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Cost of Living in Santa Cruz, Laguna - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $458 (excluding rent), and $756 including rent.
Family of 3: Estimated monthly costs are $1,095 (excluding rent), and $1,521 including rent.
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๐Ÿฝ Eating Out
Cost
Range
Meal at Budget Restaurant
$1.75 โ‚ฑ104
$1.75 โ‚ฑ104
$8.76 โ‚ฑ521
Three-Course Dinner for Two, Mid-Range
$9.06 โ‚ฑ538
$9.06 โ‚ฑ538
$27.19 โ‚ฑ1,616
Fast Food Meal (McDonalds, etc)
$3.06 โ‚ฑ182
$2.62 โ‚ฑ156
$4.02 โ‚ฑ239
Cappuccino
$2.08 โ‚ฑ123
$1.38 โ‚ฑ82.2
$4.14 โ‚ฑ246
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 โ‚ฑ25.34
$0.43 โ‚ฑ25.34
$1.29 โ‚ฑ76.6
Water (0.33 liter bottle)
$0.28 โ‚ฑ16.84
$0.22 โ‚ฑ13.10
$0.75 โ‚ฑ44.28
Local Beer (0.5 liter draught)
$1.22 โ‚ฑ72.5
$0.88 โ‚ฑ52.1
$2.10 โ‚ฑ125
Imported Beer (0.33 liter bottle)
$1.08 โ‚ฑ64.4
$1.08 โ‚ฑ64.4
$3.63 โ‚ฑ216
๐Ÿ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$1.77 โ‚ฑ105
$1.23 โ‚ฑ73.1
$2.64 โ‚ฑ157
White Bread (500g)
$1.21 โ‚ฑ72.1
$0.88 โ‚ฑ52.2
$1.58 โ‚ฑ93.8
Rice (white) (1kg)
$1.08 โ‚ฑ64.4
$0.84 โ‚ฑ49.81
$1.45 โ‚ฑ86.3
Eggs
$1.74 โ‚ฑ104
$1.31 โ‚ฑ78.0
$2.19 โ‚ฑ130
Local Cheese (1kg)
$5.19 โ‚ฑ308
$3.46 โ‚ฑ206
$10.37 โ‚ฑ616
Chicken Fillets (1kg)
$4.32 โ‚ฑ257
$2.70 โ‚ฑ161
$6.30 โ‚ฑ374
Beef Round Steak (1kg)
$7.02 โ‚ฑ417
$6.06 โ‚ฑ360
$7.81 โ‚ฑ464
Apples (1kg)
$1.57 โ‚ฑ93.1
$1.57 โ‚ฑ93.1
$5.21 โ‚ฑ309
Banana (1kg)
$0.56 โ‚ฑ33.00
$0.56 โ‚ฑ33.00
$2.79 โ‚ฑ166
Oranges (1kg)
$1.65 โ‚ฑ97.9
$1.65 โ‚ฑ97.9
$5.48 โ‚ฑ326
Tomato (1kg)
$1.69 โ‚ฑ101
$0.81 โ‚ฑ48.17
$2.69 โ‚ฑ160
Potato (1kg)
$2.76 โ‚ฑ164
$1.39 โ‚ฑ82.7
$3.82 โ‚ฑ227
Onion (1kg)
$4.05 โ‚ฑ241
$1.75 โ‚ฑ104
$7.34 โ‚ฑ436
Lettuce (1 head)
$1.57 โ‚ฑ93.5
$0.88 โ‚ฑ52.0
$2.62 โ‚ฑ156
Water (1.5 liter bottle)
$1.04 โ‚ฑ62.0
$0.54 โ‚ฑ31.91
$1.62 โ‚ฑ96.3
Cigarettes 20 Pack (Marlboro, Camel)
$3.23 โ‚ฑ192
$2.51 โ‚ฑ149
$3.60 โ‚ฑ214
Wine (Bottle)
$7.46 โ‚ฑ444
$3.31 โ‚ฑ197
$13.27 โ‚ฑ788
Local Beer (0.5 liter bottle)
$1.62 โ‚ฑ96.0
$0.91 โ‚ฑ54.1
$2.72 โ‚ฑ162
Imported Beer (0.33 liter bottle)
$2.01 โ‚ฑ120
$1.07 โ‚ฑ63.4
$3.57 โ‚ฑ212
๐ŸšŒ Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.28 โ‚ฑ16.71
$0.22 โ‚ฑ12.99
$0.28 โ‚ฑ16.71
Taxi Start (Normal Tariff)
$0.77 โ‚ฑ45.63
$0.68 โ‚ฑ40.50
$0.85 โ‚ฑ50.8
Taxi (Normal Tariff) (1km)
$0.22 โ‚ฑ13.05
$0.13 โ‚ฑ7.94
$0.69 โ‚ฑ40.84
Taxi 1hour Waiting (Normal Tariff)
$2.10 โ‚ฑ125
$2.10 โ‚ฑ125
$3.50 โ‚ฑ208
Gasoline (1 liter)
$1.14 โ‚ฑ67.7
$1.08 โ‚ฑ64.1
$1.14 โ‚ฑ67.7
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K โ‚ฑ1.6M
$25.3K โ‚ฑ1.5M
$27.1K โ‚ฑ1.6M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2K โ‚ฑ1.2M
$20.2K โ‚ฑ1.2M
$22.8K โ‚ฑ1.4M
๐Ÿงพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$93.8 โ‚ฑ5,576
$90.4 โ‚ฑ5,370
$261 โ‚ฑ15.5K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.54 โ‚ฑ1,993
$10.82 โ‚ฑ643
$45.05 โ‚ฑ2,678
Internet (50+ Mbps, Unlimited Data)
$29.72 โ‚ฑ1,766
$24.64 โ‚ฑ1,465
$43.98 โ‚ฑ2,614
๐ŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$34.55 โ‚ฑ2,053
$14.44 โ‚ฑ858
$40.62 โ‚ฑ2,414
Tennis Court (1 Hour on Weekend)
$4.49 โ‚ฑ267
$0.90 โ‚ฑ53.6
$4.49 โ‚ฑ267
Cinema Ticket
$7.07 โ‚ฑ420
$6.72 โ‚ฑ399
$7.96 โ‚ฑ473
๐Ÿงธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$82.1 โ‚ฑ4,877
$67.1 โ‚ฑ3,990
$89.5 โ‚ฑ5,321
International Primary School, 1 Child (Yearly)
$2,769 โ‚ฑ164.6K
$1,406 โ‚ฑ83.6K
$3,516 โ‚ฑ209.0K
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$31.34 โ‚ฑ1,863
$8.70 โ‚ฑ517
$60.9 โ‚ฑ3,622
Summer Dress (H&M, Zara, etc)
$29.91 โ‚ฑ1,777
$5.37 โ‚ฑ319
$35.76 โ‚ฑ2,125
Sport Shoes (Adidas, Nike)
$99.3 โ‚ฑ5,899
$39.47 โ‚ฑ2,346
$144 โ‚ฑ8,528
Men's Leather Business Shoes
$95.2 โ‚ฑ5,660
$35.94 โ‚ฑ2,136
$180 โ‚ฑ10.7K
๐Ÿ  Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$262 โ‚ฑ15.6K
$148 โ‚ฑ8,822
$349 โ‚ฑ20.8K
1-bedroom Apartment, Outside City Center (Monthly)
$176 โ‚ฑ10.4K
$101 โ‚ฑ6,023
$220 โ‚ฑ13.1K
3-bedroom Apartment, City Center (Monthly)
$597 โ‚ฑ35.5K
$270 โ‚ฑ16.1K
$782 โ‚ฑ46.5K
3-bedroom Apartment, Outside City Center (Monthly)
$396 โ‚ฑ23.5K
$213 โ‚ฑ12.7K
$489 โ‚ฑ29.1K
Buy Apartment in City Center (m2)
$1,751 โ‚ฑ104.1K
$720 โ‚ฑ42.8K
$2,159 โ‚ฑ128.3K
Buy Apartment Outside City Center (m2)
$804 โ‚ฑ47.8K
$323 โ‚ฑ19.2K
$804 โ‚ฑ47.8K
๐Ÿ’ต Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
8.13
3
13

