Last update: Oct 2026 United States 368K

Cost of Living in Cleveland, TN

For one person, living costs in Cleveland, TN are estimated at $2,178 a month, including rent and utilities – 20% below the national average. Rent and utilities take more than half of the total.

Monthly Cost of Living

How much you'll spend in Cleveland, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cleveland, TN actually costs, broken down by who's living it.

Living costs for one person come to about $2,178 monthly including rent, or $910 excluding housing.

$2,178 /mo

Estimated monthly costs for a couple: $3,239 with rent, or $1,482 without housing.

$3,239 /mo

Monthly costs for a family of three come to about $4,300 including rent, or $2,054 for daily expenses alone.

$4,300 /mo
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$11.38 $11.38
$7.92 $7.92
$34.64 $34.64
Three-Course Dinner for Two, Mid-Range
$37.91 $37.91
$35.38 $35.38
$126 $126
Fast Food Meal (McDonalds, etc)
$9.94 $9.94
$9.44 $9.44
$11.93 $11.93
Cappuccino
$4.89 $4.89
$2.44 $2.44
$7.33 $7.33
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.36 $2.36
$1.46 $1.46
$2.92 $2.92
Water (0.33 liter bottle)
$1.59 $1.59
$1.22 $1.22
$1.96 $1.96
Local Beer (0.5 liter draught)
$5.99 $5.99
$3.99 $3.99
$9.98 $9.98
Imported Beer (0.33 liter bottle)
$7.62 $7.62
$6.09 $6.09
$12.19 $12.19
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.85 $0.85
$0.67 $0.67
$1.87 $1.87
White Bread (500g)
$2.30 $2.30
$1.62 $1.62
$5.44 $5.44
Rice (white) (1kg)
$2.69 $2.69
$1.34 $1.34
$8.96 $8.96
Eggs
$2.49 $2.49
$1.99 $1.99
$6.50 $6.50
Local Cheese (1kg)
$8.87 $8.87
$4.98 $4.98
$17.79 $17.79
Chicken Fillets (1kg)
$5.57 $5.57
$5.57 $5.57
$20.97 $20.97
Beef Round Steak (1kg)
$10.43 $10.43
$10.43 $10.43
$42.14 $42.14
Apples (1kg)
$3.78 $3.78
$2.65 $2.65
$5.85 $5.85
Banana (1kg)
$1.35 $1.35
$0.96 $0.96
$2.61 $2.61
Oranges (1kg)
$3.30 $3.30
$2.15 $2.15
$8.58 $8.58
Tomato (1kg)
$2.95 $2.95
$2.13 $2.13
$8.60 $8.60
Potato (1kg)
$1.48 $1.48
$1.18 $1.18
$6.38 $6.38
Onion (1kg)
$2.28 $2.28
$1.79 $1.79
$3.11 $3.11
Lettuce (1 head)
$2.14 $2.14
$1.47 $1.47
$4.90 $4.90
Water (1.5 liter bottle)
$1.89 $1.89
$0.69 $0.69
$3.98 $3.98
Cigarettes 20 Pack (Marlboro, Camel)
$8.05 $8.05
$4.95 $4.95
$11.14 $11.14
Wine (Bottle)
$13.95 $13.95
$9.96 $9.96
$34.87 $34.87
Local Beer (0.5 liter bottle)
$1.66 $1.66
$1.41 $1.41
$2.47 $2.47
Imported Beer (0.33 liter bottle)
$3.14 $3.14
$1.45 $1.45
$5.85 $5.85
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.95 $1.95
-
Public Transport Monthly Pass (Regular Price)
$96.5 $96.5
-
Taxi Start (Normal Tariff)
$2.08 $2.08
$2.08 $2.08
$9.89 $9.89
Taxi (Normal Tariff) (1km)
$1.88 $1.88
$1.88 $1.88
$1.88 $1.88
Taxi 1hour Waiting (Normal Tariff)
$31.95 $31.95
$31.95 $31.95
$44.24 $44.24
Gasoline (1 liter)
$0.93 $0.93
$0.70 $0.70
$1.97 $1.97
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.6K $25.6K
$25.6K $25.6K
$34.1K $34.1K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$24.6K $24.6K
$25.8K $25.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$169 $169
$131 $131
$252 $252
SIM Card Monthly Plan (Calls and 10GB+ Data)
$67.5 $67.5
$40.62 $40.62
$102 $102
Internet (50+ Mbps, Unlimited Data)
$47.29 $47.29
$40.55 $40.55
$101 $101
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$24.73 $24.73
-
Cinema Ticket
$9.96 $9.96
$7.92 $7.92
$18.93 $18.93
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,520 $1,520
$1,177 $1,177
$2,451 $2,451
International Primary School, 1 Child (Yearly)
$8,445 $8,445
$8,063 $8,063
$8,827 $8,827
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$33.03 $33.03
$21.02 $21.02
$120 $120
Summer Dress (H&M, Zara, etc)
$52.9 $52.9
$18.14 $18.14
$101 $101
Sport Shoes (Adidas, Nike)
$87.4 $87.4
$70.3 $70.3
$201 $201
Men's Leather Business Shoes
$91.0 $91.0
$50.6 $50.6
$303 $303
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,576 $1,576
$1,244 $1,244
$1,990 $1,990
1-bedroom Apartment, Outside City Center (Monthly)
$1,100 $1,100
$842 $842
$1,585 $1,585
3-bedroom Apartment, City Center (Monthly)
$2,388 $2,388
$1,748 $1,748
$3,447 $3,447
3-bedroom Apartment, Outside City Center (Monthly)
$2,077 $2,077
$1,421 $1,421
$2,847 $2,847
Buy Apartment in City Center (m2)
$2,168 $2,168
$2,163 $2,163
$2,173 $2,173
Buy Apartment Outside City Center (m2)
$2,246 $2,246
$2,241 $2,241
$2,252 $2,252
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,628 $3,628
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.82
4.5
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Cleveland, TN $2,178
Accommodation & Living
$1.1K
Monthly Utilities & Internet
$283
Groceries & Markets
$276
Eating Out
$240
Clothing & Footwear
$119
Getting Around
$116
Sport & Entertainment
$45

