Last update: Oct 2026 United States 59.5K

Cost of Living in Malden, MA

For one person, living costs in Malden, MA are estimated at $3,463 a month, including rent and utilities – 28% above the national average. Rent and utilities take about two thirds of the total.

Monthly Cost of Living

How much you'll spend in Malden, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Malden, MA actually costs, broken down by who's living it.

A single person spends around $3,463 per month with rent, or $1,226 for everyday expenses alone.

$3,463 /mo

A couple spends around $4,740 per month with rent, or $2,120 for everyday expenses alone.

$4,740 /mo

A family of three spends around $6,017 per month with rent, or $3,014 without housing.

$6,017 /mo
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$19.97 $19.97
$14.97 $14.97
$49.91 $49.91
Three-Course Dinner for Two, Mid-Range
$95.3 $95.3
$74.5 $74.5
$179 $179
Fast Food Meal (McDonalds, etc)
$13.66 $13.66
$10.12 $10.12
$15.18 $15.18
Cappuccino
$5.38 $5.38
$4.60 $4.60
$6.13 $6.13
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.86 $2.86
$1.97 $1.97
$3.83 $3.83
Water (0.33 liter bottle)
$2.25 $2.25
$1.98 $1.98
$2.97 $2.97
Local Beer (0.5 liter draught)
$5.79 $5.79
$5.79 $5.79
$8.19 $8.19
Imported Beer (0.33 liter bottle)
$7.94 $7.94
$6.95 $6.95
$8.44 $8.44
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.24 $1.24
$0.80 $0.80
$2.13 $2.13
White Bread (500g)
$4.04 $4.04
$2.20 $2.20
$4.99 $4.99
Rice (white) (1kg)
$5.52 $5.52
$2.05 $2.05
$15.84 $15.84
Eggs
$4.84 $4.84
$2.52 $2.52
$8.06 $8.06
Local Cheese (1kg)
$12.09 $12.09
$8.81 $8.81
$15.41 $15.41
Chicken Fillets (1kg)
$14.41 $14.41
$6.65 $6.65
$17.75 $17.75
Beef Round Steak (1kg)
$17.83 $17.83
$15.58 $15.58
$26.75 $26.75
Apples (1kg)
$6.64 $6.64
$2.18 $2.18
$7.92 $7.92
Banana (1kg)
$1.75 $1.75
$1.09 $1.09
$2.19 $2.19
Oranges (1kg)
$5.34 $5.34
$3.24 $3.24
$8.24 $8.24
Tomato (1kg)
$5.61 $5.61
$2.22 $2.22
$8.89 $8.89
Potato (1kg)
$4.41 $4.41
$1.93 $1.93
$8.76 $8.76
Onion (1kg)
$1.84 $1.84
$1.84 $1.84
$6.52 $6.52
Lettuce (1 head)
$2.74 $2.74
$2.06 $2.06
$5.15 $5.15
Water (1.5 liter bottle)
$2.24 $2.24
$1.00 $1.00
$6.96 $6.96
Cigarettes 20 Pack (Marlboro, Camel)
$12.37 $12.37
$11.83 $11.83
$19.72 $19.72
Wine (Bottle)
$13.65 $13.65
$10.11 $10.11
$18.20 $18.20
Local Beer (0.5 liter bottle)
$2.09 $2.09
$1.71 $1.71
$4.24 $4.24
Imported Beer (0.33 liter bottle)
$5.68 $5.68
$3.08 $3.08
$8.21 $8.21
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.45 $2.45
-
Public Transport Monthly Pass (Regular Price)
$90.6 $90.6
-
Taxi Start (Normal Tariff)
$2.66 $2.66
$2.66 $2.66
$2.66 $2.66
Taxi (Normal Tariff) (1km)
$1.77 $1.77
$1.77 $1.77
$1.77 $1.77
Taxi 1hour Waiting (Normal Tariff)
$27.97 $27.97
$27.97 $27.97
$27.97 $27.97
Gasoline (1 liter)
$1.09 $1.09
$0.82 $0.82
$1.18 $1.18
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.2K $36.2K
$24.7K $24.7K
$37.0K $37.0K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K $26.1K
$26.0K $26.0K
$27.8K $27.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$240 $240
$197 $197
$394 $394
SIM Card Monthly Plan (Calls and 10GB+ Data)
$54.2 $54.2
$24.52 $24.52
$87.3 $87.3
Internet (50+ Mbps, Unlimited Data)
$86.4 $86.4
$50.8 $50.8
$137 $137
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$35.09 $35.09
-
Cinema Ticket
$15.69 $15.69
$12.75 $12.75
$19.61 $19.61
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,834 $1,834
$1,500 $1,500
$2,500 $2,500
International Primary School, 1 Child (Yearly)
$30.4K $30.4K
$27.9K $27.9K
$49.2K $49.2K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$57.6 $57.6
$40.63 $40.63
$71.1 $71.1
Summer Dress (H&M, Zara, etc)
$38.48 $38.48
$28.10 $28.10
$50.2 $50.2
Sport Shoes (Adidas, Nike)
$79.3 $79.3
$69.4 $69.4
$89.2 $89.2
Men's Leather Business Shoes
$99.8 $99.8
$74.9 $74.9
$125 $125
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$2,427 $2,427
$2,194 $2,194
$2,693 $2,693
1-bedroom Apartment, Outside City Center (Monthly)
$1,997 $1,997
$1,797 $1,797
$2,396 $2,396
3-bedroom Apartment, City Center (Monthly)
$3,439 $3,439
$2,948 $2,948
$3,931 $3,931
3-bedroom Apartment, Outside City Center (Monthly)
$2,763 $2,763
$2,664 $2,664
$2,861 $2,861
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,638 $4,638
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.64
6
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Malden, MA $3,463
Accommodation & Living
$2K
Groceries & Markets
$453
Monthly Utilities & Internet
$381
Eating Out
$330
Clothing & Footwear
$124
Getting Around
$112
Sport & Entertainment
$66

