Last update: Oct 2026 Poland 62.4K

Cost of Living in Zamosc

For one person, living costs in Zamosc are estimated at $1,330 a month, including rent and utilities, which take about half of the total. Other living expenses average about $21 a day.

Monthly Cost of Living

How much you'll spend in Zamosc

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zamosc actually costs, broken down by who's living it.

Living costs for one person come to about $1,330 monthly including rent, or $635 excluding housing.

$1,330 /mo

Estimated monthly costs for a couple: $2,049 with rent, or $1,105 without housing.

$2,049 /mo

Monthly costs for a family of three come to about $2,767 including rent, or $1,575 for daily expenses alone.

$2,767 /mo

Zamosc sits about 2% below the global median. Within Europe, costs are 24% below average – relatively affordable for the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$9.56 zł 37.14
$6.37 zł 24.76
$12.75 zł 49.52
Three-Course Dinner for Two, Mid-Range
$38.19 zł 148
$26.73 zł 104
$63.6 zł 247
Fast Food Meal (McDonalds, etc)
$7.46 zł 28.97
$6.57 zł 25.51
$9.13 zł 35.46
Cappuccino
$2.98 zł 11.60
$2.30 zł 8.94
$5.11 zł 19.87
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.87 zł 7.27
$1.04 zł 4.03
$3.10 zł 12.06
Water (0.33 liter bottle)
$1.52 zł 5.90
$0.75 zł 2.93
$3.79 zł 14.74
Local Beer (0.5 liter draught)
$3.36 zł 13.05
$1.99 zł 7.74
$3.97 zł 15.44
Imported Beer (0.33 liter bottle)
$3.06 zł 11.89
$2.55 zł 9.90
$4.60 zł 17.86
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.06 zł 4.10
$0.83 zł 3.23
$1.18 zł 4.58
White Bread (500g)
$1.02 zł 3.98
$0.65 zł 2.51
$1.30 zł 5.05
Rice (white) (1kg)
$2.22 zł 8.63
$1.17 zł 4.56
$3.14 zł 12.19
Eggs
$3.39 zł 13.16
$2.77 zł 10.77
$4.93 zł 19.16
Local Cheese (1kg)
$9.25 zł 35.95
$3.83 zł 14.86
$11.47 zł 44.54
Chicken Fillets (1kg)
$5.31 zł 20.61
$4.30 zł 16.71
$6.32 zł 24.55
Beef Round Steak (1kg)
$14.73 zł 57.2
$14.35 zł 55.7
$15.11 zł 58.7
Apples (1kg)
$1.13 zł 4.39
$0.57 zł 2.20
$1.54 zł 6.00
Banana (1kg)
$1.57 zł 6.09
$1.30 zł 5.05
$1.82 zł 7.08
Oranges (1kg)
$1.52 zł 5.89
$1.30 zł 5.05
$1.69 zł 6.57
Tomato (1kg)
$2.00 zł 7.78
$1.56 zł 6.04
$3.10 zł 12.05
Potato (1kg)
$0.70 zł 2.74
$0.53 zł 2.05
$1.58 zł 6.12
Onion (1kg)
$1.18 zł 4.58
$0.50 zł 1.96
$1.76 zł 6.84
Lettuce (1 head)
$0.79 zł 3.07
$0.79 zł 3.07
$1.32 zł 5.13
Water (1.5 liter bottle)
$0.39 zł 1.52
$0.36 zł 1.41
$0.73 zł 2.82
Cigarettes 20 Pack (Marlboro, Camel)
$5.12 zł 19.89
$4.61 zł 17.90
$6.14 zł 23.84
Wine (Bottle)
