Cost of Living Comparison Between Santa Cruz, Laguna and Lisbon Cost of Living Comparison Between Santa Cruz, Laguna and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $752 in Santa Cruz, Laguna versus $2,291 in Lisbon.

Estimated couple costs with rent: $1,163 in Santa Cruz, Laguna versus $3,322 in Lisbon.

Monthly costs for a family of three with rent: $1,574 in Santa Cruz, Laguna versus $4,354 in Lisbon.

Living in Santa Cruz, Laguna costs roughly 67% less than in Lisbon, driven mainly by Eating Out.

The two cities straddle the global median: Santa Cruz, Laguna is 44% below, Lisbon is 71% above.

Meal at Budget Restaurant

$1.81 ₱111

$16.19 €14.15

-88.82%

Three-Course Dinner for Two, Mid-Range

$8.80 ₱542

$63.3 €55.3

-86.10%

Fast Food Meal (McDonalds, etc)

$3.07 ₱189

$10.32 €9.02

-70.25%

Cappuccino

$2.10 ₱129

$2.83 €2.47

-25.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₱26.23

$2.29 €2.00

-81.22%

Water (0.33 liter bottle)

$0.28 ₱17.43

$1.58 €1.38

-82.28%

Local Beer (0.5 liter draught)

$1.22 ₱75.3

$3.40 €2.97

-64.12%

Imported Beer (0.33 liter bottle)

$1.09 ₱67.0

$4.03 €3.52

-72.95%

Milk (1 liter)

$1.81 ₱112

$1.09 €0.95

66.06%

White Bread (500g)

$1.25 ₱77.3

$1.75 €1.53

-28.57%

Rice (white) (1kg)

$1.04 ₱63.9

$1.76 €1.54

-40.91%

Eggs

$1.72 ₱106

$3.17 €2.77

-45.74%

Local Cheese (1kg)

$5.18 ₱319

$13.19 €11.53

-60.73%

Chicken Fillets (1kg)

$4.35 ₱268

$7.97 €6.96

-45.42%

Beef Round Steak (1kg)

$7.26 ₱447

$15.53 €13.57

-53.25%

Apples (1kg)

$1.58 ₱97.0

$2.37 €2.07

-33.33%

Banana (1kg)

$0.52 ₱31.79

$1.71 €1.49

-69.59%

Oranges (1kg)

$1.55 ₱95.6

$2.01 €1.75

-22.89%

Tomato (1kg)

$1.63 ₱101

$2.43 €2.12

-32.92%

Potato (1kg)

$2.90 ₱179

$1.76 €1.54

64.77%

Onion (1kg)

$4.00 ₱246

$2.03 €1.78

97.04%

Lettuce (1 head)

$1.57 ₱96.7

$1.92 €1.68

-18.23%

Water (1.5 liter bottle)

$1.06 ₱65.3

$0.85 €0.74

24.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.17 ₱195

$6.58 €5.75

-51.82%

Wine (Bottle)

$9.17 ₱564

$5.58 €4.87

64.34%

Local Beer (0.5 liter bottle)

$1.61 ₱99.4

$1.33 €1.16

21.05%

Imported Beer (0.33 liter bottle)

$1.94 ₱120

$2.97 €2.60

-34.68%

One-way Ticket (Public Transport)

$0.26 ₱15.81

$2.28 €1.99

-88.60%

Public Transport Monthly Pass (Regular Price)

$45.79 €40.01

Taxi Start (Normal Tariff)

$0.79 ₱48.47

$4.23 €3.69

-81.32%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.48

$0.81 €0.71

-72.84%

Taxi 1hour Waiting (Normal Tariff)

$2.14 ₱132

$18.44 €16.11

-88.39%

Gasoline (1 liter)

$1.10 ₱68.0

$2.08 €1.82

-47.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K ₱1.6M

$34.7K €30.3K

-25.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₱1.3M

$39.2K €34.2K

-47.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.2 ₱5,863

$148 €129

-35.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.23 ₱2,046

$20.46 €17.88

62.41%

Internet (50+ Mbps, Unlimited Data)

$30.15 ₱1,856

$39.56 €34.56

-23.79%

Gym Membership (Monthly)

$33.67 ₱2,073

$47.99 €41.93

-29.84%

Tennis Court (1 Hour on Weekend)

$4.30 ₱265

$18.60 €16.25

-76.88%

Cinema Ticket

$6.89 ₱424

$9.22 €8.06

-25.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.0 ₱4,989

$616 €538

-86.85%

International Primary School, 1 Child (Yearly)

$2,775 ₱170.9K

$16.4K €14.4K

-83.12%

Jeans (Levis 501 Or Similar)

$32.05 ₱1,973

$103 €89.7

-68.79%

Summer Dress (H&M, Zara, etc)

$29.37 ₱1,808

$41.74 €36.47

-29.64%

Sport Shoes (Adidas, Nike)

$99.3 ₱6,110

$94.8 €82.8

4.73%

Men's Leather Business Shoes

$95.8 ₱5,897

$122 €107

-21.50%

1-bedroom Apartment, City Center (Monthly)

$265 ₱16.3K

$1,633 €1,426

-83.76%

1-bedroom Apartment, Outside City Center (Monthly)

$173 ₱10.7K

$1,232 €1,077

-85.95%

3-bedroom Apartment, City Center (Monthly)

$588 ₱36.2K

$3,098 €2,707

-81.02%

3-bedroom Apartment, Outside City Center (Monthly)

$400 ₱24.6K

$2,031 €1,775

-80.31%

Buy Apartment in City Center (m2)

$2,399 ₱147.7K

$7,831 €6,842

-69.36%

Buy Apartment Outside City Center (m2)

$1,116 ₱68.7K

$4,389 €3,835

-74.58%

Average Monthly Net Salary (After Tax)

$1,607 €1,404

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

3.81

113.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, Laguna: July 12, 2026

Last update for Lisbon: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $265 in Santa Cruz, Laguna and $1,633 in Lisbon. Housing cost is often the main lever when comparing two cities.

Dining out: $9.00 in Santa Cruz, Laguna vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $192 vs $267 per month, with Santa Cruz, Laguna cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Cruz, Laguna vs Lisbon: Cost of Living - Frequently Asked Questions

Santa Cruz, Laguna and Lisbon differ by about 205% in total monthly costs ($752 vs $2,291 including rent). Santa Cruz, Laguna is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,128 in Santa Cruz, Laguna and $3,437 in Lisbon to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $265 in Santa Cruz, Laguna versus $1,633 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 39% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $752 per month in Santa Cruz, Laguna versus $2,291 in Lisbon – a 205% gap that adds up to real savings over time for anyone picking the cheaper option.

At $752 in Santa Cruz, Laguna versus $2,291 in Lisbon, a $2,000 budget is realistic in Santa Cruz, Laguna but tight or insufficient in Lisbon. The gap between the two cities makes Santa Cruz, Laguna the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Santa Cruz, Laguna and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Santa Cruz, Laguna gentler on the wallet – expenses run 205% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.