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update: January 10, 2026

Santa Cruz, Laguna Median Internet Speeds (Updated December 2025)

Mobile

Download
4
Mbps
Upload
8
Mbps
Latency
138
ms

Fixed Broadband

Download
151
Mbps
Upload
157
Mbps
Latency
8
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
City tags:
Cost of Living in Santa Cruz, Laguna - Frequently Asked Questions
Is Santa Cruz, Laguna, Philippines a good value for travelers, expats, and digital nomads seeking an affordable base?
Compared with bigger cities in the region, Santa Cruz, Laguna offers a relaxed pace, easy access to nature, and practical living costs for long stays. The Cost of Living in Santa Cruz, Laguna, Philippines is driven by practical housing options, market-fresh foods, and modest transport needs, which makes daily life comfortable without overspending. Youโ€™ll find a range from simple apartments to guesthouses that fit different budgets, plus inexpensive street foods and local eateries. Seasonal crowds exist around holidays, but prices stay generally steady if you plan ahead. Tip: Prioritize neighborhoods near markets or transit hubs to maximize value.
What does a typical day look like for housing search, food options, transport, and errands in Santa Cruz, Laguna, Philippines?
On a typical day, you might stroll to the town market for fresh produce, grab coffee at a local cafรฉ, and check a coworking space for work or a short-term rental near the plaza. The Santa Cruz, Laguna, Philippines living cost leans toward affordability, with inexpensive staples and flexible lodging options that suit both short stays and longer residencies. Transportation is usually practical: jeepneys, tricycles, or bicycles are common; walking is feasible for compact town centers. Plan errands in blocks to save time and logistics. Tip: Use local markets and avoid peak tourist hours for smoother shopping.
What are practical budgeting frameworks, seasonal patterns, and neighborhood-fit tips to maximize quality of life in Santa Cruz?
To maximize life here, use a simple budgeting framework that separates housing, groceries, transport, and occasional leisure. Expect seasonal shifts in crowds at markets and beaches, but prices donโ€™t swing wildly. For neighborhood fit, consider how close you want to be to markets, riverside spots, or hillside quiet; each area offers a different daily rhythm. For savings, cook at home, buy seasonal produce, and favor public transport or bicycles. Tip: Build a flexible plan that leaves room for local recommendations and spontaneous weekends.
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