$5.18 zł 20.12
$4.92 zł 19.10
$7.76 zł 30.17
Local Beer (0.5 liter bottle)
$1.05 zł 4.07
$0.82 zł 3.20
$1.56 zł 6.04
Imported Beer (0.33 liter bottle)
$1.30 zł 5.05
$1.25 zł 4.85
$1.51 zł 5.85
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.03 zł 3.98
$0.98 zł 3.80
$1.12 zł 4.35
Public Transport Monthly Pass (Regular Price)
$33.69 zł 131
$28.32 zł 110
$33.97 zł 132
Taxi Start (Normal Tariff)
$2.09 zł 8.13
$2.09 zł 8.13
$2.35 zł 9.13
Taxi (Normal Tariff) (1km)
$0.69 zł 2.67
$0.67 zł 2.59
$0.98 zł 3.81
Taxi 1hour Waiting (Normal Tariff)
$12.78 zł 49.66
$10.23 zł 39.75
$12.78 zł 49.66
Gasoline (1 liter)
$1.56 zł 6.06
$1.54 zł 5.98
$2.06 zł 8.00
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3K zł 117.9K
$30.3K zł 117.9K
$30.7K zł 119.5K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2K zł 105.5K
$25.0K zł 97.2K
$28.6K zł 111.0K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$254 zł 988
$242 zł 939
$378 zł 1,470
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.51 zł 33.05
$6.54 zł 25.41
$10.47 zł 40.68
Internet (50+ Mbps, Unlimited Data)
$17.44 zł 67.8
$12.49 zł 48.52
$21.23 zł 82.5
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$38.28 zł 149
$28.08 zł 109
$45.96 zł 179
Tennis Court (1 Hour on Weekend)
$22.83 zł 88.7
$11.97 zł 46.50
$22.83 zł 88.7
Cinema Ticket
$6.30 zł 24.49
$6.28 zł 24.41
$10.09 zł 39.20
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$357 zł 1,389
$245 zł 954
$439 zł 1,706
International Primary School, 1 Child (Yearly)
$4,324 zł 16.8K
$4,324 zł 16.8K
$4,324 zł 16.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$97.9 zł 380
$51.1 zł 198
$128 zł 496
Summer Dress (H&M, Zara, etc)
$36.81 zł 143
$20.65 zł 80.2
$38.71 zł 150
Sport Shoes (Adidas, Nike)
$86.5 zł 336
$38.48 zł 150
$103 zł 399
Men's Leather Business Shoes
$90.0 zł 350
$90.0 zł 350
$90.0 zł 350
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$617 zł 2,396
$506 zł 1,964
$674 zł 2,619
1-bedroom Apartment, Outside City Center (Monthly)
$441 zł 1,713
$355 zł 1,379
$521 zł 2,026
3-bedroom Apartment, City Center (Monthly)
$942 zł 3,661
$729 zł 2,834
$1,094 zł 4,251
3-bedroom Apartment, Outside City Center (Monthly)
$938 zł 3,644
$729 zł 2,832
$1,061 zł 4,123
Buy Apartment in City Center (m2)
$3,330 zł 12.9K
$2,553 zł 9,918
$3,793 zł 14.7K
Buy Apartment Outside City Center (m2)
$2,339 zł 9,089
$2,005 zł 7,791
$2,652 zł 10.3K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$769 zł 2,989
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.07
7
7.25

