Last update: Oct 2026

Cost of Living Comparison Between Kumasi and Shimla

For one person, living is cheaper in Shimla: $310 a month against $495 in Kumasi, rent and utilities included – about $2,200 less a year. The total is higher in Kumasi despite lower rent and utilities.

24

Cost of Living Index in Kumasi
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Kumasi Living Index
15

Cost of Living Index in Shimla
Learn more

Shimla Living Index

Jump to prices

Kumasi

🇬🇭 Ghana

$495

/mo nomad

Shimla

🇮🇳 India

$310

/mo nomad

Monthly Cost of Living

How much you'll spend in Kumasi and in Shimla

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kumasi and in Shimla actually costs, broken down by who's living it.

A single person spends $495 per month in Kumasi vs $310 in Shimla, rent included.

Kumasi $495
Shimla $310

A couple spends around $816 per month in Kumasi vs $504 in Shimla, rent included.

Kumasi $816
Shimla $504

A family of three spends $1,137 per month in Kumasi vs $698 in Shimla, rent included.

Kumasi $1,137
Shimla $698

Kumasi costs about 60% more than Shimla, and outside of rent the biggest gap is in groceries.

Both Kumasi and Shimla are more affordable than the global median – Kumasi 64% lower, Shimla 77% lower.

Meal at Budget Restaurant

$3.45 GHS 39.89

$1.56 ₹149

121.15%

Three-Course Dinner for Two, Mid-Range

$33.93 GHS 393

$10.47 ₹997

224.07%

Fast Food Meal (McDonalds, etc)

$10.33 GHS 120

$3.09 ₹295

234.30%

Cappuccino

$1.09 GHS 12.62

$0.92 ₹87.3

18.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 GHS 8.27

$0.34 ₹32.20

108.82%

Water (0.33 liter bottle)

$0.27 GHS 3.15

$0.11 ₹10.42

145.45%

Local Beer (0.5 liter draught)

$0.93 GHS 10.74

$1.64 ₹156

-43.29%

Imported Beer (0.33 liter bottle)

$1.71 GHS 19.79

$2.07 ₹197

-17.39%

Milk (1 liter)

$1.79 GHS 20.76

$0.67 ₹64.2

167.16%

White Bread (500g)

$1.61 GHS 18.62

$0.42 ₹40.36

283.33%

Rice (white) (1kg)

$1.69 GHS 19.60

$0.63 ₹60.4

168.25%

Eggs

$2.39 GHS 27.68

$0.89 ₹85.1

168.54%

Local Cheese (1kg)

$5.79 GHS 67.1

$4.33 ₹412

33.72%

Chicken Fillets (1kg)

$4.55 GHS 52.7

$3.18 ₹303

43.08%

Beef Round Steak (1kg)

$4.79 GHS 55.4

Apples (1kg)

$1.74 GHS 20.18

$1.87 ₹178

-6.95%

Banana (1kg)

$0.88 GHS 10.25

$0.76 ₹72.1

15.79%

Oranges (1kg)

$0.88 GHS 10.23

$0.63 ₹60.1

39.68%

Tomato (1kg)

$2.16 GHS 25.06

$0.48 ₹45.51

350.00%

Potato (1kg)

$1.73 GHS 20.04

$0.30 ₹28.72

476.67%

Onion (1kg)

$1.26 GHS 14.56

$0.36 ₹34.35

250.00%

Lettuce (1 head)

$0.71 GHS 8.20

$0.22 ₹20.99

222.73%

Water (1.5 liter bottle)

$0.60 GHS 6.98

$0.27 ₹25.62

122.22%

Cigarettes 20 Pack (Marlboro, Camel)

$0.84 GHS 9.74

$3.38 ₹322

-75.15%

Wine (Bottle)

$1.32 GHS 15.30

$8.57 ₹816

-84.60%

Local Beer (0.5 liter bottle)

$1.23 GHS 14.24

$1.54 ₹147

-20.13%

Imported Beer (0.33 liter bottle)

$2.33 GHS 26.98

$2.04 ₹194

14.22%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.80 ₹362

One-way Ticket (Public Transport)

$0.55 GHS 6.32

$0.22 ₹20.98

150.00%

Public Transport Monthly Pass (Regular Price)

$20.62 GHS 239

$7.84 ₹747

163.01%

Taxi Start (Normal Tariff)

$0.84 GHS 9.75

$1.07 ₹102

-21.50%

Taxi (Normal Tariff) (1km)

