Last update: Oct 2026

Cost of Living Comparison Between Sargodha and Karachi

For one person, living is cheaper in Karachi: $482 a month against $512 in Sargodha, rent and utilities included – about $360 less a year. The total is higher in Sargodha despite lower rent and utilities.

25

Cost of Living Index in Sargodha
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Sargodha Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

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Sargodha

🇵🇰 Pakistan

$512

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Sargodha and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sargodha and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $512 in Sargodha versus $482 in Karachi.

Sargodha $512
Karachi $482

Estimated couple costs with rent: $802 in Sargodha versus $750 in Karachi.

Sargodha $802
Karachi $750

Monthly costs for a family of three with rent: $1,091 in Sargodha versus $1,018 in Karachi.

Sargodha $1,091
Karachi $1,018

Living in Sargodha is roughly 6% more expensive than in Karachi, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Sargodha 62% lower, Karachi 64% lower.

Meal at Budget Restaurant

$3.53 PKR 977

$2.13 PKR 588

65.73%

Three-Course Dinner for Two, Mid-Range

$23.38 PKR 6,471

$13.30 PKR 3,680

75.79%

Fast Food Meal (McDonalds, etc)

$5.55 PKR 1,537

$5.45 PKR 1,508

1.83%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.70 PKR 1,025

$2.19 PKR 607

68.95%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.05 PKR 1,952

$7.24 PKR 2,005

-2.62%

Cappuccino

$2.69 PKR 745

$2.09 PKR 579

28.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 PKR 98.5

$0.40 PKR 111

-10.00%

Water (0.33 liter bottle)

$0.21 PKR 58.0

$0.26 PKR 71.1

-19.23%

Milk (1 liter)

$0.98 PKR 270

$0.92 PKR 254

6.52%

White Bread (500g)

$0.78 PKR 216

$0.56 PKR 156

39.29%

Rice (white) (1kg)

$1.30 PKR 360

$1.25 PKR 345

4.00%

Eggs

$1.22 PKR 338

$1.23 PKR 341

-0.81%

Local Cheese (1kg)

$6.03 PKR 1,668

$5.67 PKR 1,570

6.35%

Chicken Fillets (1kg)

$3.18 PKR 880

$3.16 PKR 876

0.63%

Beef Round Steak (1kg)

$5.33 PKR 1,476

$6.28 PKR 1,737

-15.13%

Apples (1kg)

$1.28 PKR 355

$1.26 PKR 348

1.59%

Banana (1kg)

$0.81 PKR 223

$0.53 PKR 148

52.83%

Oranges (1kg)

$1.03 PKR 284

$1.00 PKR 276

3.00%

Tomato (1kg)

$0.56 PKR 156

$0.56 PKR 154

Potato (1kg)

$0.27 PKR 73.8

$0.33 PKR 91.4

-18.18%

Onion (1kg)

$0.36 PKR 98.6

$0.34 PKR 95.1

5.88%

Lettuce (1 head)

$0.28 PKR 76.8

$0.42 PKR 116

-33.33%

Water (1.5 liter bottle)

$0.42 PKR 117

$0.44 PKR 121

-4.55%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.81 PKR 502

$1.25 PKR 346

44.80%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.25 PKR 347

$1.32 PKR 365

-5.30%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.41 PKR 667

$2.42 PKR 670

-0.41%

Cigarettes 20 Pack (Marlboro, Camel)

$2.24 PKR 621

$1.84 PKR 509

21.74%

One-way Ticket (Public Transport)

$0.21 PKR 57.0

$0.28 PKR 77.0

-25.00%

Public Transport Monthly Pass (Regular Price)

$9.79 PKR 2,710

$9.99 PKR 2,764

-2.00%

Taxi Start (Normal Tariff)

$1.27 PKR 352

$0.92 PKR 256

38.04%

Taxi (Normal Tariff) (1km)

$0.73 PKR 203

$0.70 PKR 193

4.29%

Taxi 1hour Waiting (Normal Tariff)

$1.58 PKR 438

$2.16 PKR 597

-26.85%

Gasoline (1 liter)

