Cost of Living in Cookeville, TN - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $2,558 per month with rent, or $1,097 for everyday expenses alone.

A couple spends around $4,127 per month with rent, or $1,919 for everyday expenses alone.

A family of three spends around $5,696 per month with rent, or $2,741 without housing.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$21.91 $21.91
$10.19 $10.19
$30.58 $30.58
Three-Course Dinner for Two, Mid-Range
$49.22 $49.22
$49.22 $49.22
$83.7 $83.7
Fast Food Meal (McDonalds, etc)
$8.05 $8.05
$8.05 $8.05
$12.58 $12.58
Cappuccino
$4.53 $4.53
$4.02 $4.02
$6.04 $6.04
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$6.52 $6.52
$2.00 $2.00
$15.03 $15.03
Water (0.33 liter bottle)
$1.80 $1.80
$1.54 $1.54
$2.06 $2.06
Local Beer (0.5 liter draught)
$5.94 $5.94
$4.95 $4.95
$24.76 $24.76
Imported Beer (0.33 liter bottle)
$4.11 $4.11
$3.08 $3.08
$5.14 $5.14
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.17 $1.17
$0.80 $0.80
$1.64 $1.64
White Bread (500g)
$1.05 $1.05
$1.05 $1.05
$3.81 $3.81
Rice (white) (1kg)
$3.15 $3.15
$2.56 $2.56
$10.78 $10.78
Eggs
$4.01 $4.01
$2.08 $2.08
$5.96 $5.96
Local Cheese (1kg)
$12.45 $12.45
$11.16 $11.16
$26.79 $26.79
Chicken Fillets (1kg)
$7.57 $7.57
$6.21 $6.21
$26.82 $26.82
Beef Round Steak (1kg)
$15.21 $15.21
$12.70 $12.70
$17.71 $17.71
Apples (1kg)
$8.69 $8.69
$4.33 $4.33
$13.05 $13.05
Banana (1kg)
$1.61 $1.61
$1.06 $1.06
$4.25 $4.25
Oranges (1kg)
$2.65 $2.65
$2.15 $2.15
$12.95 $12.95
Tomato (1kg)
$3.22 $3.22
$2.16 $2.16
$12.98 $12.98
Potato (1kg)
$1.85 $1.85
$1.45 $1.45
$2.24 $2.24
Onion (1kg)
$2.36 $2.36
$2.22 $2.22
$11.13 $11.13
Lettuce (1 head)
$2.28 $2.28
$1.64 $1.64
$3.90 $3.90
Water (1.5 liter bottle)
$2.70 $2.70
$1.01 $1.01
$5.05 $5.05
Cigarettes 20 Pack (Marlboro, Camel)
$14.02 $14.02
$14.02 $14.02
$14.02 $14.02
Wine (Bottle)
$14.11 $14.11
$10.08 $10.08
$25.19 $25.19
Local Beer (0.5 liter bottle)
$1.69 $1.69
$1.69 $1.69
$1.69 $1.69
Imported Beer (0.33 liter bottle)
$3.91 $3.91
$3.91 $3.91
$3.91 $3.91
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.95 $1.95
$1.22 $1.22
$1.95 $1.95
Taxi Start (Normal Tariff)
$5.94 $5.94
$5.94 $5.94
$5.94 $5.94
Taxi (Normal Tariff) (1km)
$0.60 $0.60
$0.60 $0.60
$1.65 $1.65
Taxi 1hour Waiting (Normal Tariff)
$28.69 $28.69
$25.95 $25.95
$34.40 $34.40
Gasoline (1 liter)
$0.80 $0.80
$0.73 $0.73
$0.88 $0.88
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.9K $34.9K
$34.9K $34.9K
$34.9K $34.9K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.6K $39.6K
$39.6K $39.6K
$39.6K $39.6K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$322 $322
$226 $226
$395 $395
SIM Card Monthly Plan (Calls and 10GB+ Data)
$46.02 $46.02
$40.61 $40.61
$50.8 $50.8
Internet (50+ Mbps, Unlimited Data)
$103 $103
$68.9 $68.9
$148 $148
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$35.26 $35.26
$17.63 $17.63
$50.4 $50.4
Tennis Court (1 Hour on Weekend)
$37.20 $37.20
$24.80 $24.80
$49.60 $49.60
Cinema Ticket
$11.90 $11.90
$11.90 $11.90
$19.83 $19.83
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$731 $731
$645 $645
$886 $886
International Primary School, 1 Child (Yearly)
$23.3K $23.3K
$16.7K $16.7K
$27.0K $27.0K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$44.97 $44.97
$34.98 $34.98
$55.0 $55.0
Summer Dress (H&M, Zara, etc)
$65.7 $65.7
$65.7 $65.7
$65.7 $65.7
Sport Shoes (Adidas, Nike)
$138 $138
$86.7 $86.7
$189 $189
Men's Leather Business Shoes
$142 $142
$132 $132
$152 $152
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,221 $1,221
$607 $607
$1,836 $1,836
1-bedroom Apartment, Outside City Center (Monthly)
$1,190 $1,190
$992 $992
$1,488 $1,488
3-bedroom Apartment, City Center (Monthly)
$3,506 $3,506
$2,004 $2,004
$3,506 $3,506
3-bedroom Apartment, Outside City Center (Monthly)
$2,745 $2,745
$1,667 $1,667
$2,745 $2,745
Buy Apartment in City Center (m2)
$2,758 $2,758
$2,241 $2,241
$3,771 $3,771
Buy Apartment Outside City Center (m2)
$2,254 $2,254
$2,211 $2,211
$2,287 $2,287
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$2,825 $2,825
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.19
7

