Cost of Living Comparison Between Zdunska Wola and Ubud, Bali Cost of Living Comparison Between Zdunska Wola and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,265 in Zdunska Wola versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,821 in Zdunska Wola versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,376 in Zdunska Wola versus $3,660 in Ubud, Bali.

Living in Zdunska Wola costs roughly 11% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Zdunska Wola is 6% below, Ubud, Bali is 6% above.

Currency
🍽 Eating Out
Zdunska Wola
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.29 zł 22.93
$3.56 Rp 64.3K
76.69%
Three-Course Dinner for Two, Mid-Range
$29.86 zł 109
$32.73 Rp 590.3K
-8.77%
Fast Food Meal (McDonalds, etc)
$9.43 zł 34.37
$4.95 Rp 89.2K
90.51%
Cappuccino
$3.03 zł 11.06
$2.71 Rp 48.9K
11.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.94 zł 7.06
$1.34 Rp 24.2K
44.78%
Water (0.33 liter bottle)
$1.34 zł 4.89
$0.70 Rp 12.6K
91.43%
Local Beer (0.5 liter draught)
$3.23 zł 11.79
$2.92 Rp 52.7K
10.62%
Imported Beer (0.33 liter bottle)
$3.32 zł 12.12
$3.96 Rp 71.4K
-16.16%
🛒 Groceries & Markets
Zdunska Wola
Ubud, Bali
Difference
Milk (1 liter)
$1.02 zł 3.73
$1.81 Rp 32.6K
-43.65%
White Bread (500g)
$1.56 zł 5.67
$2.52 Rp 45.4K
-38.10%
Rice (white) (1kg)
$1.50 zł 5.46
$1.16 Rp 20.9K
29.31%
Eggs
$3.06 zł 11.16
$2.46 Rp 44.4K
24.39%
Local Cheese (1kg)
$10.68 zł 38.93
$14.71 Rp 265.3K
-27.40%
Chicken Fillets (1kg)
$6.07 zł 22.13
$4.32 Rp 77.9K
40.51%
Beef Round Steak (1kg)
$10.70 zł 39.01
$12.14 Rp 218.9K
-11.86%
Apples (1kg)
$1.02 zł 3.71
$3.84 Rp 69.3K
-73.44%
Banana (1kg)
$1.60 zł 5.85
$1.56 Rp 28.1K
2.56%
Oranges (1kg)
$1.78 zł 6.49
$2.83 Rp 51.1K
-37.10%
Tomato (1kg)
$3.05 zł 11.13
$2.33 Rp 41.9K
30.90%
Potato (1kg)
$1.00 zł 3.65
$1.91 Rp 34.5K
-47.64%
Onion (1kg)
$0.90 zł 3.29
$2.20 Rp 39.7K
-59.09%
Lettuce (1 head)
$1.23 zł 4.50
$1.01 Rp 18.3K
21.78%
Water (1.5 liter bottle)
$0.66 zł 2.41
$0.78 Rp 14.0K
-15.38%
Cigarettes 20 Pack (Marlboro, Camel)
$5.34 zł 19.46
$3.32 Rp 59.8K
60.84%
Wine (Bottle)
$7.75 zł 28.25
$23.74 Rp 428.0K
-67.35%
Local Beer (0.5 liter bottle)
$1.03 zł 3.76
$2.79 Rp 50.3K
-63.08%
Imported Beer (0.33 liter bottle)
$1.79 zł 6.52
$2.86 Rp 51.6K
-37.41%
🚌 Getting Around
Zdunska Wola
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.07 zł 3.92
$0.27 Rp 4,848
296.30%
Public Transport Monthly Pass (Regular Price)
$31.96 zł 117
$8.03 Rp 144.8K
298.01%
Taxi Start (Normal Tariff)
$1.65 zł 6.03
$0.46 Rp 8,230
258.70%
Taxi (Normal Tariff) (1km)
$0.52 zł 1.90
$0.45 Rp 8,116
15.56%
Taxi 1hour Waiting (Normal Tariff)
$10.69 zł 38.98
$6.10 Rp 109.9K
75.25%
Gasoline (1 liter)
$1.66 zł 6.04
$0.79 Rp 14.3K
110.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K zł 125.7K
$26.1K Rp 471.6M
31.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.7K zł 108.3K
$32.1K Rp 579.2M
-7.50%
🧾 Monthly Utilities & Internet
Zdunska Wola
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$212 zł 772
$79.9 Rp 1.4M
164.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.19 zł 29.85
$4.06 Rp 73.3K
101.72%
Internet (50+ Mbps, Unlimited Data)
$15.25 zł 55.6
$23.52 Rp 424.1K
-35.16%
🎉 Sport & Entertainment
Zdunska Wola
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.77 zł 134
$98.7 Rp 1.8M
-62.75%
Tennis Court (1 Hour on Weekend)
