Last update: Nov 2026

Cost of Living Comparison Between Belgrade and Zambia

For one person, living is cheaper in Zambia: $888 a month against $1,541 in Belgrade, rent and utilities included – about $7,800 less a year. Rent and utilities account for most of the difference.

Belgrade, Serbia
Zambia
Belgrade
🇷🇸 Serbia
$1,541
/mo nomad
🇿🇲 Zambia
$888
/mo nomad
😐 Solo nomad: Belgrade is 23.9% more expensive than Zambia without rent, and 73.6% more expensive with rent.
😐 Family of 3: Belgrade is 34.5% more expensive than Zambia without rent, and 39.4% more expensive with rent.
Currency
🍽 Eating Out
Belgrade
Zambia
Difference
Meal at Budget Restaurant
$13.43 RSD 1,398
$6.63 ZMW 134
102.56%
Three-Course Dinner for Two, Mid-Range
$58.0 RSD 6,036
$29.20 ZMW 592
98.60%
Fast Food Meal (McDonalds, etc)
$13.30 RSD 1,384
$4.92 ZMW 99.7
170.33%
Cappuccino
$3.05 RSD 317
$3.25 ZMW 65.8
-6.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.82 RSD 293
$0.77 ZMW 15.57
266.23%
Water (0.33 liter bottle)
$2.28 RSD 238
$0.48 ZMW 9.77
375.00%
Local Beer (0.5 liter draught)
$3.66 RSD 381
$1.27 ZMW 25.69
188.19%
Imported Beer (0.33 liter bottle)
$4.18 RSD 435
$2.48 ZMW 50.4
68.55%
🛒 Groceries & Markets
Belgrade
Zambia
Difference
Milk (1 liter)
$1.41 RSD 147
$1.80 ZMW 36.40
-21.67%
White Bread (500g)
$1.16 RSD 121
$1.19 ZMW 24.06
-2.52%
Rice (white) (1kg)
$2.53 RSD 263
$2.35 ZMW 47.63
7.66%
Eggs
$2.80 RSD 292
$1.78 ZMW 36.13
57.30%
Local Cheese (1kg)
$10.93 RSD 1,137
$10.04 ZMW 204
8.86%
Chicken Fillets (1kg)
$6.80 RSD 708
$6.29 ZMW 127
8.11%
Beef Round Steak (1kg)
$15.40 RSD 1,603
$6.11 ZMW 124
152.05%
Apples (1kg)
$1.63 RSD 170
$3.38 ZMW 68.5
-51.78%
Banana (1kg)
$1.75 RSD 182
$2.14 ZMW 43.36
-18.22%
Oranges (1kg)
$1.78 RSD 186
$3.31 ZMW 67.1
-46.22%
Tomato (1kg)
$3.04 RSD 316
$1.52 ZMW 30.78
100.00%
Potato (1kg)
$0.97 RSD 101
$2.63 ZMW 53.3
-63.12%
Onion (1kg)
$0.65 RSD 67.7
$1.92 ZMW 38.97
-66.15%
Lettuce (1 head)
$0.74 RSD 77.2
$1.17 ZMW 23.75
-36.75%
Water (1.5 liter bottle)
$0.72 RSD 75.3
$0.74 ZMW 15.04
-2.70%
Cigarettes 20 Pack (Marlboro, Camel)
$4.53 RSD 471
$2.98 ZMW 60.3
52.01%
Wine (Bottle)
$8.25 RSD 858
$10.03 ZMW 203
-17.75%
Local Beer (0.5 liter bottle)
$0.86 RSD 89.8
$1.30 ZMW 26.25
-33.85%
Imported Beer (0.33 liter bottle)
$1.43 RSD 148
$2.02 ZMW 40.88
-29.21%
🚌 Getting Around
Belgrade
Zambia
Difference
One-way Ticket (Public Transport)
-
$0.96 ZMW 19.44
-
Public Transport Monthly Pass (Regular Price)
-
$55.0 ZMW 1,116
-
Taxi Start (Normal Tariff)
$3.10 RSD 323
$2.48 ZMW 50.3
25.00%
Taxi (Normal Tariff) (1km)
$0.98 RSD 102
$1.59 ZMW 32.24
-38.36%
Taxi 1hour Waiting (Normal Tariff)
$17.10 RSD 1,780
$8.85 ZMW 179
93.22%
Gasoline (1 liter)
$1.87 RSD 195
$1.35 ZMW 27.39
38.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9K RSD 3.2M
$6,270 ZMW 127.1K
392.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.1K RSD 2.5M
$41.6K ZMW 843.0K
-42.13%
🧾 Monthly Utilities & Internet
Belgrade
Zambia
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$215 RSD 22.4K
$77.5 ZMW 1,572
176.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.55 RSD 2,659
$11.24 ZMW 228
127.31%
Internet (50+ Mbps, Unlimited Data)
$35.40 RSD 3,685
$57.7 ZMW 1,169
-38.64%
🎉 Sport & Entertainment
Belgrade
Zambia
Difference
Gym Membership (Monthly)
$40.62 RSD 4,228
$48.69 ZMW 987
-16.57%
Tennis Court (1 Hour on Weekend)
$22.74 RSD 2,367
$15.83 ZMW 321
43.65%
Cinema Ticket
$7.99 RSD 832
$6.63 ZMW 134
20.51%
🧸 Childcare & Education
Belgrade
Zambia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$453 RSD 47.2K
$147 ZMW 2,971
209.31%
International Primary School, 1 Child (Yearly)
$12.4K RSD 1.3M
$20.0K ZMW 404.5K
-38.03%
👕👟 Clothing & Footwear
Belgrade
Zambia
Difference
Jeans (Levis 501 Or Similar)
$112 RSD 11.6K
$25.13 ZMW 509
344.45%
Summer Dress (H&M, Zara, etc)
$47.56 RSD 4,951
$13.67 ZMW 277
247.92%
Sport Shoes (Adidas, Nike)
$114 RSD 11.8K
$57.6 ZMW 1,167
97.29%
Men's Leather Business Shoes
$147 RSD 15.3K
$77.5 ZMW 1,572
89.32%
🏠 Accommodation & Living
Belgrade
Zambia
Difference
1-bedroom Apartment, City Center (Monthly)
$829 RSD 86.3K
$456 ZMW 9,253
81.68%
1-bedroom Apartment, Outside City Center (Monthly)
$540 RSD 56.2K
$176 ZMW 3,563
207.40%
3-bedroom Apartment, City Center (Monthly)
$1,508 RSD 157.0K
$1,061 ZMW 21.5K
42.11%
3-bedroom Apartment, Outside City Center (Monthly)
$975 RSD 101.5K
$725 ZMW 14.7K
34.52%
Buy Apartment in City Center (m2)
$5,059 RSD 526.6K
$3,803 ZMW 77.1K
33.02%
Buy Apartment Outside City Center (m2)
$3,171 RSD 330.1K
$3,966 ZMW 80.4K
-20.03%
💵 Salaries & Financials
Belgrade
Zambia
Difference
Average Monthly Net Salary (After Tax)
$1,276 RSD 132.8K
$461 ZMW 9,347
176.68%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.5
26.25
-82.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: November 1, 2026