$1.32 GHS 15.25

$0.34 ₹31.93

288.24%

Taxi 1hour Waiting (Normal Tariff)

$1.67 GHS 19.32

$1.02 ₹97.4

63.73%

Gasoline (1 liter)

$1.14 GHS 13.23

$1.09 ₹104

4.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,015 GHS 92.8K

$8,462 ₹805.8K

-5.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K GHS 235.2K

$18.1K ₹1.7M

12.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$43.47 GHS 503

$18.17 ₹1,730

139.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.28 GHS 223

$3.13 ₹298

515.97%

Internet (50+ Mbps, Unlimited Data)

$43.32 GHS 502

$7.02 ₹669

517.09%

Gym Membership (Monthly)

$29.97 GHS 347

$13.85 ₹1,319

116.39%

Tennis Court (1 Hour on Weekend)

$10.63 ₹1,012

Cinema Ticket

$13.11 GHS 152

$3.07 ₹292

327.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$458 GHS 5,309

$42.11 ₹4,010

988.79%

International Primary School, 1 Child (Yearly)

$5,431 GHS 62.9K

$2,173 ₹206.9K

149.96%

Jeans (Levis 501 Or Similar)

$14.26 GHS 165

$24.76 ₹2,357

-42.41%

Summer Dress (H&M, Zara, etc)

$18.46 GHS 214

$21.97 ₹2,092

-15.98%

Sport Shoes (Adidas, Nike)

$36.90 GHS 427

$39.31 ₹3,744

-6.13%

Men's Leather Business Shoes

$52.3 GHS 606

$26.41 ₹2,515

98.07%

1-bedroom Apartment, City Center (Monthly)

$86.4 ₹8,222

1-bedroom Apartment, Outside City Center (Monthly)

$53.3 ₹5,075

3-bedroom Apartment, City Center (Monthly)

$199 ₹18.9K

3-bedroom Apartment, Outside City Center (Monthly)

$125 ₹11.9K

Buy Apartment in City Center (m2)

$563 ₹53.6K

Buy Apartment Outside City Center (m2)

$563 ₹53.6K

Average Monthly Net Salary (After Tax)

$415 GHS 4,811

$612 ₹58.3K

-32.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

8.25

224.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumasi: October 25, 2026

Last update for Shimla: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kumasi

$164 33.2%

Shimla

$99 32.1% 39.5% $65

Monthly Utilities & Internet

Kumasi

$106 21.4%

Shimla

$28 9.1% 73.3% $78

Eating Out

Kumasi

$84 16.9%

Shimla

$47 15.1% 43.9% $37

Sport & Entertainment

Kumasi

$56 11.3%

Shimla

$20 6.5% 64.4% $36

Clothing & Footwear

Kumasi

$55 11.1%

Shimla

$51 16.3% 7.8% $4.3

Getting Around

Kumasi

$30 6.1%

Shimla

$11 3.7% 62.1% $19

Accommodation & Living

Kumasi

- * 0%

Shimla

$53 17.2%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 47% higher in Shimla, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $34 in Kumasi versus $10 in Shimla. Monthly groceries follow the same trend: $164 vs $99 – making Shimla the more affordable choice for daily food spending.

Good to know

🇬🇭 Kumasi

🇮🇳 Shimla

🕒 Local time

20:29 8:29 PM

01:59 1:59 AM

5 h 30 min ahead of Kumasi

🌤 Weather

👥 Population

1,517,000

170,000

💱 Currency

Ghanaian Cedi GHS ₵

Indian Rupee INR ₹

📈 Exchange rate

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 28, 2026: 1 USD = 11.58 GHS (100 GHS = 8.64 USD). 1 EUR = 12.89 GHS (100 GHS = 7.76 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to GHS in detail →

On the map

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Highest

Between locations

Kumasi Shimla 8,560 km ≈ 11 h nonstop flight

From you

Kumasi
Shimla

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kumasi vs Shimla: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $495 in Kumasi, $310 in Shimla – Shimla comes out roughly 37% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $743 per month in Kumasi and $465 in Shimla. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 65% more in Kumasi, though the gap depends on what you buy.

A mid-range dinner for two costs $34 in Kumasi and $10 in Shimla. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,200 covers both cities comfortably – all-in costs are $495 in Kumasi and $310 in Shimla, leaving budget for savings and extras in both cases.

It depends on your priorities. Kumasi has an edge in some lifestyle areas, with costs from $310 in Shimla to $495 in Kumasi. Climate, culture, job market, and personal taste all factor in.