Last update: Oct 2026

Cost of Living Comparison Between Zamosc and Kostroma

For one person, living is cheaper in Kostroma: $1,312 a month against $1,386 in Zamosc, rent and utilities included – about $890 less a year. Higher rent and utilities in Zamosc outweigh lower spending on other living expenses.

67

Cost of Living Index in Zamosc
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Zamosc Living Index
62

Cost of Living Index in Kostroma
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Kostroma Living Index

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Zamosc

🇵🇱 Poland

$1,386

/mo nomad

Kostroma

🇷🇺 Russia

$1,312

/mo nomad

Monthly Cost of Living

How much you'll spend in Zamosc and in Kostroma

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zamosc and in Kostroma actually costs, broken down by who's living it.

A single person spends $1,386 per month in Zamosc vs $1,312 in Kostroma, rent included.

Zamosc $1,386
Kostroma $1,312

A couple spends around $2,015 per month in Zamosc vs $2,085 in Kostroma, rent included.

Zamosc $2,015
Kostroma $2,085

A family of three spends $2,645 per month in Zamosc vs $2,859 in Kostroma, rent included.

Zamosc $2,645
Kostroma $2,859

Zamosc costs about 6% more than Kostroma, and outside of rent the biggest gap is in clothing.

Zamosc sits 2% above the global median, while Kostroma is 3% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.66 zł 37.55

$12.01 ₽1,002

-19.57%

Three-Course Dinner for Two, Mid-Range

$38.03 zł 148

$61.1 ₽5,102

-37.79%

Fast Food Meal (McDonalds, etc)

$7.26 zł 28.20

$7.20 ₽601

0.83%

Cappuccino

$3.00 zł 11.67

$3.91 ₽326

-23.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 zł 7.35

$1.62 ₽136

16.67%

Water (0.33 liter bottle)

$1.51 zł 5.88

$0.85 ₽71.1

77.65%

Local Beer (0.5 liter draught)

$3.49 zł 13.55

$1.80 ₽150

93.89%

Imported Beer (0.33 liter bottle)

$3.10 zł 12.03

$5.29 ₽441

-41.40%

Milk (1 liter)

$1.06 zł 4.11

$1.24 ₽103

-14.52%

White Bread (500g)

$1.02 zł 3.98

$1.01 ₽84.3

0.99%

Rice (white) (1kg)

$2.11 zł 8.20

$1.68 ₽140

25.60%

Eggs

$3.28 zł 12.76

$1.88 ₽157

74.47%

Local Cheese (1kg)

$9.04 zł 35.11

$14.95 ₽1,248

-39.53%

Chicken Fillets (1kg)

$5.47 zł 21.26

$6.93 ₽578

-21.07%

Beef Round Steak (1kg)

$14.94 zł 58.1

$14.95 ₽1,248

-0.07%

Apples (1kg)

$1.15 zł 4.48

$2.17 ₽181

-47.00%

Banana (1kg)

$1.50 zł 5.84

$1.82 ₽152

-17.58%

Oranges (1kg)

$1.49 zł 5.80

$1.98 ₽165

-24.75%

Tomato (1kg)

$2.02 zł 7.84

$3.96 ₽330

-48.99%

Potato (1kg)

$0.66 zł 2.55

$0.89 ₽74.0

-25.84%

Onion (1kg)

$1.21 zł 4.70

$0.70 ₽58.7

72.86%

Lettuce (1 head)

$0.74 zł 2.89

$1.65 ₽137

-55.15%

Water (1.5 liter bottle)

$0.42 zł 1.65

$0.93 ₽78.0

-54.84%

Cigarettes 20 Pack (Marlboro, Camel)

$5.02 zł 19.51

$3.49 ₽291

43.84%

Wine (Bottle)

$5.07 zł 19.72

$12.31 ₽1,027

-58.81%

Local Beer (0.5 liter bottle)

$1.01 zł 3.91

$1.22 ₽102

-17.21%

Imported Beer (0.33 liter bottle)

$1.34 zł 5.21

$2.54 ₽212

-47.24%

One-way Ticket (Public Transport)

$1.06 zł 4.11

$0.54 ₽45.15

96.30%

Public Transport Monthly Pass (Regular Price)

$30.20 zł 117

Taxi Start (Normal Tariff)

$2.10 zł 8.15

$3.62 ₽302

-41.99%

Taxi (Normal Tariff) (1km)

$0.64 zł 2.48

$0.34 ₽28.73

88.24%

Taxi 1hour Waiting (Normal Tariff)

$12.54 zł 48.71

$11.94 ₽996

5.03%

Gasoline (1 liter)

