Cost of Living Comparison Between Islamabad and Chiang Mai Cost of Living Comparison Between Islamabad and Chiang Mai

Monthly Cost of Living

A single person spends $529 per month in Islamabad vs $866 in Chiang Mai, rent included.

A couple spends around $835 per month in Islamabad vs $1,351 in Chiang Mai, rent included.

A family of three spends $1,141 per month in Islamabad vs $1,835 in Chiang Mai, rent included.

Islamabad is about 39% cheaper than Chiang Mai, driven mainly by Groceries & Markets.

Both Islamabad and Chiang Mai are more affordable than the global median – Islamabad 61% lower, Chiang Mai 35% lower.

Currency
🍽 Eating Out
Islamabad
Chiang Mai
Difference
Meal at Budget Restaurant
$2.80 PKR 779
$1.94 ฿63.5
44.33%
Three-Course Dinner for Two, Mid-Range
$14.22 PKR 3,955
$18.64 ฿609
-23.71%
Fast Food Meal (McDonalds, etc)
$5.44 PKR 1,512
$7.82 ฿255
-30.43%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.72 PKR 478
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$4.00 PKR 1,112
-
-
Cappuccino
$2.00 PKR 557
$1.95 ฿63.8
2.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 PKR 119
$0.85 ฿27.77
-49.41%
Water (0.33 liter bottle)
$0.22 PKR 61.1
$0.35 ฿11.58
-37.14%
Local Beer (0.5 liter draught)
-
$2.13 ฿69.6
-
Imported Beer (0.33 liter bottle)
-
$3.73 ฿122
-
🛒 Groceries & Markets
Islamabad
Chiang Mai
Difference
Milk (1 liter)
$0.94 PKR 260
$1.71 ฿56.0
-45.03%
White Bread (500g)
$0.62 PKR 173
$1.63 ฿53.2
-61.96%
Rice (white) (1kg)
$1.21 PKR 338
$1.14 ฿37.15
6.14%
Eggs
$1.20 PKR 335
$1.93 ฿63.1
-37.82%
Local Cheese (1kg)
$6.07 PKR 1,689
$16.21 ฿530
-62.55%
Chicken Fillets (1kg)
$3.39 PKR 942
$3.12 ฿102
8.65%
Beef Round Steak (1kg)
$4.38 PKR 1,218
$10.90 ฿356
-59.82%
Apples (1kg)
$1.03 PKR 287
$2.75 ฿90.0
-62.55%
Banana (1kg)
$0.78 PKR 216
$1.21 ฿39.52
-35.54%
Oranges (1kg)
$0.93 PKR 260
$1.62 ฿53.0
-42.59%
Tomato (1kg)
$0.60 PKR 166
$1.59 ฿51.8
-62.26%
Potato (1kg)
$0.41 PKR 115
$1.40 ฿45.70
-70.71%
Onion (1kg)
$0.54 PKR 149
$1.17 ฿38.17
-53.85%
Lettuce (1 head)
$0.34 PKR 93.3
$0.66 ฿21.60
-48.48%
Water (1.5 liter bottle)
$0.37 PKR 103
$0.53 ฿17.22
-30.19%
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.93 PKR 537
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.90 PKR 251
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$1.99 PKR 552
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.14 PKR 596
$4.69 ฿153
-54.37%
Wine (Bottle)
-
$18.66 ฿609
-
Local Beer (0.5 liter bottle)
-
$1.80 ฿58.8
-
Imported Beer (0.33 liter bottle)
-
$3.23 ฿106
-
🚌 Getting Around
Islamabad
Chiang Mai
Difference
One-way Ticket (Public Transport)
$0.19 PKR 52.2
$0.90 ฿29.26
-78.89%
Public Transport Monthly Pass (Regular Price)
$6.90 PKR 1,921
$19.21 ฿628
-64.08%
Taxi Start (Normal Tariff)
$0.86 PKR 238
$1.41 ฿45.91
-39.01%
Taxi (Normal Tariff) (1km)
$0.44 PKR 122
$1.29 ฿42.12
-65.89%
Taxi 1hour Waiting (Normal Tariff)
$2.81 PKR 782
$7.84 ฿256
-64.16%
Gasoline (1 liter)
$0.91 PKR 253
$1.27 ฿41.58
-28.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.5K PKR 6.0M
$21.3K ฿694.9K
1.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K PKR 7.3M
$22.2K ฿725.4K
17.72%
🧾 Monthly Utilities & Internet
Islamabad
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$112 PKR 31.1K
$69.1 ฿2,256
61.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.44 PKR 1,512
