Last update: Oct 2026 Philippines 199.1K

Cost of Living in Pagadian

For one person, living costs in Pagadian are estimated at $717 a month, including rent and utilities, which take more than a third of the total. Other living expenses average about $14 a day.

Monthly Cost of Living

How much you'll spend in Pagadian

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pagadian actually costs, broken down by who's living it.

Living costs for one person come to about $717 monthly including rent, or $433 excluding housing.

$717 /mo

Estimated monthly costs for a couple: $1,100 with rent, or $718 without housing.

$1,100 /mo

Monthly costs for a family of three come to about $1,483 including rent, or $1,003 for daily expenses alone.

$1,483 /mo

Pagadian sits about 47% below the global median. Within Asia, costs are well below average (32% lower) – one of the most affordable options in the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$3.81 ₱240
$1.55 ₱97.9
$6.22 ₱392
Three-Course Dinner for Two, Mid-Range
$16.55 ₱1,043
$11.67 ₱735
$30.62 ₱1,929
Fast Food Meal (McDonalds, etc)
$2.77 ₱174
$2.36 ₱149
$3.94 ₱248
Cappuccino
$1.93 ₱121
$1.89 ₱119
$1.96 ₱124
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.87 ₱54.8
$0.41 ₱26.07
$1.31 ₱82.8
Water (0.33 liter bottle)
$0.23 ₱14.39
$0.15 ₱9.60
$0.30 ₱19.19
Local Beer (0.5 liter draught)
$1.42 ₱89.3
$0.95 ₱60.0
$1.89 ₱119
Imported Beer (0.33 liter bottle)
$1.99 ₱125
$1.54 ₱97.0
$3.30 ₱208
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.70 ₱107
$1.63 ₱103
$1.76 ₱111
White Bread (500g)
$1.05 ₱65.9
$0.73 ₱46.22
$1.27 ₱80.3
Rice (white) (1kg)
$0.93 ₱58.5
$0.77 ₱48.55
$1.14 ₱71.6
Eggs
$1.63 ₱102
$1.30 ₱82.1
$2.03 ₱128
Local Cheese (1kg)
$4.93 ₱310
$2.82 ₱178
$14.09 ₱888
Chicken Fillets (1kg)
$4.10 ₱258
$2.82 ₱177
$5.13 ₱323
Beef Round Steak (1kg)
$6.05 ₱381
$3.40 ₱214
$8.16 ₱514
Apples (1kg)
$2.60 ₱163
$1.73 ₱109
$3.79 ₱239
Banana (1kg)
$1.44 ₱90.9
$0.74 ₱46.31
$3.23 ₱203
Oranges (1kg)
$2.53 ₱159
$1.51 ₱95.4
$4.21 ₱265
Tomato (1kg)
$1.00 ₱62.8
$0.42 ₱26.22
$1.66 ₱104
Potato (1kg)
$1.77 ₱111
$1.00 ₱62.7
$2.36 ₱149
Onion (1kg)
$1.96 ₱123
$1.26 ₱79.5
$3.17 ₱200
Lettuce (1 head)
$0.90 ₱56.8
$0.38 ₱23.65
$2.99 ₱189
Water (1.5 liter bottle)
$0.64 ₱40.30
$0.46 ₱28.78
$1.01 ₱63.3
Cigarettes 20 Pack (Marlboro, Camel)
$3.12 ₱197
$2.57 ₱162
$3.39 ₱213
Wine (Bottle)
$8.03 ₱506
$3.38 ₱213
$11.83 ₱745
Local Beer (0.5 liter bottle)
$1.02 ₱64.2
$0.84 ₱53.0
$1.67 ₱105
Imported Beer (0.33 liter bottle)
$1.71 ₱107
$0.89 ₱56.0
$2.86 ₱180
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$0.26 ₱16.36
$0.22 ₱13.75
$0.33 ₱20.95
Public Transport Monthly Pass (Regular Price)
$10.91 ₱687
$5.42 ₱341
$10.91 ₱687
Taxi Start (Normal Tariff)
$0.73 ₱46.11
$0.69 ₱43.68
$0.77 ₱48.54
Taxi (Normal Tariff) (1km)
$0.25 ₱15.71
$0.15 ₱9.29
$0.75 ₱47.14
Taxi 1hour Waiting (Normal Tariff)
$1.89 ₱119
$1.57 ₱99.1
$3.16 ₱199
Gasoline (1 liter)
$1.06 ₱66.9
$1.00 ₱63.1
$1.12 ₱70.7
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.0K ₱1.2M
$19.0K ₱1.2M
$19.0K ₱1.2M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.9K ₱1.1M
$17.9K ₱1.1M
$17.9K ₱1.1M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$122 ₱7,691
$79.1 ₱4,984
$237 ₱15.0K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.52 ₱977
$7.73 ₱487
$24.42 ₱1,538
Internet (50+ Mbps, Unlimited Data)
$24.08 ₱1,517
$22.07 ₱1,390
$39.42 ₱2,483
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$35.90 ₱2,261
$8.82 ₱556
$35.90 ₱2,261
Tennis Court (1 Hour on Weekend)
$4.29 ₱270
$2.94 ₱185
$4.41 ₱278
Cinema Ticket
$5.59 ₱352
$4.21 ₱265
$7.74 ₱487
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$129 ₱8,118
$32.22 ₱2,029
$309 ₱19.5K
International Primary School, 1 Child (Yearly)
$6,823 ₱429.8K
$3,393 ₱213.7K
$15.3K ₱962.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$34.11 ₱2,149
$8.22 ₱518
$82.2 ₱5,179
Summer Dress (H&M, Zara, etc)
$17.27 ₱1,088
$4.52 ₱284
$42.30 ₱2,665
Sport Shoes (Adidas, Nike)
$74.9 ₱4,721
$49.96 ₱3,147
$99.9 ₱6,294
Men's Leather Business Shoes
$56.0 ₱3,529
$24.01 ₱1,512
$80.0 ₱5,041
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$263 ₱16.6K
$157 ₱9,884
$392 ₱24.7K
1-bedroom Apartment, Outside City Center (Monthly)
$161 ₱10.2K
$90.0 ₱5,672
$165 ₱10.4K
3-bedroom Apartment, City Center (Monthly)
$509 ₱32.0K
$282 ₱17.7K
$782 ₱49.3K
3-bedroom Apartment, Outside City Center (Monthly)
$358 ₱22.5K
$193 ₱12.2K
$451 ₱28.4K
Buy Apartment in City Center (m2)
$2,576 ₱162.3K
$680 ₱42.8K
$2,576 ₱162.3K
Buy Apartment Outside City Center (m2)
$989 ₱62.3K
$158 ₱9,964
$989 ₱62.3K
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
4.5
7.31

