Cost of Living in Manchester, TN - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $2,545 monthly including rent, or $913 excluding housing.

Estimated monthly costs for a couple: $3,582 with rent, or $1,565 without housing.

Monthly costs for a family of three come to about $4,620 including rent, or $2,217 for daily expenses alone.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$13.13 $13.13
$13.13 $13.13
$50.5 $50.5
Three-Course Dinner for Two, Mid-Range
$31.65 $31.65
$31.65 $31.65
$109 $109
Fast Food Meal (McDonalds, etc)
$9.03 $9.03
$8.03 $8.03
$14.05 $14.05
Cappuccino
$4.32 $4.32
$3.01 $3.01
$8.03 $8.03
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.42 $2.42
$1.47 $1.47
$3.33 $3.33
Water (0.33 liter bottle)
$2.08 $2.08
$1.52 $1.52
$3.05 $3.05
Local Beer (0.5 liter draught)
$6.33 $6.33
$3.90 $3.90
$9.74 $9.74
Imported Beer (0.33 liter bottle)
$4.22 $4.22
$4.02 $4.02
$10.06 $10.06
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.95 $0.95
$0.73 $0.73
$1.36 $1.36
White Bread (500g)
$3.93 $3.93
$3.34 $3.34
$6.67 $6.67
Rice (white) (1kg)
$4.78 $4.78
$4.48 $4.48
$9.01 $9.01
Eggs
$4.61 $4.61
$1.82 $1.82
$6.11 $6.11
Local Cheese (1kg)
$5.64 $5.64
$5.64 $5.64
$20.31 $20.31
Chicken Fillets (1kg)
$5.64 $5.64
$5.64 $5.64
$20.31 $20.31
Beef Round Steak (1kg)
$11.21 $11.21
$6.72 $6.72
$26.92 $26.92
Apples (1kg)
$5.08 $5.08
$3.39 $3.39
$6.77 $6.77
Banana (1kg)
$1.75 $1.75
$1.46 $1.46
$5.64 $5.64
Oranges (1kg)
$4.52 $4.52
$2.81 $2.81
$5.46 $5.46
Tomato (1kg)
$3.89 $3.89
$2.90 $2.90
$6.42 $6.42
Potato (1kg)
$3.78 $3.78
$2.86 $2.86
$6.67 $6.67
Onion (1kg)
$3.48 $3.48
$2.66 $2.66
$5.59 $5.59
Lettuce (1 head)
$2.27 $2.27
$1.74 $1.74
$2.91 $2.91
Water (1.5 liter bottle)
$2.57 $2.57
$1.34 $1.34
$3.09 $3.09
Cigarettes 20 Pack (Marlboro, Camel)
$4.55 $4.55
$4.55 $4.55
$20.24 $20.24
Wine (Bottle)
$14.80 $14.80
$10.84 $10.84
$21.71 $21.71
Local Beer (0.5 liter bottle)
$1.68 $1.68
$1.39 $1.39
$1.68 $1.68
Imported Beer (0.33 liter bottle)
$1.54 $1.54
$1.18 $1.18
$3.43 $3.43
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.96 $1.96
$1.22 $1.22
$1.96 $1.96
Taxi Start (Normal Tariff)
$3.03 $3.03
$3.03 $3.03
$3.03 $3.03
Taxi (Normal Tariff) (1km)
$1.53 $1.53
$1.27 $1.27
$2.56 $2.56
Taxi 1hour Waiting (Normal Tariff)
$39.61 $39.61
$39.61 $39.61
$49.51 $49.51
Gasoline (1 liter)
$0.81 $0.81
$0.73 $0.73
$0.96 $0.96
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.5K $32.5K
$31.1K $31.1K
$33.9K $33.9K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.1K $25.1K
$17.9K $17.9K
$32.3K $32.3K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$286 $286
$202 $202
$403 $403
SIM Card Monthly Plan (Calls and 10GB+ Data)
$55.0 $55.0
$43.77 $43.77
$70.2 $70.2
Internet (50+ Mbps, Unlimited Data)
$61.0 $61.0
$61.0 $61.0
$81.3 $81.3
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$43.74 $43.74
$17.80 $17.80
$50.9 $50.9
Cinema Ticket
$15.89 $15.89
$14.75 $14.75
$19.67 $19.67
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,317 $1,317
$988 $988
$1,779 $1,779
International Primary School, 1 Child (Yearly)
$30.5K $30.5K
$30.5K $30.5K
$30.5K $30.5K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$69.4 $69.4
$38.91 $38.91
$99.8 $99.8
Summer Dress (H&M, Zara, etc)
$38.77 $38.77
$28.46 $28.46
$49.08 $49.08
Sport Shoes (Adidas, Nike)
$100 $100
$68.9 $68.9
$148 $148
Men's Leather Business Shoes
$126 $126
$118 $118
$143 $143
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,572 $1,572
$1,177 $1,177
$1,822 $1,822
1-bedroom Apartment, Outside City Center (Monthly)
$1,366 $1,366
$1,009 $1,009
$1,514 $1,514
3-bedroom Apartment, City Center (Monthly)
$2,588 $2,588
$1,968 $1,968
$2,952 $2,952
3-bedroom Apartment, Outside City Center (Monthly)
$2,227 $2,227
$1,703 $1,703
$2,505 $2,505
Buy Apartment in City Center (m2)
$2,617 $2,617
$1,905 $1,905
$2,617 $2,617
Buy Apartment Outside City Center (m2)
$2,622 $2,622
$2,127 $2,127
$2,622 $2,622
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
6.56
6.19
6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 21, 2026