$14.08 ฿460
-61.36%
Internet (50+ Mbps, Unlimited Data)
$18.81 PKR 5,234
$18.00 ฿588
4.50%
🎉 Sport & Entertainment
Islamabad
Chiang Mai
Difference
Gym Membership (Monthly)
$22.19 PKR 6,174
$41.06 ฿1,341
-45.96%
Tennis Court (1 Hour on Weekend)
$6.04 PKR 1,679
$6.96 ฿227
-13.22%
Cinema Ticket
$4.21 PKR 1,171
$5.92 ฿193
-28.89%
🧸 Childcare & Education
Islamabad
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$60.3 PKR 16.8K
$299 ฿9,766
-79.83%
International Primary School, 1 Child (Yearly)
$2,805 PKR 780.2K
$15.0K ฿488.3K
-81.24%
👕👟 Clothing & Footwear
Islamabad
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$21.57 PKR 5,999
$54.7 ฿1,787
-60.57%
Summer Dress (H&M, Zara, etc)
$27.63 PKR 7,686
$26.77 ฿874
3.21%
Sport Shoes (Adidas, Nike)
$88.1 PKR 24.5K
$85.0 ฿2,776
3.66%
Men's Leather Business Shoes
$39.91 PKR 11.1K
$70.6 ฿2,306
-43.47%
🏠 Accommodation & Living
Islamabad
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$198 PKR 55.1K
$428 ฿14.0K
-53.76%
1-bedroom Apartment, Outside City Center (Monthly)
$112 PKR 31.1K
$237 ฿7,752
-52.91%
3-bedroom Apartment, City Center (Monthly)
$513 PKR 142.6K
$801 ฿26.2K
-36.02%
3-bedroom Apartment, Outside City Center (Monthly)
$296 PKR 82.3K
$515 ฿16.8K
-42.58%
Buy Apartment in City Center (m2)
$1,551 PKR 431.4K
$1,975 ฿64.5K
-21.46%
Buy Apartment Outside City Center (m2)
$657 PKR 182.9K
$1,475 ฿48.2K
-55.43%
💵 Salaries & Financials
Islamabad
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$387 PKR 107.8K
$617 ฿20.2K
-37.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
20.2
5
304.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Islamabad: May 30, 2026

Last update for Chiang Mai: May 31, 2026

Cost Breakdown

A central one-bedroom costs $198 in Islamabad versus $428 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 59% higher in Chiang Mai, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14.00 in Islamabad versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $98.0 vs $246 – making Islamabad the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Islamabad vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Islamabad or Chiang Mai?
Chiang Mai costs about 64% more than Islamabad, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Islamabad vs Chiang Mai?
For a comfortable life, plan on about $794 per month in Islamabad and $1,300 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Islamabad or Chiang Mai?
Rent is clearly cheaper in Islamabad, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Islamabad and Chiang Mai?
Kindergarten costs $60.3 per month in Islamabad and $299 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Islamabad or Chiang Mai?
Groceries cost about 151% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Islamabad or Chiang Mai?
$1,000 covers both cities comfortably – all-in costs are $529 in Islamabad and $866 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Islamabad or Chiang Mai?
For digital nomads, it depends on budget. Islamabad costs $529 versus $866 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Islamabad compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Islamabad or Chiang Mai?
If budget matters most, go with Islamabad. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.

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