Cost of Living in Ghana - Updated Prices & Insights

Name: Ghana
Address: GH

Solo nomad: Estimated monthly costs are $514 (excluding rent), and $728 including rent.

Family of 3: Estimated monthly costs are $1,326 (excluding rent), and $1,805 including rent.

Meal at Budget Restaurant

$3.90 GHS 41.90

$2.46 GHS 26.43

$8.35 GHS 89.7

Three-Course Dinner for Two, Mid-Range

$44.49 GHS 478

$26.01 GHS 279

$87.0 GHS 935

Fast Food Meal (McDonalds, etc)

$7.55 GHS 81.1

$5.00 GHS 53.7

$10.17 GHS 109

Cappuccino

$3.07 GHS 32.97

$0.68 GHS 7.27

$6.02 GHS 64.7

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.95 GHS 10.22

$0.56 GHS 6.06

$3.14 GHS 33.69

Water (0.33 liter bottle)

$0.34 GHS 3.65

$0.21 GHS 2.29

$0.91 GHS 9.80

Local Beer (0.5 liter draught)

$1.32 GHS 14.16

$0.64 GHS 6.86

$2.53 GHS 27.13

Imported Beer (0.33 liter bottle)

$2.31 GHS 24.76

$1.28 GHS 13.74

$4.10 GHS 44.06

Milk (1 liter)

$2.88 GHS 30.97

$1.35 GHS 14.54

$4.26 GHS 45.72

White Bread (500g)

$1.41 GHS 15.16

$0.88 GHS 9.42

$2.25 GHS 24.15

Rice (white) (1kg)

$2.15 GHS 23.08

$1.29 GHS 13.89

$3.82 GHS 41.03

Eggs

$2.36 GHS 25.31

$1.26 GHS 13.52

$4.66 GHS 50.1

Local Cheese (1kg)

$8.10 GHS 86.9

$3.08 GHS 33.03

$24.66 GHS 265

Chicken Fillets (1kg)

$4.31 GHS 46.24

$1.99 GHS 21.34

$6.60 GHS 70.8

Beef Round Steak (1kg)

$5.27 GHS 56.6

$2.22 GHS 23.85

$10.53 GHS 113

Apples (1kg)

$2.81 GHS 30.23

$1.06 GHS 11.38

$4.22 GHS 45.29

Banana (1kg)

$1.36 GHS 14.62

$0.76 GHS 8.16

$2.21 GHS 23.72

Oranges (1kg)

$1.57 GHS 16.84

$0.68 GHS 7.35

$2.98 GHS 31.97

Tomato (1kg)

$2.76 GHS 29.61

$1.30 GHS 13.94

$4.50 GHS 48.30

Potato (1kg)

$2.87 GHS 30.82

$1.05 GHS 11.26

$4.43 GHS 47.54

Onion (1kg)

$2.06 GHS 22.13

$1.23 GHS 13.21

$3.62 GHS 38.86

Lettuce (1 head)

$0.88 GHS 9.46

$0.31 GHS 3.38

$1.34 GHS 14.41

Water (1.5 liter bottle)

$0.50 GHS 5.34

$0.33 GHS 3.60

$0.82 GHS 8.84

Cigarettes 20 Pack (Marlboro, Camel)

$1.57 GHS 16.91

$1.51 GHS 16.17

$2.39 GHS 25.68

Wine (Bottle)

$6.48 GHS 69.6

$3.48 GHS 37.42

$12.19 GHS 131

Local Beer (0.5 liter bottle)

$1.08 GHS 11.57

$0.75 GHS 8.03

$1.49 GHS 15.95

Imported Beer (0.33 liter bottle)

$1.80 GHS 19.34

$1.25 GHS 13.46

$2.64 GHS 28.38

One-way Ticket (Public Transport)

$1.08 GHS 11.60

$0.72 GHS 7.77

$2.50 GHS 26.82

Public Transport Monthly Pass (Regular Price)

$35.39 GHS 380

$23.91 GHS 257

$45.87 GHS 493

Taxi Start (Normal Tariff)

$1.47 GHS 15.75

$0.85 GHS 9.13

$2.19 GHS 23.52

Taxi (Normal Tariff) (1km)

$1.26 GHS 13.49

$1.01 GHS 10.88

$1.36 GHS 14.58

Taxi 1hour Waiting (Normal Tariff)

$4.38 GHS 47.00

$2.81 GHS 30.21

$8.95 GHS 96.2

Gasoline (1 liter)

$1.11 GHS 11.94

$1.03 GHS 11.07

$1.25 GHS 13.46

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,860 GHS 84.4K

$7,590 GHS 81.5K

$15.6K GHS 167.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.3K GHS 110.2K

$8,471 GHS 91.0K

$12.1K GHS 129.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$48.64 GHS 522

$32.63 GHS 350

$90.5 GHS 972

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.31 GHS 143

$7.46 GHS 80.2

$24.94 GHS 268

Internet (50+ Mbps, Unlimited Data)

$42.06 GHS 452

$22.11 GHS 237

$98.7 GHS 1,060

Gym Membership (Monthly)

$32.05 GHS 344

$15.90 GHS 171

$74.6 GHS 801

Tennis Court (1 Hour on Weekend)