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Zamosc $1,330
Accommodation & Living
$441
Monthly Utilities & Internet
$280
Groceries & Markets
$203
Eating Out
$171
Clothing & Footwear
$140
Sport & Entertainment
$51
Getting Around
$43

Cost Breakdown

Expect to pay about $617 for a central one-bedroom, or $441 outside the center. At 80% of the average salary ($769), housing is the biggest financial pressure.

Average take-home pay sits at $769, while typical expenses reach $1,330. The gap means tight budgeting for locals, though expats with foreign income can live comfortably.

Expect to spend about $203 monthly on groceries. Dining out at a mid-range restaurant costs roughly $38.00 for two – well below the European average of $73.0.

Public transport is priced at around $33.69 per month – among the cheapest in Europe (average $49.00).

Cost Highlights

Imported beer is cheaper than 94% of cities in Europe

Chicken fillets is cheaper than 91% of cities in Europe

Average monthly net salary is lower than 90% of cities in Europe

Good to know
🕒 Local time
13:22 1:22 PM
🌤 Weather
👥 Population
62,368
💱 Currency
Exchange rates and currency converter

USD, EUR to PLN – Polish Złoty Converter

Polish Złoty exchange rates as of October 17, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

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Zamosc Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Zamosc - Frequently Asked Questions
How would you describe the overall affordability and value for travelers, expats, and digital nomads moving to Zamosc?
Affordability in Zamosc is solid for those seeking steady value without the pressures of a big city. You’ll notice cheaper rents than in major Polish hubs, and daily costs align with local incomes and services. Cost of Living in Zamosc, Poland tends to reward long stays, with quiet streets, small cafés, and reliable public services that fit a modest budget. For nomads, you’ll find friendly coworking spaces and seasonal cultural events that add value without inflating prices. Tip: prioritize long-term leases in the Old Town or nearby residential zones to lock in predictable rates and reduce transportation costs.
What does daily life look like in Zamosc regarding housing search, food options, transport, and errands?
Daily life in Zamosc blends historic charm with practical routines. In housing, look for a flat in the Old Town or nearby districts; smaller apartments are common, and longer leases can feel more affordable than short-term options. Food options range from markets with seasonal produce to cafés and affordable eateries; cooking at home is practical. Transport relies on buses and walkable streets; cycling works well in milder months. Co-working spaces and cafés with reliable wifi support remote work, while errands cluster around the central market and basic services. Zamosc living cost tends to be stable across neighborhoods, with seasonal shifts. Tip: verify lease terms and deposits with a trusted local agent before signing.
What should you know about quality of life, budgeting, seasonality, and neighborhood fit in Zamosc?
You can fine-tune your life in Zamosc by adopting a simple budgeting framework: split costs into housing, daily meals, and discretionary spending; track changes by season and adjust housing choices accordingly. For quality of life, pick a neighborhood that suits your pace – Old Town for walkability and connectivity, or a green, quieter side street for longer stays. Save by cooking at home, shopping at local markets, and buying in bulk when possible. Seasonal patterns affect energy use; in cooler months, plan efficient heating and layering; in warmer months, maximize outdoor markets and walking tours. Tip: set a monthly fun and extras cap to avoid drift.
Is rent in Zamosc too high relative to local incomes?
With 80% of the average paycheck going to rent, Zamosc is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
What are typical monthly expenses for a single person in Zamosc?
All in, Zamosc runs about $1,330 monthly with rent, or $635 without it. These numbers assume a moderate lifestyle – comfortable but not lavish. Choosing a cheaper neighborhood and cooking at home are the easiest ways to spend less.
Does the average salary in Zamosc cover rent and expenses?
An average salary of $769 technically covers the $1,330 monthly cost of living in Zamosc, but just barely. There's little room for surprises – a rent hike, medical bill, or unexpected repair can throw things off quickly at this income level.
What does a one-bedroom apartment cost in Zamosc per month?
Where you live in Zamosc makes all the difference. Central one-bedrooms cost about $617; commute-friendly outer districts come in around $441. Overall, the market runs from $441 to $617 depending on size, location, and apartment condition.
Is public transport affordable in Zamosc?
A monthly transit pass in Zamosc runs about $33.69, with good coverage across residential and business areas. It's entirely feasible to live car-free here for daily commuting and errands.
What should I budget for groceries in Zamosc?
At about $203 monthly, food costs in Zamosc sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
Does $2,000 cover living expenses in Zamosc?
Living on $2,000 in Zamosc means careful planning, since monthly costs average $1,330. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Why do digital nomads choose Zamosc?
Remote workers pick Zamosc for good reason: fast internet, low crime rates, clean air, all at about $1,330 per month including rent. It fits a wide range of remote salaries without compromising on comfort or connectivity.
How much can you save per month in Zamosc?
Monthly expenses in Zamosc run around $1,330, so putting money aside takes more than $1,995 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Can budget travelers get by in Zamosc?
Budget travel in Zamosc works but takes effort. Hostels, street food, and local restaurants keep daily costs reasonable. All-in monthly expenses run about $1,330 for residents – backpackers can do less with some planning.

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