Cost of Living Comparison Between Warsaw and Zdunska Wola Cost of Living Comparison Between Warsaw and Zdunska Wola

Monthly Cost of Living

Monthly costs for one person with rent: $2,040 in Warsaw versus $1,265 in Zdunska Wola.

Estimated couple costs with rent: $2,889 in Warsaw versus $1,821 in Zdunska Wola.

Monthly costs for a family of three with rent: $3,737 in Warsaw versus $2,376 in Zdunska Wola.

Living in Warsaw is roughly 61% more expensive than Zdunska Wola, driven mainly by Eating Out.

The two cities straddle the global median: Warsaw is 52% above, Zdunska Wola is 6% below.

Meal at Budget Restaurant

$11.04 zł 40.27

$6.29 zł 22.93

75.52%

Three-Course Dinner for Two, Mid-Range

$58.1 zł 212

$29.86 zł 109

94.64%

Fast Food Meal (McDonalds, etc)

$9.74 zł 35.52

$9.43 zł 34.37

3.29%

Cappuccino

$4.29 zł 15.64

$3.03 zł 11.06

41.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 zł 7.70

$1.94 zł 7.06

8.76%

Water (0.33 liter bottle)

$1.81 zł 6.62

$1.34 zł 4.89

35.07%

Local Beer (0.5 liter draught)

$4.45 zł 16.23

$3.23 zł 11.79

37.77%

Imported Beer (0.33 liter bottle)

$4.68 zł 17.08

$3.32 zł 12.12

40.96%

Milk (1 liter)

$1.15 zł 4.20

$1.02 zł 3.73

12.75%

White Bread (500g)

$1.36 zł 4.97

$1.56 zł 5.67

-12.82%

Rice (white) (1kg)

$1.84 zł 6.70

$1.50 zł 5.46

22.67%

Eggs

$3.63 zł 13.24

$3.06 zł 11.16

18.63%

Local Cheese (1kg)

$10.11 zł 36.87

$10.68 zł 38.93

-5.34%

Chicken Fillets (1kg)

$6.98 zł 25.45

$6.07 zł 22.13

14.99%

Beef Round Steak (1kg)

$14.55 zł 53.1

$10.70 zł 39.01

35.98%

Apples (1kg)

$1.29 zł 4.71

$1.02 zł 3.71

26.47%

Banana (1kg)

$1.79 zł 6.51

$1.60 zł 5.85

11.87%

Oranges (1kg)

$1.94 zł 7.06

$1.78 zł 6.49

8.99%

Tomato (1kg)

$3.62 zł 13.21

$3.05 zł 11.13

18.69%

Potato (1kg)

$1.06 zł 3.86

$1.00 zł 3.65

6.00%

Onion (1kg)

$1.18 zł 4.29

$0.90 zł 3.29

31.11%

Lettuce (1 head)

$1.44 zł 5.25

$1.23 zł 4.50

17.07%

Water (1.5 liter bottle)

$0.67 zł 2.43

$0.66 zł 2.41

1.52%

Cigarettes 20 Pack (Marlboro, Camel)

$5.29 zł 19.30

$5.34 zł 19.46

-0.94%

Wine (Bottle)

$8.29 zł 30.24

$7.75 zł 28.25

6.97%

Local Beer (0.5 liter bottle)

$1.43 zł 5.20

$1.03 zł 3.76

38.83%

Imported Beer (0.33 liter bottle)

$1.88 zł 6.86

$1.79 zł 6.52

5.03%

One-way Ticket (Public Transport)

$1.16 zł 4.23

$1.07 zł 3.92

8.41%

Public Transport Monthly Pass (Regular Price)

$29.77 zł 109

$31.96 zł 117

-6.85%

Taxi Start (Normal Tariff)

$2.63 zł 9.60

$1.65 zł 6.03

59.39%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.56

$0.52 zł 1.90

88.46%

Taxi 1hour Waiting (Normal Tariff)

$13.42 zł 48.95

$10.69 zł 38.98

25.54%

Gasoline (1 liter)

$1.71 zł 6.23

$1.66 zł 6.04

3.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K zł 121.8K

$34.5K zł 125.7K

-3.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K zł 122.5K

$29.7K zł 108.3K

13.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,302

$212 zł 772

68.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.03 zł 36.58

$8.19 zł 29.85

22.47%

Internet (50+ Mbps, Unlimited Data)

$17.56 zł 64.0

$15.25 zł 55.6

15.15%

Gym Membership (Monthly)

$44.87 zł 164

$36.77 zł 134

22.03%

Tennis Court (1 Hour on Weekend)

$29.23 zł 107

$19.53 zł 71.2

49.67%

Cinema Ticket

$9.70 zł 35.36

$6.20 zł 22.61

56.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$580 zł 2,114

$202 zł 737

186.73%

International Primary School, 1 Child (Yearly)

$15.7K zł 57.1K

$11.1K zł 40.4K

41.34%

Jeans (Levis 501 Or Similar)

$99.2 zł 362

$49.21 zł 179

101.67%

Summer Dress (H&M, Zara, etc)

$46.99 zł 171

$36.13 zł 132

30.06%

Sport Shoes (Adidas, Nike)

$92.5 zł 337

$81.9 zł 299

12.97%

Men's Leather Business Shoes

$111 zł 404

$48.63 zł 177

127.68%

1-bedroom Apartment, City Center (Monthly)

$1,161 zł 4,233

$641 zł 2,338

81.07%

1-bedroom Apartment, Outside City Center (Monthly)

$890 zł 3,244

$491 zł 1,792

81.06%

3-bedroom Apartment, City Center (Monthly)

$2,033 zł 7,414

$967 zł 3,526

110.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,566

$816 zł 2,975

87.08%

Buy Apartment in City Center (m2)

$6,283 zł 22.9K

$3,005 zł 11.0K

109.09%

Buy Apartment Outside City Center (m2)

$4,074 zł 14.9K

$2,322 zł 8,468

75.43%

Average Monthly Net Salary (After Tax)

$2,228 zł 8,126

$973 zł 3,546

129.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.92

9.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: June 1, 2026

Last update for Zdunska Wola: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,161 in Warsaw and $641 in Zdunska Wola. Housing cost is often the main lever when comparing two cities.

Warsaw pays 129% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $58.0 in Warsaw vs $30.00 in Zdunska Wola for a mid-range dinner for two. Groceries echo the gap at $246 vs $217 per month, with Zdunska Wola cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Zdunska Wola: Cost of Living - Frequently Asked Questions

Zdunska Wola wins on cost – living expenses run 61% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Zdunska Wola the obvious pick if budget is a priority.

Warsaw pays 129% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,161 in Warsaw versus $641 in Zdunska Wola. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,040 per month in Warsaw versus $1,265 in Zdunska Wola – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Zdunska Wola runs roughly 7% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,265 in Zdunska Wola versus $2,040 in Warsaw, a $1,500 budget is realistic in Zdunska Wola but tight or insufficient in Warsaw. The gap between the two cities makes Zdunska Wola the clear choice for anyone on this budget.

Both work as nomad bases, but Zdunska Wola delivers better value – similar infrastructure at $1,265 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zdunska Wola hard to pass up.

Safety-wise, Warsaw and Zdunska Wola are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zdunska Wola gentler on the wallet – expenses run 61% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.