$15.90 GHS 171

$9.56 GHS 103

$20.18 GHS 217

Cinema Ticket

$9.41 GHS 101

$6.91 GHS 74.2

$11.68 GHS 125

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$79.1 GHS 850

$68.1 GHS 731

$107 GHS 1,144

International Primary School, 1 Child (Yearly)

$7,414 GHS 79.6K

$4,796 GHS 51.5K

$14.9K GHS 160.5K

Jeans (Levis 501 Or Similar)

$16.18 GHS 174

$7.34 GHS 78.8

$36.28 GHS 390

Summer Dress (H&M, Zara, etc)

$20.67 GHS 222

$10.17 GHS 109

$26.68 GHS 286

Sport Shoes (Adidas, Nike)

$32.05 GHS 344

$17.53 GHS 188

$66.5 GHS 714

Men's Leather Business Shoes

$43.90 GHS 472

$20.32 GHS 218

$85.2 GHS 915

1-bedroom Apartment, City Center (Monthly)

$523 GHS 5,615

$230 GHS 2,471

$1,222 GHS 13.1K

1-bedroom Apartment, Outside City Center (Monthly)

$159 GHS 1,713

$60.4 GHS 648

$383 GHS 4,111

3-bedroom Apartment, City Center (Monthly)

$1,066 GHS 11.5K

$388 GHS 4,172

$2,508 GHS 26.9K

3-bedroom Apartment, Outside City Center (Monthly)

$408 GHS 4,385

$203 GHS 2,182

$674 GHS 7,243

Buy Apartment in City Center (m2)

$3,100 GHS 33.3K

$1,824 GHS 19.6K

$5,094 GHS 54.7K

Buy Apartment Outside City Center (m2)

$1,757 GHS 18.9K

$1,032 GHS 11.1K

$4,051 GHS 43.5K

Average Monthly Net Salary (After Tax)

$236 GHS 2,529

20-Year Fixed Mortgage Interest Rate (Annual %)

26.83

35.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 2, 2026

By City in Ghana

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	Accra	2388000	38	$556	$766	$1,395	$1,825	26.23	65.85
2	Begoro	-	27	$529	$524	$1,298	$1,297	63.3	99.59
3	Cape Coast	155000	40	$496	$800	$1,186	$1,820	87.15	50.21
4	Elmina	-	27	$431	$527	$1,309	$1,320	121.71	31.41
5	Gbawe	-		$2.90	$2.89	$9.83	$10.34	27.29	59.95
6	Ho	83715	17	$332	$341	$804	$741	252.64	33.17
7	Koforidua	130000	27	$506	$526	$1,220	$1,304	105.21	53.17
8	Kumasi	1517000	22	$388	$439	$875	$1,013	52.68	74.88
9	Lawra	-						92.05	39.05
10	Nungua	84119						179.74	65.85
11	Takoradi	539548	24	$426	$472	$1,164	$1,165	32.86	69.45
12	Tamale	950124		$54.8	$63.5	$116	$120	36.79	76.27
13	Tema	160000	31	$489	$621	$1,283	$1,397	16.29	67.45
14	Tongo	-						148.14	62.61
15	Winneba	-	27	$521	$528	$1,162	$1,297	59.75	22.37

Ghana Median Internet Speeds (Updated January 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cost of Living in Ghana - Frequently Asked Questions

Cost of Living in Ghana varies by city and lifestyle, but many incoming travelers find it reasonable for basic living with careful planning. In general, housing can be affordable outside major neighborhoods, while imported goods and certain services cost more. Daily meals from local markets and street food offer good value, and you can stretch your budget with local transportation and shared accommodations. Digital nomads often prioritize reliable internet and a safe neighborhood with coffee shops and co-working spaces. Seasonal differences affect comfort, power reliability, and travel costs, so consider flexible plans. Tip: Build a simple monthly plan that accounts for housing, utilities, food, transport, and occasional travel to stay balanced.

Daily life centers on neighborhood feel and practical routines. For housing, look at a mix of apartment blocks, compounds, and guesthouses in areas with good internet and safety, and consider negotiating lease terms before committing. Food options range from vibrant local markets to modern supermarkets; cooking at home using fresh produce keeps costs predictable. Transport often relies on tro-tros, ride-hailing apps, and walking; a bike can be useful in smaller towns. Errands are straightforward with mobile money and card payments in urban centers, but cash is handy in markets. Ghana living cost varies by location, so compare Accra, Kumasi, and coastal towns before committing. Tip: visit multiple neighborhoods on foot to judge vibe and practicality.

Quality of life in Ghana comes from balancing pace, safety, and access to everyday essentials. Build a simple budgeting framework: housing, utilities, groceries, transport, and occasional entertainment, with a buffer for surprises like power outages or travel. Neighborhood choices range from vibrant commercial hubs to quieter residential pockets; test commute times at different hours to gauge practicality. Seasonal patterns affect travel and dining options, so keep flexible plans for holidays and weather. Look for measures that boost security, reliable internet, and easy access to healthcare and coworking spaces, then tailor your circle of neighborhoods accordingly. Tip: set a monthly review to adjust based on actual use and preferred pace.