Cost of Living in Athens, TN - Updated Prices & Insights

Monthly Cost of Living

A single person spends around $2,527 per month with rent, or $1,016 for everyday expenses alone.

A couple spends around $3,639 per month with rent, or $1,509 for everyday expenses alone.

A family of three spends around $4,750 per month with rent, or $2,002 without housing.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$21.64 $21.64
$14.75 $14.75
$49.18 $49.18
Three-Course Dinner for Two, Mid-Range
$34.47 $34.47
$34.47 $34.47
$108 $108
Fast Food Meal (McDonalds, etc)
$8.78 $8.78
$7.81 $7.81
$10.19 $10.19
Cappuccino
$2.98 $2.98
$2.98 $2.98
$7.95 $7.95
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.05 $2.05
$1.79 $1.79
$3.08 $3.08
Water (0.33 liter bottle)
$2.02 $2.02
$1.48 $1.48
$2.95 $2.95
Local Beer (0.5 liter draught)
$6.45 $6.45
$3.97 $3.97
$9.92 $9.92
Imported Beer (0.33 liter bottle)
$8.11 $8.11
$7.10 $7.10
$10.14 $10.14
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.97 $0.97
$0.69 $0.69
$1.29 $1.29
White Bread (500g)
$2.39 $2.39
$2.23 $2.23
$6.70 $6.70
Rice (white) (1kg)
$4.57 $4.57
$4.29 $4.29
$8.61 $8.61
Eggs
$4.50 $4.50
$1.78 $1.78
$5.97 $5.97
Local Cheese (1kg)
$13.36 $13.36
$6.52 $6.52
$19.63 $19.63
Chicken Fillets (1kg)
$6.52 $6.52
$6.08 $6.08
$19.62 $19.62
Beef Round Steak (1kg)
$10.82 $10.82
$10.82 $10.82
$25.97 $25.97
Apples (1kg)
$4.41 $4.41
$3.32 $3.32
$6.64 $6.64
Banana (1kg)
$1.41 $1.41
$1.41 $1.41
$2.26 $2.26
Oranges (1kg)
$4.57 $4.57
$2.85 $2.85
$5.53 $5.53
Tomato (1kg)
$3.95 $3.95
$2.95 $2.95
$6.53 $6.53
Potato (1kg)
$3.71 $3.71
$2.81 $2.81
$4.37 $4.37
Onion (1kg)
$3.44 $3.44
$2.63 $2.63
$4.43 $4.43
Lettuce (1 head)
$2.27 $2.27
$1.74 $1.74
$2.92 $2.92
Water (1.5 liter bottle)
$1.81 $1.81
$1.28 $1.28
$2.95 $2.95
Cigarettes 20 Pack (Marlboro, Camel)
$6.91 $6.91
$4.84 $4.84
$19.74 $19.74
Wine (Bottle)
$14.97 $14.97
$6.98 $6.98
$24.95 $24.95
Local Beer (0.5 liter bottle)
$1.72 $1.72
$1.42 $1.42
$1.72 $1.72
Imported Beer (0.33 liter bottle)
$1.60 $1.60
$1.22 $1.22
$2.04 $2.04
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.95 $1.95
$1.22 $1.22
$1.95 $1.95
Taxi Start (Normal Tariff)
$3.03 $3.03
$3.03 $3.03
$3.03 $3.03
Taxi (Normal Tariff) (1km)
$1.52 $1.52
$1.26 $1.26
$2.54 $2.54
Taxi 1hour Waiting (Normal Tariff)
$40.23 $40.23
$40.23 $40.23
$50.3 $50.3
Gasoline (1 liter)
$0.87 $0.87
$0.80 $0.80
$1.05 $1.05
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.1K $32.1K
$30.7K $30.7K
$33.5K $33.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.0K $27.0K
$24.7K $24.7K
$29.3K $29.3K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$235 $235
$176 $176
$392 $392
SIM Card Monthly Plan (Calls and 10GB+ Data)
$54.7 $54.7
$43.59 $43.59
$70.0 $70.0
Internet (50+ Mbps, Unlimited Data)
$58.0 $58.0
$55.5 $55.5
$80.7 $80.7
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$42.49 $42.49
$17.29 $17.29
$49.40 $49.40
Cinema Ticket
$8.15 $8.15
$8.15 $8.15
$18.34 $18.34
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,308 $1,308
$981 $981
$1,766 $1,766
International Primary School, 1 Child (Yearly)
$30.3K $30.3K
$30.3K $30.3K
$30.3K $30.3K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$69.1 $69.1
$38.76 $38.76
$99.4 $99.4
Summer Dress (H&M, Zara, etc)
$39.98 $39.98
$29.35 $29.35
$50.6 $50.6
Sport Shoes (Adidas, Nike)
$103 $103
$70.7 $70.7
$152 $152
Men's Leather Business Shoes
$129 $129
$121 $121
$146 $146
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,594 $1,594
$1,194 $1,194
$1,848 $1,848
1-bedroom Apartment, Outside City Center (Monthly)
$1,375 $1,375
$1,016 $1,016
$1,524 $1,524
3-bedroom Apartment, City Center (Monthly)
$2,637 $2,637
$2,005 $2,005
$3,008 $3,008
3-bedroom Apartment, Outside City Center (Monthly)
$2,207 $2,207
$1,688 $1,688
$2,482 $2,482
Buy Apartment in City Center (m2)
$2,000 $2,000
-
Buy Apartment Outside City Center (m2)
$2,051 $2,051
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$8,248 $8,248
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.56
6.19
6.8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the city center costs around $1,594, dropping to $1,375 outside central areas. Housing accounts for roughly 19% of the average salary ($8,248) – well above the 30% international benchmark.

