Cost of Living in Quincy, MA - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $3,608 per month with rent, or $1,244 for everyday expenses alone.

A couple spends around $5,011 per month with rent, or $2,261 for everyday expenses alone.

A family of three spends around $6,414 per month with rent, or $3,279 without housing.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$22.43 $22.43
$15.29 $15.29
$31.60 $31.60
Three-Course Dinner for Two, Mid-Range
$120 $120
$55.2 $55.2
$120 $120
Fast Food Meal (McDonalds, etc)
$11.17 $11.17
$8.94 $8.94
$13.91 $13.91
Cappuccino
$4.06 $4.06
$2.97 $2.97
$6.92 $6.92
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.93 $2.93
$1.71 $1.71
$3.22 $3.22
Water (0.33 liter bottle)
$2.41 $2.41
$1.01 $1.01
$3.02 $3.02
Local Beer (0.5 liter draught)
$8.17 $8.17
$4.08 $4.08
$8.68 $8.68
Imported Beer (0.33 liter bottle)
$7.18 $7.18
$7.18 $7.18
$12.32 $12.32
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.30 $1.30
$0.54 $0.54
$1.33 $1.33
White Bread (500g)
$3.47 $3.47
$1.63 $1.63
$6.52 $6.52
Rice (white) (1kg)
$5.85 $5.85
$2.24 $2.24
$12.19 $12.19
Eggs
$4.59 $4.59
$1.96 $1.96
$7.34 $7.34
Local Cheese (1kg)
$16.75 $16.75
$6.56 $6.56
$32.80 $32.80
Chicken Fillets (1kg)
$13.56 $13.56
$6.59 $6.59
$21.95 $21.95
Beef Round Steak (1kg)
$19.16 $19.16
$10.86 $10.86
$34.75 $34.75
Apples (1kg)
$3.69 $3.69
$2.14 $2.14
$10.70 $10.70
Banana (1kg)
$2.16 $2.16
$1.12 $1.12
$2.23 $2.23
Oranges (1kg)
$3.84 $3.84
$2.18 $2.18
$17.51 $17.51
Tomato (1kg)
$4.12 $4.12
$2.25 $2.25
$13.52 $13.52
Potato (1kg)
$3.14 $3.14
$1.62 $1.62
$10.81 $10.81
Onion (1kg)
$2.47 $2.47
$2.06 $2.06
$6.50 $6.50
Lettuce (1 head)
$1.94 $1.94
$1.02 $1.02
$5.10 $5.10
Water (1.5 liter bottle)
$1.58 $1.58
$1.22 $1.22
$3.91 $3.91
Cigarettes 20 Pack (Marlboro, Camel)
$13.06 $13.06
$11.05 $11.05
$17.08 $17.08
Wine (Bottle)
$14.81 $14.81
$10.87 $10.87
$19.77 $19.77
Local Beer (0.5 liter bottle)
$1.71 $1.71
$1.71 $1.71
$4.24 $4.24
Imported Beer (0.33 liter bottle)
$3.25 $3.25
$1.56 $1.56
$8.88 $8.88
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.39 $2.39
$2.39 $2.39
$2.39 $2.39
Public Transport Monthly Pass (Regular Price)
$91.8 $91.8
-
Taxi Start (Normal Tariff)
$2.58 $2.58
$2.58 $2.58
$2.98 $2.98
Taxi (Normal Tariff) (1km)
$1.75 $1.75
$1.75 $1.75
$3.75 $3.75
Taxi 1hour Waiting (Normal Tariff)
$27.72 $27.72
$27.72 $27.72
$27.72 $27.72
Gasoline (1 liter)
$0.89 $0.89
$0.78 $0.78
$1.08 $1.08
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.9K $29.9K
$23.2K $23.2K
$35.6K $35.6K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.7K $24.7K
$23.7K $23.7K
$25.8K $25.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$194 $194
$100 $100
$344 $344
SIM Card Monthly Plan (Calls and 10GB+ Data)
$54.2 $54.2
$30.41 $30.41
$71.0 $71.0
Internet (50+ Mbps, Unlimited Data)
$66.3 $66.3
$50.2 $50.2
$80.3 $80.3
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$34.92 $34.92
$17.47 $17.47
$49.90 $49.90
Cinema Ticket
$15.78 $15.78
$12.22 $12.22
$20.10 $20.10
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,730 $1,730
$773 $773
$3,513 $3,513
International Primary School, 1 Child (Yearly)
$27.7K $27.7K
$10.1K $10.1K
$40.3K $40.3K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$47.79 $47.79
$20.12 $20.12
$121 $121
Summer Dress (H&M, Zara, etc)
$33.62 $33.62
$19.78 $19.78
$59.3 $59.3
Sport Shoes (Adidas, Nike)
$86.8 $86.8
$55.5 $55.5
$151 $151
Men's Leather Business Shoes
$146 $146
$79.0 $79.0
$247 $247
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$2,785 $2,785
$2,516 $2,516
$3,019 $3,019
1-bedroom Apartment, Outside City Center (Monthly)
$2,201 $2,201
$2,032 $2,032
$2,337 $2,337
3-bedroom Apartment, City Center (Monthly)
$4,590 $4,590
$3,751 $3,751
$5,429 $5,429
3-bedroom Apartment, Outside City Center (Monthly)
$3,227 $3,227
$2,979 $2,979
$3,475 $3,475
Buy Apartment in City Center (m2)
$5,019 $5,019
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$5,195 $5,195
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.6
6
6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the city center costs around $2,785, dropping to $2,201 outside central areas. Housing accounts for roughly 54% of the average salary ($5,195) – noticeably above the typical 30% rent-to-income guideline.

