Last update: Oct 2026

Cost of Living Comparison Between Zdunska Wola and Warsaw

For one person, living is cheaper in Zdunska Wola: $1,205 a month against $2,032 in Warsaw, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Zdunska Wola
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Zdunska Wola Living Index
99

Cost of Living Index in Warsaw
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Warsaw Living Index

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Zdunska Wola

🇵🇱 Poland

$1,205

/mo nomad

Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Monthly Cost of Living

How much you'll spend in Zdunska Wola and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zdunska Wola and in Warsaw actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,205 in Zdunska Wola versus $2,032 in Warsaw.

Zdunska Wola $1,205
Warsaw $2,032

Estimated couple costs with rent: $1,773 in Zdunska Wola versus $2,918 in Warsaw.

Zdunska Wola $1,773
Warsaw $2,918

Monthly costs for a family of three with rent: $2,341 in Zdunska Wola versus $3,804 in Warsaw.

Zdunska Wola $2,341
Warsaw $3,804

Living in Zdunska Wola costs roughly 41% less than in Warsaw, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Zdunska Wola is 11% below, Warsaw is 50% above.

Meal at Budget Restaurant

$5.83 zł 22.66

$11.51 zł 44.72

-49.35%

Three-Course Dinner for Two, Mid-Range

$28.30 zł 110

$60.6 zł 236

-53.32%

Fast Food Meal (McDonalds, etc)

$9.08 zł 35.28

$10.00 zł 38.87

-9.20%

Cappuccino

$2.72 zł 10.58

$4.17 zł 16.22

-34.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 zł 7.76

$2.27 zł 8.81

-11.89%

Water (0.33 liter bottle)

$1.24 zł 4.83

$2.21 zł 8.61

-43.89%

Local Beer (0.5 liter draught)

$2.50 zł 9.73

$4.60 zł 17.87

-45.65%

Imported Beer (0.33 liter bottle)

$4.12 zł 16.00

$5.01 zł 19.47

-17.76%

Milk (1 liter)

$0.91 zł 3.54

$1.05 zł 4.07

-13.33%

White Bread (500g)

$1.27 zł 4.94

$1.52 zł 5.90

-16.45%

Rice (white) (1kg)

$1.61 zł 6.25

$1.54 zł 6.00

4.55%

Eggs

$2.87 zł 11.15

$3.76 zł 14.60

-23.67%

Local Cheese (1kg)

$7.73 zł 30.04

$8.55 zł 33.22

-9.59%

Chicken Fillets (1kg)

$6.21 zł 24.14

$6.29 zł 24.43

-1.27%

Beef Round Steak (1kg)

$13.93 zł 54.1

$14.54 zł 56.5

-4.20%

Apples (1kg)

$1.06 zł 4.12

$1.17 zł 4.55

-9.40%

Banana (1kg)

$1.66 zł 6.45

$1.73 zł 6.73

-4.05%

Oranges (1kg)

$1.51 zł 5.87

$1.71 zł 6.66

-11.70%

Tomato (1kg)

$3.24 zł 12.61

$4.04 zł 15.71

-19.80%

Potato (1kg)

$0.92 zł 3.58

$0.91 zł 3.53

1.10%

Onion (1kg)

$1.39 zł 5.40

$0.86 zł 3.34

61.63%

Lettuce (1 head)

$1.46 zł 5.69

$1.39 zł 5.39

5.04%

Water (1.5 liter bottle)

$0.52 zł 2.01

$0.69 zł 2.67

-24.64%

Cigarettes 20 Pack (Marlboro, Camel)

$4.50 zł 17.49

$6.19 zł 24.04

-27.30%

Wine (Bottle)

$7.12 zł 27.65

$6.46 zł 25.10

10.22%

Local Beer (0.5 liter bottle)

$1.56 zł 6.05

$1.10 zł 4.28

41.82%

Imported Beer (0.33 liter bottle)

$2.10 zł 8.16

$1.63 zł 6.35

28.83%

One-way Ticket (Public Transport)

$1.02 zł 3.98

$1.11 zł 4.31

-8.11%

Public Transport Monthly Pass (Regular Price)

$31.63 zł 123

$28.52 zł 111

10.90%

Taxi Start (Normal Tariff)

$1.50 zł 5.82

$2.47 zł 9.58

-39.27%

Taxi (Normal Tariff) (1km)

$0.49 zł 1.90

$1.31 zł 5.08

-62.60%

Taxi 1hour Waiting (Normal Tariff)

$6.53 zł 25.35

$12.87 zł 50.0

-49.26%

Gasoline (1 liter)

