Last update: Oct 2026 United States 115.5K

Cost of Living in Athens, TN

For one person, living costs in Athens, TN are estimated at $2,061 a month, including rent and utilities – 24% below the national average. Rent and utilities take just under half of the total.

Monthly Cost of Living

How much you'll spend in Athens, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens, TN actually costs, broken down by who's living it.

A single person spends around $2,061 per month with rent, or $1,141 for everyday expenses alone.

$2,061 /mo

A couple spends around $3,191 per month with rent, or $2,047 for everyday expenses alone.

$3,191 /mo

A family of three spends around $4,320 per month with rent, or $2,954 without housing.

$4,320 /mo
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$30.18 $30.18
$15.09 $15.09
$45.27 $45.27
Three-Course Dinner for Two, Mid-Range
$109 $109
$71.4 $71.4
$149 $149
Fast Food Meal (McDonalds, etc)
$11.76 $11.76
$9.80 $9.80
$14.70 $14.70
Cappuccino
$5.64 $5.64
$2.03 $2.03
$9.14 $9.14
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.70 $2.70
$1.98 $1.98
$3.96 $3.96
Water (0.33 liter bottle)
$2.09 $2.09
$1.54 $1.54
$3.08 $3.08
Local Beer (0.5 liter draught)
$6.82 $6.82
$2.92 $2.92
$10.72 $10.72
Imported Beer (0.33 liter bottle)
$7.86 $7.86
$4.91 $4.91
$14.74 $14.74
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$0.88 $0.88
$0.62 $0.62
$1.38 $1.38
White Bread (500g)
$2.57 $2.57
$1.30 $1.30
$5.63 $5.63
Rice (white) (1kg)
$3.43 $3.43
$1.93 $1.93
$6.43 $6.43
Eggs
$4.84 $4.84
$2.55 $2.55
$6.12 $6.12
Local Cheese (1kg)
$13.56 $13.56
$6.48 $6.48
$35.69 $35.69
Chicken Fillets (1kg)
$6.40 $6.40
$5.97 $5.97
$25.68 $25.68
Beef Round Steak (1kg)
$19.74 $19.74
$11.16 $11.16
$35.73 $35.73
Apples (1kg)
$5.95 $5.95
$1.99 $1.99
$11.06 $11.06
Banana (1kg)
$1.46 $1.46
$1.08 $1.08
$2.15 $2.15
Oranges (1kg)
$6.08 $6.08
$2.23 $2.23
$11.19 $11.19
Tomato (1kg)
$5.22 $5.22
$2.15 $2.15
$8.19 $8.19
Potato (1kg)
$3.73 $3.73
$1.70 $1.70
$6.80 $6.80
Onion (1kg)
$2.66 $2.66
$2.01 $2.01
$5.71 $5.71
Lettuce (1 head)
$2.25 $2.25
$1.78 $1.78
$3.61 $3.61
Water (1.5 liter bottle)
$1.67 $1.67
$1.48 $1.48
$4.93 $4.93
Cigarettes 20 Pack (Marlboro, Camel)
$6.98 $6.98
$6.98 $6.98
$9.48 $9.48
Wine (Bottle)
$14.93 $14.93
$6.97 $6.97
$24.89 $24.89
Local Beer (0.5 liter bottle)
$1.93 $1.93
$1.69 $1.69
$3.07 $3.07
Imported Beer (0.33 liter bottle)
$4.90 $4.90
$1.96 $1.96
$11.73 $11.73
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.30 $2.30
$1.15 $1.15
$2.30 $2.30
Taxi Start (Normal Tariff)
$3.52 $3.52
$3.52 $3.52
$5.03 $5.03
Taxi (Normal Tariff) (1km)
$1.46 $1.46
$1.46 $1.46
$2.34 $2.34
Taxi 1hour Waiting (Normal Tariff)
$24.41 $24.41
$24.41 $24.41
$24.41 $24.41
Gasoline (1 liter)
$0.93 $0.93
$0.78 $0.78
$1.07 $1.07
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.8K $36.8K
$28.0K $28.0K
$36.9K $36.9K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K $26.8K
$26.4K $26.4K
$27.5K $27.5K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$125 $125
$446 $446
SIM Card Monthly Plan (Calls and 10GB+ Data)
$70.0 $70.0
$29.93 $29.93
$108 $108
Internet (50+ Mbps, Unlimited Data)
$56.0 $56.0
$56.0 $56.0
$102 $102
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$45.44 $45.44
$21.81 $21.81
$54.5 $54.5
Cinema Ticket
$7.88 $7.88
$7.88 $7.88
$19.69 $19.69
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,820 $1,820
$1,181 $1,181
$2,191 $2,191
International Primary School, 1 Child (Yearly)
$22.3K $22.3K
$19.0K $19.0K
$29.3K $29.3K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$53.5 $53.5
$35.15 $35.15
$80.3 $80.3
Summer Dress (H&M, Zara, etc)
$45.57 $45.57
$18.31 $18.31
$66.1 $66.1
Sport Shoes (Adidas, Nike)
$96.8 $96.8
$54.2 $54.2
$148 $148
Men's Leather Business Shoes
$110 $110
$90.3 $90.3
$125 $125
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$855 $855
$831 $831
$883 $883
1-bedroom Apartment, Outside City Center (Monthly)
$701 $701
$606 $606
$753 $753
3-bedroom Apartment, City Center (Monthly)
$1,458 $1,458
$1,426 $1,426
$1,486 $1,486
3-bedroom Apartment, Outside City Center (Monthly)
$1,147 $1,147
$1,102 $1,102
$1,178 $1,178
Buy Apartment in City Center (m2)
$2,706 $2,706
$1,990 $1,990
$2,706 $2,706
Buy Apartment Outside City Center (m2)
$2,409 $2,409
$1,884 $1,884
$2,409 $2,409
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$8,472 $8,472
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.54
6
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Athens, TN $2,061
Accommodation & Living
$701
Eating Out
$413
Groceries & Markets
$383
Monthly Utilities & Internet
$345
Clothing & Footwear
$137
Sport & Entertainment
$61
Getting Around
$20 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the city center costs around $855, dropping to $701 outside central areas. Housing accounts for roughly 10% of the average salary ($8,472) – well above the 30% international benchmark.

