Last update: Oct 2026

Cost of Living Comparison Between Quincy, MA and Luxembourg

For one person, living is cheaper in Luxembourg: $3,537 a month against $4,192 in Quincy, MA, rent and utilities included – about $7,900 less a year. Rent and utilities account for most of the difference.

201

Cost of Living Index in Quincy, MA
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Quincy, MA Living Index
170

Cost of Living Index in Luxembourg
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Luxembourg Living Index

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Quincy, MA

🇺🇸 United States

$4,192

/mo nomad

Luxembourg

🇱🇺 Luxembourg

$3,537

/mo nomad

Monthly Cost of Living

How much you'll spend in Quincy, MA and in Luxembourg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Quincy, MA and in Luxembourg actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,192 in Quincy, MA versus $3,537 in Luxembourg.

Quincy, MA $4,192
Luxembourg $3,537

Estimated couple costs with rent: $5,805 in Quincy, MA versus $4,976 in Luxembourg.

Quincy, MA $5,805
Luxembourg $4,976

Monthly costs for a family of three with rent: $7,419 in Quincy, MA versus $6,414 in Luxembourg.

Quincy, MA $7,419
Luxembourg $6,414

Living in Quincy, MA is roughly 18% more expensive than in Luxembourg, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Quincy, MA 209% above, Luxembourg 161% above.

Meal at Budget Restaurant

$30.05 $30.05

$27.16 €24.16

10.64%

Three-Course Dinner for Two, Mid-Range

$121 $121

$101 €89.8

19.56%

Fast Food Meal (McDonalds, etc)

$12.14 $12.14

$14.42 €12.83

-15.81%

Cappuccino

$5.14 $5.14

$4.58 €4.07

12.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 $2.83

$4.09 €3.64

-30.81%

Water (0.33 liter bottle)

$2.45 $2.45

$4.27 €3.80

-42.62%

Local Beer (0.5 liter draught)

$7.14 $7.14

$8.08 €7.19

-11.63%

Imported Beer (0.33 liter bottle)

$8.16 $8.16

$6.80 €6.05

20.00%

Milk (1 liter)

$1.23 $1.23

$1.63 €1.45

-24.54%

White Bread (500g)

$4.12 $4.12

$2.76 €2.45

49.28%

Rice (white) (1kg)

$5.25 $5.25

$2.89 €2.57

81.66%

Eggs

$4.85 $4.85

$4.56 €4.06

6.36%

Local Cheese (1kg)

$11.40 $11.40

$19.17 €17.05

-40.53%

Chicken Fillets (1kg)

$14.95 $14.95

$14.69 €13.07

1.77%

Beef Round Steak (1kg)

$17.74 $17.74

$25.77 €22.92

-31.16%

Apples (1kg)

$6.56 $6.56

$3.26 €2.90

101.23%

Banana (1kg)

$2.05 $2.05

$2.32 €2.06

-11.64%

Oranges (1kg)

$6.83 $6.83

$3.10 €2.75

120.32%

Tomato (1kg)

$6.73 $6.73

$4.36 €3.88

54.36%

Potato (1kg)

$3.52 $3.52

$2.54 €2.26

38.58%

Onion (1kg)

$4.10 $4.10

$2.12 €1.89

93.40%

Lettuce (1 head)

$2.93 $2.93

$1.91 €1.70

53.40%

Water (1.5 liter bottle)

$1.55 $1.55

$1.08 €0.96

43.52%

Cigarettes 20 Pack (Marlboro, Camel)

$13.37 $13.37

$7.75 €6.89

72.52%

Wine (Bottle)

$14.20 $14.20

$11.06 €9.84

28.39%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$2.07 €1.84

-0.48%

Imported Beer (0.33 liter bottle)

$4.13 $4.13

$2.52 €2.24

63.89%

One-way Ticket (Public Transport)

$2.40 $2.40

Public Transport Monthly Pass (Regular Price)

$110 $110

Taxi Start (Normal Tariff)

$2.66 $2.66

$5.18 €4.61

-48.65%

Taxi (Normal Tariff) (1km)

$1.71 $1.71

$4.00 €3.56

-57.25%

Taxi 1hour Waiting (Normal Tariff)

$25.31 $25.31

$55.6 €49.45

-54.47%

Gasoline (1 liter)

