Last update: Oct 2026

Cost of Living Comparison Between Winneba and Ubud, Bali

For one person, living is cheaper in Winneba: $681 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

33

Cost of Living Index in Winneba
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Winneba Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Winneba

🇬🇭 Ghana

$681

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Winneba and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Winneba and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $681 in Winneba versus $1,349 in Ubud, Bali.

Winneba $681
Ubud, Bali $1,349

Estimated couple costs with rent: $1,148 in Winneba versus $2,305 in Ubud, Bali.

Winneba $1,148
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,615 in Winneba versus $3,261 in Ubud, Bali.

Winneba $1,615
Ubud, Bali $3,261

Living in Winneba costs roughly 50% less than in Ubud, Bali, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$8.82 GHS 102

$3.32 Rp 60.4K

165.66%

Three-Course Dinner for Two, Mid-Range

$51.8 GHS 600

$35.64 Rp 647.8K

45.40%

Fast Food Meal (McDonalds, etc)

$10.41 GHS 121

$5.53 Rp 100.6K

88.25%

Cappuccino

$4.38 GHS 50.7

$2.72 Rp 49.4K

61.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 GHS 18.53

$1.70 Rp 30.9K

-5.88%

Water (0.33 liter bottle)

$0.44 GHS 5.06

$0.76 Rp 13.8K

-42.11%

Local Beer (0.5 liter draught)

$1.89 GHS 21.88

$2.65 Rp 48.2K

-28.68%

Imported Beer (0.33 liter bottle)

$2.19 GHS 25.32

$4.38 Rp 79.6K

-50.00%

Milk (1 liter)

$3.59 GHS 41.52

$1.49 Rp 27.1K

140.94%

White Bread (500g)

$1.62 GHS 18.75

$2.28 Rp 41.4K

-28.95%

Rice (white) (1kg)

$3.20 GHS 37.04

$1.19 Rp 21.6K

168.91%

Eggs

$2.60 GHS 30.09

$2.04 Rp 37.0K

27.45%

Local Cheese (1kg)

$12.21 GHS 141

$17.70 Rp 321.7K

-31.02%

Chicken Fillets (1kg)

$7.37 GHS 85.4

$3.96 Rp 72.0K

86.11%

Beef Round Steak (1kg)

$9.77 GHS 113

$12.19 Rp 221.6K

-19.85%

Apples (1kg)

$3.57 GHS 41.38

$3.66 Rp 66.4K

-2.46%

Banana (1kg)

$1.42 GHS 16.40

$1.52 Rp 27.6K

-6.58%

Oranges (1kg)

$1.76 GHS 20.42

$2.23 Rp 40.5K

-21.08%

Tomato (1kg)

$3.71 GHS 43.00

$1.97 Rp 35.9K

88.32%

Potato (1kg)

$2.63 GHS 30.49

$1.85 Rp 33.6K

42.16%

Onion (1kg)

$2.79 GHS 32.33

$2.42 Rp 44.1K

15.29%

Lettuce (1 head)

$0.75 GHS 8.67

$0.99 Rp 18.0K

-24.24%

Water (1.5 liter bottle)

$0.61 GHS 7.05

$0.51 Rp 9,332

19.61%

Cigarettes 20 Pack (Marlboro, Camel)

$2.61 GHS 30.21

$2.22 Rp 40.4K

17.57%

Wine (Bottle)

$7.36 GHS 85.2

$22.24 Rp 404.2K

-66.91%

Local Beer (0.5 liter bottle)

$1.28 GHS 14.78

$2.26 Rp 41.1K

-43.36%

Imported Beer (0.33 liter bottle)

$2.38 GHS 27.56

$2.97 Rp 54.0K

-19.87%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$1.75 GHS 20.22

$0.44 Rp 7,989

297.73%

Taxi (Normal Tariff) (1km)

$1.32 GHS 15.34

$0.43 Rp 7,817

206.98%

Taxi 1hour Waiting (Normal Tariff)

$4.37 GHS 50.6

$5.41 Rp 98.3K

-19.22%

Gasoline (1 liter)

$1.32 GHS 15.27

$0.82 Rp 15.0K

60.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,077 GHS 93.5K

$23.8K Rp 433.3M

-66.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.9K GHS 230.4K

$31.7K Rp 577.0M

-37.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.0 GHS 857

$79.1 Rp 1.4M

-6.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.32 GHS 224

$6.45 Rp 117.2K

199.53%

Internet (50+ Mbps, Unlimited Data)

$42.23 GHS 489

$18.58 Rp 337.7K

127.29%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$12.95 GHS 150

$4.27 Rp 77.7K

203.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$458 GHS 5,298

$491 Rp 8.9M

-6.73%

International Primary School, 1 Child (Yearly)

$18.3K GHS 211.4K

$5,674 Rp 103.1M

221.73%

Jeans (Levis 501 Or Similar)

$14.12 GHS 164

$44.64 Rp 811.4K

-68.37%

Summer Dress (H&M, Zara, etc)

$18.91 GHS 219

$34.95 Rp 635.3K

-45.89%

Sport Shoes (Adidas, Nike)

$37.31 GHS 432

$79.9 Rp 1.5M

-53.30%

Men's Leather Business Shoes

$52.3 GHS 606

$79.4 Rp 1.4M

-34.10%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

13.78

94.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winneba: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Winneba

$280 41.1%

Ubud, Bali

$288 21.4% 3.2% $8.8

Eating Out

Winneba

$176 25.9%

Ubud, Bali

$108 8% 38.9% $69

Monthly Utilities & Internet

Winneba

$136 19.9%

Ubud, Bali

$104 7.7% 23.2% $32

Clothing & Footwear

Winneba

$55 8.1%

Ubud, Bali

$108 8% 94.7% $52

Sport & Entertainment

Winneba

$26 * 3.8%

Ubud, Bali

$58 4.3% 124% $32

Getting Around

Winneba

$8.4 * 1.2%

Ubud, Bali

$11 0.9% 36.4% $3.1

Accommodation & Living

Winneba

- * 0%

Ubud, Bali

$672 49.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $52 in Winneba vs $36 in Ubud, Bali. Groceries flip the comparison at $280 vs $288, with Winneba cheaper for home cooking.

Good to know

🇬🇭 Winneba

🇮🇩 Ubud, Bali

🕒 Local time

06:28 6:28 AM

14:28 2:28 PM

8 h ahead of Winneba

🌤 Weather

👥 Population

71,288

74,800

💱 Currency

Ghanaian Cedi GHS ₵

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 29, 2026: 1 USD = 11.58 GHS (100 GHS = 8.64 USD). 1 EUR = 12.89 GHS (100 GHS = 7.76 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to GHS in detail →

On the map

Lowest

Highest

Between locations

Winneba Ubud, Bali 12,940 km ≈ 17 h nonstop flight

From you

Winneba
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winneba vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Winneba wins on cost – living expenses run 50% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Winneba the obvious pick if budget is a priority.

You’d need roughly $1,022 in Winneba and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 3% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $681 per month in Winneba versus $1,349 in Ubud, Bali – Winneba is about 50% cheaper, which adds up to real savings over time.

At $681 in Winneba versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Winneba but tight or insufficient in Ubud, Bali. The gap between the two cities makes Winneba the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.