Cost of Living Comparison Between Kumasi and Shimla Cost of Living Comparison Between Kumasi and Shimla

Monthly Cost of Living

A single person spends $441 per month in Kumasi vs $332 in Shimla, rent included.

A couple spends around $735 per month in Kumasi vs $532 in Shimla, rent included.

A family of three spends $1,030 per month in Kumasi vs $732 in Shimla, rent included.

Kumasi costs about 33% more than Shimla, driven mainly by Groceries & Markets.

Both Kumasi and Shimla are more affordable than the global median – Kumasi 67% lower, Shimla 75% lower.

Meal at Budget Restaurant

$2.82 GHS 32.95

$1.77 ₹169

59.32%

Three-Course Dinner for Two, Mid-Range

$31.97 GHS 373

$5.84 ₹558

447.43%

Fast Food Meal (McDonalds, etc)

$7.59 GHS 88.6

$3.51 ₹336

116.24%

Cappuccino

$0.81 GHS 9.48

$1.00 ₹95.8

-19.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 GHS 7.10

$0.34 ₹32.55

79.41%

Water (0.33 liter bottle)

$0.21 GHS 2.44

$0.16 ₹15.75

31.25%

Local Beer (0.5 liter draught)

$0.90 GHS 10.53

$1.58 ₹151

-43.04%

Imported Beer (0.33 liter bottle)

$1.54 GHS 17.97

$2.35 ₹225

-34.47%

Milk (1 liter)

$1.79 GHS 20.87

$0.73 ₹70.2

145.21%

White Bread (500g)

$1.49 GHS 17.44

$0.45 ₹42.92

231.11%

Rice (white) (1kg)

$1.67 GHS 19.50

$0.62 ₹59.3

169.35%

Eggs

$2.18 GHS 25.45

$0.92 ₹88.3

136.96%

Local Cheese (1kg)

$5.90 GHS 68.9

$4.31 ₹412

36.89%

Chicken Fillets (1kg)

$4.44 GHS 51.9

$3.59 ₹343

23.68%

Beef Round Steak (1kg)

$4.69 GHS 54.8

Apples (1kg)

$1.68 GHS 19.66

$1.93 ₹184

-12.95%

Banana (1kg)

$0.80 GHS 9.36

$0.69 ₹66.0

15.94%

Oranges (1kg)

$0.80 GHS 9.34

$0.79 ₹76.0

1.27%

Tomato (1kg)

$1.97 GHS 22.95

$0.56 ₹53.4

251.79%

Potato (1kg)

$1.68 GHS 19.60

$0.38 ₹36.11

342.11%

Onion (1kg)

$1.12 GHS 13.11

$0.43 ₹41.24

160.47%

Lettuce (1 head)

$0.80 GHS 9.37

$0.24 ₹22.99

233.33%

Water (1.5 liter bottle)

$0.48 GHS 5.59

$0.37 ₹35.05

29.73%

Cigarettes 20 Pack (Marlboro, Camel)

$0.84 GHS 9.82

$4.46 ₹427

-81.17%

Wine (Bottle)

$1.30 GHS 15.19

$6.98 ₹667

-81.38%

Local Beer (0.5 liter bottle)

$1.13 GHS 13.17

$1.78 ₹170

-36.52%

Imported Beer (0.33 liter bottle)

$1.86 GHS 21.75

$2.25 ₹215

-17.33%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.68 ₹544

One-way Ticket (Public Transport)

$0.42 GHS 4.88

$0.24 ₹23.06

75.00%

Public Transport Monthly Pass (Regular Price)

$19.90 GHS 232

$8.93 ₹854

122.84%

Taxi Start (Normal Tariff)

$0.83 GHS 9.70

$0.83 ₹79.2

Taxi (Normal Tariff) (1km)

$1.17 GHS 13.63

Taxi 1hour Waiting (Normal Tariff)

$1.62 GHS 18.96

$1.18 ₹113

37.29%

Gasoline (1 liter)

$1.10 GHS 12.88

$1.18 ₹113

-6.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,848 GHS 91.7K

$15.1K ₹1.4M

-47.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,763 GHS 114.0K

$20.1K ₹1.9M

-51.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$41.21 GHS 481

$19.55 ₹1,870

110.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.12 GHS 153

$3.54 ₹339

270.62%

Internet (50+ Mbps, Unlimited Data)

$38.15 GHS 446

$7.68 ₹735

396.74%

Gym Membership (Monthly)

$28.31 GHS 331

$14.43 ₹1,380

96.19%

Tennis Court (1 Hour on Weekend)

$7.10 ₹679

Cinema Ticket

$9.49 GHS 111

$3.46 ₹331

174.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.2 GHS 843

$45.25 ₹4,327

59.49%

International Primary School, 1 Child (Yearly)

$5,498 GHS 64.2K

$2,380 ₹227.6K

131.03%

Jeans (Levis 501 Or Similar)

$14.42 GHS 168

$33.95 ₹3,247

-57.53%

Summer Dress (H&M, Zara, etc)

$19.03 GHS 222

$28.04 ₹2,682

-32.13%

Sport Shoes (Adidas, Nike)

$28.90 GHS 338

$47.40 ₹4,533

-39.03%

Men's Leather Business Shoes

$40.66 GHS 475

$29.42 ₹2,814

38.21%

1-bedroom Apartment, City Center (Monthly)

$96.7 ₹9,250

1-bedroom Apartment, Outside City Center (Monthly)

$58.7 ₹5,610

3-bedroom Apartment, City Center (Monthly)

$225 ₹21.5K

3-bedroom Apartment, Outside City Center (Monthly)

$138 ₹13.2K

Buy Apartment in City Center (m2)

$980 ₹93.7K

Buy Apartment Outside City Center (m2)

$525 ₹50.3K

Average Monthly Net Salary (After Tax)

$308 GHS 3,592

$554 ₹52.9K

-44.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

8.25

207.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumasi: July 26, 2026

Last update for Shimla: July 27, 2026

Cost Breakdown

Salaries run about 80% higher in Shimla, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Kumasi versus $6.00 in Shimla. Monthly groceries follow the same trend: $157 vs $103 – making Shimla the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kumasi vs Shimla: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $441 in Kumasi, $332 in Shimla – roughly 33% apart. Kumasi costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $662 per month in Kumasi and $498 in Shimla. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 52% more in Kumasi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Kumasi and $6.00 in Shimla. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,200 covers both cities comfortably – all-in costs are $441 in Kumasi and $332 in Shimla, leaving budget for savings and extras in both cases.

Families tend to lean toward Shimla – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shimla. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kumasi makes more sense. Both are solid long-term options with distinct trade-offs.