Cost of Living Comparison Between Zdunska Wola and Ubud, Bali Cost of Living Comparison Between Zdunska Wola and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,280 in Zdunska Wola versus $1,374 in Ubud, Bali.

Estimated couple costs with rent: $1,837 in Zdunska Wola versus $2,313 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,393 in Zdunska Wola versus $3,252 in Ubud, Bali.

Living in Zdunska Wola costs roughly 7% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Zdunska Wola is 5% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$5.88 zł 22.66

$3.32 Rp 59.4K

77.11%

Three-Course Dinner for Two, Mid-Range

$28.22 zł 109

$35.33 Rp 631.4K

-20.12%

Fast Food Meal (McDonalds, etc)

$9.27 zł 35.68

$5.33 Rp 95.3K

73.92%

Cappuccino

$2.92 zł 11.23

$2.75 Rp 49.2K

6.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 zł 7.27

$1.73 Rp 30.9K

9.25%

Water (0.33 liter bottle)

$1.27 zł 4.90

$0.80 Rp 14.3K

58.75%

Local Beer (0.5 liter draught)

$2.66 zł 10.26

$2.95 Rp 52.7K

-9.83%

Imported Beer (0.33 liter bottle)

$4.20 zł 16.19

$4.44 Rp 79.3K

-5.41%

Milk (1 liter)

$1.01 zł 3.89

$1.50 Rp 26.8K

-32.67%

White Bread (500g)

$1.25 zł 4.81

$2.30 Rp 41.1K

-45.65%

Rice (white) (1kg)

$1.64 zł 6.33

$1.10 Rp 19.6K

49.09%

Eggs

$2.99 zł 11.51

$2.16 Rp 38.6K

38.43%

Local Cheese (1kg)

$7.89 zł 30.39

$17.09 Rp 305.4K

-53.83%

Chicken Fillets (1kg)

$6.19 zł 23.83

$3.88 Rp 69.3K

59.54%

Beef Round Steak (1kg)

$14.38 zł 55.4

$11.92 Rp 213.0K

20.64%

Apples (1kg)

$1.14 zł 4.38

$3.57 Rp 63.7K

-68.07%

Banana (1kg)

$1.64 zł 6.33

$1.58 Rp 28.3K

3.80%

Oranges (1kg)

$1.59 zł 6.11

$2.36 Rp 42.2K

-32.63%

Tomato (1kg)

$3.24 zł 12.50

$1.97 Rp 35.1K

64.47%

Potato (1kg)

$0.92 zł 3.55

$1.81 Rp 32.3K

-49.17%

Onion (1kg)

$1.39 zł 5.36

$2.39 Rp 42.7K

-41.84%

Lettuce (1 head)

$1.56 zł 6.01

$1.02 Rp 18.2K

52.94%

Water (1.5 liter bottle)

$0.57 zł 2.18

$0.49 Rp 8,782

16.33%

Cigarettes 20 Pack (Marlboro, Camel)

$4.70 zł 18.12

$2.25 Rp 40.1K

108.89%

Wine (Bottle)

$7.04 zł 27.12

$22.30 Rp 398.5K

-68.43%

Local Beer (0.5 liter bottle)

$1.53 zł 5.90

$2.37 Rp 42.3K

-35.44%

Imported Beer (0.33 liter bottle)

$2.13 zł 8.20

$2.90 Rp 51.7K

-26.55%

One-way Ticket (Public Transport)

$1.04 zł 4.00

$0.25 Rp 4,452

316.00%

Public Transport Monthly Pass (Regular Price)

$31.19 zł 120

$8.55 Rp 152.8K

264.80%

Taxi Start (Normal Tariff)

$1.58 zł 6.08

$0.44 Rp 7,897

259.09%

Taxi (Normal Tariff) (1km)

$0.51 zł 1.95

$0.42 Rp 7,547

21.43%

Taxi 1hour Waiting (Normal Tariff)

$6.49 zł 24.98

$5.66 Rp 101.2K

14.66%

Gasoline (1 liter)

$1.50 zł 5.80

$0.81 Rp 14.6K

85.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.6K zł 121.8K

$23.7K Rp 424.2M

33.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K zł 105.7K

$31.0K Rp 553.6M

-11.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 zł 738

$82.3 Rp 1.5M

132.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.82 zł 41.68

$6.30 Rp 112.6K

71.75%

Internet (50+ Mbps, Unlimited Data)

$15.40 zł 59.3

$18.63 Rp 333.0K

-17.34%

Gym Membership (Monthly)

$39.62 zł 153

$54.7 Rp 978.1K

-27.61%

Tennis Court (1 Hour on Weekend)

$22.13 zł 85.3

$18.45 Rp 329.7K

19.95%

Cinema Ticket

$5.96 zł 22.96

$4.24 Rp 75.8K

40.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$194 zł 745

$484 Rp 8.7M

-60.03%

International Primary School, 1 Child (Yearly)

$5,229 zł 20.1K

$5,590 Rp 99.9M

-6.47%

Jeans (Levis 501 Or Similar)

$47.54 zł 183

$45.77 Rp 818.0K

3.87%

Summer Dress (H&M, Zara, etc)

$40.51 zł 156

$35.69 Rp 637.9K

13.51%

Sport Shoes (Adidas, Nike)

$79.3 zł 305

$78.3 Rp 1.4M

1.28%

Men's Leather Business Shoes

$46.39 zł 179

$80.1 Rp 1.4M

-42.11%

1-bedroom Apartment, City Center (Monthly)

$656 zł 2,527

$1,147 Rp 20.5M

-42.78%

1-bedroom Apartment, Outside City Center (Monthly)

$451 zł 1,739

$678 Rp 12.1M

-33.42%

3-bedroom Apartment, City Center (Monthly)

$993 zł 3,825

$3,504 Rp 62.6M

-71.66%

3-bedroom Apartment, Outside City Center (Monthly)

$771 zł 2,969

$1,688 Rp 30.2M

-54.33%

Buy Apartment in City Center (m2)

$2,904 zł 11.2K

$2,788 Rp 49.8M

4.16%

Buy Apartment Outside City Center (m2)

$2,282 zł 8,790

$2,257 Rp 40.3M

1.13%

Average Monthly Net Salary (After Tax)

$901 zł 3,470

$165 Rp 2.9M

445.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

13.78

-54.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zdunska Wola: September 29, 2026

Last update for Ubud, Bali: September 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $656 in Zdunska Wola and $1,147 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Zdunska Wola pays 446% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $28.00 in Zdunska Wola vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $222 vs $286 per month, with Zdunska Wola cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zdunska Wola vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zdunska Wola wins on cost – living expenses run 7% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zdunska Wola the obvious pick if budget is a priority.

Average pay runs 446% higher in Zdunska Wola, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $656 in Zdunska Wola versus $1,147 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $194 in Zdunska Wola versus $484 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,280 in Zdunska Wola versus $1,374 in Ubud, Bali, a $1,500 budget is realistic in Zdunska Wola but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zdunska Wola the clear choice for anyone on this budget.

Both work as nomad bases, but Zdunska Wola delivers better value – similar infrastructure at $1,280 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zdunska Wola hard to pass up.

Safety-wise, Zdunska Wola and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zdunska Wola gentler on the wallet – expenses run 7% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.