Last update: Oct 2026

Cost of Living Comparison Between Zambia and Belgrade

For one person, living is cheaper in Zambia: $888 a month against $1,541 in Belgrade, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

42

Cost of Living Index in Zambia
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Zambia Living Index
74

Cost of Living Index in Belgrade
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Belgrade Living Index

Jump to prices

🇿🇲 Zambia

$888

/mo nomad

Belgrade

🇷🇸 Serbia

$1,541

/mo nomad

🙂 Solo nomad: Zambia is 19.3% cheaper than Belgrade without rent, and 42.4% cheaper with rent.

🙂 Family of 3: Zambia is 25.7% cheaper than Belgrade without rent, and 28.3% cheaper with rent.

Meal at Budget Restaurant

$6.63 ZMW 134

$13.43 RSD 1,398

-50.63%

Three-Course Dinner for Two, Mid-Range

$29.20 ZMW 590

$58.0 RSD 6,036

-49.65%

Fast Food Meal (McDonalds, etc)

$4.92 ZMW 99.4

$13.30 RSD 1,384

-63.01%

Cappuccino

$3.25 ZMW 65.6

$3.05 RSD 317

6.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 ZMW 15.52

$2.82 RSD 293

-72.70%

Water (0.33 liter bottle)

$0.48 ZMW 9.74

$2.28 RSD 238

-78.95%

Local Beer (0.5 liter draught)

$1.27 ZMW 25.61

$3.66 RSD 381

-65.30%

Imported Beer (0.33 liter bottle)

$2.48 ZMW 50.2

$4.18 RSD 435

-40.67%

Milk (1 liter)

$1.80 ZMW 36.29

$1.41 RSD 147

27.66%

White Bread (500g)

$1.19 ZMW 23.99

$1.16 RSD 121

2.59%

Rice (white) (1kg)

$2.35 ZMW 47.49

$2.53 RSD 263

-7.11%

Eggs

$1.78 ZMW 36.02

$2.80 RSD 292

-36.43%

Local Cheese (1kg)

$10.04 ZMW 203

$10.93 RSD 1,137

-8.14%

Chicken Fillets (1kg)

$6.29 ZMW 127

$6.80 RSD 708

-7.50%

Beef Round Steak (1kg)

$6.11 ZMW 123

$15.40 RSD 1,603

-60.32%

Apples (1kg)

$3.38 ZMW 68.3

$1.63 RSD 170

107.36%

Banana (1kg)

$2.14 ZMW 43.23

$1.75 RSD 182

22.29%

Oranges (1kg)

$3.31 ZMW 66.9

$1.78 RSD 186

85.96%

Tomato (1kg)

$1.52 ZMW 30.69

$3.04 RSD 316

-50.00%

Potato (1kg)

$2.63 ZMW 53.2

$0.97 RSD 101

171.13%

Onion (1kg)

$1.92 ZMW 38.86

$0.65 RSD 67.7

195.38%

Lettuce (1 head)

$1.17 ZMW 23.68

$0.74 RSD 77.2

58.11%

Water (1.5 liter bottle)

$0.74 ZMW 14.99

$0.72 RSD 75.3

2.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.98 ZMW 60.2

$4.53 RSD 471

-34.22%

Wine (Bottle)

$10.03 ZMW 203

$8.25 RSD 858

21.58%

Local Beer (0.5 liter bottle)

$1.30 ZMW 26.18

$0.86 RSD 89.8

51.16%

Imported Beer (0.33 liter bottle)

$2.02 ZMW 40.76

$1.43 RSD 148

41.26%

One-way Ticket (Public Transport)

$0.96 ZMW 19.38

Public Transport Monthly Pass (Regular Price)

$55.0 ZMW 1,112

Taxi Start (Normal Tariff)

$2.48 ZMW 50.1

$3.10 RSD 323

-20.00%

Taxi (Normal Tariff) (1km)

$1.59 ZMW 32.15

$0.98 RSD 102

62.24%

Taxi 1hour Waiting (Normal Tariff)

$8.85 ZMW 179

$17.10 RSD 1,780

-48.25%

Gasoline (1 liter)

$1.35 ZMW 27.31

$1.87 RSD 195

-27.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$6,270 ZMW 126.7K

$30.9K RSD 3.2M

-79.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.6K ZMW 840.5K

$24.1K RSD 2.5M

72.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 ZMW 1,567

$215 RSD 22.4K

-63.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.24 ZMW 227

$25.55 RSD 2,659

-56.01%

Internet (50+ Mbps, Unlimited Data)