Last update for Zambia: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Belgrade
$540
Zambia
$176 67.5% $365
Monthly Utilities & Internet
Belgrade
$276
Zambia
$146 46.9% $129
Groceries & Markets
Belgrade
$241
Zambia
$233 3.3% $7.9
Eating Out
Belgrade
$231
Zambia
$123 46.7% $108
Clothing & Footwear
Belgrade
$189
Zambia
$78 58.6% $111
Sport & Entertainment
Belgrade
$57
Zambia
$62 9.4% $5.3
Getting Around
Belgrade
$8 *
Zambia
$69 768% $61

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know
🇷🇸 Belgrade
🇿🇲 Zambia
🕒 Local time
20:41 8:41 PM
21:41 9:41 PM
1 h ahead of Belgrade
🌤 Weather
👥 Population
1,197,714 Capital
19,610,769
💱 Currency
Exchange rates and currency converter

ZMW, USD, EUR to RSD – Serbian Dinar Converter

Serbian Dinar exchange rates as of November 5, 2026: 1 USD = 104 RSD (1,000 RSD = 9.61 USD). 1 EUR = 117 RSD (1,000 RSD = 8.56 EUR).

Zambian Kwacha exchange rates as of November 5, 2026: 1 USD = 20.27 ZMW (100 ZMW = 4.93 USD). 1 EUR = 22.75 ZMW (100 ZMW = 4.39 EUR).

On the map
Between locations
  • Belgrade Zambia 6,740 km ≈ 9 h nonstop flight
From you
  • Belgrade
  • Zambia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Belgrade vs other spots: cost of living compared

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