The average net salary is $8,248 – comfortably above monthly costs of $2,527. Most workers can save and live well. A comfortable lifestyle typically starts at $3,791.

Groceries cost around $334 per month for one person. A mid-range dinner for two is priced at $34.00.

Cost Highlights

Average monthly net salary is higher than 99% of cities in North America

Imported beer is cheaper than 97% of cities in North America

Three-course dinner for two, mid-range is cheaper than 96% of cities in North America

Athens, TN Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Athens, TN - Frequently Asked Questions
How affordable is Athens, TN for travelers, expats, and digital nomads, and what value does it offer overall?
Cost of Living in Athens, TN, United States is favorable for a town of its size. Housing tends to be more affordable than major metro areas, with a mix of older homes, modest apartments, and neighborhood options within a short drive to services. Daily costs for meals, errands, and local experiences are approachable, and you will find value in seasonal markets, coffee shops, and casual dining. For digital nomads, a calmer pace and reliable internet can offset the absence of big-city amenities. Tip: map your essential services and test a few neighborhoods during a weekend visit.
What does daily life look like in Athens, including housing search, food options, transport, coworking spaces, and errands?
The Athens, TN, United States living cost shows up in everyday choices more than in headline numbers. When you plan housing search, focus on downtown and the east side for walkability and shorter commutes; use local listings, bulletin boards, and word-of-mouth to compare rentals and leases. Food options range from casual diners and cafes to seasonal farmers markets that help you stretch groceries. Transport is largely car-centered, with bike-friendly streets around the core and occasional bus routes or rideshare. Run errands in a compact cluster of groceries, pharmacies, and services nearby. Tip: schedule a practical two-week trial period to test routines.
How can you maximize quality of life in Athens with budgeting, seasonality, and neighborhood fit?
Quality of life in Athens comes from a balanced approach to budgeting, seasonality, and neighborhood fit. Build a simple framework – essential, flexible, and optional expenses – and track costs with a method that feels natural. Embrace seasonality: summer markets, fall events, and indoor offerings in winter help you stay social without overspending. To choose a neighborhood, weigh walkability, proximity to coworking or libraries, and access to groceries and healthcare. Spend a few weeks exploring districts to feel the vibe before committing. Tip: connect with local groups or coworking peers to learn insider tips and build your network.
What is the average cost of living in Athens, TN in 2026?
For 2026, a single person in Athens, TN should plan on about $2,527 per month with rent, or $1,016 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
Why is Athens, TN so expensive to live in?
Athens, TN is expensive by global standards – monthly costs hit about $2,527. Housing is the main driver: central rents are steep, and even outer neighborhoods cost more than the global average. Strong demand, high local incomes, and limited supply all push prices up.
What is the average salary in Athens, TN?
After taxes, the average worker in Athens, TN takes home about $8,248 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is rent high in Athens, TN?
Rent hits hard in Athens, TN – 1-bedroom apartments range from $1,375 to $1,594 per month, and housing is the biggest single expense for most residents. Competition for well-connected central apartments is fierce.
How expensive is a gym membership in Athens, TN?
Gym memberships in Athens, TN cost about $42.49 per month – above the regional average. Premium chains and boutique studios charge even more. Parks, running routes, and outdoor fitness areas offer free alternatives if you'd rather skip the fee.
How much does childcare cost in Athens, TN?
Private kindergarten in Athens, TN costs about $1,308 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
Is $2,000 enough to live comfortably in Athens, TN?
$2,000 in Athens, TN is a stretch – monthly costs with rent hit $2,527, and housing alone takes a big chunk. Even with a shared flat and minimal going out, there's very little buffer for surprises or savings.
Is Athens, TN good for digital nomads?
Digital nomads flock to Athens, TN for good reason: fast internet, clean air, wellness scene. Monthly costs land around $2,527 depending on your setup – strong value for the connectivity and quality of life you get. Coworking spaces and nomad-friendly cafés round out the appeal.

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