The average net salary is $5,195. With monthly costs around $3,608, saving is possible but often limited. A more comfortable lifestyle typically starts at $5,411.

Groceries cost around $418 per month for one person. A mid-range dinner for two is priced at $120.

A monthly public transport pass costs about $92.

Cost Highlights

Three-course dinner for two, mid-range is more expensive than 98% of cities in North America

1-bedroom apartment, city center is more expensive than 97% of cities in North America

Local beer is more expensive than 97% of cities in North America

Quincy, MA Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Quincy, MA - Frequently Asked Questions
Is Quincy, MA, United States a good-value base for travelers, expats, and digital nomads, and how does its affordability compare overall?
Quincy offers a practical blend of proximity to Boston and more affordable housing options than the city center. For travelers, expats, and digital nomads, everyday costs – groceries, dining, and transit – tend to be reasonable, with extra value in walkable neighborhoods near the MBTA. Longer stays often unlock better monthly rates than you'd expect for a city-adjacent area, and reliable internet supports remote work. Seasonal crowd levels influence prices, so aim for shoulder seasons when possible. The strongest value comes from balancing location, neighborhood character, and duration of stay. Cost of Living in Quincy, MA, United States can be a solid base with smart planning. Tip: Plan like a local, pace work with transit cycles, and choose a neighborhood that fits your rhythm.
What does daily life look like in Quincy, including housing search, food options, transportation, and errands?
Daily life in Quincy blends a small-city feel with straightforward access to Boston. For housing search, start near North Quincy or Wollaston for walkable streets, transit access, and reasonable lease terms, then compare building amenities and parking options. Food options range from seafood shacks and casual markets to family-run delis, with reliable groceries nearby and occasional farmers markets. Transit is practical: MBTA buses, proximity to the Red Line, and easy highway links help you explore the region or reach the airport. Errands and outdoor time scale with the seasons, so plan for hot summers and snowy winters. Quincy, MA, United States living cost varies by neighborhood. Tip: Build a short-term plan with a few walking tours to map your preferred area.
What are ways to maximize quality of life, budgeting, seasonality, and neighborhood fit?
Quality of life in Quincy is shaped by a walkable core, strong community amenities, and proximity to beaches and parks. A simple budgeting framework keeps spending steady: fix rent and utilities, budget for groceries and transit, and set aside a monthly buffer for surprises. Neighborhood fit matters: North Quincy and Marina Bay offer easy transit and newer buildings, while Wollaston and the Point area feel more residential and quiet. Seasonal routines favor outdoor mornings in spring and fall, with indoor workspaces available in many cafes and libraries. Tap into free events, local markets, and parks to stretch your budget without sacrificing experience. Tip: Schedule regular check-ins on your plan and adjust as your stay length changes.
How much does it cost to live in Quincy, MA per month?
Plan for roughly $3,608 a month in Quincy, MA if you're renting, or around $1,244 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
How much does it cost to live in Quincy, MA in 2026?
For 2026, a single person in Quincy, MA should plan on about $3,608 per month with rent, or $1,244 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
How much do people earn on average in Quincy, MA?
After taxes, the average worker in Quincy, MA takes home about $5,195 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
How affordable is housing in Quincy, MA?
Rent hits hard in Quincy, MA – 1-bedroom apartments range from $2,201 to $2,785 per month, and housing is the biggest single expense for most residents. Competition for well-connected central apartments is fierce.
How much does grocery shopping cost per month in Quincy, MA?
Groceries are expensive in Quincy, MA – about $418 per month for one person. Imported goods and organic products are widely available but pricey. Local markets and discount stores help, but food is a noticeable budget item.
What is a monthly transit pass in Quincy, MA?
Public transport in Quincy, MA costs about $91.8 per month – usually unlimited rides on buses, metro, or trams within the main zone. Much cheaper than owning a car, and the practical choice for most residents.
Can a person live on $2,000 monthly in Quincy, MA?
$2,000 in Quincy, MA is a stretch – monthly costs with rent hit $3,608, and housing alone takes a big chunk. Even with a shared flat and minimal going out, there's very little buffer for surprises or savings.
How family-friendly is Quincy, MA?
Quincy, MA is a solid pick for families. Childcare runs about $1,730 per month, and there's good access to parks, schools, and family-oriented services. Most neighborhoods are safe and walkable, which makes daily family life practical.

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