Cost Breakdown

A one-bedroom apartment in the city center costs around $2,427, dropping to $1,997 outside central areas. Housing accounts for roughly 52% of the average salary ($4,638) – well above the 30% international benchmark.

The average net salary is $4,638. With monthly costs around $3,463, saving is possible but often limited. A more comfortable lifestyle typically starts at $5,194.

Groceries cost around $453 per month for one person. A mid-range dinner for two is priced at $95.0.

A monthly public transport pass costs about $90.6.

Cost Highlights

Imported beer is more expensive than 97% of cities in North America

1-bedroom apartment, city center is more expensive than 93% of cities in North America

1-bedroom apartment, outside city center is more expensive than 93% of cities in North America

Good to know
🕒 Local time
05:43 5:43 AM
🌤 Weather
👥 Population
59,450
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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Malden, MA Median Internet Speeds (Updated April 2026)

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Fixed Broadband

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Digital Nomad Cost of Living Index
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Cost of Living in Malden, MA - Frequently Asked Questions
Is Malden a good value overall for travelers, expats, and digital nomads, and how does it compare to nearby metro areas?
Malden offers a practical balance for travelers, expats, and digital nomads who want proximity to Boston without the city’s premium. If you weigh rent, groceries, and transport, you’ll find value in older but well-maintained apartment stock and a range of public transit options. The vibe is quieter than downtown Boston but still connected by trains and buses. In general, you can expect a moderate cost of living relative to major metro centers in the region, with seasonal heating costs in winter and variable utility bills. Cost of Living in Malden, MA, United States gives a snapshot of the drift toward affordability with access. Tip: Use public transit to navigate and compare neighborhoods during your visit.
What does daily life look like in Malden for housing, food, transport, and errands, and how should you plan your search?
Thinking through daily life, the Malden, MA, United States living cost will influence where you sit on the housing ladder, the size of your meals, and your commuting plan. Malden Center offers walkable amenities and easy access to the Orange Line, while Oak Grove and surrounding streets offer quieter residential options. You’ll find a mix of supermarkets and casual eateries within easy reach, with farmers markets seasonally adding fresh produce. For work, consider nearby coworking spaces or cafes with reliable Wi-Fi; transit-friendly layouts help you split between Boston and local neighborhoods. Tip: map out a two-week exploratory route to compare neighborhoods and transit timing.
What budgeting strategies and neighborhood picks help you maximize quality of life in Malden, considering seasonality and local vibes?
Quality of life in Malden balances urban access with residential calm. Use a simple budgeting framework like essentials, lifestyle, and savings to guide decisions, then adjust by season. Housing near Malden Center or Oak Grove tends to be more energy-efficient options; living costs shift with heating needs in winter and cooling in shoulder seasons. Embrace seasonal foods and local markets to stretch groceries, and consider bike or rail for eco-friendly commuting. Tip: set up automatic savings and test a month of transit passes to gauge true commuting spend.
How much does it cost to live in Malden, MA in 2026?
For 2026, a single person in Malden, MA should plan on about $3,463 per month with rent, or $1,226 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
What drives the high cost of living in Malden, MA?
Malden, MA is expensive by global standards – monthly costs hit about $3,463. Housing is the main driver: central rents are steep, and even outer neighborhoods cost more than the global average. Strong demand, high local incomes, and limited supply all push prices up.
What salary is needed for a comfortable life in Malden, MA?
You'll want at least $5,194 per month after taxes to live comfortably in Malden, MA. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
What is the average rent for an apartment in Malden, MA?
A central one-bedroom apartment in Malden, MA runs about $2,427 per month. Move further out and that drops to around $1,997. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
How much does grocery shopping cost per month in Malden, MA?
Groceries are expensive in Malden, MA – about $453 per month for one person. Imported goods and organic products are widely available but pricey. Local markets and discount stores help, but food is a noticeable budget item.
What is a monthly transit pass in Malden, MA?
Public transport in Malden, MA costs about $90.6 per month – usually unlimited rides on buses, metro, or trams within the main zone. Much cheaper than owning a car, and the practical choice for most residents.
Can a person live on $2,500 monthly in Malden, MA?
$2,500 in Malden, MA is a stretch – monthly costs with rent hit $3,463, and housing alone takes a big chunk. Even with a shared flat and minimal going out, there's very little buffer for surprises or savings.
What is quality of life like in Malden, MA?
Quality of life in Malden, MA is genuinely good – highlights include fast internet, low crime rates, vibrant nightlife, and monthly costs hover around $3,463. Day-to-day life is well-rounded: decent infrastructure, varied dining and entertainment, and a generally positive atmosphere.

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