Cost Breakdown

Expect to pay about $1,576 for a central one-bedroom, or $1,100 outside the center. At 43% of the average salary ($3,628), housing is the biggest financial pressure.

Average take-home pay sits at $3,628, while typical expenses reach $2,178. This leaves solid room for saving and lifestyle spending.

Expect to spend about $276 monthly on groceries. Dining out at a mid-range restaurant costs roughly $38.00 for two.

Public transport is priced at around $96.5 per month.

Cost Highlights

Chicken fillets is cheaper than 97% of cities in North America

Three-course dinner for two, mid-range is cheaper than 95% of cities in North America

Gym membership is cheaper than 94% of cities in North America

Good to know
🕒 Local time
04:08 4:08 AM
🌤 Weather
👥 Population
367,991
💱 Currency
📈 Exchange rate
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EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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Cleveland, TN Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Cleveland, TN - Frequently Asked Questions
How does the overall affordability of Cleveland, TN compare for travelers, expats, and digital nomads?
Compared with many urban hubs, the Cost of Living in Cleveland, TN tends to feel more approachable for travelers, expats, and digital nomads. You’ll typically find affordable housing options relative to larger cities, sensible dining and groceries, and steady access to services without long commutes. The city offers a mix of quiet residential areas and a walkable downtown with coworking spots, which supports a steady work-life balance. Seasonal events and outdoor recreation add value without inflating costs. Tip: orient your stay around neighborhood hubs to keep errands efficient and predictable.
What are practical considerations for daily life in Cleveland, TN, like housing search, food, transport, and errands?
When searching for housing, focus on practical transit corridors – areas near Main Street, the hospital district, or university-adjacent neighborhoods balance access and price. Expect a mix of older single-family homes and low-rise apartments, with some newer condo blocks in mixed-use developments. Local groceries provide fresh produce at approachable prices, and farmers markets add seasonal variety. For transport, a car helps, but you can rely on a downtown bus network and bike lanes for shorter hops. Co-working spaces and coffee shops support productivity. For errands, group trips by neighborhood to save time and fuel. Cleveland, TN living cost remains a helpful frame for expectations. Tip: plan your week to batch errands and reduce trips.
What quality of life factors should I consider for budgeting, seasonality, and neighborhood fit in Cleveland, TN?
Quality of life in Cleveland, TN comes from a balanced budget approach and neighborhood fit. Create a simple framework: housing and utilities, groceries, transport, and discretionary spend. Track your monthly spend to spot recurring leaks, then adjust by cooking at home, using public events, and taking advantage of free or low-cost recreation outdoors. Seasonality influences prices and crowds – summer festivals boost social life but can surge lodging demand, while milder months tend to feel calmer. Try neighborhoods based on your rhythm: downtown for walkability, east and south sides for space, and proximity to parks. Tip: adjust your plan as the seasons shift and new local options appear.
Is Cleveland, TN worth the cost of living?
At around $2,178 monthly all-in, Cleveland, TN offers decent value. It's not the cheapest and not the priciest – a good fit for people who want city convenience without capital-level costs.
Is Cleveland, TN expensive to live in?
Everyday life in Cleveland, TN is moderately priced at about $2,178 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
What is a good salary in Cleveland, TN?
Earning $3,268 monthly in Cleveland, TN means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
How much does a 1-bedroom apartment cost in Cleveland, TN?
Rents for a 1-bedroom flat in Cleveland, TN range from $1,100 to $1,576, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is a gym membership in Cleveland, TN?
A regular gym membership in Cleveland, TN costs around $24.73 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
What is a typical grocery budget in Cleveland, TN?
Expect to spend around $276 per month on groceries in Cleveland, TN. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
Can a person live on $2,000 monthly in Cleveland, TN?
Living on $2,000 in Cleveland, TN means careful planning, since monthly costs average $2,178. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is Cleveland, TN a good place to live?
Living in Cleveland, TN means access to fast internet, low crime rates, family-friendly facilities at about $2,178 per month including rent. It works for a wide range of budgets, and most residents find the lifestyle-to-cost balance appealing. Your experience will depend on priorities like climate, culture, and career.

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