Cost of Living in Manchester, TN - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $2,531 monthly including rent, or $951 excluding housing.

Estimated monthly costs for a couple: $3,554 with rent, or $1,543 without housing.

Monthly costs for a family of three come to about $4,576 including rent, or $2,135 for daily expenses alone.

Meal at Budget Restaurant

$12.97 $12.97

$49.88 $49.88

Three-Course Dinner for Two, Mid-Range

$31.73 $31.73

$109 $109

Fast Food Meal (McDonalds, etc)

$9.22 $9.22

$8.19 $8.19

$14.34 $14.34

Cappuccino

$4.42 $4.42

$3.08 $3.08

$8.22 $8.22

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$1.53 $1.53

$3.47 $3.47

Water (0.33 liter bottle)

$2.02 $2.02

$1.48 $1.48

$2.95 $2.95

Local Beer (0.5 liter draught)

$6.69 $6.69

$4.12 $4.12

$10.29 $10.29

Imported Beer (0.33 liter bottle)

$4.32 $4.32

$4.11 $4.11

$10.28 $10.28

Milk (1 liter)

$0.96 $0.96

$0.74 $0.74

$1.37 $1.37

White Bread (500g)

$3.84 $3.84

$3.27 $3.27

$6.53 $6.53

Rice (white) (1kg)

$4.70 $4.70

$4.41 $4.41

$8.86 $8.86

Eggs

$4.61 $4.61

$1.82 $1.82

$6.10 $6.10

Local Cheese (1kg)

$5.66 $5.66

$20.38 $20.38

Chicken Fillets (1kg)

$5.36 $5.36

$19.31 $19.31

Beef Round Steak (1kg)

$11.03 $11.03

$6.62 $6.62

$26.49 $26.49

Apples (1kg)

$4.90 $4.90

$3.27 $3.27

$6.53 $6.53

Banana (1kg)

$1.68 $1.68

$1.41 $1.41

$5.42 $5.42

Oranges (1kg)

$4.59 $4.59

$2.86 $2.86

$5.55 $5.55

Tomato (1kg)

$3.98 $3.98

$2.97 $2.97

$6.58 $6.58

Potato (1kg)

$3.79 $3.79

$2.87 $2.87

$6.68 $6.68

Onion (1kg)

$3.46 $3.46

$2.64 $2.64

$5.56 $5.56

Lettuce (1 head)

$2.35 $2.35

$1.80 $1.80

$3.02 $3.02

Water (1.5 liter bottle)

$2.53 $2.53

$1.31 $1.31

$3.03 $3.03

Cigarettes 20 Pack (Marlboro, Camel)

$4.40 $4.40

$19.56 $19.56

Wine (Bottle)

$15.09 $15.09

$11.06 $11.06

$22.13 $22.13

Local Beer (0.5 liter bottle)

$1.72 $1.72

$1.42 $1.42

$1.72 $1.72

Imported Beer (0.33 liter bottle)

$1.59 $1.59

$1.22 $1.22

$3.55 $3.55

One-way Ticket (Public Transport)

$1.97 $1.97

$1.23 $1.23

$1.97 $1.97

Taxi Start (Normal Tariff)

$3.05 $3.05

Taxi (Normal Tariff) (1km)

$1.51 $1.51

$1.25 $1.25

$2.52 $2.52

Taxi 1hour Waiting (Normal Tariff)

$39.21 $39.21

$49.01 $49.01

Gasoline (1 liter)

$0.80 $0.80

$0.73 $0.73

$0.96 $0.96

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K $32.5K

$31.1K $31.1K

$33.9K $33.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$18.2K $18.2K

$32.8K $32.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$282 $282

$199 $199

$399 $399

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.1 $54.1

$43.08 $43.08

$69.1 $69.1

Internet (50+ Mbps, Unlimited Data)

$60.2 $60.2

$80.3 $80.3

Gym Membership (Monthly)

$42.30 $42.30

$17.21 $17.21

$49.18 $49.18

Cinema Ticket

$16.39 $16.39

$15.21 $15.21

$20.29 $20.29

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,356 $1,356

$1,017 $1,017

$1,831 $1,831

International Primary School, 1 Child (Yearly)

$29.6K $29.6K

Jeans (Levis 501 Or Similar)

$68.8 $68.8

$38.57 $38.57

$98.9 $98.9

Summer Dress (H&M, Zara, etc)

