Last update: Oct 2026 United States 56.2K

Cost of Living in Medford, MA

For one person, living costs in Medford, MA are estimated at $3,154 a month, including rent and utilities – 16% above the national average. Rent and utilities take almost two thirds of the total.

Monthly Cost of Living

How much you'll spend in Medford, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Medford, MA actually costs, broken down by who's living it.

A single person spends around $3,154 per month with rent, or $1,234 for everyday expenses alone.

$3,154 /mo

A couple spends around $4,274 per month with rent, or $2,133 for everyday expenses alone.

$4,274 /mo

A family of three spends around $5,393 per month with rent, or $3,031 without housing.

$5,393 /mo
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$18.19 $18.19
$15.16 $15.16
$50.5 $50.5
Three-Course Dinner for Two, Mid-Range
$96.1 $96.1
$75.0 $75.0
$180 $180
Fast Food Meal (McDonalds, etc)
$12.11 $12.11
$9.98 $9.98
$15.14 $15.14
Cappuccino
$5.43 $5.43
$4.54 $4.54
$6.06 $6.06
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.88 $2.88
$1.99 $1.99
$3.86 $3.86
Water (0.33 liter bottle)
$2.46 $2.46
$1.97 $1.97
$3.94 $3.94
Local Beer (0.5 liter draught)
$7.97 $7.97
$6.98 $6.98
$7.97 $7.97
Imported Beer (0.33 liter bottle)
$9.22 $9.22
$8.19 $8.19
$12.29 $12.29
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.08 $1.08
$0.81 $0.81
$2.30 $2.30
White Bread (500g)
$4.04 $4.04
$2.09 $2.09
$8.87 $8.87
Rice (white) (1kg)
$5.45 $5.45
$2.02 $2.02
$15.62 $15.62
Eggs
$4.83 $4.83
$2.08 $2.08
$9.05 $9.05
Local Cheese (1kg)
$11.23 $11.23
$3.98 $3.98
$24.13 $24.13
Chicken Fillets (1kg)
$14.22 $14.22
$6.56 $6.56
$26.27 $26.27
Beef Round Steak (1kg)
$17.78 $17.78
$15.54 $15.54
$26.69 $26.69
Apples (1kg)
$6.55 $6.55
$2.13 $2.13
$12.91 $12.91
Banana (1kg)
$1.73 $1.73
$0.84 $0.84
$4.32 $4.32
Oranges (1kg)
$5.62 $5.62
$2.84 $2.84
$13.61 $13.61
Tomato (1kg)
$5.44 $5.44
$2.13 $2.13
$11.81 $11.81
Potato (1kg)
$4.50 $4.50
$1.97 $1.97
$8.94 $8.94
Onion (1kg)
$4.03 $4.03
$2.18 $2.18
$6.55 $6.55
Lettuce (1 head)
$2.89 $2.89
$1.95 $1.95
$4.87 $4.87
Water (1.5 liter bottle)
$2.96 $2.96
$1.01 $1.01
$7.09 $7.09
Cigarettes 20 Pack (Marlboro, Camel)
$13.37 $13.37
$12.76 $12.76
$20.35 $20.35
Wine (Bottle)
$13.66 $13.66
$10.12 $10.12
$25.30 $25.30
Local Beer (0.5 liter bottle)
$2.06 $2.06
$1.68 $1.68
$4.16 $4.16
Imported Beer (0.33 liter bottle)
$4.12 $4.12
$1.48 $1.48
$8.88 $8.88
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.47 $2.47
$2.47 $2.47
$2.47 $2.47
Public Transport Monthly Pass (Regular Price)
$88.6 $88.6
$88.6 $88.6
$88.6 $88.6
Taxi Start (Normal Tariff)
$2.63 $2.63
$2.63 $2.63
$2.63 $2.63
Taxi (Normal Tariff) (1km)
$1.78 $1.78
$1.78 $1.78
$1.78 $1.78
Taxi 1hour Waiting (Normal Tariff)
$28.34 $28.34
$28.34 $28.34
$28.34 $28.34
Gasoline (1 liter)
$1.03 $1.03
$0.78 $0.78
$1.12 $1.12
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.3K $27.3K
$27.3K $27.3K
$36.7K $36.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$25.7K $25.7K
$26.5K $26.5K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$239 $239
$131 $131
$417 $417
SIM Card Monthly Plan (Calls and 10GB+ Data)
$56.3 $56.3
$30.58 $30.58
$90.7 $90.7
Internet (50+ Mbps, Unlimited Data)
$84.5 $84.5
$49.68 $49.68
$134 $134
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$45.19 $45.19
$21.70 $21.70
$54.2 $54.2
Cinema Ticket
$14.28 $14.28
$12.91 $12.91
$19.86 $19.86
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,818 $1,818
$1,488 $1,488
$3,472 $3,472
International Primary School, 1 Child (Yearly)
$29.4K $29.4K
$27.0K $27.0K
$47.6K $47.6K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$57.7 $57.7
$33.59 $33.59
$102 $102
Summer Dress (H&M, Zara, etc)
$38.35 $38.35
$25.01 $25.01
$100 $100
Sport Shoes (Adidas, Nike)
$81.3 $81.3
$61.0 $61.0
$152 $152
Men's Leather Business Shoes
$100 $100
$75.3 $75.3
$301 $301
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,606 $1,606
$1,237 $1,237
$1,811 $1,811
1-bedroom Apartment, Outside City Center (Monthly)
$1,682 $1,682
$1,121 $1,121
$2,242 $2,242
3-bedroom Apartment, City Center (Monthly)
$2,543 $2,543
$1,909 $1,909
$2,838 $2,838
3-bedroom Apartment, Outside City Center (Monthly)
$2,123 $2,123
$1,580 $1,580
$2,468 $2,468
Buy Apartment in City Center (m2)
$2,666 $2,666
$1,960 $1,960
$2,666 $2,666
Buy Apartment Outside City Center (m2)
$2,577 $2,577
$2,015 $2,015
$2,577 $2,577
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.64
6
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Medford, MA $3,154
Accommodation & Living
$1.7K
Groceries & Markets
$458
Monthly Utilities & Internet
$380
Eating Out
$327
Clothing & Footwear
$125
Getting Around
$110
Sport & Entertainment
$74

