. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Sargodha gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Sargodha gentler on the wallet – expenses run 10% less than in Karachi. Beyond cost, consider language, visa policies, and how big the international community is in each city.