For one person, living costs in Yarmouth are estimated at $2,171 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $32 a day.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yarmouth actually costs, broken down by who's living it.
Living costs for one person come to about $2,171 monthly including rent, or $974 excluding housing.
$2,171 /mo
Estimated monthly costs for a couple: $2,914 with rent, or $1,649 without housing.
$2,914 /mo
Monthly costs for a family of three come to about $3,658 including rent, or $2,324 for daily expenses alone.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0KCA$35.3K
$25.0KCA$35.3K
$28.6KCA$40.4K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.4KCA$30.3K
$17.6KCA$24.9K
$26.4KCA$37.4K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$144CA$203
$71.7CA$101
$283CA$400
SIM Card Monthly Plan(Calls and 10GB+ Data)
$42.00CA$59.4
$27.94CA$39.49
$57.3CA$81.0
Internet(50+ Mbps, Unlimited Data)
$66.8CA$94.4
$48.34CA$68.3
$88.3CA$125
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$56.8CA$80.4
-
Tennis Court(1 Hour on Weekend)
$14.53CA$20.53
-
Cinema Ticket
$9.84CA$13.91
$9.84CA$13.91
$14.06CA$19.87
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$860CA$1,215
$774CA$1,094
$1,031CA$1,458
International Primary School, 1 Child(Yearly)
$15.0KCA$21.1K
$12.3KCA$17.3K
$22.9KCA$32.4K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$43.75CA$61.9
$35.00CA$49.48
$84.0CA$119
Summer Dress(H&M, Zara, etc)
$32.25CA$45.59
$20.70CA$29.26
$55.2CA$78.0
Sport Shoes(Adidas, Nike)
$95.6CA$135
$55.6CA$78.6
$125CA$177
Men's Leather Business Shoes
$115CA$162
$56.8CA$80.3
$248CA$351
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,133CA$1,602
$832CA$1,177
$1,526CA$2,157
1-bedroom Apartment, Outside City Center(Monthly)
$1,053CA$1,488
-
3-bedroom Apartment, City Center(Monthly)
$1,917CA$2,709
$1,371CA$1,939
$2,462CA$3,480
3-bedroom Apartment, Outside City Center(Monthly)
$1,191CA$1,684
$1,163CA$1,644
$1,489CA$2,105
Buy Apartment in City Center(m2)
$1,406CA$1,988
-
Buy Apartment Outside City Center(m2)
$1,269CA$1,794
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$2,644CA$3,738
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.95
4
6
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Yarmouth$2,171
Yarmouth$3,658
🏠Accommodation & Living
$1.1K 48.5%
🛒Groceries & Markets
$325 15%
🍽Eating Out
$273 12.6%
🧾Monthly Utilities & Internet
$252 11.6%
👕👟Clothing & Footwear
$129 5.9%
🎉Sport & Entertainment
$77 3.5%
🚌Getting Around
$62 2.9%
🏠Accommodation & Living
$1.2K 32.6%
🛒Groceries & Markets
$719 19.7%
🍽Eating Out
$872 23.8%
🧾Monthly Utilities & Internet
$294 8.1%
👕👟Clothing & Footwear
$286 7.8%
🎉Sport & Entertainment
$168 4.6%
🚌Getting Around
$127 3.5%
Cost Breakdown
🏠Expect to pay about $1,133 for a central one-bedroom, or $1,053 outside the center. At 43% of the average salary ($2,644), housing is the biggest financial pressure.
💰Average take-home pay sits at $2,644, while typical expenses reach $2,171. This leaves some room for savings, though a comfortable buffer starts closer to $3,256.
🛒Expect to spend about $325 monthly on groceries. Dining out at a mid-range restaurant costs roughly $64.0 for two.
🚌Public transport is priced at around $46.58 per month.
Cost Highlights
⭐Local beer is more expensive than 97% of cities in North America
⭐Taxi is cheaper than 91% of cities in North America
Cost of Living in Yarmouth - Frequently Asked Questions
Is Yarmouth affordable compared with larger Canadian cities, and who tends to find it good value?
Yarmouth, Canada offers a compact, walkable coast, where essentials feel approachable and big-city expenses are distant. For travelers, expats, and digital nomads who value community, access to nature, and a manageable pace, it can offer strong value, especially outside peak tourist months. Housing options range from smaller rentals to historic homes, with services and amenities centered in the town core. Seasonal fluctuations appear in services and dining options, but do not overwhelm daily life. Cost of Living in Yarmouth, Canada serves as a frame to compare with larger centres, though personal choices shape the experience. Tip: Plan around shoulder seasons for the best balance.
What is daily life like in Yarmouth for housing, groceries, transport, and errands?
Daily life in Yarmouth centers on a walkable harbor town feel, with groceries, errands, and services focused in a compact grid. The housing search tends to feature modest rentals and older homes in welcoming neighborhoods, often with flexible leases outside peak season. Local groceries offer fresh seafood and produce, paired with reliable shops for everyday needs. A car remains convenient for weekend trips, but many errands can be done on foot or bike within town. For remote work, consider libraries or cafe spaces during quieter hours. Understanding Yarmouth, Canada living cost helps you calibrate your monthly plan as you shop for groceries, rent, and transit. Tip: pace your day to the seasonal rhythm for better value.
What aspects of quality of life, budgeting, and seasonal changes should you plan for in Yarmouth?
Quality of life in Yarmouth blends outdoor access, a tight-knit community, and a slower rhythm that suits many. To budget effectively, group your major costs around housing, utilities, groceries, and occasional travel; use seasonality to your advantage by planning bigger purchases or visits during calmer months. Consider neighborhood vibes: the harborfront is lively in summer, while residential streets offer quiet evenings year-round. If you want to save, look for longer-term lease options, shared workspaces, or community events that minimize paid activities while maximizing networking. Seasonal festivals and coastal walks enhance the day-to-day, making it easy to balance work and recreation. Tip: build a simple monthly framework to track flexible expenses and adapt as the seasons change.
What is the average cost of living in Yarmouth in 2026?
As of 2026, monthly living costs in Yarmouth come to around $2,171 including rent, or roughly $974 excluding it. Numbers shift a bit by season and neighborhood, but this range works well as a planning baseline.
Is Yarmouth worth the cost of living?
At around $2,171 monthly all-in, Yarmouth offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
Can you save money on an average salary in Yarmouth?
At $2,644 take-home, most residents in Yarmouth can cover the $2,171 monthly cost of living. Those earning $3,256 or more have room to save; below-average earners will find things noticeably tighter.
What are typical rents in Yarmouth?
Where you live in Yarmouth makes all the difference. Central one-bedrooms cost about $1,133; commute-friendly outer districts come in around $1,053. Overall, the market runs from $1,053 to $1,133 depending on size, location, and apartment condition.
How expensive is a gym membership in Yarmouth?
A regular gym membership in Yarmouth costs around $56.8 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
What is a typical grocery budget in Yarmouth?
Expect to spend around $325 per month on groceries in Yarmouth. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
Can a person live on $2,000 monthly in Yarmouth?
Living on $2,000 in Yarmouth means careful planning, since monthly costs average $2,171. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
What is quality of life like in Yarmouth?
Yarmouth offers genuinely appealing day-to-day living. Residents value fast internet, and at around $2,171 per month, it's accessible to a broad range of incomes. Most people find the cost-to-quality balance sustainable long-term.