Cost of Living Comparison Between Winneba and Tema Cost of Living Comparison Between Winneba and Tema

Monthly Cost of Living

Monthly costs for one person with rent: $529 in Winneba versus $626 in Tema.

Estimated couple costs with rent: $908 in Winneba versus $1,005 in Tema.

Monthly costs for a family of three with rent: $1,287 in Winneba versus $1,384 in Tema.

Living in Winneba costs roughly 16% less than in Tema, driven mainly by Groceries & Markets.

Both cities sit below the global median: Winneba 61% lower, Tema 53% lower.

Meal at Budget Restaurant

$4.49 GHS 50.1

$7.24 GHS 80.8

-37.98%

Three-Course Dinner for Two, Mid-Range

$46.62 GHS 520

$27.52 GHS 307

69.40%

Fast Food Meal (McDonalds, etc)

$7.89 GHS 88.0

$8.09 GHS 90.3

-2.47%

Cappuccino

$3.50 GHS 39.07

$1.50 GHS 16.76

133.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.98 GHS 10.92

$0.99 GHS 11.07

-1.01%

Water (0.33 liter bottle)

$0.35 GHS 3.86

$0.33 GHS 3.69

6.06%

Local Beer (0.5 liter draught)

$1.58 GHS 17.63

$1.74 GHS 19.44

-9.20%

Imported Beer (0.33 liter bottle)

$2.46 GHS 27.44

$2.67 GHS 29.76

-7.87%

Milk (1 liter)

$3.43 GHS 38.31

$3.07 GHS 34.23

11.73%

White Bread (500g)

$1.51 GHS 16.82

$1.62 GHS 18.04

-6.79%

Rice (white) (1kg)

$2.33 GHS 26.06

$1.49 GHS 16.64

56.38%

Eggs

$2.28 GHS 25.47

$2.15 GHS 24.00

6.05%

Local Cheese (1kg)

$11.01 GHS 123

$3.71 GHS 41.37

196.77%

Chicken Fillets (1kg)

$4.77 GHS 53.3

$2.72 GHS 30.41

75.37%

Beef Round Steak (1kg)

$5.98 GHS 66.8

$2.50 GHS 27.87

139.20%

Apples (1kg)

$3.02 GHS 33.74

$2.81 GHS 31.36

7.47%

Banana (1kg)

$1.41 GHS 15.68

$2.06 GHS 23.02

-31.55%

Oranges (1kg)

$1.71 GHS 19.08

$2.09 GHS 23.37

-18.18%

Tomato (1kg)

$3.17 GHS 35.33

$2.80 GHS 31.29

13.21%

Potato (1kg)

$3.04 GHS 33.95

$1.90 GHS 21.24

60.00%

Onion (1kg)

$2.45 GHS 27.37

$1.92 GHS 21.39

27.60%

Lettuce (1 head)

$0.75 GHS 8.38

$0.64 GHS 7.09

17.19%

Water (1.5 liter bottle)

$0.52 GHS 5.81

$0.82 GHS 9.15

-36.59%

Cigarettes 20 Pack (Marlboro, Camel)

$1.63 GHS 18.17

Wine (Bottle)

$6.26 GHS 69.8

$8.54 GHS 95.3

-26.70%

Local Beer (0.5 liter bottle)

$1.12 GHS 12.51

$0.84 GHS 9.39

33.33%

Imported Beer (0.33 liter bottle)

$1.94 GHS 21.62

One-way Ticket (Public Transport)

$2.02 GHS 22.57

Public Transport Monthly Pass (Regular Price)

$38.63 GHS 431

Taxi Start (Normal Tariff)

$1.61 GHS 17.99

$1.35 GHS 15.09

19.26%

Taxi (Normal Tariff) (1km)

$1.17 GHS 13.06

$0.77 GHS 8.55

51.95%

Taxi 1hour Waiting (Normal Tariff)

$5.57 GHS 62.1

Gasoline (1 liter)

$1.12 GHS 12.55

$1.25 GHS 13.91

-10.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,921 GHS 88.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,501 GHS 106.0K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.2 GHS 627

$30.51 GHS 341

84.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.15 GHS 147

$12.08 GHS 135

8.86%

Internet (50+ Mbps, Unlimited Data)

$38.48 GHS 429

$64.9 GHS 725

-40.74%

Gym Membership (Monthly)

$19.31 GHS 215

Cinema Ticket

$9.73 GHS 109

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.7 GHS 811

$82.6 GHS 922

-12.02%

International Primary School, 1 Child (Yearly)

$8,139 GHS 90.8K

Jeans (Levis 501 Or Similar)

$14.51 GHS 162

$25.03 GHS 279

-42.03%

Summer Dress (H&M, Zara, etc)

$19.21 GHS 214

$24.84 GHS 277

-22.67%

Sport Shoes (Adidas, Nike)

$29.66 GHS 331

$44.69 GHS 499

-33.63%

Men's Leather Business Shoes

$41.05 GHS 458

$61.5 GHS 687

-33.28%

1-bedroom Apartment, City Center (Monthly)

$119 GHS 1,324

1-bedroom Apartment, Outside City Center (Monthly)

$66.7 GHS 744

3-bedroom Apartment, Outside City Center (Monthly)

$135 GHS 1,510

Buy Apartment in City Center (m2)

$10.2K GHS 113.4K

Buy Apartment Outside City Center (m2)

$6,068 GHS 67.7K

Average Monthly Net Salary (After Tax)

$463 GHS 5,172

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

32.5

-21.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winneba: April 26, 2026

Last update for Tema: April 26, 2026

Cost Breakdown

Dining out: $47.00 in Winneba vs $28.00 in Tema for a mid-range dinner for two. Groceries echo the gap at $234 vs $186 per month, with Tema cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winneba vs Tema: Cost of Living - Frequently Asked Questions

Winneba wins on cost – living expenses run 18% lower than in Tema. Housing and daily spending are where you'll feel the difference most, making Winneba the obvious pick if budget is a priority.

You'd need roughly $793 in Winneba and $939 in Tema to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Tema pay roughly 26% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $529 per month in Winneba versus $626 in Tema – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Winneba gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Winneba gentler on the wallet – expenses run 18% less than in Tema. Beyond cost, consider language, visa policies, and how big the international community is in each city.