$19.53 zł 71.2
$6.63 Rp 119.6K
194.57%
Cinema Ticket
$6.20 zł 22.61
$4.15 Rp 74.8K
49.40%
🧸 Childcare & Education
Zdunska Wola
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$202 zł 737
$304 Rp 5.5M
-33.49%
International Primary School, 1 Child (Yearly)
$11.1K zł 40.4K
$6,613 Rp 119.3M
67.65%
👕👟 Clothing & Footwear
Zdunska Wola
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$49.21 zł 179
$55.5 Rp 1.0M
-11.40%
Summer Dress (H&M, Zara, etc)
$36.13 zł 132
$38.31 Rp 690.9K
-5.69%
Sport Shoes (Adidas, Nike)
$81.9 zł 299
$88.6 Rp 1.6M
-7.56%
Men's Leather Business Shoes
$48.63 zł 177
$77.9 Rp 1.4M
-37.55%
🏠 Accommodation & Living
Zdunska Wola
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$641 zł 2,338
$1,006 Rp 18.1M
-36.29%
1-bedroom Apartment, Outside City Center (Monthly)
$491 zł 1,792
$675 Rp 12.2M
-27.25%
3-bedroom Apartment, City Center (Monthly)
$967 zł 3,526
$3,442 Rp 62.1M
-71.91%
3-bedroom Apartment, Outside City Center (Monthly)
$816 zł 2,975
$2,039 Rp 36.8M
-59.99%
Buy Apartment in City Center (m2)
$3,005 zł 11.0K
$2,841 Rp 51.2M
5.76%
Buy Apartment Outside City Center (m2)
$2,322 zł 8,468
$2,264 Rp 40.8M
2.58%
💵 Salaries & Financials
Zdunska Wola
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$973 zł 3,546
$165 Rp 3.0M
488.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.92
13.28
-47.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zdunska Wola: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $641 in Zdunska Wola and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zdunska Wola pays 489% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $30.00 in Zdunska Wola vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $217 vs $302 per month, with Zdunska Wola cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Zdunska Wola vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Zdunska Wola or Ubud, Bali?
Zdunska Wola wins on cost – living expenses run 12% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zdunska Wola the obvious pick if budget is a priority.
Are salaries higher in Zdunska Wola or Ubud, Bali?
Zdunska Wola pays 489% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Zdunska Wola vs Ubud, Bali?
Rent for a central apartment: $641 in Zdunska Wola versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Zdunska Wola and Ubud, Bali?
Childcare runs $202 in Zdunska Wola versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Zdunska Wola or Ubud, Bali?
Supermarket bills run roughly 39% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Zdunska Wola or Ubud, Bali?
At $1,265 in Zdunska Wola versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Zdunska Wola but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zdunska Wola the clear choice for anyone on this budget.
Which city is better for digital nomads, Zdunska Wola or Ubud, Bali?
Both work as nomad bases, but Zdunska Wola delivers better value – similar infrastructure at $1,265 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zdunska Wola hard to pass up.
How safe is Zdunska Wola compared to Ubud, Bali?
Safety-wise, Zdunska Wola and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zdunska Wola gentler on the wallet – expenses run 12% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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