Cost of Living Comparison Between Kumasi and Accra Cost of Living Comparison Between Kumasi and Accra

Monthly Cost of Living

A single person spends $434 per month in Kumasi vs $753 in Accra, rent included.

A couple spends around $725 per month in Kumasi vs $1,296 in Accra, rent included.

A family of three spends $1,016 per month in Kumasi vs $1,838 in Accra, rent included.

Kumasi is about 42% cheaper than Accra, driven mainly by Groceries & Markets.

Both Kumasi and Accra are more affordable than the global median – Kumasi 68% lower, Accra 44% lower.

Meal at Budget Restaurant

$2.82 GHS 31.39

$4.40 GHS 48.94

-35.91%

Three-Course Dinner for Two, Mid-Range

$32.66 GHS 364

$47.69 GHS 531

-31.52%

Fast Food Meal (McDonalds, etc)

$7.63 GHS 84.9

$7.73 GHS 86.1

-1.29%

Cappuccino

$0.89 GHS 9.89

$3.50 GHS 38.93

-74.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 GHS 6.19

$0.97 GHS 10.81

-42.27%

Water (0.33 liter bottle)

$0.21 GHS 2.34

$0.35 GHS 3.85

-40.00%

Local Beer (0.5 liter draught)

$0.87 GHS 9.72

$1.56 GHS 17.36

-44.23%

Imported Beer (0.33 liter bottle)

$1.61 GHS 17.86

$2.47 GHS 27.52

-34.82%

Milk (1 liter)

$1.71 GHS 18.98

$3.49 GHS 38.79

-51.00%

White Bread (500g)

$1.48 GHS 16.50

$1.50 GHS 16.70

-1.33%

Rice (white) (1kg)

$1.61 GHS 17.91

$2.35 GHS 26.13

-31.49%

Eggs

$2.17 GHS 24.13

$2.30 GHS 25.61

-5.65%

Local Cheese (1kg)

$5.67 GHS 63.1

$11.31 GHS 126

-49.87%

Chicken Fillets (1kg)

$4.38 GHS 48.79

$4.63 GHS 51.6

-5.40%

Beef Round Steak (1kg)

$4.95 GHS 55.1

$6.09 GHS 67.8

-18.72%

Apples (1kg)

$1.63 GHS 18.15

$2.95 GHS 32.80

-44.75%

Banana (1kg)

$0.79 GHS 8.81

$1.46 GHS 16.20

-45.89%

Oranges (1kg)

$0.84 GHS 9.33

$1.64 GHS 18.20

-48.78%

Tomato (1kg)

$1.89 GHS 21.08

$3.18 GHS 35.41

-40.57%

Potato (1kg)

$1.68 GHS 18.70

$3.12 GHS 34.71

-46.15%

Onion (1kg)

$1.09 GHS 12.11

$2.42 GHS 26.91

-54.96%

Lettuce (1 head)

$0.81 GHS 8.99

$0.75 GHS 8.33

8.00%

Water (1.5 liter bottle)

$0.48 GHS 5.36

$0.49 GHS 5.45

-2.04%

Cigarettes 20 Pack (Marlboro, Camel)

$0.78 GHS 8.67

$1.63 GHS 18.16

-52.15%

Wine (Bottle)

$1.28 GHS 14.21

$6.52 GHS 72.6

-80.37%

Local Beer (0.5 liter bottle)

$1.17 GHS 13.02

$1.13 GHS 12.55

3.54%

Imported Beer (0.33 liter bottle)

$1.94 GHS 21.64

$1.87 GHS 20.86

3.74%

One-way Ticket (Public Transport)

$0.42 GHS 4.64

$1.05 GHS 11.65

-60.00%

Public Transport Monthly Pass (Regular Price)

$19.88 GHS 221

$35.70 GHS 397

-44.31%

Taxi Start (Normal Tariff)

$0.81 GHS 8.97

$1.55 GHS 17.30

-47.74%

Taxi (Normal Tariff) (1km)

$1.22 GHS 13.55

$1.17 GHS 12.97

4.27%

Taxi 1hour Waiting (Normal Tariff)

$1.63 GHS 18.15

$5.46 GHS 60.8

-70.15%

Gasoline (1 liter)

$1.07 GHS 11.87

$1.11 GHS 12.37

-3.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,120 GHS 90.4K

$7,914 GHS 88.1K

2.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,567 GHS 106.5K

$9,593 GHS 106.8K

-0.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$40.39 GHS 450

$55.0 GHS 613

-26.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.27 GHS 148

$13.03 GHS 145

1.84%

Internet (50+ Mbps, Unlimited Data)

$37.57 GHS 418

$37.75 GHS 420

-0.48%

Gym Membership (Monthly)

$28.49 GHS 317

$35.20 GHS 392

-19.06%

Tennis Court (1 Hour on Weekend)

$15.68 GHS 175

Cinema Ticket

$9.55 GHS 106

$9.90 GHS 110

-3.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$73.0 GHS 813

$73.5 GHS 818

-0.72%

International Primary School, 1 Child (Yearly)

$5,434 GHS 60.5K

$8,066 GHS 89.8K

-32.63%

Jeans (Levis 501 Or Similar)

$14.83 GHS 165

$14.44 GHS 161

2.70%

Summer Dress (H&M, Zara, etc)

$18.50 GHS 206

$18.54 GHS 206

-0.22%

Sport Shoes (Adidas, Nike)

$29.17 GHS 325

$29.58 GHS 329

-1.39%

Men's Leather Business Shoes

$41.16 GHS 458

$41.64 GHS 463

-1.15%

1-bedroom Apartment, City Center (Monthly)

$527 GHS 5,864

1-bedroom Apartment, Outside City Center (Monthly)

$147 GHS 1,634

3-bedroom Apartment, City Center (Monthly)

$1,034 GHS 11.5K

3-bedroom Apartment, Outside City Center (Monthly)

$365 GHS 4,065

Buy Apartment in City Center (m2)

$2,809 GHS 31.3K

Buy Apartment Outside City Center (m2)

$1,505 GHS 16.7K

Average Monthly Net Salary (After Tax)

$313 GHS 3,479

$155 GHS 1,720

102.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumasi: April 19, 2026

Last update for Accra: April 21, 2026

Cost Breakdown

A central one-bedroom costs $0 in Kumasi versus $527 in Accra. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 102% higher in Kumasi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33 in Kumasi versus $48 in Accra. Monthly groceries follow the same trend: $155 vs $235 – making Kumasi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kumasi vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $434 in Kumasi, $753 in Accra – roughly 74% apart. Accra costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $651 per month in Kumasi and $1,130 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 52% more in Accra, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Kumasi and $48.00 in Accra. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kumasi, where all-in costs run around $434, than in Accra at $753. In Kumasi it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

Families tend to lean toward Kumasi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.