$1.52 zł 5.92

$1.75 zł 6.80

-13.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K zł 118.7K

$30.7K zł 119.4K

-0.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K zł 104.5K

$30.8K zł 119.5K

-12.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 zł 728

$341 zł 1,324

-45.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.55 zł 40.98

$9.00 zł 34.95

17.22%

Internet (50+ Mbps, Unlimited Data)

$14.93 zł 58.0

$16.19 zł 62.9

-7.78%

Gym Membership (Monthly)

$38.39 zł 149

$45.81 zł 178

-16.20%

Tennis Court (1 Hour on Weekend)

$23.74 zł 92.3

$27.81 zł 108

-14.64%

Cinema Ticket

$5.89 zł 22.90

$9.04 zł 35.12

-34.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$194 zł 755

$594 zł 2,306

-67.25%

International Primary School, 1 Child (Yearly)

$5,098 zł 19.8K

$14.3K zł 55.6K

-64.39%

Jeans (Levis 501 Or Similar)

$45.34 zł 176

$109 zł 424

-58.42%

Summer Dress (H&M, Zara, etc)

$39.10 zł 152

$40.12 zł 156

-2.54%

Sport Shoes (Adidas, Nike)

$77.0 zł 299

$104 zł 405

-26.19%

Men's Leather Business Shoes

$46.46 zł 181

$111 zł 431

-58.13%

1-bedroom Apartment, City Center (Monthly)

$516 zł 2,006

$1,181 zł 4,587

-56.27%

1-bedroom Apartment, Outside City Center (Monthly)

$452 zł 1,755

$942 zł 3,659

-52.05%

3-bedroom Apartment, City Center (Monthly)

$1,097 zł 4,263

$2,074 zł 8,056

-47.08%

3-bedroom Apartment, Outside City Center (Monthly)

$783 zł 3,041

$1,533 zł 5,958

-48.95%

Buy Apartment in City Center (m2)

$2,916 zł 11.3K

$5,932 zł 23.0K

-50.84%

Buy Apartment Outside City Center (m2)

$2,247 zł 8,730

$3,836 zł 14.9K

-41.42%

Average Monthly Net Salary (After Tax)

$895 zł 3,476

$2,049 zł 7,959

-56.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

6.68

-7.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zdunska Wola: October 11, 2026

Last update for Warsaw: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zdunska Wola

$452 37.5%

Warsaw

$942 46.4% 109% $490

Groceries & Markets

Zdunska Wola

$217 18%

Warsaw

$231 11.4% 6.3% $14

Monthly Utilities & Internet

Zdunska Wola

$213 17.7%

Warsaw

$366 18% 71.9% $153

Eating Out

Zdunska Wola

$140 11.6%

Warsaw

$223 11% 59% $83

Clothing & Footwear

Zdunska Wola

$94 7.8%

Warsaw

$164 8.1% 75.3% $70

Sport & Entertainment

Zdunska Wola

$50 4.2%

Warsaw

$64 3.1% 27.3% $14

Getting Around

Zdunska Wola

$40 3.3%

Warsaw

$42 2.1% 5.8% $2.3

Cost Breakdown

A one-bedroom apartment in the center runs $516 in Zdunska Wola and $1,181 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 129% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $28.00 in Zdunska Wola vs $61.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $217 vs $231 per month, with Zdunska Wola cheaper across the board.

Good to know

🇵🇱 Zdunska Wola

🇵🇱 Warsaw

🕒 Local time

20:36 8:36 PM

Same time as Zdunska Wola

🌤 Weather

👥 Population

40,996

1,861,599 Capital

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

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From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zdunska Wola vs Warsaw: Cost of Living - Frequently Asked Questions

Zdunska Wola wins on cost – living expenses run 69% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Zdunska Wola the obvious pick if budget is a priority.

On paper, salaries run 129% lower in Warsaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $516 in Zdunska Wola versus $1,181 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,205 per month in Zdunska Wola versus $2,032 in Warsaw – a 69% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Zdunska Wola runs roughly 11% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,205 in Zdunska Wola versus $2,032 in Warsaw, a $1,500 budget is realistic in Zdunska Wola but tight or insufficient in Warsaw. The gap between the two cities makes Zdunska Wola the clear choice for anyone on this budget.

Both work as nomad bases, but Zdunska Wola delivers better value – similar infrastructure at $1,205 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zdunska Wola hard to pass up.

Safety-wise, Zdunska Wola and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zdunska Wola gentler on the wallet – expenses run 69% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.