Cost of Living Comparison Between Winneba and Tema Cost of Living Comparison Between Winneba and Tema

Monthly Cost of Living

Monthly costs for one person with rent: $526 in Winneba versus $608 in Tema.

Estimated couple costs with rent: $913 in Winneba versus $984 in Tema.

Monthly costs for a family of three with rent: $1,299 in Winneba versus $1,360 in Tema.

Living in Winneba costs roughly 13% less than in Tema, driven mainly by Groceries & Markets.

Both cities sit below the global median: Winneba 61% lower, Tema 55% lower.

Meal at Budget Restaurant

$4.32 GHS 47.56

$7.23 GHS 79.5

-40.25%

Three-Course Dinner for Two, Mid-Range

$46.94 GHS 516

$27.52 GHS 303

70.57%

Fast Food Meal (McDonalds, etc)

$7.57 GHS 83.3

$7.79 GHS 85.7

-2.82%

Cappuccino

$3.43 GHS 37.73

$1.52 GHS 16.70

125.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.99 GHS 10.86

$1.03 GHS 11.37

-3.88%

Water (0.33 liter bottle)

$0.38 GHS 4.13

$0.31 GHS 3.40

22.58%

Local Beer (0.5 liter draught)

$1.55 GHS 17.05

$1.71 GHS 18.85

-9.36%

Imported Beer (0.33 liter bottle)

$2.55 GHS 28.03

$2.67 GHS 29.35

-4.49%

Milk (1 liter)

$3.34 GHS 36.73

$3.05 GHS 33.53

9.51%

White Bread (500g)

$1.44 GHS 15.88

$1.65 GHS 18.14

-12.73%

Rice (white) (1kg)

$2.37 GHS 26.07

$1.50 GHS 16.45

58.00%

Eggs

$2.29 GHS 25.22

$2.17 GHS 23.89

5.53%

Local Cheese (1kg)

$11.16 GHS 123

$3.60 GHS 39.57

210.00%

Chicken Fillets (1kg)

$4.74 GHS 52.2

$2.64 GHS 29.03

79.55%

Beef Round Steak (1kg)

$6.01 GHS 66.1

$2.44 GHS 26.89

146.31%

Apples (1kg)

$2.95 GHS 32.40

$2.79 GHS 30.65

5.73%

Banana (1kg)

$1.43 GHS 15.75

$1.99 GHS 21.89

-28.14%

Oranges (1kg)

$1.65 GHS 18.10

$2.07 GHS 22.81

-20.29%

Tomato (1kg)

$3.08 GHS 33.84

$2.94 GHS 32.39

4.76%

Potato (1kg)

$3.01 GHS 33.12

$1.80 GHS 19.83

67.22%

Onion (1kg)

$2.44 GHS 26.85

$1.98 GHS 21.81

23.23%

Lettuce (1 head)

$0.76 GHS 8.31

$0.60 GHS 6.63

26.67%

Water (1.5 liter bottle)

$0.48 GHS 5.24

$0.83 GHS 9.12

-42.17%

Cigarettes 20 Pack (Marlboro, Camel)

$1.56 GHS 17.21

Wine (Bottle)

$7.16 GHS 78.8

$6.88 GHS 75.7

4.07%

Local Beer (0.5 liter bottle)

$1.11 GHS 12.21

$0.87 GHS 9.58

27.59%

Imported Beer (0.33 liter bottle)

$1.87 GHS 20.58

One-way Ticket (Public Transport)

$2.00 GHS 22.05

Public Transport Monthly Pass (Regular Price)

$39.98 GHS 440

Taxi Start (Normal Tariff)

$1.60 GHS 17.62

$1.42 GHS 15.57

12.68%

Taxi (Normal Tariff) (1km)

$1.21 GHS 13.29

$0.72 GHS 7.92

68.06%

Taxi 1hour Waiting (Normal Tariff)

$5.44 GHS 59.8

Gasoline (1 liter)

$1.07 GHS 11.78

$1.22 GHS 13.46

-12.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,903 GHS 86.9K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,629 GHS 105.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$55.5 GHS 610

$30.56 GHS 336

81.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.07 GHS 144

$12.40 GHS 136

5.40%

Internet (50+ Mbps, Unlimited Data)

$37.17 GHS 409

$63.9 GHS 703

-41.85%

Gym Membership (Monthly)

$19.29 GHS 212

Cinema Ticket

$9.55 GHS 105

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.6 GHS 798

$83.0 GHS 913

-12.52%

International Primary School, 1 Child (Yearly)

$7,958 GHS 87.5K

Jeans (Levis 501 Or Similar)

$14.52 GHS 160

$24.85 GHS 273

-41.57%

Summer Dress (H&M, Zara, etc)

$18.83 GHS 207

$25.05 GHS 276

-24.83%

Sport Shoes (Adidas, Nike)

$28.64 GHS 315

$45.65 GHS 502

-37.26%

Men's Leather Business Shoes

$40.59 GHS 446

$62.2 GHS 684

-34.70%

1-bedroom Apartment, City Center (Monthly)

$117 GHS 1,282

1-bedroom Apartment, Outside City Center (Monthly)

$66.2 GHS 728

3-bedroom Apartment, Outside City Center (Monthly)

$137 GHS 1,506

Buy Apartment in City Center (m2)

$9,866 GHS 108.5K

Buy Apartment Outside City Center (m2)

$5,964 GHS 65.6K

Average Monthly Net Salary (After Tax)

$412 GHS 4,531

20-Year Fixed Mortgage Interest Rate (Annual %)

25.4

32.5

-21.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winneba: June 8, 2026

Last update for Tema: June 9, 2026

Cost Breakdown

Dining out: $47.00 in Winneba vs $28.00 in Tema for a mid-range dinner for two. Groceries echo the gap at $233 vs $182 per month, with Tema cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winneba vs Tema: Cost of Living - Frequently Asked Questions

Winneba wins on cost – living expenses run 16% lower than in Tema. Housing and daily spending are where you'll feel the difference most, making Winneba the obvious pick if budget is a priority.

You'd need roughly $789 in Winneba and $912 in Tema to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Tema pay roughly 28% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $526 per month in Winneba versus $608 in Tema – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Winneba gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Winneba gentler on the wallet – expenses run 16% less than in Tema. Beyond cost, consider language, visa policies, and how big the international community is in each city.