Cost of Living in Ghana - Updated Prices & Insights

Name: Ghana
Address: GH

Solo nomad: Estimated monthly costs are $519 (excluding rent), and $733 including rent.

Family of 3: Estimated monthly costs are $1,298 (excluding rent), and $1,786 including rent.

Meal at Budget Restaurant

$3.77 GHS 40.85

$2.38 GHS 25.77

$8.06 GHS 87.5

Three-Course Dinner for Two, Mid-Range

$44.39 GHS 482

$25.95 GHS 282

$86.8 GHS 942

Fast Food Meal (McDonalds, etc)

$7.63 GHS 82.7

$5.05 GHS 54.8

$10.27 GHS 111

Cappuccino

$3.09 GHS 33.52

$0.68 GHS 7.39

$6.06 GHS 65.8

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.89 GHS 9.67

$0.53 GHS 5.74

$2.94 GHS 31.89

Water (0.33 liter bottle)

$0.34 GHS 3.67

$0.21 GHS 2.31

$0.91 GHS 9.85

Local Beer (0.5 liter draught)

$1.32 GHS 14.35

$0.64 GHS 6.95

$2.53 GHS 27.49

Imported Beer (0.33 liter bottle)

$2.21 GHS 23.98

$1.23 GHS 13.31

$3.93 GHS 42.68

Milk (1 liter)

$2.89 GHS 31.34

$1.36 GHS 14.72

$4.26 GHS 46.27

White Bread (500g)

$1.44 GHS 15.59

$0.89 GHS 9.69

$2.29 GHS 24.83

Rice (white) (1kg)

$2.20 GHS 23.84

$1.32 GHS 14.35

$3.91 GHS 42.38

Eggs

$2.39 GHS 25.88

$1.27 GHS 13.82

$4.72 GHS 51.2

Local Cheese (1kg)

$8.47 GHS 91.9

$3.22 GHS 34.92

$25.81 GHS 280

Chicken Fillets (1kg)

$4.37 GHS 47.46

$2.02 GHS 21.90

$6.70 GHS 72.7

Beef Round Steak (1kg)

$5.42 GHS 58.8

$2.28 GHS 24.76

$10.82 GHS 117

Apples (1kg)

$2.71 GHS 29.40

$1.02 GHS 11.07

$4.06 GHS 44.05

Banana (1kg)

$1.41 GHS 15.30

$0.79 GHS 8.54

$2.29 GHS 24.84

Oranges (1kg)

$1.56 GHS 16.90

$0.68 GHS 7.38

$2.96 GHS 32.08

Tomato (1kg)

$2.71 GHS 29.39

$1.28 GHS 13.84

$4.42 GHS 47.95

Potato (1kg)

$2.80 GHS 30.43

$1.02 GHS 11.11

$4.33 GHS 46.94

Onion (1kg)

$2.07 GHS 22.42

$1.23 GHS 13.39

$3.63 GHS 39.38

Lettuce (1 head)

$0.82 GHS 8.93

$0.29 GHS 3.19

$1.25 GHS 13.61

Water (1.5 liter bottle)

$0.53 GHS 5.79

$0.36 GHS 3.90

$0.88 GHS 9.58

Cigarettes 20 Pack (Marlboro, Camel)

$1.56 GHS 16.94

$1.49 GHS 16.20

$2.37 GHS 25.73

Wine (Bottle)

$5.85 GHS 63.4

$2.83 GHS 30.70

$11.79 GHS 128

Local Beer (0.5 liter bottle)

$1.09 GHS 11.79

$0.75 GHS 8.18

$1.50 GHS 16.25

Imported Beer (0.33 liter bottle)

$1.89 GHS 20.52

$1.32 GHS 14.28

$2.78 GHS 30.11

One-way Ticket (Public Transport)

$1.09 GHS 11.84

$0.73 GHS 7.93

$2.52 GHS 27.36

Public Transport Monthly Pass (Regular Price)

$35.62 GHS 387

$24.06 GHS 261

$46.17 GHS 501

Taxi Start (Normal Tariff)

$1.49 GHS 16.11

$0.86 GHS 9.35

$2.22 GHS 24.06

Taxi (Normal Tariff) (1km)

$1.26 GHS 13.65

$1.01 GHS 11.01

$1.36 GHS 14.75

Taxi 1hour Waiting (Normal Tariff)

$4.26 GHS 46.27

$2.74 GHS 29.75

$8.73 GHS 94.7

Gasoline (1 liter)

$1.13 GHS 12.28

$1.05 GHS 11.39

$1.28 GHS 13.84

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,102 GHS 87.9K

$7,823 GHS 84.9K

$16.1K GHS 174.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.1K GHS 110.1K

$8,374 GHS 90.9K

$11.9K GHS 129.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$47.95 GHS 520

$32.17 GHS 349

$89.3 GHS 969

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.24 GHS 144

$7.42 GHS 80.6

$24.81 GHS 269

Internet (50+ Mbps, Unlimited Data)

$42.24 GHS 458

$22.20 GHS 241

$99.2 GHS 1,076

Gym Membership (Monthly)

$32.77 GHS 356

$16.25 GHS 176

$76.2 GHS 827

Tennis Court (1 Hour on Weekend)

