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Cost of Living in Finland - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,067 (excluding rent), and $1,921 including rent.
Family of 3: Estimated monthly costs are $2,833 (excluding rent), and $4,035 including rent.
Currency
๐Ÿฝ Eating Out
Cost
Range
Meal at Budget Restaurant
$16.42 โ‚ฌ14.15
$11.72 โ‚ฌ10.11
$23.46 โ‚ฌ20.22
Three-Course Dinner for Two, Mid-Range
$94.4 โ‚ฌ81.4
$64.9 โ‚ฌ56.0
$142 โ‚ฌ122
Fast Food Meal (McDonalds, etc)
$11.39 โ‚ฌ9.82
$10.26 โ‚ฌ8.84
$13.67 โ‚ฌ11.79
Cappuccino
$4.82 โ‚ฌ4.15
$2.85 โ‚ฌ2.45
$6.83 โ‚ฌ5.89
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.94 โ‚ฌ2.53
$2.14 โ‚ฌ1.84
$4.63 โ‚ฌ3.99
Water (0.33 liter bottle)
$2.00 โ‚ฌ1.72
$1.15 โ‚ฌ0.99
$3.43 โ‚ฌ2.96
Local Beer (0.5 liter draught)
$8.06 โ‚ฌ6.95
$5.76 โ‚ฌ4.97
$10.37 โ‚ฌ8.94
Imported Beer (0.33 liter bottle)
$8.14 โ‚ฌ7.02
$5.82 โ‚ฌ5.02
$11.63 โ‚ฌ10.02
๐Ÿ›’ Groceries & Markets
Cost
Range
Milk (1 liter)
$1.27 โ‚ฌ1.09
$0.93 โ‚ฌ0.80
$1.71 โ‚ฌ1.47
White Bread (500g)
$2.59 โ‚ฌ2.23
$1.53 โ‚ฌ1.32
$5.67 โ‚ฌ4.89
Rice (white) (1kg)
$2.69 โ‚ฌ2.32
$1.13 โ‚ฌ0.97
$4.51 โ‚ฌ3.89
Eggs
$3.33 โ‚ฌ2.87
$2.26 โ‚ฌ1.95
$4.73 โ‚ฌ4.08
Local Cheese (1kg)
$8.93 โ‚ฌ7.69
$6.00 โ‚ฌ5.18
$17.31 โ‚ฌ14.92
Chicken Fillets (1kg)
$14.18 โ‚ฌ12.22
$8.98 โ‚ฌ7.74
$17.27 โ‚ฌ14.89
Beef Round Steak (1kg)
$22.13 โ‚ฌ19.08
$11.51 โ‚ฌ9.92
$34.54 โ‚ฌ29.77
Apples (1kg)
$2.64 โ‚ฌ2.27
$1.17 โ‚ฌ1.01
$3.53 โ‚ฌ3.04
Banana (1kg)
$2.05 โ‚ฌ1.76
$1.42 โ‚ฌ1.22
$3.40 โ‚ฌ2.93
Oranges (1kg)
$2.52 โ‚ฌ2.17
$1.16 โ‚ฌ1.00
$4.66 โ‚ฌ4.02
Tomato (1kg)
$4.37 โ‚ฌ3.77
$2.32 โ‚ฌ2.00
$6.65 โ‚ฌ5.73
Potato (1kg)
$1.35 โ‚ฌ1.16
$0.83 โ‚ฌ0.71
$2.36 โ‚ฌ2.04
Onion (1kg)
$1.90 โ‚ฌ1.64
$1.19 โ‚ฌ1.02
$3.30 โ‚ฌ2.84
Lettuce (1 head)
$2.26 โ‚ฌ1.95
$1.18 โ‚ฌ1.01
$3.52 โ‚ฌ3.03
Water (1.5 liter bottle)
$1.88 โ‚ฌ1.62
$1.15 โ‚ฌ0.99
$3.67 โ‚ฌ3.17
Cigarettes 20 Pack (Marlboro, Camel)
$12.19 โ‚ฌ10.51
$11.03 โ‚ฌ9.50
$14.52 โ‚ฌ12.51
Wine (Bottle)
$15.03 โ‚ฌ12.95
$10.41 โ‚ฌ8.97
$23.02 โ‚ฌ19.84
Local Beer (0.5 liter bottle)
$3.47 โ‚ฌ2.99
$2.14 โ‚ฌ1.85
$4.74 โ‚ฌ4.09
Imported Beer (0.33 liter bottle)
$3.89 โ‚ฌ3.35
$2.36 โ‚ฌ2.04
$5.93 โ‚ฌ5.11
๐ŸšŒ Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.52 โ‚ฌ3.03
$3.06 โ‚ฌ2.63
$4.31 โ‚ฌ3.72
Public Transport Monthly Pass (Regular Price)
$70.1 โ‚ฌ60.4
$60.8 โ‚ฌ52.4
$84.2 โ‚ฌ72.6
Taxi Start (Normal Tariff)
$8.93 โ‚ฌ7.70
$6.55 โ‚ฌ5.65
$14.29 โ‚ฌ12.32
Taxi (Normal Tariff) (1km)
$1.46 โ‚ฌ1.26
$1.11 โ‚ฌ0.95
$2.11 โ‚ฌ1.82
Taxi 1hour Waiting (Normal Tariff)
$65.4 โ‚ฌ56.3
$51.6 โ‚ฌ44.47
$75.7 โ‚ฌ65.2
Gasoline (1 liter)
$2.21 โ‚ฌ1.91
$1.99 โ‚ฌ1.71
$2.64 โ‚ฌ2.28
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K โ‚ฌ30.5K
$33.6K โ‚ฌ28.9K
$38.3K โ‚ฌ33.0K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.6K โ‚ฌ29.9K
$31.8K โ‚ฌ27.4K
$38.2K โ‚ฌ32.9K
๐Ÿงพ Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$140 โ‚ฌ121
$83.5 โ‚ฌ71.9
$344 โ‚ฌ296
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.83 โ‚ฌ26.57
$23.51 โ‚ฌ20.27
$35.26 โ‚ฌ30.40
Internet (50+ Mbps, Unlimited Data)
$24.65 โ‚ฌ21.25
$15.93 โ‚ฌ13.73
$38.69 โ‚ฌ33.35
๐ŸŽ‰ Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$44.77 โ‚ฌ38.59
$28.60 โ‚ฌ24.66
$68.7 โ‚ฌ59.2
Tennis Court (1 Hour on Weekend)
$28.06 โ‚ฌ24.19
$18.17 โ‚ฌ15.67
$39.76 โ‚ฌ34.27
Cinema Ticket
$17.25 โ‚ฌ14.87
$14.96 โ‚ฌ12.89
$23.01 โ‚ฌ19.83
๐Ÿงธ Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$354 โ‚ฌ305
$330 โ‚ฌ285
$445 โ‚ฌ384
International Primary School, 1 Child (Yearly)
$10.0K โ‚ฌ8,658
$4,588 โ‚ฌ3,955
$20.6K โ‚ฌ17.8K