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Pagadian $717
Groceries & Markets
$173
Monthly Utilities & Internet
$162
Accommodation & Living
$161
Clothing & Footwear
$82
Eating Out
$77
Sport & Entertainment
$47
Getting Around
$14

Cost Breakdown

Expect to spend about $173 monthly on groceries. Dining out at a mid-range restaurant costs roughly $17.00 for two – well below the Asian average of $36.00.

Public transport is priced at around $10.91 per month – among the cheapest in Asia (average $33.00).

Cost Highlights

Fast food meal is cheaper than 94% of cities in Asia

Pagadian is cheaper than 82% globally but more expensive than 50% within Asia.

Good to know
🕒 Local time
01:27 1:27 AM
🌤 Weather
👥 Population
199,060
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

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Pagadian Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Pagadian - Frequently Asked Questions
Is Pagadian, Philippines a good value overall for travelers, expats, and digital nomads, and how does it compare to bigger cities in the country?
Compared to Manila or Cebu, Pagadian offers a slower pace and lower daily outlays for essentials, yet you still find convenient conveniences for daily life. The Cost of Living in Pagadian, Philippines tends to hinge on neighborhood choice, with basic apartments and older houses being more affordable, and groceries from markets staying reasonably priced, especially when you shop locally. Dining and casual entertainment often cost less than in major hubs, and transport options are simple to navigate. For digital nomads, the mix of quiet neighborhoods and reachable amenities can support steady routines. Tip: Start by testing a few neighborhoods in person to gauge noise levels, safety, and access to reliable wi-fi.
What does daily life look like for housing, food, transport, and errands in Pagadian?
Daily life in Pagadian centers on practical choices and local flavor. Housing options range from compact center apartments to larger homes on the city’s outskirts, with conditions and proximity shaping what you pay. Groceries come from open markets and neighborhood stores, offering fresh produce and affordable staples. Getting around relies on jeepneys, tricycles, and the occasional ride-hailing option when available. You can plan errands around market hours to stretch the Pagadian, Philippines living cost, and a few well-chosen cafes keep a decent connection for remote work. Tip: Create a weekly route to minimize backtracking and save time.
How can you optimize quality of life and budgeting for Pagadian, including seasonal considerations and neighborhood fit?
Quality of life in Pagadian blends a relaxed tempo with access to essential services. Use a budgeting framework that separates housing, food, utilities, and discretionary spending, then track consistency across months. To save, favor local markets, cook at home, and choose neighborhood groceries over imported options. Seasonal patterns bring clearer wet and dry periods; plan outdoor activities and travel around weather to avoid disruptions. For neighborhood fit, consider central areas for quick groceries and coworking, or hillside districts for quieter living and views. Tip: ask locals about commute times and internet reliability before committing to a long-term stay.
Is Pagadian a cheap city to live in for foreigners?
Your money goes further in Pagadian than in most cities its size. Expect to spend roughly $717 per month with housing included – groceries, transport, and eating out are all priced well below what you'd pay in comparable urban centers.
What are typical monthly expenses for a single person in Pagadian?
All in, Pagadian runs about $717 monthly with rent, or $433 without it. These numbers assume a moderate lifestyle – comfortable but not lavish. Choosing a cheaper neighborhood and cooking at home are the easiest ways to spend less.
What income level supports a comfortable lifestyle in Pagadian?
Earning $1,075 monthly in Pagadian means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What is the rental price range for apartments in Pagadian?
Rents for a 1-bedroom flat in Pagadian range from $161 to $263, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
Is public transport affordable in Pagadian?
A monthly transit pass in Pagadian runs about $10.91, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What is a typical monthly grocery bill in Pagadian?
Groceries in Pagadian cost around $173 monthly – well below what you'd pay in most cities. Fresh produce, staples, and locally made goods are all well-priced, so eating well on a budget is straightforward here.
Does $1,200 cover living expenses in Pagadian?
$1,200 stretches far in Pagadian – all-in monthly costs average only $717. The surplus means you can build savings, travel a bit, and live above the local average without much effort.
What are the pros and cons of living in Pagadian?
Living in Pagadian means access to great local cuisine, easy for English speakers at about $717 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.
How much can you save per month in Pagadian?
Monthly expenses in Pagadian run around $717, so putting money aside takes more than $1,075 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.

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