$15.58 GHS 169

$9.36 GHS 102

$19.77 GHS 215

Cinema Ticket

$9.85 GHS 107

$7.23 GHS 78.5

$12.22 GHS 133

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$78.0 GHS 846

$67.1 GHS 728

$105 GHS 1,139

International Primary School, 1 Child (Yearly)

$7,562 GHS 82.1K

$4,892 GHS 53.1K

$15.2K GHS 165.3K

Jeans (Levis 501 Or Similar)

$16.63 GHS 180

$7.54 GHS 81.8

$37.29 GHS 405

Summer Dress (H&M, Zara, etc)

$20.39 GHS 221

$10.03 GHS 109

$26.32 GHS 286

Sport Shoes (Adidas, Nike)

$32.06 GHS 348

$17.53 GHS 190

$66.5 GHS 721

Men's Leather Business Shoes

$44.51 GHS 483

$20.60 GHS 223

$86.4 GHS 937

1-bedroom Apartment, City Center (Monthly)

$520 GHS 5,642

$229 GHS 2,483

$1,216 GHS 13.2K

1-bedroom Apartment, Outside City Center (Monthly)

$159 GHS 1,725

$60.2 GHS 653

$381 GHS 4,139

3-bedroom Apartment, City Center (Monthly)

$1,060 GHS 11.5K

$386 GHS 4,190

$2,493 GHS 27.1K

3-bedroom Apartment, Outside City Center (Monthly)

$398 GHS 4,318

$198 GHS 2,149

$657 GHS 7,132

Buy Apartment in City Center (m2)

$3,053 GHS 33.1K

$1,796 GHS 19.5K

$5,016 GHS 54.4K

Buy Apartment Outside City Center (m2)

$1,702 GHS 18.5K

$1,000 GHS 10.8K

$3,924 GHS 42.6K

Average Monthly Net Salary (After Tax)

$221 GHS 2,402

20-Year Fixed Mortgage Interest Rate (Annual %)

26.83

35.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 12, 2026

By City in Ghana

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	Accra	2388000	38	$557	$748	$1,394	$1,846	26.23	65.85
2	Begoro	-	27	$498	$531	$1,295	$1,278	63.3	99.59
3	Cape Coast	155000	40	$411	$774	$1,346	$1,820	87.15	50.21
4	Elmina	-	27	$406	$532	$1,243	$1,306	121.71	31.41
5	Gbawe	-		$2.95	$2.87	$9.72	$10.07	27.29	59.95
6	Ho	83715	17	$274	$337	$657	$750	252.64	33.17
7	Koforidua	130000	27	$421	$521	$1,268	$1,278	105.21	53.17
8	Kumasi	1517000	22	$443	$432	$1,106	$1,003	52.68	74.88
9	Lawra	-						92.05	39.05
10	Nungua	84119						179.74	65.85
11	Takoradi	539548	24	$418	$477	$1,228	$1,161	32.86	69.45
12	Tamale	950124		$62.0	$62.1	$116	$121	36.79	76.27
13	Tema	160000	31	$523	$629	$1,144	$1,398	16.29	67.45
14	Tongo	-						148.14	62.61
15	Winneba	-	27	$489	$530	$1,278	$1,308	59.75	22.37

Digital Nomad Cost of Living Index

Cost of Living in Ghana - Frequently Asked Questions

Cost of Living in Ghana varies by city and lifestyle, but many incoming travelers find it reasonable for basic living with careful planning. In general, housing can be affordable outside major neighborhoods, while imported goods and certain services cost more. Daily meals from local markets and street food offer good value, and you can stretch your budget with local transportation and shared accommodations. Digital nomads often prioritize reliable internet and a safe neighborhood with coffee shops and co-working spaces. Seasonal differences affect comfort, power reliability, and travel costs, so consider flexible plans. Tip: Build a simple monthly plan that accounts for housing, utilities, food, transport, and occasional travel to stay balanced.

Daily life centers on neighborhood feel and practical routines. For housing, look at a mix of apartment blocks, compounds, and guesthouses in areas with good internet and safety, and consider negotiating lease terms before committing. Food options range from vibrant local markets to modern supermarkets; cooking at home using fresh produce keeps costs predictable. Transport often relies on tro-tros, ride-hailing apps, and walking; a bike can be useful in smaller towns. Errands are straightforward with mobile money and card payments in urban centers, but cash is handy in markets. Ghana living cost varies by location, so compare Accra, Kumasi, and coastal towns before committing. Tip: visit multiple neighborhoods on foot to judge vibe and practicality.

Quality of life in Ghana comes from balancing pace, safety, and access to everyday essentials. Build a simple budgeting framework: housing, utilities, groceries, transport, and occasional entertainment, with a buffer for surprises like power outages or travel. Neighborhood choices range from vibrant commercial hubs to quieter residential pockets; test commute times at different hours to gauge practicality. Seasonal patterns affect travel and dining options, so keep flexible plans for holidays and weather. Look for measures that boost security, reliable internet, and easy access to healthcare and coworking spaces, then tailor your circle of neighborhoods accordingly. Tip: set a monthly review to adjust based on actual use and preferred pace.