Cost of Living Comparison Between Warsaw and Zdunska Wola Cost of Living Comparison Between Warsaw and Zdunska Wola

Monthly Cost of Living

Monthly costs for one person with rent: $2,045 in Warsaw versus $1,267 in Zdunska Wola.

Estimated couple costs with rent: $2,944 in Warsaw versus $1,827 in Zdunska Wola.

Monthly costs for a family of three with rent: $3,843 in Warsaw versus $2,387 in Zdunska Wola.

Living in Warsaw is roughly 61% more expensive than in Zdunska Wola, driven mainly by Eating Out.

The two cities straddle the global median: Warsaw is 53% above, Zdunska Wola is 5% below.

Meal at Budget Restaurant

$11.46 zł 44.52

$5.96 zł 23.15

92.28%

Three-Course Dinner for Two, Mid-Range

$61.2 zł 238

$28.90 zł 112

111.90%

Fast Food Meal (McDonalds, etc)

$10.40 zł 40.38

$9.15 zł 35.55

13.66%

Cappuccino

$4.36 zł 16.95

$2.90 zł 11.26

50.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 zł 8.61

$1.92 zł 7.45

15.63%

Water (0.33 liter bottle)

$2.24 zł 8.68

$1.31 zł 5.10

70.99%

Local Beer (0.5 liter draught)

$4.67 zł 18.15

$2.54 zł 9.87

83.86%

Imported Beer (0.33 liter bottle)

$5.20 zł 20.18

$4.09 zł 15.89

27.14%

Milk (1 liter)

$1.05 zł 4.09

$0.94 zł 3.64

11.70%

White Bread (500g)

$1.54 zł 5.97

$1.29 zł 5.00

19.38%

Rice (white) (1kg)

$1.58 zł 6.12

$1.61 zł 6.27

-1.86%

Eggs

$3.81 zł 14.81

$2.96 zł 11.49

28.72%

Local Cheese (1kg)

$8.71 zł 33.83

$7.99 zł 31.04

9.01%

Chicken Fillets (1kg)

$6.49 zł 25.22

$6.06 zł 23.55

7.10%

Beef Round Steak (1kg)

$14.86 zł 57.7

$14.55 zł 56.5

2.13%

Apples (1kg)

$1.20 zł 4.68

$1.14 zł 4.41

5.26%

Banana (1kg)

$1.67 zł 6.48

$1.71 zł 6.65

-2.34%

Oranges (1kg)

$1.64 zł 6.35

$1.60 zł 6.20

2.50%

Tomato (1kg)

$4.25 zł 16.50

$3.31 zł 12.87

28.40%

Potato (1kg)

$0.92 zł 3.58

$0.89 zł 3.45

3.37%

Onion (1kg)

$0.87 zł 3.38

$1.44 zł 5.59

-39.58%

Lettuce (1 head)

$1.48 zł 5.74

$1.50 zł 5.81

-1.33%

Water (1.5 liter bottle)

$0.64 zł 2.50

$0.56 zł 2.18

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$6.37 zł 24.74

$4.56 zł 17.69

39.69%

Wine (Bottle)

$6.37 zł 24.72

$7.20 zł 27.95

-11.53%

Local Beer (0.5 liter bottle)

$1.09 zł 4.23

$1.54 zł 5.97

-29.22%

Imported Beer (0.33 liter bottle)

$1.63 zł 6.34

$2.19 zł 8.51

-25.57%

One-way Ticket (Public Transport)

$1.12 zł 4.33

$1.12 zł 4.34

Public Transport Monthly Pass (Regular Price)

$28.30 zł 110

$29.96 zł 116

-5.54%

Taxi Start (Normal Tariff)

$2.63 zł 10.19

$1.52 zł 5.92

73.03%

Taxi (Normal Tariff) (1km)

$1.26 zł 4.90

$0.50 zł 1.95

152.00%

Taxi 1hour Waiting (Normal Tariff)

$12.86 zł 49.94

$6.53 zł 25.34

96.94%

Gasoline (1 liter)

$1.70 zł 6.61

$1.58 zł 6.12

7.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K zł 117.4K

$32.0K zł 124.2K

-5.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K zł 115.5K

$27.8K zł 108.1K

6.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$352 zł 1,368

$187 zł 725

88.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.15 zł 35.53

$10.84 zł 42.08

-15.59%

Internet (50+ Mbps, Unlimited Data)

$16.14 zł 62.7

$15.38 zł 59.7

4.94%

Gym Membership (Monthly)

$45.94 zł 178

$38.64 zł 150

18.89%

Tennis Court (1 Hour on Weekend)

$28.38 zł 110

$22.23 zł 86.3

27.67%

Cinema Ticket

$8.95 zł 34.76

$5.91 zł 22.96

51.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$600 zł 2,328

$199 zł 773

201.27%

International Primary School, 1 Child (Yearly)

$14.3K zł 55.4K

$5,297 zł 20.6K

169.46%

Jeans (Levis 501 Or Similar)

$112 zł 434

$47.23 zł 183

136.82%

Summer Dress (H&M, Zara, etc)

$41.03 zł 159

$39.72 zł 154

3.30%

Sport Shoes (Adidas, Nike)

$107 zł 416

$77.7 zł 302

37.94%

Men's Leather Business Shoes

$110 zł 429

$46.28 zł 180

138.66%

1-bedroom Apartment, City Center (Monthly)

$1,177 zł 4,572

$620 zł 2,408

89.82%

1-bedroom Apartment, Outside City Center (Monthly)

$977 zł 3,793

$510 zł 1,978

91.71%

3-bedroom Apartment, City Center (Monthly)

$2,096 zł 8,140

$1,017 zł 3,948

106.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,580 zł 6,135

$839 zł 3,256

88.40%

Buy Apartment in City Center (m2)

$5,960 zł 23.1K

$2,967 zł 11.5K

100.87%

Buy Apartment Outside City Center (m2)

$3,860 zł 15.0K

$2,280 zł 8,855

69.28%

Average Monthly Net Salary (After Tax)

$2,096 zł 8,137

$917 zł 3,561

128.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.21

6.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: October 5, 2026

Last update for Zdunska Wola: October 4, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,177 in Warsaw and $620 in Zdunska Wola. Housing cost is often the main lever when comparing two cities.

Warsaw pays 129% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Warsaw vs $29.00 in Zdunska Wola for a mid-range dinner for two. Groceries echo the gap at $234 vs $222 per month, with Zdunska Wola cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Zdunska Wola: Cost of Living - Frequently Asked Questions

Zdunska Wola wins on cost – living expenses run 61% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Zdunska Wola the obvious pick if budget is a priority.

Average pay runs 129% higher in Warsaw, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,177 in Warsaw versus $620 in Zdunska Wola. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,045 per month in Warsaw versus $1,267 in Zdunska Wola – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Zdunska Wola runs roughly 6% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,267 in Zdunska Wola versus $2,045 in Warsaw, a $1,500 budget is realistic in Zdunska Wola but tight or insufficient in Warsaw. The gap between the two cities makes Zdunska Wola the clear choice for anyone on this budget.

Both work as nomad bases, but Zdunska Wola delivers better value – similar infrastructure at $1,267 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zdunska Wola hard to pass up.

Safety-wise, Warsaw and Zdunska Wola are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zdunska Wola gentler on the wallet – expenses run 61% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.