Cost of Living Comparison Between Zdunska Wola and Warsaw Cost of Living Comparison Between Zdunska Wola and Warsaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,265 in Zdunska Wola versus $2,040 in Warsaw.

Estimated couple costs with rent: $1,821 in Zdunska Wola versus $2,889 in Warsaw.

Monthly costs for a family of three with rent: $2,376 in Zdunska Wola versus $3,737 in Warsaw.

Living in Zdunska Wola costs roughly 38% less than in Warsaw, driven mainly by Eating Out.

The two cities straddle the global median: Zdunska Wola is 6% below, Warsaw is 52% above.

Currency
🍽 Eating Out
Zdunska Wola
Warsaw
Difference
Meal at Budget Restaurant
$6.29 zł 22.93
$11.04 zł 40.27
-43.03%
Three-Course Dinner for Two, Mid-Range
$29.86 zł 109
$58.1 zł 212
-48.62%
Fast Food Meal (McDonalds, etc)
$9.43 zł 34.37
$9.74 zł 35.52
-3.18%
Cappuccino
$3.03 zł 11.06
$4.29 zł 15.64
-29.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.94 zł 7.06
$2.11 zł 7.70
-8.06%
Water (0.33 liter bottle)
$1.34 zł 4.89
$1.81 zł 6.62
-25.97%
Local Beer (0.5 liter draught)
$3.23 zł 11.79
$4.45 zł 16.23
-27.42%
Imported Beer (0.33 liter bottle)
$3.32 zł 12.12
$4.68 zł 17.08
-29.06%
🛒 Groceries & Markets
Zdunska Wola
Warsaw
Difference
Milk (1 liter)
$1.02 zł 3.73
$1.15 zł 4.20
-11.30%
White Bread (500g)
$1.56 zł 5.67
$1.36 zł 4.97
14.71%
Rice (white) (1kg)
$1.50 zł 5.46
$1.84 zł 6.70
-18.48%
Eggs
$3.06 zł 11.16
$3.63 zł 13.24
-15.70%
Local Cheese (1kg)
$10.68 zł 38.93
$10.11 zł 36.87
5.64%
Chicken Fillets (1kg)
$6.07 zł 22.13
$6.98 zł 25.45
-13.04%
Beef Round Steak (1kg)
$10.70 zł 39.01
$14.55 zł 53.1
-26.46%
Apples (1kg)
$1.02 zł 3.71
$1.29 zł 4.71
-20.93%
Banana (1kg)
$1.60 zł 5.85
$1.79 zł 6.51
-10.61%
Oranges (1kg)
$1.78 zł 6.49
$1.94 zł 7.06
-8.25%
Tomato (1kg)
$3.05 zł 11.13
$3.62 zł 13.21
-15.75%
Potato (1kg)
$1.00 zł 3.65
$1.06 zł 3.86
-5.66%
Onion (1kg)
$0.90 zł 3.29
$1.18 zł 4.29
-23.73%
Lettuce (1 head)
$1.23 zł 4.50
$1.44 zł 5.25
-14.58%
Water (1.5 liter bottle)
$0.66 zł 2.41
$0.67 zł 2.43
-1.49%
Cigarettes 20 Pack (Marlboro, Camel)
$5.34 zł 19.46
$5.29 zł 19.30
0.95%
Wine (Bottle)
$7.75 zł 28.25
$8.29 zł 30.24
-6.51%
Local Beer (0.5 liter bottle)
$1.03 zł 3.76
$1.43 zł 5.20
-27.97%
Imported Beer (0.33 liter bottle)
$1.79 zł 6.52
$1.88 zł 6.86
-4.79%
🚌 Getting Around
Zdunska Wola
Warsaw
Difference
One-way Ticket (Public Transport)
$1.07 zł 3.92
$1.16 zł 4.23
-7.76%
Public Transport Monthly Pass (Regular Price)
$31.96 zł 117
$29.77 zł 109
7.36%
Taxi Start (Normal Tariff)
$1.65 zł 6.03
$2.63 zł 9.60
-37.26%
Taxi (Normal Tariff) (1km)
$0.52 zł 1.90
$0.98 zł 3.56
-46.94%
Taxi 1hour Waiting (Normal Tariff)
$10.69 zł 38.98
$13.42 zł 48.95
-20.34%
Gasoline (1 liter)
$1.66 zł 6.04
$1.71 zł 6.23
-2.92%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K zł 125.7K
$33.4K zł 121.8K
3.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.7K zł 108.3K
$33.6K zł 122.5K
-11.57%
🧾 Monthly Utilities & Internet
Zdunska Wola
Warsaw
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$212 zł 772
$357 zł 1,302
-40.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.19 zł 29.85
$10.03 zł 36.58
-18.34%
Internet (50+ Mbps, Unlimited Data)
$15.25 zł 55.6
$17.56 zł 64.0
-13.15%
🎉 Sport & Entertainment
Zdunska Wola
Warsaw
Difference
Gym Membership (Monthly)
$36.77 zł 134
$44.87 zł 164
-18.05%
Tennis Court (1 Hour on Weekend)
$19.53 zł 71.2
$29.23 zł 107
-33.19%
Cinema Ticket
$6.20 zł 22.61
$9.70 zł 35.36
-36.08%
🧸 Childcare & Education
Zdunska Wola
Warsaw
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$202 zł 737
$580 zł 2,114
-65.12%
International Primary School, 1 Child (Yearly)
$11.1K zł 40.4K
$15.7K zł 57.1K
-29.25%
👕👟 Clothing & Footwear
Zdunska Wola
Warsaw
Difference
Jeans (Levis 501 Or Similar)
$49.21 zł 179
$99.2 zł 362
-50.41%
Summer Dress (H&M, Zara, etc)
$36.13 zł 132
$46.99 zł 171
-23.11%
Sport Shoes (Adidas, Nike)
$81.9 zł 299
$92.5 zł 337
-11.48%
Men's Leather Business Shoes
$48.63 zł 177
$111 zł 404
-56.08%
🏠 Accommodation & Living
Zdunska Wola
Warsaw
Difference
1-bedroom Apartment, City Center (Monthly)
$641 zł 2,338
$1,161 zł 4,233
-44.77%
1-bedroom Apartment, Outside City Center (Monthly)
$491 zł 1,792
$890 zł 3,244
-44.77%
3-bedroom Apartment, City Center (Monthly)
$967 zł 3,526
$2,033 zł 7,414
-52.45%
3-bedroom Apartment, Outside City Center (Monthly)
$816 zł 2,975
$1,526 zł 5,566
-46.55%
Buy Apartment in City Center (m2)
$3,005 zł 11.0K
$6,283 zł 22.9K
-52.17%
Buy Apartment Outside City Center (m2)
$2,322 zł 8,468
$4,074 zł 14.9K
-43.00%
💵 Salaries & Financials
Zdunska Wola
Warsaw
Difference
Average Monthly Net Salary (After Tax)
$973 zł 3,546
$2,228 zł 8,126
-56.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.92
7.55
-8.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zdunska Wola: May 30, 2026

