Cost of Living Comparison Between Quincy, MA and Luxembourg Cost of Living Comparison Between Quincy, MA and Luxembourg

Monthly Cost of Living

Monthly costs for one person with rent: $4,088 in Quincy, MA versus $3,653 in Luxembourg.

Estimated couple costs with rent: $5,739 in Quincy, MA versus $5,222 in Luxembourg.

Monthly costs for a family of three with rent: $7,389 in Quincy, MA versus $6,792 in Luxembourg.

Living in Quincy, MA is roughly 12% more expensive than in Luxembourg, driven mainly by Getting Around.

Both cities are pricier than the global median: Quincy, MA 198% above, Luxembourg 166% above.

Meal at Budget Restaurant

$29.63 $29.63

$27.90 €24.01

6.20%

Three-Course Dinner for Two, Mid-Range

$119 $119

$105 €90.6

12.72%

Fast Food Meal (McDonalds, etc)

$11.93 $11.93

$15.38 €13.23

-22.43%

Cappuccino

$5.18 $5.18

$4.63 €3.98

11.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 $2.93

$4.24 €3.65

-30.90%

Water (0.33 liter bottle)

$2.44 $2.44

$4.53 €3.90

-46.14%

Local Beer (0.5 liter draught)

$6.93 $6.93

$8.07 €6.95

-14.13%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$6.78 €5.83

19.17%

Milk (1 liter)

$1.26 $1.26

$1.77 €1.52

-28.81%

White Bread (500g)

$3.90 $3.90

$2.87 €2.47

35.89%

Rice (white) (1kg)

$5.44 $5.44

$3.00 €2.58

81.33%

Eggs

$4.66 $4.66

$5.00 €4.30

-6.80%

Local Cheese (1kg)

$11.48 $11.48

$19.85 €17.08

-42.17%

Chicken Fillets (1kg)

$14.17 $14.17

$15.08 €12.98

-6.03%

Beef Round Steak (1kg)

$17.79 $17.79

$26.43 €22.74

-32.69%

Apples (1kg)

$6.62 $6.62

$3.48 €3.00

90.23%

Banana (1kg)

$1.92 $1.92

$2.29 €1.97

-16.16%

Oranges (1kg)

$6.54 $6.54

$3.33 €2.87

96.40%

Tomato (1kg)

$6.42 $6.42

$4.60 €3.96

39.57%

Potato (1kg)

$3.61 $3.61

$2.60 €2.24

38.85%

Onion (1kg)

$4.05 $4.05

$2.31 €1.99

75.32%

Lettuce (1 head)

$2.90 $2.90

$2.01 €1.73

44.28%

Water (1.5 liter bottle)

$1.56 $1.56

$1.07 €0.92

45.79%

Cigarettes 20 Pack (Marlboro, Camel)

$12.72 $12.72

$7.65 €6.58

66.27%

Wine (Bottle)

$14.11 $14.11

$11.63 €10.01

21.32%

Local Beer (0.5 liter bottle)

$2.16 $2.16

$2.16 €1.86

Imported Beer (0.33 liter bottle)

$4.05 $4.05

$2.69 €2.31

50.56%

One-way Ticket (Public Transport)

$2.52 $2.52

Public Transport Monthly Pass (Regular Price)

$106 $106

Taxi Start (Normal Tariff)

$2.54 $2.54

$5.31 €4.57

-52.17%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$4.00 €3.45

-57.50%

Taxi 1hour Waiting (Normal Tariff)

$24.97 $24.97

$57.0 €49.05

-56.19%

Gasoline (1 liter)

$1.02 $1.02

$1.92 €1.65

-46.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K $37.0K

$32.3K €27.8K

14.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$35.6K €30.6K

-26.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$261 $261

$308 €265

-15.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.2 $55.2

$27.53 €23.69

100.54%

Internet (50+ Mbps, Unlimited Data)

$83.5 $83.5

$59.2 €50.9

40.99%

Gym Membership (Monthly)

$81.3 $81.3

$76.2 €65.5

6.76%

Tennis Court (1 Hour on Weekend)

$50.6 $50.6

$26.25 €22.59

92.65%

Cinema Ticket

$14.97 $14.97

$19.63 €16.89

-23.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,839 $1,839

$1,399 €1,204

31.43%

International Primary School, 1 Child (Yearly)

$9,998 $9,998

$19.2K €16.5K

-47.94%

Jeans (Levis 501 Or Similar)

$65.9 $65.9

$113 €97.7

-41.91%

Summer Dress (H&M, Zara, etc)

$39.17 $39.17

$53.3 €45.83

-26.46%

Sport Shoes (Adidas, Nike)

$101 $101

$114 €97.9

-11.41%

Men's Leather Business Shoes

$99.5 $99.5

$140 €120

-28.70%

1-bedroom Apartment, City Center (Monthly)

$3,126 $3,126

$2,314 €1,991

35.07%

1-bedroom Apartment, Outside City Center (Monthly)

$2,534 $2,534

$2,064 €1,776

22.77%

3-bedroom Apartment, City Center (Monthly)

$4,687 $4,687

$3,772 €3,246

24.25%

3-bedroom Apartment, Outside City Center (Monthly)

$3,526 $3,526

$3,187 €2,742

10.66%

Buy Apartment in City Center (m2)

$3,231 $3,231

$13.2K €11.4K

-75.60%

Buy Apartment Outside City Center (m2)

$1,255 $1,255

$8,632 €7,428

-85.47%

Average Monthly Net Salary (After Tax)

$6,320 $6,320

$5,467 €4,705

15.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.28

3.69

70.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Quincy, MA: August 30, 2026

Last update for Luxembourg: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,126 in Quincy, MA and $2,314 in Luxembourg. Housing cost is often the main lever when comparing two cities.

Quincy, MA pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $119 in Quincy, MA vs $105 in Luxembourg for a mid-range dinner for two. Groceries echo the gap at $450 vs $433 per month, with Luxembourg cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Quincy, MA vs Luxembourg: Cost of Living - Frequently Asked Questions

Quincy, MA and Luxembourg differ by about 12% in total monthly costs ($4,088 vs $3,653 including rent). Luxembourg is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 16% higher in Quincy, MA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,126 in Quincy, MA versus $2,314 in Luxembourg. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,839 in Quincy, MA versus $1,399 in Luxembourg. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Luxembourg – a meal for two runs $105 versus $119 in Quincy, MA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Luxembourg is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Quincy, MA and Luxembourg are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Luxembourg gentler on the wallet – expenses run 12% less than in Quincy, MA. Beyond cost, consider language, visa policies, and how big the international community is in each city.