Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Winneba

For one person, living is cheaper in Winneba: $681 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
33

Cost of Living Index in Winneba
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Winneba Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Winneba

🇬🇭 Ghana

$681

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Winneba

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Winneba actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $681 in Winneba.

Ubud, Bali $1,349
Winneba $681

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,148 in Winneba.

Ubud, Bali $2,305
Winneba $1,148

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,615 in Winneba.

Ubud, Bali $3,261
Winneba $1,615

Living in Ubud, Bali is roughly 98% more expensive than in Winneba, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$8.82 GHS 103

-62.36%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$51.8 GHS 603

-31.22%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$10.41 GHS 121

-46.88%

Cappuccino

$2.72 Rp 49.4K

$4.38 GHS 51.0

-37.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.60 GHS 18.62

6.25%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.44 GHS 5.09

72.73%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$1.89 GHS 21.99

40.21%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$2.19 GHS 25.45

100.00%

Milk (1 liter)

$1.49 Rp 27.1K

$3.59 GHS 41.73

-58.50%

White Bread (500g)

$2.28 Rp 41.4K

$1.62 GHS 18.85

40.74%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.20 GHS 37.24

-62.81%

Eggs

$2.04 Rp 37.0K

$2.60 GHS 30.24

-21.54%

Local Cheese (1kg)

$17.70 Rp 321.9K

$12.21 GHS 142

44.96%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$7.37 GHS 85.8

-46.27%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$9.77 GHS 114

24.77%

Apples (1kg)

$3.66 Rp 66.5K

$3.57 GHS 41.59

2.52%

Banana (1kg)

$1.52 Rp 27.6K

$1.42 GHS 16.48

7.04%

Oranges (1kg)

$2.23 Rp 40.5K

$1.76 GHS 20.53

26.70%

Tomato (1kg)

$1.97 Rp 35.9K

$3.71 GHS 43.22

-46.90%

Potato (1kg)

$1.85 Rp 33.6K

$2.63 GHS 30.65

-29.66%

Onion (1kg)

$2.42 Rp 44.1K

$2.79 GHS 32.50

-13.26%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.75 GHS 8.71

32.00%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.61 GHS 7.09

-16.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.61 GHS 30.37

-14.94%

Wine (Bottle)

$22.24 Rp 404.4K

$7.36 GHS 85.6

202.17%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.28 GHS 14.86

76.56%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.38 GHS 27.70

24.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$1.75 GHS 20.32

-74.86%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.32 GHS 15.42

-67.42%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$4.37 GHS 50.8

23.80%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.32 GHS 15.35

-37.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$8,077 GHS 94.0K

195.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$19.9K GHS 231.6K

59.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$74.0 GHS 862

6.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$19.32 GHS 225

-66.61%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$42.23 GHS 492

-56.00%

Gym Membership (Monthly)

$49.48 Rp 899.8K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

Cinema Ticket

$4.27 Rp 77.7K

$12.95 GHS 151

-67.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$458 GHS 5,325

7.22%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$18.3K GHS 212.5K

-68.92%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$14.12 GHS 164

216.15%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$18.91 GHS 220

84.82%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$37.31 GHS 434

114.15%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$52.3 GHS 609

51.74%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

26.75

-48.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Winneba: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Winneba

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Winneba

$280 41.1% 3.1% $8.8

Eating Out

Ubud, Bali

$108 8%

Winneba

$176 25.9% 63.7% $69

Clothing & Footwear

Ubud, Bali

$108 8%

Winneba

$55 8.1% 48.6% $52

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Winneba

$136 19.9% 30.3% $32

Sport & Entertainment

Ubud, Bali

$58 4.3%

Winneba

$26 * 3.8% 55.4% $32

Getting Around

Ubud, Bali

$11 0.9%

Winneba

$8.4 * 1.2% 26.7% $3.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $36 in Ubud, Bali vs $52 in Winneba. Groceries flip the comparison at $288 vs $280, with Winneba cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇬🇭 Winneba

🕒 Local time

15:32 3:32 PM

07:32 7:32 AM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

71,288

💱 Currency

Indonesian Rupiah IDR Rp

Ghanaian Cedi GHS ₵

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

100 GHS = 8.59 USD

100 GHS = 7.7 EUR

Exchange rates and currency converter

GHS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

Ghanaian Cedi exchange rates as of October 29, 2026: 1 USD = 11.64 GHS (100 GHS = 8.59 USD). 1 EUR = 12.99 GHS (100 GHS = 7.7 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Winneba 12,940 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Winneba

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Winneba: Cost of Living - Frequently Asked Questions

Winneba wins on cost – living expenses run 50% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Winneba the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $1,022 in Winneba to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 3% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $681 in Winneba – Winneba is about 50% cheaper, which adds up to real savings over time.

At $681 in Winneba versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Winneba but tight or insufficient in Ubud, Bali. The gap between the two cities makes Winneba the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.