Cost of Living Comparison Between Kumasi and Accra Cost of Living Comparison Between Kumasi and Accra

Monthly Cost of Living

A single person spends $429 per month in Kumasi vs $752 in Accra, rent included.

A couple spends around $717 per month in Kumasi vs $1,297 in Accra, rent included.

A family of three spends $1,006 per month in Kumasi vs $1,842 in Accra, rent included.

Kumasi is about 43% cheaper than Accra, driven mainly by Groceries & Markets.

Both Kumasi and Accra are more affordable than the global median – Kumasi 68% lower, Accra 44% lower.

Meal at Budget Restaurant

$2.78 GHS 30.63

$4.28 GHS 47.03

-35.05%

Three-Course Dinner for Two, Mid-Range

$32.23 GHS 355

$47.23 GHS 520

-31.76%

Fast Food Meal (McDonalds, etc)

$7.75 GHS 85.2

$7.72 GHS 84.9

0.39%

Cappuccino

$0.82 GHS 9.07

$3.54 GHS 38.95

-76.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.55 GHS 6.09

$1.00 GHS 11.02

-45.00%

Water (0.33 liter bottle)

$0.21 GHS 2.30

$0.35 GHS 3.80

-40.00%

Local Beer (0.5 liter draught)

$0.83 GHS 9.09

$1.56 GHS 17.15

-46.79%

Imported Beer (0.33 liter bottle)

$1.59 GHS 17.52

$2.48 GHS 27.24

-35.89%

Milk (1 liter)

$1.78 GHS 19.56

$3.50 GHS 38.47

-49.14%

White Bread (500g)

$1.49 GHS 16.38

$1.43 GHS 15.78

4.20%

Rice (white) (1kg)

$1.66 GHS 18.28

$2.43 GHS 26.70

-31.69%

Eggs

$2.18 GHS 24.02

$2.31 GHS 25.45

-5.63%

Local Cheese (1kg)

$5.74 GHS 63.2

$11.23 GHS 124

-48.89%

Chicken Fillets (1kg)

$4.46 GHS 49.04

$4.57 GHS 50.3

-2.41%

Beef Round Steak (1kg)

$4.97 GHS 54.7

$5.87 GHS 64.6

-15.33%

Apples (1kg)

$1.67 GHS 18.39

$2.90 GHS 31.85

-42.41%

Banana (1kg)

$0.78 GHS 8.58

$1.41 GHS 15.48

-44.68%

Oranges (1kg)

$0.78 GHS 8.60

$1.72 GHS 18.90

-54.65%

Tomato (1kg)

$1.98 GHS 21.82

$3.17 GHS 34.84

-37.54%

Potato (1kg)

$1.69 GHS 18.55

$3.14 GHS 34.52

-46.18%

Onion (1kg)

$1.14 GHS 12.51

$2.32 GHS 25.51

-50.86%

Lettuce (1 head)

$0.76 GHS 8.35

$0.74 GHS 8.15

2.70%

Water (1.5 liter bottle)

$0.52 GHS 5.68

$0.49 GHS 5.38

6.12%

Cigarettes 20 Pack (Marlboro, Camel)

$0.78 GHS 8.58

$1.56 GHS 17.19

-50.00%

Wine (Bottle)

$1.24 GHS 13.60

$7.04 GHS 77.5

-82.39%

Local Beer (0.5 liter bottle)

$1.12 GHS 12.29

$1.12 GHS 12.31

Imported Beer (0.33 liter bottle)

$1.86 GHS 20.50

$1.96 GHS 21.52

-5.10%

One-way Ticket (Public Transport)

$0.39 GHS 4.28

$1.04 GHS 11.43

-62.50%

Public Transport Monthly Pass (Regular Price)

$19.86 GHS 218

$35.15 GHS 387

-43.50%

Taxi Start (Normal Tariff)

$0.84 GHS 9.27

$1.60 GHS 17.65

-47.50%

Taxi (Normal Tariff) (1km)

$1.17 GHS 12.90

$1.20 GHS 13.21

-2.50%

Taxi 1hour Waiting (Normal Tariff)

$1.60 GHS 17.61

$5.44 GHS 59.8

-70.59%

Gasoline (1 liter)

$1.10 GHS 12.12

$1.12 GHS 12.32

-1.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,965 GHS 87.6K

$7,902 GHS 86.9K

0.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,648 GHS 106.1K

$9,771 GHS 107.5K

-1.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$40.78 GHS 449

$56.1 GHS 617

-27.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.14 GHS 145

$12.98 GHS 143

1.23%

Internet (50+ Mbps, Unlimited Data)

$37.13 GHS 408

$38.11 GHS 419

-2.57%

Gym Membership (Monthly)

$28.70 GHS 316

$35.58 GHS 391

-19.34%

Tennis Court (1 Hour on Weekend)

$15.67 GHS 172

Cinema Ticket

$9.47 GHS 104

$9.95 GHS 109

-4.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.0 GHS 792

$72.3 GHS 795

-0.40%

International Primary School, 1 Child (Yearly)

$5,500 GHS 60.5K

$8,019 GHS 88.2K

-31.41%

Jeans (Levis 501 Or Similar)

$14.78 GHS 163

$14.74 GHS 162

0.27%

Summer Dress (H&M, Zara, etc)

$18.51 GHS 204

$18.56 GHS 204

-0.27%

Sport Shoes (Adidas, Nike)

$29.41 GHS 324

$29.37 GHS 323

0.14%

Men's Leather Business Shoes

$41.83 GHS 460

$40.50 GHS 446

3.28%

1-bedroom Apartment, City Center (Monthly)

$539 GHS 5,928

1-bedroom Apartment, Outside City Center (Monthly)

$148 GHS 1,628

3-bedroom Apartment, City Center (Monthly)

$1,067 GHS 11.7K

3-bedroom Apartment, Outside City Center (Monthly)

$371 GHS 4,077

Buy Apartment in City Center (m2)

$2,902 GHS 31.9K

Buy Apartment Outside City Center (m2)

$1,477 GHS 16.2K

Average Monthly Net Salary (After Tax)

$313 GHS 3,445

$171 GHS 1,876

83.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumasi: June 7, 2026

Last update for Accra: June 8, 2026

Cost Breakdown

Salaries run about 84% higher in Kumasi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Kumasi versus $47.00 in Accra. Monthly groceries follow the same trend: $157 vs $235 – making Kumasi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kumasi vs Accra: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $429 in Kumasi, $752 in Accra – roughly 75% apart. Accra costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $643 per month in Kumasi and $1,128 in Accra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 49% more in Accra, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Kumasi and $47.00 in Accra. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Kumasi, where all-in costs run around $429, than in Accra at $752. In Kumasi it covers expenses comfortably, while in Accra it requires careful planning or may not stretch far enough.

Families tend to lean toward Kumasi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kumasi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Accra makes more sense. Both are solid long-term options with distinct trade-offs.