Cost of Living Comparison Between Ubud, Bali and Zdunska Wola Cost of Living Comparison Between Ubud, Bali and Zdunska Wola

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,269 in Zdunska Wola.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,840 in Zdunska Wola.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,411 in Zdunska Wola.

Living in Ubud, Bali is roughly 11% more expensive than in Zdunska Wola, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Zdunska Wola is 5% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$6.14 zł 23.30

-43.81%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$30.24 zł 115

6.94%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$9.73 zł 36.91

-50.26%

Cappuccino

$2.75 Rp 49.4K

$2.93 zł 11.13

-6.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$2.01 zł 7.62

-31.34%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.32 zł 5.03

-43.18%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$3.25 zł 12.32

-8.00%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.30 zł 12.51

16.67%

Milk (1 liter)

$1.74 Rp 31.2K

$0.97 zł 3.68

79.38%

White Bread (500g)

$2.46 Rp 44.2K

$1.62 zł 6.16

51.85%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.42 zł 5.39

-17.61%

Eggs

$2.43 Rp 43.7K

$3.16 zł 12.00

-23.10%

Local Cheese (1kg)

$14.50 Rp 260.6K

$10.60 zł 40.22

36.79%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.15 zł 23.33

-29.27%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$10.78 zł 40.91

11.13%

Apples (1kg)

$3.72 Rp 66.8K

$1.02 zł 3.86

264.71%

Banana (1kg)

$1.63 Rp 29.2K

$1.66 zł 6.30

-1.81%

Oranges (1kg)

$2.74 Rp 49.3K

$1.73 zł 6.58

58.38%

Tomato (1kg)

$2.24 Rp 40.3K

$2.94 zł 11.14

-23.81%

Potato (1kg)

$1.92 Rp 34.5K

$0.99 zł 3.77

93.94%

Onion (1kg)

$2.28 Rp 40.9K

$0.95 zł 3.60

140.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.29 zł 4.91

-17.83%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.66 zł 2.49

9.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$5.53 zł 20.99

-40.51%

Wine (Bottle)

$23.19 Rp 416.8K

$7.28 zł 27.63

218.54%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.09 zł 4.13

155.05%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.86 zł 7.08

46.77%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.08 zł 4.08

-75.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$32.13 zł 122

-74.76%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.65 zł 6.28

-70.91%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.51 zł 1.94

-17.65%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$10.64 zł 40.37

-41.54%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.72 zł 6.53

-52.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$34.0K zł 129.1K

-21.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$30.2K zł 114.7K

6.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$211 zł 801

-62.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$8.48 zł 32.16

-52.00%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$15.27 zł 57.9

59.33%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$36.12 zł 137

173.01%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$19.99 zł 75.8

-68.28%

Cinema Ticket

$3.99 Rp 71.6K

$6.17 zł 23.42

-35.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$205 zł 778

48.72%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$10.9K zł 41.4K

-39.19%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$48.70 zł 185

11.17%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$36.27 zł 138

4.25%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$80.9 zł 307

7.38%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$48.05 zł 182

58.90%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$658 zł 2,496

50.81%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$490 zł 1,858

37.36%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$982 zł 3,727

243.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$814 zł 3,087

152.00%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,978 zł 11.3K

-5.81%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,263 zł 8,586

-1.59%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$933 zł 3,542

-82.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.92

91.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Zdunska Wola: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $658 in Zdunska Wola. Housing cost is often the main lever when comparing two cities.

Zdunska Wola pays 459% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $30.00 in Zdunska Wola for a mid-range dinner for two. Groceries echo the gap at $297 vs $217 per month, with Zdunska Wola cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zdunska Wola: Cost of Living - Frequently Asked Questions

Zdunska Wola wins on cost – living expenses run 11% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zdunska Wola the obvious pick if budget is a priority.

On paper, salaries run 459% lower in Zdunska Wola. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $658 in Zdunska Wola. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $205 in Zdunska Wola. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 37% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,269 in Zdunska Wola versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Zdunska Wola but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zdunska Wola the clear choice for anyone on this budget.

Both work as nomad bases, but Zdunska Wola delivers better value – similar infrastructure at $1,269 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zdunska Wola hard to pass up.

Safety-wise, Ubud, Bali and Zdunska Wola are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zdunska Wola gentler on the wallet – expenses run 11% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.