Cost of Living Comparison Between Ubud, Bali and Zdunska Wola Cost of Living Comparison Between Ubud, Bali and Zdunska Wola

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $1,280 in Zdunska Wola.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $1,837 in Zdunska Wola.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $2,393 in Zdunska Wola.

Living in Ubud, Bali is roughly 7% more expensive than in Zdunska Wola, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Zdunska Wola is 5% below.

Meal at Budget Restaurant

$3.32 Rp 59.4K

$5.88 zł 22.66

-43.54%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 631.4K

$28.22 zł 109

25.19%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.3K

$9.27 zł 35.68

-42.50%

Cappuccino

$2.75 Rp 49.2K

$2.92 zł 11.23

-5.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 30.9K

$1.89 zł 7.27

-8.47%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$1.27 zł 4.90

-37.01%

Local Beer (0.5 liter draught)

$2.95 Rp 52.7K

$2.66 zł 10.26

10.90%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.3K

$4.20 zł 16.19

5.71%

Milk (1 liter)

$1.50 Rp 26.8K

$1.01 zł 3.89

48.51%

White Bread (500g)

$2.30 Rp 41.1K

$1.25 zł 4.81

84.00%

Rice (white) (1kg)

$1.10 Rp 19.6K

$1.64 zł 6.33

-32.93%

Eggs

$2.16 Rp 38.6K

$2.99 zł 11.51

-27.76%

Local Cheese (1kg)

$17.09 Rp 305.4K

$7.89 zł 30.39

116.60%

Chicken Fillets (1kg)

$3.88 Rp 69.3K

$6.19 zł 23.83

-37.32%

Beef Round Steak (1kg)

$11.92 Rp 213.0K

$14.38 zł 55.4

-17.11%

Apples (1kg)

$3.57 Rp 63.7K

$1.14 zł 4.38

213.16%

Banana (1kg)

$1.58 Rp 28.3K

$1.64 zł 6.33

-3.66%

Oranges (1kg)

$2.36 Rp 42.2K

$1.59 zł 6.11

48.43%

Tomato (1kg)

$1.97 Rp 35.1K

$3.24 zł 12.50

-39.20%

Potato (1kg)

$1.81 Rp 32.3K

$0.92 zł 3.55

96.74%

Onion (1kg)

$2.39 Rp 42.7K

$1.39 zł 5.36

71.94%

Lettuce (1 head)

$1.02 Rp 18.2K

$1.56 zł 6.01

-34.62%

Water (1.5 liter bottle)

$0.49 Rp 8,782

$0.57 zł 2.18

-14.04%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.1K

$4.70 zł 18.12

-52.13%

Wine (Bottle)

$22.30 Rp 398.5K

$7.04 zł 27.12

216.76%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.3K

$1.53 zł 5.90

54.90%

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.7K

$2.13 zł 8.20

36.15%

One-way Ticket (Public Transport)

$0.25 Rp 4,452

$1.04 zł 4.00

-75.96%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 152.8K

$31.19 zł 120

-72.59%

Taxi Start (Normal Tariff)

$0.44 Rp 7,897

$1.58 zł 6.08

-72.15%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,547

$0.51 zł 1.95

-17.65%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.2K

$6.49 zł 24.98

-12.79%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.50 zł 5.80

-46.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 424.2M

$31.6K zł 121.8K

-24.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 553.6M

$27.4K zł 105.7K

12.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$192 zł 738

-57.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.6K

$10.82 zł 41.68

-41.77%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.0K

$15.40 zł 59.3

20.97%

Gym Membership (Monthly)

$54.7 Rp 978.1K

$39.62 zł 153

38.14%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 329.7K

$22.13 zł 85.3

-16.63%

Cinema Ticket

$4.24 Rp 75.8K

$5.96 zł 22.96

-28.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$194 zł 745

150.18%

International Primary School, 1 Child (Yearly)

$5,590 Rp 99.9M

$5,229 zł 20.1K

6.92%

Jeans (Levis 501 Or Similar)

$45.77 Rp 818.0K

$47.54 zł 183

-3.72%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 637.9K

$40.51 zł 156

-11.90%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$79.3 zł 305

-1.26%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$46.39 zł 179

72.73%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.5M

$656 zł 2,527

74.76%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

$451 zł 1,739

50.20%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.6M

$993 zł 3,825

252.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

$771 zł 2,969

118.97%

Buy Apartment in City Center (m2)

$2,788 Rp 49.8M

$2,904 zł 11.2K

-3.99%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.3M

$2,282 zł 8,790

-1.12%

Average Monthly Net Salary (After Tax)

$165 Rp 2.9M

$901 zł 3,470

-81.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.21

121.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Zdunska Wola: September 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $656 in Zdunska Wola. Housing cost is often the main lever when comparing two cities.

Zdunska Wola pays 446% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $28.00 in Zdunska Wola for a mid-range dinner for two. Groceries echo the gap at $286 vs $222 per month, with Zdunska Wola cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zdunska Wola: Cost of Living - Frequently Asked Questions

Zdunska Wola wins on cost – living expenses run 7% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zdunska Wola the obvious pick if budget is a priority.

On paper, salaries run 446% lower in Zdunska Wola. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,147 in Ubud, Bali versus $656 in Zdunska Wola. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $484 in Ubud, Bali versus $194 in Zdunska Wola. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,280 in Zdunska Wola versus $1,374 in Ubud, Bali, a $1,500 budget is realistic in Zdunska Wola but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zdunska Wola the clear choice for anyone on this budget.

Both work as nomad bases, but Zdunska Wola delivers better value – similar infrastructure at $1,280 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zdunska Wola hard to pass up.

Safety-wise, Ubud, Bali and Zdunska Wola are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zdunska Wola gentler on the wallet – expenses run 7% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.