Last update for Warsaw: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $641 in Zdunska Wola and $1,161 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 129% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $30.00 in Zdunska Wola vs $58.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $217 vs $246 per month, with Zdunska Wola cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zdunska Wola vs Warsaw: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zdunska Wola or Warsaw?
Zdunska Wola wins on cost – living expenses run 61% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Zdunska Wola the obvious pick if budget is a priority.
Are salaries higher in Zdunska Wola or Warsaw?
On paper, Warsaw earns 129% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Zdunska Wola vs Warsaw?
Rent for a central apartment: $641 in Zdunska Wola versus $1,161 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Zdunska Wola compared to Warsaw?
All in, you'll spend $1,265 per month in Zdunska Wola versus $2,040 in Warsaw – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Zdunska Wola vs Warsaw?
A monthly transit pass in Zdunska Wola runs roughly 7% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,500/month in Zdunska Wola or Warsaw?
At $1,265 in Zdunska Wola versus $2,040 in Warsaw, a $1,500 budget is realistic in Zdunska Wola but tight or insufficient in Warsaw. The gap between the two cities makes Zdunska Wola the clear choice for anyone on this budget.
Which city is better for digital nomads, Zdunska Wola or Warsaw?
Both work as nomad bases, but Zdunska Wola delivers better value – similar infrastructure at $1,265 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zdunska Wola hard to pass up.
How safe is Zdunska Wola compared to Warsaw?
Safety-wise, Zdunska Wola and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zdunska Wola gentler on the wallet – expenses run 61% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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