Cost Breakdown

Groceries cost around $458 per month for one person. A mid-range dinner for two is priced at $96.0.

A monthly public transport pass costs about $88.6.

Cost Highlights

Local beer is more expensive than 93% of cities in North America

Internet is more expensive than 92% of cities in North America

Good to know
🕒 Local time
00:35 12:35 AM
🌤 Weather
👥 Population
56,173
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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Medford, MA Median Internet Speeds (Updated April 2026)

Mobile

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Mbps
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Latency
ms

Fixed Broadband

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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Medford, MA - Frequently Asked Questions
How affordable is Medford for travelers, expats, and digital nomads, and who tends to get good value here?
Medford sits in the Boston metro area, offering a balance between city access and quieter, more residential neighborhoods. For many travelers, expats, and digital nomads, Cost of Living in Medford, MA, United States sits at a comfortable middle ground compared with downtown Boston or the outer suburbs – less density and often better value, with easy access to public transit and services. You'll find a mix of classic houses and modern rentals, plus brick-and-mortar stores and eateries that support a walkable lifestyle. Plan with flexibility, because costs shift with seasons and demand. Tip: start with a neighborhood map and test a few weeks of routines before committing.
What does daily life look like in Medford in terms of housing search, food options, transport, and errands?
Day-to-day life in Medford blends suburb calm with easy city access. In housing terms, you'll see a mix of vintage homes, small apartment buildings, and some new complexes near transport hubs. Grocery options range from big chains to ethnic markets, and you'll find cafes that suit work sessions and casual meetings. Getting around is straightforward: MBTA buses and the Orange Line connect you to Boston, and many areas are walkable or bike-friendly. For work or study, libraries and coworking spaces offer reliable spaces with quiet corners. Medford, MA, United States living cost shows up most in rent and transit combos, depending on neighborhood. Tip: scout two bursts of errands on different days to gauge true costs.
What aspects of life in Medford affect your quality of life, and how can you budget and pick neighborhoods to fit your rhythm?
Quality of life hinges on neighborhood feel, pace, and access to services. You can tailor budgets with a simple framework: prioritize housing and transit, allocate for groceries and utilities, then reserve for leisure. Seasonal shifts in Medford bring different activities – harvest markets in fall, outdoor concerts in summer, and cozy cafe corners in winter – so seek neighborhoods that match your preferred tempo. For a good fit, stroll West Medford for a calmer, leafy vibe or Medford Square for easy dining and services. Compare areas by walkability, transit access, and proximity to work or study hubs. Tip: start with two or three trial weeks across neighborhoods to test rhythm and costs.
How much does it cost to live in Medford, MA in 2026?
For 2026, a single person in Medford, MA should plan on about $3,154 per month with rent, or $1,234 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
How expensive is daily life in Medford, MA?
There's no getting around it – Medford, MA is expensive. Monthly costs with rent typically hit $3,154, and housing is the biggest culprit. Groceries, dining, and services also run above global averages, pushed up by strong local demand and high incomes.
What salary is needed for a comfortable life in Medford, MA?
You'll want at least $4,732 per month after taxes to live comfortably in Medford, MA. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
How affordable is housing in Medford, MA?
Rent hits hard in Medford, MA – 1-bedroom apartments range from $1,682 to $1,606 per month, and housing is the biggest single expense for most residents. Competition for well-connected central apartments is fierce.
How much does grocery shopping cost per month in Medford, MA?
Groceries are expensive in Medford, MA – about $458 per month for one person. Imported goods and organic products are widely available but pricey. Local markets and discount stores help, but food is a noticeable budget item.
What is a monthly transit pass in Medford, MA?
Public transport in Medford, MA costs about $88.6 per month – usually unlimited rides on buses, metro, or trams within the main zone. Much cheaper than owning a car, and the practical choice for most residents.
Can a person live on $2,500 monthly in Medford, MA?
$2,500 in Medford, MA is a stretch – monthly costs with rent hit $3,154, and housing alone takes a big chunk. Even with a shared flat and minimal going out, there's very little buffer for surprises or savings.
How welcoming is Medford, MA to foreigners?
Medford, MA has an established expat community and is welcoming to foreigners. fast internet, low crime rates, vibrant nightlife smooth the transition, and English-speaking landlords, expat-focused healthcare, and international services are all reasonably accessible. Monthly costs average $3,154 including housing.

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