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$100 โ‚ฌ86.2
$51.5 โ‚ฌ44.41
$137 โ‚ฌ118
Summer Dress (H&M, Zara, etc)
$41.93 โ‚ฌ36.14
$23.14 โ‚ฌ19.95
$63.6 โ‚ฌ54.9
Sport Shoes (Adidas, Nike)
$102 โ‚ฌ87.8
$69.9 โ‚ฌ60.3
$140 โ‚ฌ121
Men's Leather Business Shoes
$138 โ‚ฌ119
$79.1 โ‚ฌ68.2
$228 โ‚ฌ197
๐Ÿ  Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$885 โ‚ฌ763
$690 โ‚ฌ595
$1,266 โ‚ฌ1,091
1-bedroom Apartment, Outside City Center (Monthly)
$736 โ‚ฌ635
$590 โ‚ฌ509
$1,003 โ‚ฌ864
3-bedroom Apartment, City Center (Monthly)
$1,508 โ‚ฌ1,300
$1,024 โ‚ฌ882
$2,275 โ‚ฌ1,961
3-bedroom Apartment, Outside City Center (Monthly)
$1,177 โ‚ฌ1,015
$873 โ‚ฌ753
$1,753 โ‚ฌ1,511
Buy Apartment in City Center (m2)
$5,401 โ‚ฌ4,656
$3,067 โ‚ฌ2,644
$11.1K โ‚ฌ9,575
Buy Apartment Outside City Center (m2)
$3,321 โ‚ฌ2,863
$1,775 โ‚ฌ1,530
$5,916 โ‚ฌ5,099
๐Ÿ’ต Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,119 โ‚ฌ2,689
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.81
2
5

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update: January 10, 2026

Digital Nomad Cost of Living Index
Cost of Living in Finland - Frequently Asked Questions
How affordable is Finland for travelers, expats, and digital nomads, and who tends to find the best value there?
Finland sits toward the higher end of the cost spectrum, especially in Helsinki and other major hubs. Yet youโ€™ll find a strong value proposition in clean, safe surroundings, reliable public services, and a predictable pace of life that suits remote work and longer stays. If youโ€™re flexible about location, you can balance higher city prices with cheaper towns or coastal regions. Digital nomads often appreciate solid internet, coworking spaces, and healthcare access. Cost of Living in Finland reflects this mix, rewarding thoughtful planning around housing, heating in winter, and seasonal leisure. Tip: map your stay around a neighborhood you can grow into.
What does daily life look like in Finland for housing, food, transport, and errands, and what should you know as you settle in?
Finland living cost varies by city and season, but you can anchor a budget around housing, utilities, groceries, and transport. In Finland youโ€™ll find well-insulated apartments and energy-conscious designs, with rents differing by location and household size. Food options range from reliable supermarkets to farmers markets and affordable take-away. Public transit is dependable; cycling works in warmer months, and winter requires windproof outerwear and snow gear. For errands, expect straightforward services and reasonable access to amenities. Tip: start with a two-to-three week scouting plan to test neighborhoods before signing a long-term lease.
How can you optimize budgeting, seasonal changes, and neighborhood fit to maximize quality of life in Finland?
Budgeting in Finland works best with a simple framework: fixed housing and utilities, a flexible groceries and dining line, and a separate leisure cap. Favor compact, transit-oriented neighborhoods for balance between price and convenience. Summer daylight invites outdoors and longer activity windows; winter shifts focus to indoor spaces, energy use, and cozy routines. To raise your quality of life, mix budget-conscious shopping, public services, and coworking options near parks or waterfronts. Tip: try a few nearby districts during different seasons to feel where you sleep well, work well, and move easily.
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