Cost of Living Comparison Between Winneba and Tema Cost of Living Comparison Between Winneba and Tema

Monthly Cost of Living

Monthly costs for one person with rent: $685 in Winneba versus $776 in Tema.

Estimated couple costs with rent: $1,156 in Winneba versus $1,229 in Tema.

Monthly costs for a family of three with rent: $1,627 in Winneba versus $1,682 in Tema.

Living in Winneba costs roughly 12% less than in Tema, driven mainly by Groceries & Markets.

Both cities sit below the global median: Winneba 50% lower, Tema 44% lower.

Meal at Budget Restaurant

$8.00 GHS 91.3

$7.06 GHS 80.6

13.31%

Three-Course Dinner for Two, Mid-Range

$52.4 GHS 599

$28.37 GHS 324

84.84%

Fast Food Meal (McDonalds, etc)

$10.81 GHS 123

Cappuccino

$4.72 GHS 53.9

$5.36 GHS 61.2

-11.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 GHS 18.71

$0.91 GHS 10.43

80.22%

Water (0.33 liter bottle)

$0.48 GHS 5.53

$0.29 GHS 3.28

65.52%

Local Beer (0.5 liter draught)

$1.87 GHS 21.30

$3.29 GHS 37.60

-43.16%

Imported Beer (0.33 liter bottle)

$2.33 GHS 26.58

$2.68 GHS 30.61

-13.06%

Milk (1 liter)

$3.82 GHS 43.63

$3.29 GHS 37.53

16.11%

White Bread (500g)

$1.79 GHS 20.41

$1.62 GHS 18.49

10.49%

Rice (white) (1kg)

$3.30 GHS 37.66

$2.08 GHS 23.70

58.65%

Eggs

$2.76 GHS 31.52

$2.46 GHS 28.09

12.20%

Local Cheese (1kg)

$12.24 GHS 140

$4.32 GHS 49.38

183.33%

Chicken Fillets (1kg)

$7.59 GHS 86.7

$3.39 GHS 38.74

123.89%

Beef Round Steak (1kg)

$9.99 GHS 114

$3.64 GHS 41.54

174.45%

Apples (1kg)

$3.81 GHS 43.55

$2.61 GHS 29.77

45.98%

Banana (1kg)

$1.45 GHS 16.52

$2.25 GHS 25.64

-35.56%

Oranges (1kg)

$1.80 GHS 20.53

$2.24 GHS 25.54

-19.64%

Tomato (1kg)

$3.83 GHS 43.76

$3.53 GHS 40.36

8.50%

Potato (1kg)

$2.70 GHS 30.85

$3.60 GHS 41.07

-25.00%

Onion (1kg)

$2.85 GHS 32.56

$2.96 GHS 33.84

-3.72%

Lettuce (1 head)

$0.73 GHS 8.28

$0.46 GHS 5.23

58.70%

Water (1.5 liter bottle)

$0.62 GHS 7.07

$0.73 GHS 8.37

-15.07%

Cigarettes 20 Pack (Marlboro, Camel)

$2.62 GHS 29.97

$1.34 GHS 15.31

95.52%

Wine (Bottle)

$7.40 GHS 84.6

$9.05 GHS 103

-18.23%

Local Beer (0.5 liter bottle)

$1.28 GHS 14.57

$2.15 GHS 24.60

-40.47%

Imported Beer (0.33 liter bottle)

$2.40 GHS 27.41

$3.02 GHS 34.51

-20.53%

One-way Ticket (Public Transport)

$1.82 GHS 20.79

Public Transport Monthly Pass (Regular Price)

$43.17 GHS 493

Taxi Start (Normal Tariff)

$1.83 GHS 20.88

$2.16 GHS 24.67

-15.28%

Taxi (Normal Tariff) (1km)

$1.35 GHS 15.46

$0.43 GHS 4.91

213.95%

Taxi 1hour Waiting (Normal Tariff)

$4.40 GHS 50.2

Gasoline (1 liter)

$1.33 GHS 15.22

$1.17 GHS 13.35

13.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,851 GHS 89.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,940 GHS 113.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.7 GHS 842

$78.6 GHS 897

-6.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.24 GHS 231

$15.52 GHS 177

30.41%

Internet (50+ Mbps, Unlimited Data)

$43.59 GHS 498

$84.3 GHS 963

-48.29%

Gym Membership (Monthly)

$24.78 GHS 283

Cinema Ticket

$13.26 GHS 151

$8.72 GHS 99.5

52.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$460 GHS 5,250

$177 GHS 2,022

159.68%

International Primary School, 1 Child (Yearly)

$18.6K GHS 212.4K

$2,633 GHS 30.1K

606.25%

Jeans (Levis 501 Or Similar)

$14.66 GHS 167

$13.25 GHS 151

10.64%

Summer Dress (H&M, Zara, etc)

$19.19 GHS 219

$16.17 GHS 185

18.68%

Sport Shoes (Adidas, Nike)

$36.79 GHS 420

$44.66 GHS 510

-17.62%

Men's Leather Business Shoes

$53.0 GHS 606

$33.62 GHS 384

57.73%

1-bedroom Apartment, City Center (Monthly)

$131 GHS 1,493

1-bedroom Apartment, Outside City Center (Monthly)

$74.7 GHS 853

3-bedroom Apartment, City Center (Monthly)

$449 GHS 5,132

3-bedroom Apartment, Outside City Center (Monthly)

$219 GHS 2,496

Buy Apartment in City Center (m2)

$10.1K GHS 114.8K

Buy Apartment Outside City Center (m2)

$5,994 GHS 68.4K

Average Monthly Net Salary (After Tax)

$433 GHS 4,947

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

-23.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Winneba: September 8, 2026

Last update for Tema: September 7, 2026

Cost Breakdown

Dining out: $52.0 in Winneba vs $28.00 in Tema for a mid-range dinner for two. Groceries echo the gap at $289 vs $223 per month, with Tema cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Winneba vs Tema: Cost of Living - Frequently Asked Questions

Winneba wins on cost – living expenses run 13% lower than in Tema. Housing and daily spending are where you'll feel the difference most, making Winneba the obvious pick if budget is a priority.

You'd need roughly $1,028 in Winneba and $1,165 in Tema to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Shoppers in Tema pay roughly 29% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $685 per month in Winneba versus $776 in Tema – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Winneba gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Winneba gentler on the wallet – expenses run 13% less than in Tema. Beyond cost, consider language, visa policies, and how big the international community is in each city.