$1.55 zł 6.02

$0.88 ₽73.3

76.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K zł 116.5K

$42.4K ₽3.5M

-29.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K zł 106.1K

$40.1K ₽3.3M

-31.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$256 zł 993

$191 ₽16.0K

33.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.22 zł 31.95

$8.70 ₽726

-5.52%

Internet (50+ Mbps, Unlimited Data)

$17.72 zł 68.9

$9.88 ₽825

79.35%

Gym Membership (Monthly)

$38.49 zł 150

$40.32 ₽3,365

-4.54%

Tennis Court (1 Hour on Weekend)

$21.66 zł 84.2

$25.01 ₽2,087

-13.39%

Cinema Ticket

$6.26 zł 24.32

$9.47 ₽791

-33.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$354 zł 1,377

$344 ₽28.7K

3.10%

International Primary School, 1 Child (Yearly)

$4,254 zł 16.5K

$6,317 ₽527.2K

-32.66%

Jeans (Levis 501 Or Similar)

$98.0 zł 381

$114 ₽9,511

-14.04%

Summer Dress (H&M, Zara, etc)

$36.59 zł 142

$67.6 ₽5,645

-45.90%

Sport Shoes (Adidas, Nike)

$85.4 zł 332

$148 ₽12.3K

-42.24%

Men's Leather Business Shoes

$88.0 zł 342

$189 ₽15.8K

-53.53%

1-bedroom Apartment, City Center (Monthly)

$600 zł 2,333

$500 ₽41.8K

20.03%

1-bedroom Apartment, Outside City Center (Monthly)

$499 zł 1,940

$340 ₽28.3K

47.06%

3-bedroom Apartment, City Center (Monthly)

$998 zł 3,876

$837 ₽69.9K

19.17%

3-bedroom Apartment, Outside City Center (Monthly)

$825 zł 3,205

$643 ₽53.6K

28.38%

Buy Apartment in City Center (m2)

$2,874 zł 11.2K

$2,226 ₽185.8K

29.12%

Buy Apartment Outside City Center (m2)

$2,260 zł 8,782

$1,489 ₽124.3K

51.81%

Average Monthly Net Salary (After Tax)

$778 zł 3,025

$762 ₽63.6K

2.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.07

19.56

-63.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zamosc: October 17, 2026

Last update for Kostroma: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zamosc

$499 36%

Kostroma

$340 25.9% 32% $160

Monthly Utilities & Internet

Zamosc

$282 20.3%

Kostroma

$210 16% 25.5% $72

Groceries & Markets

Zamosc

$203 14.6%

Kostroma

$268 20.4% 32.2% $65

Eating Out

Zamosc

$172 12.4%

Kostroma

$194 14.8% 12.6% $22

Clothing & Footwear

Zamosc

$139 10%

Kostroma

$233 17.8% 68.5% $95

Sport & Entertainment

Zamosc

$51 3.7%

Kostroma

$59 4.5% 16.2% $8.3

Getting Around

Zamosc

$40 2.9%

Kostroma

$7.5 * 0.6% 81.1% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $600 in Zamosc versus $500 in Kostroma. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Zamosc, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38.00 in Zamosc versus $61.0 in Kostroma. Monthly groceries follow the same trend: $203 vs $268 – making Zamosc the more affordable choice for daily food spending.

Good to know

🇵🇱 Zamosc

🇷🇺 Kostroma

🕒 Local time

14:31 2:31 PM

15:31 3:31 PM

1 h ahead of Zamosc

🌤 Weather

👥 Population

62,368

277,393

💱 Currency

Polish Złoty PLN zł

Russian Ruble RUB ₽

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

Exchange rates and currency converter

RUB, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Russian Ruble exchange rates as of October 20, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Zamosc Kostroma 1,380 km ≈ 2 h 15 min nonstop flight

From you

Zamosc
Kostroma

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zamosc vs Kostroma: Cost of Living - Frequently Asked Questions

Zamosc costs about 6% more than Kostroma, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,078 per month in Zamosc and $1,968 in Kostroma. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kostroma, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $38.00 in Zamosc and $61.0 in Kostroma. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 32% cheaper in Zamosc – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Kostroma, where all-in costs run around $1,312, than in Zamosc at $1,386. In Kostroma it covers expenses comfortably, while in Zamosc it requires careful planning or may not stretch far enough.

Families tend to lean toward Kostroma – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kostroma. If higher salaries, better infrastructure, or specific career opportunities are the priority, Zamosc makes more sense. Both are solid long-term options with distinct trade-offs.