$38.79 $38.79

$28.48 $28.48

$49.10 $49.10

Sport Shoes (Adidas, Nike)

$104 $104

$71.3 $71.3

$153 $153

Men's Leather Business Shoes

$129 $129

$121 $121

$146 $146

1-bedroom Apartment, City Center (Monthly)

$1,573 $1,573

$1,178 $1,178

$1,824 $1,824

1-bedroom Apartment, Outside City Center (Monthly)

$1,363 $1,363

$1,007 $1,007

$1,511 $1,511

3-bedroom Apartment, City Center (Monthly)

$2,598 $2,598

$1,976 $1,976

$2,964 $2,964

3-bedroom Apartment, Outside City Center (Monthly)

$2,190 $2,190

$1,676 $1,676

$2,464 $2,464

Buy Apartment in City Center (m2)

$3,047 $3,047

$2,239 $2,239

$3,047 $3,047

Buy Apartment Outside City Center (m2)

$2,501 $2,501

$2,027 $2,027

$2,501 $2,501

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

6.19

6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: May 31, 2026

Cost Breakdown

Expect to spend about $335 monthly on groceries. Dining out at a mid-range restaurant costs roughly $32.00 for two.

Cost Highlights

Imported beer is cheaper than 97% of cities in North America

Three-course dinner for two, mid-range is cheaper than 97% of cities in North America

Chicken fillets is cheaper than 97% of cities in North America

Manchester, TN Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Manchester, TN - Frequently Asked Questions

Manchester, TN, United States generally offers a modest cost of living compared with larger U.S. metro areas. For travelers and expats, affordability comes from smaller housing options, a slower pace, and services that do not carry big-city premiums. The Cost of Living in Manchester, TN, United States varies by neighborhood, but you’ll find a mix of cozy apartments and single-family homes that suit different budgets. Utilities, groceries, and healthcare are sensible to budget, while dining out can be approachable with casual spots and farmers markets. Transportation is convenient for short trips, with car travel common for longer excursions. Tip: Map neighborhoods and test a month of costs before leasing.

Daily life in Manchester rolls at a comfortable pace that suits many expats. Housing searches tend to focus on walkable pockets near groceries, parks, and schools, with rentals ranging from modest apartments to small homes. Food options blend casual eateries, farmers markets, and local shops, and you can keep costs predictable by cooking at home a few nights and sampling neighborhood cafes for social days. For transport, many rely on a car for longer trips, while bicycles and good sidewalks cover most errands. Co-working spaces and libraries offer reliable workdays for digital nomads. Knowing the Manchester, TN, United States living cost helps you plan your day-to-day budget. Tip: test a few neighborhoods on weekends to gauge access to essentials and WiFi.

Quality of life in Manchester benefits from a balanced budget and season-aware planning. Start with a simple framework: fixed essentials (rent, utilities, groceries) and flexible spending (dining out, entertainment, travel). In summer, outdoor events and nearby hikes can be free or low-cost, while winter may shift energy needs upward. Neighborhood fit matters: look for areas with easy access to greens, schools, and quick drives to day trips; pros include quieter streets and friendly communities. For savings, consider seasonal shopping, local co-ops, and choosing transit when possible. Tip: join local forums or neighborhood groups to learn about hidden costs and the best times to snag deals.

Budget at least $2,531 per month to live in Manchester, TN once rent is factored in. The high price tag reflects quality infrastructure and a strong economy, but it does mean you need a decent income to live comfortably here.

Plan for roughly $2,531 a month in Manchester, TN if you're renting, or around $951 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.

Earning $3,797 monthly in Manchester, TN means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.

Rents for a 1-bedroom flat in Manchester, TN range from $1,363 to $1,573, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.

Childcare averages $1,356 monthly at a private kindergarten in Manchester, TN. For many families, this single cost rivals rent, so it's essential to factor in before making a move.

A single person's grocery bill in Manchester, TN runs about $335 monthly, which is above average. Everything from dairy and meat to fresh produce costs more here, reflecting the city's overall high price level.

At $2,531 in typical monthly expenses, a $2,500 budget barely covers Manchester, TN. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.

Expats in Manchester, TN enjoy fast internet, clean air, great local cuisine, and monthly costs average around $2,531. The international crowd is active and welcoming, and practical stuff – bank accounts, apartment hunting, healthcare – is all manageable with some basic prep.

Monthly expenses in Manchester, TN run around $2,531, so putting money aside takes more than $3,797 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.