Cost of Living Comparison Between Kumasi and Accra Cost of Living Comparison Between Kumasi and Accra

Monthly Cost of Living

A single person spends $441 per month in Kumasi vs $770 in Accra, rent included.

A couple spends around $735 per month in Kumasi vs $1,318 in Accra, rent included.

A family of three spends $1,030 per month in Kumasi vs $1,866 in Accra, rent included.

Kumasi is about 43% cheaper than Accra, driven mainly by Groceries & Markets.

Both Kumasi and Accra are more affordable than the global median – Kumasi 67% lower, Accra 42% lower.

Meal at Budget Restaurant

$2.82 GHS 32.95

$4.26 GHS 49.72

-33.80%

Three-Course Dinner for Two, Mid-Range

$31.97 GHS 373

$47.68 GHS 557

-32.95%

Fast Food Meal (McDonalds, etc)

$7.59 GHS 88.6

$7.85 GHS 91.7

-3.31%

Cappuccino

$0.81 GHS 9.48

$3.59 GHS 41.98

-77.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 GHS 7.10

$0.93 GHS 10.86

-34.41%

Water (0.33 liter bottle)

$0.21 GHS 2.44

$0.37 GHS 4.37

-43.24%

Local Beer (0.5 liter draught)

$0.90 GHS 10.53

$1.57 GHS 18.38

-42.68%

Imported Beer (0.33 liter bottle)

$1.54 GHS 17.97

$2.46 GHS 28.78

-37.40%

Milk (1 liter)

$1.79 GHS 20.87

$3.47 GHS 40.57

-48.41%

White Bread (500g)

$1.49 GHS 17.44

$1.48 GHS 17.33

0.68%

Rice (white) (1kg)

$1.67 GHS 19.50

$2.42 GHS 28.25

-30.99%

Eggs

$2.18 GHS 25.45

$2.28 GHS 26.67

-4.39%

Local Cheese (1kg)

$5.90 GHS 68.9

$11.02 GHS 129

-46.46%

Chicken Fillets (1kg)

$4.44 GHS 51.9

$4.59 GHS 53.7

-3.27%

Beef Round Steak (1kg)

$4.69 GHS 54.8

$5.86 GHS 68.4

-19.97%

Apples (1kg)

$1.68 GHS 19.66

$3.00 GHS 35.01

-44.00%

Banana (1kg)

$0.80 GHS 9.36

$1.45 GHS 16.91

-44.83%

Oranges (1kg)

$0.80 GHS 9.34

$1.71 GHS 19.94

-53.22%

Tomato (1kg)

$1.97 GHS 22.95

$3.19 GHS 37.23

-38.24%

Potato (1kg)

$1.68 GHS 19.60

$3.09 GHS 36.15

-45.63%

Onion (1kg)

$1.12 GHS 13.11

$2.44 GHS 28.48

-54.10%

Lettuce (1 head)

$0.80 GHS 9.37

$0.81 GHS 9.50

-1.23%

Water (1.5 liter bottle)

$0.48 GHS 5.59

$0.51 GHS 6.01

-5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$0.84 GHS 9.82

$1.63 GHS 19.04

-48.47%

Wine (Bottle)

$1.30 GHS 15.19

$7.37 GHS 86.1

-82.36%

Local Beer (0.5 liter bottle)

$1.13 GHS 13.17

$1.15 GHS 13.45

-1.74%

Imported Beer (0.33 liter bottle)

$1.86 GHS 21.75

$1.89 GHS 22.03

-1.59%

One-way Ticket (Public Transport)

$0.42 GHS 4.88

$1.03 GHS 12.03

-59.22%

Public Transport Monthly Pass (Regular Price)

$19.90 GHS 232

$35.65 GHS 416

-44.18%

Taxi Start (Normal Tariff)

$0.83 GHS 9.70

$1.55 GHS 18.08

-46.45%

Taxi (Normal Tariff) (1km)

$1.17 GHS 13.63

$1.21 GHS 14.07

-3.31%

Taxi 1hour Waiting (Normal Tariff)

$1.62 GHS 18.96

$5.60 GHS 65.5

-71.07%

Gasoline (1 liter)

$1.10 GHS 12.88

$1.07 GHS 12.51

2.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,848 GHS 91.7K

$8,148 GHS 95.2K

-3.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,763 GHS 114.0K

$9,799 GHS 114.4K

-0.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.21 GHS 481

$56.6 GHS 661

-27.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.12 GHS 153

$13.11 GHS 153

0.08%

Internet (50+ Mbps, Unlimited Data)

$38.15 GHS 446

$37.26 GHS 435

2.39%

Gym Membership (Monthly)

$28.31 GHS 331

$34.93 GHS 408

-18.95%

Tennis Court (1 Hour on Weekend)

$15.96 GHS 186

Cinema Ticket

$9.49 GHS 111

$9.86 GHS 115

-3.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.2 GHS 843

$71.3 GHS 833

1.23%

International Primary School, 1 Child (Yearly)

$5,498 GHS 64.2K

$8,219 GHS 96.0K

-33.11%

Jeans (Levis 501 Or Similar)

$14.42 GHS 168

$14.52 GHS 170

-0.69%

Summer Dress (H&M, Zara, etc)

$19.03 GHS 222

$19.07 GHS 223

-0.21%

Sport Shoes (Adidas, Nike)

$28.90 GHS 338

$29.23 GHS 341

-1.13%

Men's Leather Business Shoes

$40.66 GHS 475

$41.65 GHS 486

-2.38%

1-bedroom Apartment, City Center (Monthly)

$540 GHS 6,311

1-bedroom Apartment, Outside City Center (Monthly)

$149 GHS 1,743

3-bedroom Apartment, City Center (Monthly)

$1,043 GHS 12.2K

3-bedroom Apartment, Outside City Center (Monthly)

$373 GHS 4,358

Buy Apartment in City Center (m2)

$2,887 GHS 33.7K

Buy Apartment Outside City Center (m2)

$1,455 GHS 17.0K

Average Monthly Net Salary (After Tax)

$308 GHS 3,592

$177 GHS 2,068

73.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumasi: July 26, 2026

Last update for Accra: July 27, 2026

Cost Breakdown

Salaries run about 74% higher in Kumasi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Kumasi versus $48.00 in Accra. Monthly groceries follow the same trend: $157 vs $236 – making Kumasi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kumasi vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $441 in Kumasi, $770 in Accra – roughly 74% apart. Accra costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $662 per month in Kumasi and $1,155 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 51% more in Accra, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Kumasi and $48.00 in Accra. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kumasi, where all-in costs run around $441, than in Accra at $770. In Kumasi it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

Families tend to lean toward Kumasi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.