Cost of Living Comparison Between Winneba and Tema Cost of Living Comparison Between Winneba and Tema

Monthly Cost of Living

Monthly costs for one person with rent: $543 in Winneba versus $629 in Tema.

Estimated couple costs with rent: $913 in Winneba versus $1,006 in Tema.

Monthly costs for a family of three with rent: $1,284 in Winneba versus $1,383 in Tema.

Living in Winneba costs roughly 14% less than in Tema, driven mainly by Groceries & Markets.

Both cities sit below the global median: Winneba 59% lower, Tema 53% lower.

Meal at Budget Restaurant

$4.42 GHS 51.6

$7.58 GHS 88.5

-41.69%

Three-Course Dinner for Two, Mid-Range

$47.58 GHS 556

$28.14 GHS 329

69.08%

Fast Food Meal (McDonalds, etc)

$7.98 GHS 93.2

$7.83 GHS 91.5

1.92%

Cappuccino

$3.58 GHS 41.81

$1.49 GHS 17.45

140.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 GHS 11.62

$1.01 GHS 11.76

-1.98%

Water (0.33 liter bottle)

$0.35 GHS 4.06

$0.33 GHS 3.88

6.06%

Local Beer (0.5 liter draught)

$1.51 GHS 17.63

$1.75 GHS 20.41

-13.71%

Imported Beer (0.33 liter bottle)

$2.44 GHS 28.55

$2.66 GHS 31.06

-8.27%

Milk (1 liter)

$3.39 GHS 39.64

$2.94 GHS 34.39

15.31%

White Bread (500g)

$1.46 GHS 17.01

$1.68 GHS 19.58

-13.10%

Rice (white) (1kg)

$2.36 GHS 27.60

$1.57 GHS 18.29

50.32%

Eggs

$2.40 GHS 27.98

$2.18 GHS 25.42

10.09%

Local Cheese (1kg)

$10.97 GHS 128

$3.79 GHS 44.22

189.45%

Chicken Fillets (1kg)

$4.71 GHS 55.1

$2.72 GHS 31.76

73.16%

Beef Round Steak (1kg)

$5.81 GHS 67.9

$2.48 GHS 28.92

134.27%

Apples (1kg)

$2.89 GHS 33.75

$2.73 GHS 31.88

5.86%

Banana (1kg)

$1.43 GHS 16.71

$1.99 GHS 23.27

-28.14%

Oranges (1kg)

$1.63 GHS 19.06

$2.02 GHS 23.61

-19.31%

Tomato (1kg)

$3.09 GHS 36.13

$2.80 GHS 32.66

10.36%

Potato (1kg)

$3.02 GHS 35.27

$1.90 GHS 22.20

58.95%

Onion (1kg)

$2.34 GHS 27.38

$1.90 GHS 22.19

23.16%

Lettuce (1 head)

$0.81 GHS 9.47

$0.63 GHS 7.40

28.57%

Water (1.5 liter bottle)

$0.51 GHS 5.99

$0.83 GHS 9.69

-38.55%

Cigarettes 20 Pack (Marlboro, Camel)

$1.65 GHS 19.27

Wine (Bottle)

$7.07 GHS 82.6

$7.05 GHS 82.3

0.28%

Local Beer (0.5 liter bottle)

$1.13 GHS 13.15

$0.83 GHS 9.66

36.14%

Imported Beer (0.33 liter bottle)

$1.89 GHS 22.02

One-way Ticket (Public Transport)

$2.08 GHS 24.25

Public Transport Monthly Pass (Regular Price)

$38.71 GHS 452

Taxi Start (Normal Tariff)

$1.56 GHS 18.20

$1.36 GHS 15.87

14.71%

Taxi (Normal Tariff) (1km)

$1.16 GHS 13.53

$0.72 GHS 8.45

61.11%

Taxi 1hour Waiting (Normal Tariff)

$5.43 GHS 63.4

Gasoline (1 liter)

$1.08 GHS 12.61

$1.23 GHS 14.35

-12.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,988 GHS 93.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,785 GHS 114.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.6 GHS 650

$30.27 GHS 354

83.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.24 GHS 155

$12.18 GHS 142

8.70%

Internet (50+ Mbps, Unlimited Data)

$37.61 GHS 439

$63.4 GHS 740

-40.67%

Gym Membership (Monthly)

$19.37 GHS 226

Cinema Ticket

$9.46 GHS 111

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$71.2 GHS 831

$83.9 GHS 980

-15.17%

International Primary School, 1 Child (Yearly)

$7,963 GHS 93.0K

Jeans (Levis 501 Or Similar)

$14.73 GHS 172

$24.15 GHS 282

-39.01%

Summer Dress (H&M, Zara, etc)

$19.16 GHS 224

$25.06 GHS 293

-23.54%

Sport Shoes (Adidas, Nike)

$29.44 GHS 344

$45.15 GHS 527

-34.80%

Men's Leather Business Shoes

$41.96 GHS 490

$62.5 GHS 730

-32.85%

1-bedroom Apartment, City Center (Monthly)

$118 GHS 1,384

1-bedroom Apartment, Outside City Center (Monthly)

$67.0 GHS 783

3-bedroom Apartment, Outside City Center (Monthly)

$136 GHS 1,589

Buy Apartment in City Center (m2)

$9,781 GHS 114.2K

Buy Apartment Outside City Center (m2)

$5,837 GHS 68.2K

Average Monthly Net Salary (After Tax)

$401 GHS 4,681

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

32.5

-21.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winneba: July 25, 2026

Last update for Tema: July 27, 2026

Cost Breakdown

Dining out: $48.00 in Winneba vs $28.00 in Tema for a mid-range dinner for two. Groceries echo the gap at $233 vs $181 per month, with Tema cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winneba vs Tema: Cost of Living - Frequently Asked Questions

Winneba wins on cost – living expenses run 16% lower than in Tema. Housing and daily spending are where you'll feel the difference most, making Winneba the obvious pick if budget is a priority.

You'd need roughly $814 in Winneba and $943 in Tema to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Tema pay roughly 29% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $543 per month in Winneba versus $629 in Tema – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Winneba gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Winneba gentler on the wallet – expenses run 16% less than in Tema. Beyond cost, consider language, visa policies, and how big the international community is in each city.