Cost Breakdown

Expect to spend about $338 monthly on groceries. Dining out at a mid-range restaurant costs roughly $32 for two.

Public transport is priced at around $0 per month.

Cost Highlights

Imported beer is cheaper than 97% of cities in North America

Three-course dinner for two, mid-range is cheaper than 97% of cities in North America

Chicken fillets is cheaper than 96% of cities in North America

Manchester, TN Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Manchester, TN - Frequently Asked Questions
How does the overall affordability of Manchester, TN, United States compare for travelers, expats, and digital nomads?
Manchester, TN, United States generally offers a modest cost of living compared with larger U.S. metro areas. For travelers and expats, affordability comes from smaller housing options, a slower pace, and services that do not carry big-city premiums. The Cost of Living in Manchester, TN, United States varies by neighborhood, but you’ll find a mix of cozy apartments and single-family homes that suit different budgets. Utilities, groceries, and healthcare are sensible to budget, while dining out can be approachable with casual spots and farmers markets. Transportation is convenient for short trips, with car travel common for longer excursions. Tip: Map neighborhoods and test a month of costs before leasing.
What does daily life look like in Manchester for housing, food, transport, and work?
Daily life in Manchester rolls at a comfortable pace that suits many expats. Housing searches tend to focus on walkable pockets near groceries, parks, and schools, with rentals ranging from modest apartments to small homes. Food options blend casual eateries, farmers markets, and local shops, and you can keep costs predictable by cooking at home a few nights and sampling neighborhood cafes for social days. For transport, many rely on a car for longer trips, while bicycles and good sidewalks cover most errands. Co-working spaces and libraries offer reliable workdays for digital nomads. Knowing the Manchester, TN, United States living cost helps you plan your day-to-day budget. Tip: test a few neighborhoods on weekends to gauge access to essentials and WiFi.
Which budgeting approaches and neighborhood considerations help you maximize quality of life in Manchester?
Quality of life in Manchester benefits from a balanced budget and season-aware planning. Start with a simple framework: fixed essentials (rent, utilities, groceries) and flexible spending (dining out, entertainment, travel). In summer, outdoor events and nearby hikes can be free or low-cost, while winter may shift energy needs upward. Neighborhood fit matters: look for areas with easy access to greens, schools, and quick drives to day trips; pros include quieter streets and friendly communities. For savings, consider seasonal shopping, local co-ops, and choosing transit when possible. Tip: join local forums or neighborhood groups to learn about hidden costs and the best times to snag deals.
How expensive is daily life in Manchester, TN?
Everyday life in Manchester, TN is moderately priced at about $2,545 per month, rent included. Groceries and transport stay reasonable, though dining out and entertainment can feel a bit pricier than in budget destinations.
How much does it cost to live in Manchester, TN per month?
Plan for roughly $2,545 a month in Manchester, TN if you're renting, or around $913 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
How much should you earn to live well in Manchester, TN?
Earning $3,817 monthly in Manchester, TN means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
What is the price of renting a flat in Manchester, TN?
Rents for a 1-bedroom flat in Manchester, TN range from $1,366 to $1,572, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
What are kindergarten prices in Manchester, TN?
Childcare averages $1,317 monthly at a private kindergarten in Manchester, TN. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
How much does eating cost in Manchester, TN?
At about $338 monthly, food costs in Manchester, TN sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
Is $1,200 a month enough for Manchester, TN?
Living on $1,200 in Manchester, TN means careful planning, since monthly costs average $2,545. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Is Manchester, TN expat-friendly?
Expats in Manchester, TN enjoy fast internet, clean air, great local cuisine, and monthly costs average around $2,545. The international crowd is active and welcoming, and practical stuff – bank accounts, apartment hunting, healthcare – is all manageable with some basic prep.
Is it possible to save on a local salary in Manchester, TN?
Monthly expenses in Manchester, TN run around $2,545, so putting money aside takes more than $3,817 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.

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