For one person, living costs in Campbellsville, KY are estimated at $1,556 a month, including rent and utilities – 43% below the national average. Rent and utilities take more than a third of the total.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Campbellsville, KY actually costs, broken down by who's living it.
A single person spends around $1,556 per month with rent, or $902 for everyday expenses alone.
$1,556 /mo
A couple spends around $2,428 per month with rent, or $1,539 for everyday expenses alone.
$2,428 /mo
A family of three spends around $3,300 per month with rent, or $2,176 without housing.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K$21.8K
$21.8K$21.8K
$35.9K$35.9K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K$24.9K
$24.9K$24.9K
$26.8K$26.8K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$75.3$75.3
$75.3$75.3
$249$249
SIM Card Monthly Plan(Calls and 10GB+ Data)
$65.8$65.8
$35.44$35.44
$152$152
Internet(50+ Mbps, Unlimited Data)
$24.79$24.79
$24.79$24.79
$99.2$99.2
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$41.38$41.38
$19.87$19.87
$49.67$49.67
Cinema Ticket
$10.11$10.11
$10.11$10.11
$15.16$15.16
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,490$1,490
$1,070$1,070
$1,675$1,675
International Primary School, 1 Child(Yearly)
$19.7K$19.7K
$19.7K$19.7K
$19.7K$19.7K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$29.41$29.41
$29.41$29.41
$53.4$53.4
Summer Dress(H&M, Zara, etc)
$44.88$44.88
$35.13$35.13
$50.2$50.2
Sport Shoes(Adidas, Nike)
$86.0$86.0
$65.9$65.9
$107$107
Men's Leather Business Shoes
$108$108
$74.8$74.8
$130$130
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$742$742
$696$696
$787$787
1-bedroom Apartment, Outside City Center(Monthly)
$578$578
$553$553
$604$604
3-bedroom Apartment, City Center(Monthly)
$1,246$1,246
$1,188$1,188
$1,305$1,305
3-bedroom Apartment, Outside City Center(Monthly)
$1,048$1,048
$1,001$1,001
$1,095$1,095
Buy Apartment in City Center(m2)
$2,596$2,596
$1,909$1,909
$2,596$2,596
Buy Apartment Outside City Center(m2)
$2,585$2,585
$2,022$2,022
$2,585$2,585
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$3,211$3,211
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.59
6
7.58
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 18, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Campbellsville, KY$1,556
Campbellsville, KY$3,300
🏠Accommodation & Living
$578 37.2%
🛒Groceries & Markets
$364 23.4%
🍽Eating Out
$246 15.8%
🧾Monthly Utilities & Internet
$166 10.7%
👕👟Clothing & Footwear
$121 7.8%
🎉Sport & Entertainment
$62 4%
🚌Getting Around
$19 * 1.2%
Categories marked with * are only partly priced – their share counts the items that do have prices.
🏠Accommodation & Living
$1K 31.8%
🛒Groceries & Markets
$837 25.4%
🍽Eating Out
$750 22.7%
🧾Monthly Utilities & Internet
$232 7%
👕👟Clothing & Footwear
$268 8.1%
🎉Sport & Entertainment
$123 * 3.7%
🚌Getting Around
$42 * 1.3%
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $742, dropping to $578 outside central areas. Housing accounts for roughly 23% of the average salary ($3,211) – well above the 30% international benchmark.
💰The average net salary is $3,211 – comfortably above monthly costs of $1,556. Most workers can save and live well. A comfortable lifestyle typically starts at $2,334.
🛒Groceries cost around $364 per month for one person. A mid-range dinner for two is priced at $50.0.
Cost Highlights
⭐Internet is cheaper than 98% of cities in North America
⭐Milk is cheaper than 93% of cities in North America
⭐Taxi is cheaper than 91% of cities in North America
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
English is commonly used in services, signage, and daily life
Cost of Living in Campbellsville, KY - Frequently Asked Questions
Is Campbellsville a good value for travelers, expats, and digital nomads seeking an affordable base?
Campbellsville offers a relaxed, small-town vibe with a cost structure that works well for both short trips and longer stays. Cost of Living in Campbellsville, KY, United States is generally approachable for daily needs, with housing and services priced lower than many bigger cities in the region. You will find value in stable, walkable downtown areas, reasonable utility needs, and a straightforward shopping scene. The vibe suits travelers who want easy access to parks and historic sites without the bustle of a metro. Tip: plan a week to sample different neighborhoods before committing to a long-term rental.
What does daily life look like in terms of housing search, food options, transport, and errands in Campbellsville?
Daily life hinges on a compact, walkable core and surrounding residential pockets. When searching housing, focus on downtown corridors, near the square, or near schools for stability and convenience; rental inventories sway with college calendars and harvest seasons. For meals, you will find farmers markets and local diners that emphasize seasonal produce and comfort classics. Transport is practical with a car as the primary option, occasional rideshare, and limited public transit. Groceries and services cluster around key commercial streets, keeping errands efficient. Campbellsville, KY, United States living cost awareness helps you calibrate budgets for daily needs. Tip: build a simple weekly budget and test a few grocery stores to spot where prices align with your routine.
What strategies help maintain quality of life on a budget and how do seasons affect living in Campbellsville?
To maximize quality of life without overspending, use a simple budgeting framework that separates fixed needs (rent, utilities, groceries) from flexible categories, then adjust monthly. In Campbellsville, the seasons influence energy use, clothing needs, and outdoor activities, so plan for heating in cooler months and cooling in summer. Neighborhood fit matters: choose a location that matches your pace – downtown for walkability or quieter streets for longer work sessions. Save by shopping at farmers markets, cooking at home, and sharing rides when possible. Tip: subscribe to local event calendars to align plans with offerings and avoid peak-season crowds.
What is the average cost of living in Campbellsville, KY in 2026?
For 2026, a single person in Campbellsville, KY should plan on about $1,556 per month with rent, or $902 without housing. That covers a moderate lifestyle – food, utilities, transport, and some leisure – at current local prices.
Is Campbellsville, KY worth the cost of living?
Campbellsville, KY is mid-range – monthly costs with rent reach about $1,556. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.
How much do you need to earn to live comfortably in Campbellsville, KY?
You'll want at least $2,334 per month after taxes to live comfortably in Campbellsville, KY. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
How much is rent in Campbellsville, KY?
A central one-bedroom apartment in Campbellsville, KY runs about $742 per month. Move further out and that drops to around $578. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
Is food expensive in Campbellsville, KY?
Grocery spending in Campbellsville, KY lands around $364 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
What is a typical grocery budget in Campbellsville, KY?
Groceries in Campbellsville, KY run about $364 monthly for one person – a moderate figure that matches the city's overall cost level. Local markets and supermarkets cover most needs, and food costs are manageable without strict budgeting.
Can a person live on $1,000 monthly in Campbellsville, KY?
$1,000 is below the $1,556 average in Campbellsville, KY, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Campbellsville, KY good for digital nomads?
Digital nomads flock to Campbellsville, KY for good reason: fast internet, family-friendly facilities, easy for English speakers. Monthly costs land around $1,556 depending on your setup – strong value for the connectivity and quality of life you get. Coworking spaces and nomad-friendly cafés round out the appeal.
How affordable is Campbellsville, KY?
Campbellsville, KY is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $1,556, a figure most working professionals can handle without major financial stress.
Campbellsville, KY vs other spots: cost of living compared