Cost of Living Comparison Between Ubud, Bali and Winneba Cost of Living Comparison Between Ubud, Bali and Winneba

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $685 in Winneba.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,156 in Winneba.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $1,627 in Winneba.

Living in Ubud, Bali is roughly 101% more expensive than in Winneba, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 0% above, Winneba is 50% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$8.00 GHS 91.3

-58.38%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$52.4 GHS 599

-31.69%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$10.81 GHS 123

-47.92%

Cappuccino

$2.82 Rp 49.7K

$4.72 GHS 53.9

-40.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.64 GHS 18.71

6.71%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.48 GHS 5.53

66.67%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.87 GHS 21.30

62.57%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$2.33 GHS 26.58

84.55%

Milk (1 liter)

$1.61 Rp 28.3K

$3.82 GHS 43.63

-57.85%

White Bread (500g)

$2.27 Rp 39.9K

$1.79 GHS 20.41

26.82%

Rice (white) (1kg)

$1.17 Rp 20.6K

$3.30 GHS 37.66

-64.55%

Eggs

$2.17 Rp 38.2K

$2.76 GHS 31.52

-21.38%

Local Cheese (1kg)

$17.63 Rp 310.5K

$12.24 GHS 140

44.04%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$7.59 GHS 86.7

-46.64%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$9.99 GHS 114

21.92%

Apples (1kg)

$3.62 Rp 63.7K

$3.81 GHS 43.55

-4.99%

Banana (1kg)

$1.64 Rp 28.8K

$1.45 GHS 16.52

13.10%

Oranges (1kg)

$2.31 Rp 40.6K

$1.80 GHS 20.53

28.33%

Tomato (1kg)

$1.96 Rp 34.5K

$3.83 GHS 43.76

-48.83%

Potato (1kg)

$1.84 Rp 32.5K

$2.70 GHS 30.85

-31.85%

Onion (1kg)

$2.37 Rp 41.7K

$2.85 GHS 32.56

-16.84%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.73 GHS 8.28

43.84%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.62 GHS 7.07

-12.90%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.62 GHS 29.97

-12.21%

Wine (Bottle)

$23.08 Rp 406.4K

$7.40 GHS 84.6

211.89%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.28 GHS 14.57

82.81%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.40 GHS 27.41

27.92%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.83 GHS 20.88

-73.22%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.35 GHS 15.46

-65.19%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$4.40 GHS 50.2

27.27%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.33 GHS 15.22

-39.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$7,851 GHS 89.7K

218.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$9,940 GHS 113.5K

212.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$73.7 GHS 842

12.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$20.24 GHS 231

-67.93%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$43.59 GHS 498

-56.89%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$13.26 GHS 151

-67.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$460 GHS 5,250

7.49%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$18.6K GHS 212.4K

-68.18%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$14.66 GHS 167

215.69%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$19.19 GHS 219

89.89%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$36.79 GHS 420

119.35%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$53.0 GHS 606

48.60%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

26.75

-48.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Winneba: September 8, 2026

Cost Breakdown

Dining out: $36.00 in Ubud, Bali vs $52.0 in Winneba. Groceries flip the comparison at $294 vs $289, with Winneba cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Winneba: Cost of Living - Frequently Asked Questions

Winneba wins on cost – living expenses run 101% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Winneba the obvious pick if budget is a priority.

You'd need roughly $2,067 in Ubud, Bali and $1,028 in Winneba to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 2% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,378 per month in Ubud, Bali versus $685 in Winneba – a 101% gap that adds up to real savings over time for anyone picking the cheaper option.

At $685 in Winneba versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Winneba but tight or insufficient in Ubud, Bali. The gap between the two cities makes Winneba the clear choice for anyone on this budget.

Both work as nomad bases, but Winneba delivers better value – similar infrastructure at $685 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Winneba hard to pass up.

Safety-wise, Ubud, Bali and Winneba are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Winneba gentler on the wallet – expenses run 101% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.