$57.7 ZMW 1,166

$35.40 RSD 3,685

62.97%

Gym Membership (Monthly)

$48.69 ZMW 984

$40.62 RSD 4,228

19.87%

Tennis Court (1 Hour on Weekend)

$15.83 ZMW 320

$22.74 RSD 2,367

-30.39%

Cinema Ticket

$6.63 ZMW 134

$7.99 RSD 832

-17.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$147 ZMW 2,962

$453 RSD 47.2K

-67.67%

International Primary School, 1 Child (Yearly)

$20.0K ZMW 403.3K

$12.4K RSD 1.3M

61.37%

Jeans (Levis 501 Or Similar)

$25.13 ZMW 508

$112 RSD 11.6K

-77.50%

Summer Dress (H&M, Zara, etc)

$13.67 ZMW 276

$47.56 RSD 4,951

-71.26%

Sport Shoes (Adidas, Nike)

$57.6 ZMW 1,164

$114 RSD 11.8K

-49.31%

Men's Leather Business Shoes

$77.5 ZMW 1,567

$147 RSD 15.3K

-47.18%

1-bedroom Apartment, City Center (Monthly)

$456 ZMW 9,226

$829 RSD 86.3K

-44.96%

1-bedroom Apartment, Outside City Center (Monthly)

$176 ZMW 3,553

$540 RSD 56.2K

-67.47%

3-bedroom Apartment, City Center (Monthly)

$1,061 ZMW 21.4K

$1,508 RSD 157.0K

-29.63%

3-bedroom Apartment, Outside City Center (Monthly)

$725 ZMW 14.6K

$975 RSD 101.5K

-25.66%

Buy Apartment in City Center (m2)

$3,803 ZMW 76.9K

$5,059 RSD 526.6K

-24.82%

Buy Apartment Outside City Center (m2)

$3,966 ZMW 80.1K

$3,171 RSD 330.1K

25.04%

Average Monthly Net Salary (After Tax)

$461 ZMW 9,319

$1,276 RSD 132.8K

-63.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.25

4.5

483.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zambia: October 31, 2026

Last update for Belgrade: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Zambia

$233 26.2%

Belgrade

$241 15.6% 3.4% $7.9

Accommodation & Living

Zambia

$176 19.8%

Belgrade

$540 35.1% 207% $365

Monthly Utilities & Internet

Zambia

$146 16.5%

Belgrade

$276 17.9% 88.2% $129

Eating Out

Zambia

$123 13.9%

Belgrade

$231 15% 87.7% $108

Clothing & Footwear

Zambia

$78 8.8%

Belgrade

$189 12.3% 141% $111

Getting Around

Zambia

$69 7.8%

Belgrade

$8 * 0.5% 88.5% $61

Sport & Entertainment

Zambia

$62 7%

Belgrade

$57 3.7% 8.6% $5.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇿🇲 Zambia

🇷🇸 Belgrade

🕒 Local time

06:50 6:50 AM

05:50 5:50 AM

1 h behind Zambia

🌤 Weather

👥 Population

19,610,769

1,197,714 Capital

💱 Currency

Zambian Kwacha ZMW ZK

Serbian Dinar RSD din

📈 Exchange rate

100 ZMW = 4.95 USD

100 ZMW = 4.41 EUR

1,000 RSD = 9.61 USD

1,000 RSD = 8.56 EUR

Exchange rates and currency converter

RSD, USD, EUR to ZMW – Zambian Kwacha Converter

🇺🇸 United States Dollar ($)

🇿🇲 Zambian Kwacha (ZK)

Zambian Kwacha exchange rates as of November 6, 2026: 1 USD = 20.21 ZMW (100 ZMW = 4.95 USD). 1 EUR = 22.69 ZMW (100 ZMW = 4.41 EUR).

Serbian Dinar exchange rates as of November 6, 2026: 1 USD = 104 RSD (1,000 RSD = 9.61 USD). 1 EUR = 117 RSD (1,000 RSD = 8.56 EUR).

USD to ZMW in detail →

On the map

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Between locations

Zambia Belgrade 6,740 km ≈ 9 h nonstop flight

From you

Zambia
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zambia vs other spots: cost of living compared

Cost of Living Comparison Between Zambia and Belgrade

RSD, USD, EUR to ZMW – Zambian Kwacha Converter

City Median Internet Speeds Comparison (Updated April 2026)

Zambia

Belgrade

Zambia

Belgrade

Zambia vs other spots: cost of living compared

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