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,221, dropping to $1,190 outside central areas. Housing accounts for roughly 43% of the average salary ($2,825) – noticeably above the typical 30% rent-to-income guideline.

The average net salary is $2,825. With monthly costs around $2,558, saving is possible but often limited. A more comfortable lifestyle typically starts at $3,837.

Groceries cost around $348 per month for one person. A mid-range dinner for two is priced at $49.

A monthly public transport pass costs about $0.

Cost Highlights

Taxi is cheaper than 99% of cities in North America

White bread is cheaper than 99% of cities in North America

Internet is more expensive than 98% of cities in North America

Cookeville, TN Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Cookeville, TN - Frequently Asked Questions
How does the Cost of Living in Cookeville, TN compare for travelers, expats, and digital nomads?
The Cost of Living in Cookeville, TN tends to feel practical and predictable, especially if you are balancing work and exploration. You will encounter quiet streets, accessible housing options, and a local pace that favors consistency over flash. For travelers, expats, and digital nomads, the mix of affordable groceries, mid-range dining, and community spaces supports a steady routine without big-city sticker shock. Healthcare, services, and transit align with a slower rhythm, while occasional seasonal events add character. It is a solid fit if you want value and reliability without sacrificing access to arts, nature, or a friendly, small-town network. Tip: start with a short stay in the downtown area to test comfort and connectivity.
What does daily life look like in Cookeville for someone budgeting on the ground?
Daily life here leans practical and flexible. Housing options range from modest apartments to older homes with character, letting you choose based on location and space rather than trend. For food, you will enjoy farmers markets, grocery stores, and casual eateries where you can eat well without overspending. Transport is manageable with short drives, bike-friendly streets, and a dependable local bus network. Work or study setups appear in welcoming coworking spots and cozy cafes with Wi-Fi. Errands and recreation cluster around the town center, keeping trips short and efficient. If you are weighing Cookeville living cost, you will see options that scale with lifestyle. Tip: map a couple of preferred neighborhoods first and visit at different times of day.
Which neighborhoods fit different lifestyles, budgeting frameworks, and seasonality in Cookeville?
For quality of life, think in terms of neighborhoods and seasons. Downtown and the university-adjacent area tend to be lively, walkable, and convenient for workspace, dining, and cultural events, while east and north sides offer quieter residential blocks with more space. Use a simple budgeting framework: fixed essentials, flexible costs, and occasional splurges tied to seasons and activities. In spring and fall, outdoor options and events expand; summer brings longer days and more social options; winter is milder but chilly, shaping heating and transit choices. Neighborhood fit depends on how you value proximity to services, traffic, and green spaces. Tip: test different routes and note your weekend routines to identify the best match.
Is Cookeville, TN worth the cost of living?
Cookeville, TN is mid-range – monthly costs with rent reach about $2,558. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.
Is Cookeville, TN expensive to live in?
Cookeville, TN sits squarely in the middle of the price spectrum – not cheap, not expensive. Monthly costs with rent tend to hover around $2,558, which most working professionals can handle without feeling financially squeezed.
What is the average salary in Cookeville, TN?
After taxes, the average worker in Cookeville, TN takes home about $2,825 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is rent high in Cookeville, TN?
Rent in Cookeville, TN is middle-of-the-road – 1-bedroom apartments fall between $1,190 and $1,221 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
How expensive is a gym membership in Cookeville, TN?
Expect to pay about $35.26 per month for a gym in Cookeville, TN – on par with the regional average. That typically gets you weights, cardio machines, and group classes. Boutique studios, yoga centers, and personal trainers charge extra.
How much does childcare cost in Cookeville, TN?
Private kindergarten in Cookeville, TN costs about $731 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
Can a person live on $1,000 monthly in Cookeville, TN?
$1,000 is below the $2,558 average in Cookeville, TN, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Cookeville, TN good for families with children?
Cookeville, TN is a solid pick for families. Childcare runs about $731 per month, and there's good access to parks, schools, and family-oriented services. Most neighborhoods are safe and walkable, which makes daily family life practical.

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