Cost of Living Comparison Between Kumasi and Accra Cost of Living Comparison Between Kumasi and Accra

Monthly Cost of Living

A single person spends $502 per month in Kumasi vs $1,062 in Accra, rent included.

A couple spends around $822 per month in Kumasi vs $1,705 in Accra, rent included.

A family of three spends $1,142 per month in Kumasi vs $2,348 in Accra, rent included.

Kumasi is about 53% cheaper than Accra, driven mainly by Groceries & Markets.

Both Kumasi and Accra are more affordable than the global median – Kumasi 63% lower, Accra 21% lower.

Meal at Budget Restaurant

$3.44 GHS 40.15

$8.10 GHS 94.6

-57.53%

Three-Course Dinner for Two, Mid-Range

$34.06 GHS 398

$50.6 GHS 590

-32.69%

Fast Food Meal (McDonalds, etc)

$10.35 GHS 121

$10.27 GHS 120

0.78%

Cappuccino

$1.05 GHS 12.20

$4.36 GHS 50.9

-75.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 GHS 7.92

$1.62 GHS 18.87

-58.02%

Water (0.33 liter bottle)

$0.25 GHS 2.91

$0.44 GHS 5.13

-43.18%

Local Beer (0.5 liter draught)

$0.93 GHS 10.81

$1.88 GHS 21.99

-50.53%

Imported Beer (0.33 liter bottle)

$1.75 GHS 20.39

$2.28 GHS 26.66

-23.25%

Milk (1 liter)

$1.85 GHS 21.57

$3.59 GHS 41.95

-48.47%

White Bread (500g)

$1.77 GHS 20.62

$1.75 GHS 20.39

1.14%

Rice (white) (1kg)

$1.74 GHS 20.33

$3.13 GHS 36.47

-44.41%

Eggs

$2.43 GHS 28.33

$2.62 GHS 30.60

-7.25%

Local Cheese (1kg)

$5.64 GHS 65.8

$12.10 GHS 141

-53.39%

Chicken Fillets (1kg)

$4.61 GHS 53.8

$7.12 GHS 83.1

-35.25%

Beef Round Steak (1kg)

$5.04 GHS 58.8

$9.63 GHS 112

-47.66%

Apples (1kg)

$1.70 GHS 19.88

$3.59 GHS 41.93

-52.65%

Banana (1kg)

$0.82 GHS 9.56

$1.44 GHS 16.82

-43.06%

Oranges (1kg)

$0.84 GHS 9.78

$1.80 GHS 21.00

-53.33%

Tomato (1kg)

$2.11 GHS 24.61

$3.53 GHS 41.16

-40.23%

Potato (1kg)

$1.76 GHS 20.59

$2.75 GHS 32.10

-36.00%

Onion (1kg)

$1.32 GHS 15.41

$2.78 GHS 32.43

-52.52%

Lettuce (1 head)

$0.71 GHS 8.34

$0.71 GHS 8.30

Water (1.5 liter bottle)

$0.60 GHS 7.03

$0.62 GHS 7.23

-3.23%

Cigarettes 20 Pack (Marlboro, Camel)

$0.83 GHS 9.72

$2.62 GHS 30.61

-68.32%

Wine (Bottle)

$1.31 GHS 15.32

$7.12 GHS 83.1

-81.60%

Local Beer (0.5 liter bottle)

$1.29 GHS 15.07

$1.28 GHS 14.98

0.78%

Imported Beer (0.33 liter bottle)

$2.32 GHS 27.05

$2.35 GHS 27.39

-1.28%

One-way Ticket (Public Transport)

$0.55 GHS 6.36

$1.46 GHS 17.09

-62.33%

Public Transport Monthly Pass (Regular Price)

$20.60 GHS 240

$41.28 GHS 482

-50.10%

Taxi Start (Normal Tariff)

$0.84 GHS 9.76

$1.70 GHS 19.78

-50.59%

Taxi (Normal Tariff) (1km)

$1.27 GHS 14.80

$1.26 GHS 14.66

0.79%

Taxi 1hour Waiting (Normal Tariff)

$1.74 GHS 20.32

$4.22 GHS 49.20

-58.77%

Gasoline (1 liter)

$1.11 GHS 12.98

$1.35 GHS 15.77

-17.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,012 GHS 93.5K

$8,135 GHS 94.9K

-1.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,885 GHS 115.4K

$9,845 GHS 114.9K

0.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.52 GHS 496

$73.1 GHS 853

-41.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.59 GHS 229

$19.64 GHS 229

-0.25%

Internet (50+ Mbps, Unlimited Data)

$42.45 GHS 495

$43.47 GHS 507

-2.35%

Gym Membership (Monthly)

$30.11 GHS 351

$70.6 GHS 823

-57.32%

Tennis Court (1 Hour on Weekend)

$18.07 GHS 211

Cinema Ticket

$12.82 GHS 150

$12.94 GHS 151

-0.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$465 GHS 5,422

$462 GHS 5,395

0.50%

International Primary School, 1 Child (Yearly)

$5,423 GHS 63.3K

$18.8K GHS 218.9K

-71.09%

Jeans (Levis 501 Or Similar)

$14.61 GHS 171

$14.08 GHS 164

3.76%

Summer Dress (H&M, Zara, etc)

$18.26 GHS 213

$18.78 GHS 219

-2.77%

Sport Shoes (Adidas, Nike)

$36.32 GHS 424

$36.99 GHS 432

-1.81%

Men's Leather Business Shoes

$53.6 GHS 625

$53.4 GHS 623

0.41%

1-bedroom Apartment, City Center (Monthly)

$693 GHS 8,086

1-bedroom Apartment, Outside City Center (Monthly)

$278 GHS 3,249

3-bedroom Apartment, City Center (Monthly)

$1,079 GHS 12.6K

3-bedroom Apartment, Outside City Center (Monthly)

$477 GHS 5,572

Buy Apartment in City Center (m2)

$2,876 GHS 33.6K

Buy Apartment Outside City Center (m2)

$1,474 GHS 17.2K

Average Monthly Net Salary (After Tax)

$408 GHS 4,759

$178 GHS 2,082

128.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumasi: September 26, 2026

Last update for Accra: September 27, 2026

Cost Breakdown

Salaries run about 129% higher in Kumasi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $34.00 in Kumasi versus $51.0 in Accra. Monthly groceries follow the same trend: $167 vs $278 – making Kumasi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kumasi vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $502 in Kumasi, $1,062 in Accra – roughly 112% apart. Accra costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $753 per month in Kumasi and $1,592 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 67% more in Accra, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $34.00 in Kumasi and $51.0 in Accra. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kumasi, where all-in costs run around $502, than in Accra at $1,062. In Kumasi it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

Families tend to lean toward Kumasi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.