$1.36 PKR 377

$1.38 PKR 382

-1.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K PKR 6.0M

$17.9K PKR 5.0M

21.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K PKR 6.7M

$27.1K PKR 7.5M

-11.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 PKR 28.2K

$113 PKR 31.4K

-10.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.03 PKR 1,670

$5.95 PKR 1,648

1.34%

Internet (50+ Mbps, Unlimited Data)

$17.30 PKR 4,787

$13.16 PKR 3,642

31.46%

Gym Membership (Monthly)

$14.71 PKR 4,071

$21.55 PKR 5,965

-31.74%

Tennis Court (1 Hour on Weekend)

$8.58 PKR 2,373

$18.23 PKR 5,044

-52.93%

Cinema Ticket

$4.39 PKR 1,216

$4.21 PKR 1,165

4.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.6 PKR 20.4K

$52.2 PKR 14.4K

41.13%

International Primary School, 1 Child (Yearly)

$1,024 PKR 283.4K

$1,940 PKR 537.0K

-47.23%

Jeans (Levis 501 Or Similar)

$26.10 PKR 7,225

$17.55 PKR 4,858

48.72%

Summer Dress (H&M, Zara, etc)

$34.29 PKR 9,491

$23.51 PKR 6,506

45.85%

Sport Shoes (Adidas, Nike)

$96.5 PKR 26.7K

$68.9 PKR 19.1K

40.12%

Men's Leather Business Shoes

$40.00 PKR 11.1K

$40.59 PKR 11.2K

-1.45%

1-bedroom Apartment, City Center (Monthly)

$125 PKR 34.6K

$118 PKR 32.7K

6.05%

1-bedroom Apartment, Outside City Center (Monthly)

$75.7 PKR 20.9K

$73.6 PKR 20.4K

2.83%

3-bedroom Apartment, City Center (Monthly)

$248 PKR 68.6K

$357 PKR 98.9K

-30.69%

3-bedroom Apartment, Outside City Center (Monthly)

$149 PKR 41.3K

$188 PKR 52.0K

-20.52%

Buy Apartment in City Center (m2)

$932 PKR 258.1K

$1,060 PKR 293.4K

-12.05%

Buy Apartment Outside City Center (m2)

$478 PKR 132.4K

$481 PKR 133.1K

-0.48%

Average Monthly Net Salary (After Tax)

$182 PKR 50.4K

$183 PKR 50.6K

-0.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

13.21

-0.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sargodha: October 13, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Sargodha

$125 24.5%

Karachi

$133 27.5% 5.9% $7.3

Groceries & Markets

Sargodha

$104 20.2%

Karachi

$101 21% 2.2% $2.3

Clothing & Footwear

Sargodha

$89 17.3%

Karachi

$68 14.1% 23.6% $21

Eating Out

Sargodha

$79 15.5%

Karachi

$61 12.7% 23.1% $18

Accommodation & Living

Sargodha

$76 14.8%

Karachi

$74 15.3% 2.7% $2.1

Sport & Entertainment

Sargodha

$24 4.6%

Karachi

$30 6.2% 27.5% $6.5

Getting Around

Sargodha

$16 3%

Karachi

$16 3.2% 0.2% $0

Cost Breakdown

A one-bedroom apartment in the center runs $125 in Sargodha and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Karachi pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Sargodha vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $104 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇵🇰 Sargodha

🇵🇰 Karachi

🕒 Local time

00:51 12:51 AM

Same time as Sargodha

🌤 Weather

👥 Population

507,817

14,910,352

💱 Currency

Pakistani Rupee PKR ₨

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Sargodha Karachi 980 km ≈ 1 h 45 min nonstop flight

From you

Sargodha
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sargodha vs Karachi: Cost of Living - Frequently Asked Questions

Sargodha and Karachi differ by about 6% in total monthly costs ($512 vs $482 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 0% lower in Karachi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $125 in Sargodha versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $512 per month in Sargodha versus $482 in Karachi – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 2% less than in Sargodha. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 6% less than in Sargodha. Beyond cost, consider language, visa policies, and how big the international community is in each city.