The average net salary is $8,472 – comfortably above monthly costs of $2,061. Most workers can save and live well. A comfortable lifestyle typically starts at $3,092.

Groceries cost around $383 per month for one person. A mid-range dinner for two is priced at $109.

Cost Highlights

Average monthly net salary is higher than 99% of cities in North America

Meal at budget restaurant is more expensive than 98% of cities in North America

Three-course dinner for two, mid-range is more expensive than 96% of cities in North America

Good to know
🕒 Local time
21:33 9:33 PM
🌤 Weather
👥 Population
115,452
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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Athens, TN Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Athens, TN - Frequently Asked Questions
How affordable is Athens, TN for travelers, expats, and digital nomads, and what value does it offer overall?
Cost of Living in Athens, TN, United States is favorable for a town of its size. Housing tends to be more affordable than major metro areas, with a mix of older homes, modest apartments, and neighborhood options within a short drive to services. Daily costs for meals, errands, and local experiences are approachable, and you will find value in seasonal markets, coffee shops, and casual dining. For digital nomads, a calmer pace and reliable internet can offset the absence of big-city amenities. Tip: map your essential services and test a few neighborhoods during a weekend visit.
What does daily life look like in Athens, including housing search, food options, transport, coworking spaces, and errands?
The Athens, TN, United States living cost shows up in everyday choices more than in headline numbers. When you plan housing search, focus on downtown and the east side for walkability and shorter commutes; use local listings, bulletin boards, and word-of-mouth to compare rentals and leases. Food options range from casual diners and cafes to seasonal farmers markets that help you stretch groceries. Transport is largely car-centered, with bike-friendly streets around the core and occasional bus routes or rideshare. Run errands in a compact cluster of groceries, pharmacies, and services nearby. Tip: schedule a practical two-week trial period to test routines.
How can you maximize quality of life in Athens with budgeting, seasonality, and neighborhood fit?
Quality of life in Athens comes from a balanced approach to budgeting, seasonality, and neighborhood fit. Build a simple framework – essential, flexible, and optional expenses – and track costs with a method that feels natural. Embrace seasonality: summer markets, fall events, and indoor offerings in winter help you stay social without overspending. To choose a neighborhood, weigh walkability, proximity to coworking or libraries, and access to groceries and healthcare. Spend a few weeks exploring districts to feel the vibe before committing. Tip: connect with local groups or coworking peers to learn insider tips and build your network.
What is the average cost of living in Athens, TN in 2026?
For 2026, a single person in Athens, TN should plan on about $2,061 per month with rent, or $1,141 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
Is Athens, TN worth the cost of living?
Athens, TN is mid-range – monthly costs with rent reach about $2,061. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.
What is the average salary in Athens, TN?
After taxes, the average worker in Athens, TN takes home about $8,472 per month. Of course, that varies a lot by industry and experience – tech and finance pay well above this, while service jobs often fall below it.
Is rent high in Athens, TN?
Rent in Athens, TN is middle-of-the-road – 1-bedroom apartments fall between $701 and $855 per month. Not cheap, not outrageous, with reasonable options across most neighborhoods.
How expensive is a gym membership in Athens, TN?
Expect to pay about $45.44 per month for a gym in Athens, TN – on par with the regional average. That typically gets you weights, cardio machines, and group classes. Boutique studios, yoga centers, and personal trainers charge extra.
How much does childcare cost in Athens, TN?
Private kindergarten in Athens, TN costs about $1,820 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
Can a person live on $2,000 monthly in Athens, TN?
$2,000 is below the $2,061 average in Athens, TN, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Athens, TN good for digital nomads?
Digital nomads flock to Athens, TN for good reason: fast internet, clean air, wellness scene. Monthly costs land around $2,061 depending on your setup – strong value for the connectivity and quality of life you get. Coworking spaces and nomad-friendly cafés round out the appeal.

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