Cost of Living Comparison Between Warsaw and Zdunska Wola Cost of Living Comparison Between Warsaw and Zdunska Wola

Monthly Cost of Living

Monthly costs for one person with rent: $2,025 in Warsaw versus $1,269 in Zdunska Wola.

Estimated couple costs with rent: $2,904 in Warsaw versus $1,840 in Zdunska Wola.

Monthly costs for a family of three with rent: $3,783 in Warsaw versus $2,411 in Zdunska Wola.

Living in Warsaw is roughly 60% more expensive than in Zdunska Wola, driven mainly by Eating Out.

The two cities straddle the global median: Warsaw is 52% above, Zdunska Wola is 5% below.

Meal at Budget Restaurant

$10.75 zł 40.77

$6.14 zł 23.30

75.08%

Three-Course Dinner for Two, Mid-Range

$56.6 zł 215

$30.24 zł 115

87.27%

Fast Food Meal (McDonalds, etc)

$9.45 zł 35.86

$9.73 zł 36.91

-2.88%

Cappuccino

$4.17 zł 15.81

$2.93 zł 11.13

42.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 zł 7.98

$2.01 zł 7.62

4.48%

Water (0.33 liter bottle)

$1.83 zł 6.93

$1.32 zł 5.03

38.64%

Local Beer (0.5 liter draught)

$4.47 zł 16.95

$3.25 zł 12.32

37.54%

Imported Beer (0.33 liter bottle)

$4.54 zł 17.23

$3.30 zł 12.51

37.58%

Milk (1 liter)

$1.19 zł 4.51

$0.97 zł 3.68

22.68%

White Bread (500g)

$1.42 zł 5.40

$1.62 zł 6.16

-12.35%

Rice (white) (1kg)

$1.79 zł 6.79

$1.42 zł 5.39

26.06%

Eggs

$3.57 zł 13.56

$3.16 zł 12.00

12.97%

Local Cheese (1kg)

$9.98 zł 37.88

$10.60 zł 40.22

-5.85%

Chicken Fillets (1kg)

$6.92 zł 26.27

$6.15 zł 23.33

12.52%

Beef Round Steak (1kg)

$14.53 zł 55.1

$10.78 zł 40.91

34.79%

Apples (1kg)

$1.30 zł 4.93

$1.02 zł 3.86

27.45%

Banana (1kg)

$1.86 zł 7.06

$1.66 zł 6.30

12.05%

Oranges (1kg)

$1.93 zł 7.34

$1.73 zł 6.58

11.56%

Tomato (1kg)

$3.77 zł 14.29

$2.94 zł 11.14

28.23%

Potato (1kg)

$1.06 zł 4.00

$0.99 zł 3.77

7.07%

Onion (1kg)

$1.24 zł 4.70

$0.95 zł 3.60

30.53%

Lettuce (1 head)

$1.44 zł 5.47

$1.29 zł 4.91

11.63%

Water (1.5 liter bottle)

$0.72 zł 2.73

$0.66 zł 2.49

9.09%

Cigarettes 20 Pack (Marlboro, Camel)

$5.55 zł 21.05

$5.53 zł 20.99

0.36%

Wine (Bottle)

$7.75 zł 29.40

$7.28 zł 27.63

6.46%

Local Beer (0.5 liter bottle)

$1.37 zł 5.21

$1.09 zł 4.13

25.69%

Imported Beer (0.33 liter bottle)

$1.87 zł 7.08

$1.86 zł 7.08

0.54%

One-way Ticket (Public Transport)

$1.17 zł 4.43

$1.08 zł 4.08

8.33%

Public Transport Monthly Pass (Regular Price)

$29.63 zł 112

$32.13 zł 122

-7.78%

Taxi Start (Normal Tariff)

$2.66 zł 10.11

$1.65 zł 6.28

61.21%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.86

$0.51 zł 1.94

100.00%

Taxi 1hour Waiting (Normal Tariff)

$13.35 zł 50.6

$10.64 zł 40.37

25.47%

Gasoline (1 liter)

$1.79 zł 6.78

$1.72 zł 6.53

4.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K zł 124.3K

$34.0K zł 129.1K

-3.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K zł 123.6K

$30.2K zł 114.7K

7.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,353

$211 zł 801

69.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.23 zł 38.80

$8.48 zł 32.16

20.64%

Internet (50+ Mbps, Unlimited Data)

$17.49 zł 66.4

$15.27 zł 57.9

14.54%

Gym Membership (Monthly)

$44.37 zł 168

$36.12 zł 137

22.84%

Tennis Court (1 Hour on Weekend)

$29.18 zł 111

$19.99 zł 75.8

45.97%

Cinema Ticket

$9.39 zł 35.63

$6.17 zł 23.42

52.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$571 zł 2,168

$205 zł 778

178.52%

International Primary School, 1 Child (Yearly)

$15.3K zł 58.1K

$10.9K zł 41.4K

40.31%

Jeans (Levis 501 Or Similar)

$98.7 zł 375

$48.70 zł 185

102.71%

Summer Dress (H&M, Zara, etc)

$46.99 zł 178

$36.27 zł 138

29.56%

Sport Shoes (Adidas, Nike)

$94.7 zł 359

$80.9 zł 307

17.08%

Men's Leather Business Shoes

$109 zł 415

$48.05 zł 182

127.47%

1-bedroom Apartment, City Center (Monthly)

$1,135 zł 4,305

$658 zł 2,496

72.52%

1-bedroom Apartment, Outside City Center (Monthly)

$922 zł 3,497

$490 zł 1,858

88.20%

3-bedroom Apartment, City Center (Monthly)

$2,090 zł 7,931

$982 zł 3,727

112.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,790

$814 zł 3,087

87.57%

Buy Apartment in City Center (m2)

$6,322 zł 24.0K

$2,978 zł 11.3K

112.33%

Buy Apartment Outside City Center (m2)

$3,919 zł 14.9K

$2,263 zł 8,586

73.17%

Average Monthly Net Salary (After Tax)

$2,150 zł 8,157

$933 zł 3,542

130.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.92

9.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: July 13, 2026

Last update for Zdunska Wola: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,135 in Warsaw and $658 in Zdunska Wola. Housing cost is often the main lever when comparing two cities.

Warsaw pays 130% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Warsaw vs $30.00 in Zdunska Wola for a mid-range dinner for two. Groceries echo the gap at $246 vs $217 per month, with Zdunska Wola cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Zdunska Wola: Cost of Living - Frequently Asked Questions

Zdunska Wola wins on cost – living expenses run 60% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Zdunska Wola the obvious pick if budget is a priority.

Average pay runs 130% higher in Warsaw, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,135 in Warsaw versus $658 in Zdunska Wola. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,025 per month in Warsaw versus $1,269 in Zdunska Wola – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Zdunska Wola runs roughly 8% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,269 in Zdunska Wola versus $2,025 in Warsaw, a $1,500 budget is realistic in Zdunska Wola but tight or insufficient in Warsaw. The gap between the two cities makes Zdunska Wola the clear choice for anyone on this budget.

Both work as nomad bases, but Zdunska Wola delivers better value – similar infrastructure at $1,269 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zdunska Wola hard to pass up.

Safety-wise, Warsaw and Zdunska Wola are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zdunska Wola gentler on the wallet – expenses run 60% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.