$1.14 $1.14

$2.06 €1.83

-44.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$30.6K €27.2K

-10.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$36.9K €32.8K

-27.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$241 $241

$295 €262

-18.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.1 $56.1

$27.06 €24.07

107.17%

Internet (50+ Mbps, Unlimited Data)

$83.4 $83.4

$57.6 €51.3

44.64%

Gym Membership (Monthly)

$80.3 $80.3

$73.8 €65.6

8.88%

Tennis Court (1 Hour on Weekend)

$50.8 $50.8

$25.16 €22.38

101.99%

Cinema Ticket

$14.94 $14.94

$16.59 €14.76

-9.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,811 $1,811

$1,358 €1,208

33.30%

International Primary School, 1 Child (Yearly)

$9,875 $9,875

$18.4K €16.4K

-46.44%

Jeans (Levis 501 Or Similar)

$65.0 $65.0

$111 €98.5

-41.34%

Summer Dress (H&M, Zara, etc)

$39.30 $39.30

$50.4 €44.78

-21.95%

Sport Shoes (Adidas, Nike)

$99.4 $99.4

$110 €97.4

-9.20%

Men's Leather Business Shoes

$98.8 $98.8

$130 €115

-23.80%

1-bedroom Apartment, City Center (Monthly)

$3,060 $3,060

$2,225 €1,979

37.52%

1-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$2,026 €1,802

26.56%

3-bedroom Apartment, City Center (Monthly)

$4,612 $4,612

$3,612 €3,213

27.67%

3-bedroom Apartment, Outside City Center (Monthly)

$3,629 $3,629

$3,019 €2,685

20.20%

Buy Apartment in City Center (m2)

$3,197 $3,197

$12.2K €10.9K

-73.88%

Buy Apartment Outside City Center (m2)

$1,263 $1,263

$8,074 €7,182

-84.36%

Average Monthly Net Salary (After Tax)

$6,070 $6,070

$5,219 €4,642

16.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

3.54

87.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Quincy, MA: October 20, 2026

Last update for Luxembourg: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Quincy, MA

$2.6K 61.2%

Luxembourg

$2K 57.3% 21% $538

Groceries & Markets

Quincy, MA

$458 10.9%

Luxembourg

$416 11.8% 9.2% $42

Eating Out

Quincy, MA

$412 9.8%

Luxembourg

$403 11.4% 2.1% $8.7

Monthly Utilities & Internet

Quincy, MA

$380 9.1%

Luxembourg

$379 10.7% 0.2% $0.9

Clothing & Footwear

Quincy, MA

$136 3.3%

Luxembourg

$180 5.1% 32.3% $44

Getting Around

Quincy, MA

$130 3.1%

Luxembourg

$25 * 0.7% 80.7% $105

Sport & Entertainment

Quincy, MA

$110 2.6%

Luxembourg

$107 3% 2.9% $3.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $3,060 in Quincy, MA and $2,225 in Luxembourg. Housing cost is often the main lever when comparing two cities.

Quincy, MA pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $121 in Quincy, MA vs $101 in Luxembourg for a mid-range dinner for two. Groceries echo the gap at $458 vs $416 per month, with Luxembourg cheaper across the board.

Good to know

🇺🇸 Quincy, MA

🇱🇺 Luxembourg

🕒 Local time

22:39 10:39 PM

04:39 4:39 AM

6 h ahead of Quincy, MA

🌤 Weather

👥 Population

92,271

122,273 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Quincy, MA Luxembourg 5,760 km ≈ 8 h nonstop flight

From you

Quincy, MA
Luxembourg

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Quincy, MA vs Luxembourg: Cost of Living - Frequently Asked Questions

Quincy, MA and Luxembourg differ by about 18% in total monthly costs ($4,192 vs $3,537 including rent). Luxembourg is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 16% higher in Quincy, MA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,060 in Quincy, MA versus $2,225 in Luxembourg. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,811 in Quincy, MA versus $1,358 in Luxembourg. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Luxembourg – a meal for two runs $101 versus $121 in Quincy, MA. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Luxembourg is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Quincy, MA and Luxembourg are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Luxembourg gentler on the wallet – expenses run 18% less than in Quincy, MA. Beyond cost, consider language, visa policies, and how big the international community is in each city.