Cost of Living Comparison Between Whangarei and Ubud, Bali Cost of Living Comparison Between Whangarei and Ubud, Bali

😐 Solo nomad: Whangarei is 44.6% more expensive than Ubud, Bali without rent, and 20.3% more expensive with rent.
😐 Family of 3: Whangarei is 88.2% more expensive than Ubud, Bali without rent, and 2.3% cheaper with rent.
Currency
🍽 Eating Out
Whangarei
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.76 NZ$35.30
$3.48 Rp 59.7K
496.55%
Three-Course Dinner for Two, Mid-Range
$85.5 NZ$145
$32.88 Rp 563.9K
160.07%
Fast Food Meal (McDonalds, etc)
$10.39 NZ$17.66
$5.09 Rp 87.3K
104.13%
Cappuccino
$3.96 NZ$6.73
$2.75 Rp 47.1K
44.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.13 NZ$3.62
$1.38 Rp 23.7K
54.35%
Water (0.33 liter bottle)
$1.72 NZ$2.93
$0.71 Rp 12.2K
142.25%
Local Beer (0.5 liter draught)
$6.18 NZ$10.51
$2.88 Rp 49.4K
114.58%
Imported Beer (0.33 liter bottle)
$8.31 NZ$14.13
$3.87 Rp 66.4K
114.73%
🛒 Groceries & Markets
Whangarei
Ubud, Bali
Difference
Milk (1 liter)
$1.87 NZ$3.18
$1.79 Rp 30.7K
4.47%
White Bread (500g)
$2.16 NZ$3.67
$2.45 Rp 42.0K
-11.84%
Rice (white) (1kg)
$2.06 NZ$3.50
$1.21 Rp 20.7K
70.25%
Eggs
$6.59 NZ$11.20
$2.39 Rp 40.9K
175.73%
Local Cheese (1kg)
$9.65 NZ$16.40
$14.70 Rp 252.1K
-34.35%
Chicken Fillets (1kg)
$10.86 NZ$18.47
$4.24 Rp 72.7K
156.13%
Beef Round Steak (1kg)
$16.80 NZ$28.56
$12.08 Rp 207.1K
39.07%
Apples (1kg)
$3.04 NZ$5.17
$3.66 Rp 62.9K
-16.94%
Banana (1kg)
$2.29 NZ$3.89
$1.61 Rp 27.5K
42.24%
Oranges (1kg)
$3.00 NZ$5.11
$2.72 Rp 46.6K
10.29%
Tomato (1kg)
$4.55 NZ$7.73
$2.27 Rp 39.0K
100.44%
Potato (1kg)
$2.63 NZ$4.48
$1.90 Rp 32.6K
38.42%
Onion (1kg)
$1.89 NZ$3.21
$2.30 Rp 39.4K
-17.83%
Lettuce (1 head)
$2.45 NZ$4.16
$1.02 Rp 17.4K
140.20%
Water (1.5 liter bottle)
$1.09 NZ$1.85
$0.78 Rp 13.4K
39.74%
Cigarettes 20 Pack (Marlboro, Camel)
$24.46 NZ$41.58
$3.24 Rp 55.6K
654.94%
Wine (Bottle)
$9.82 NZ$16.69
$24.06 Rp 412.6K
-59.19%
Local Beer (0.5 liter bottle)
$2.43 NZ$4.13
$2.84 Rp 48.7K
-14.44%
Imported Beer (0.33 liter bottle)
$2.83 NZ$4.82
$2.79 Rp 47.8K
1.43%
🚌 Getting Around
Whangarei
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.80 NZ$3.06
$0.27 Rp 4,610
566.67%
Public Transport Monthly Pass (Regular Price)
$139 NZ$237
$8.24 Rp 141.3K
1590.66%
Taxi Start (Normal Tariff)
$4.03 NZ$6.84
$0.45 Rp 7,707
795.56%
Taxi (Normal Tariff) (1km)
$1.58 NZ$2.69
$0.43 Rp 7,304
267.44%
Taxi 1hour Waiting (Normal Tariff)
$14.35 NZ$24.39
$6.02 Rp 103.3K
138.37%
Gasoline (1 liter)
$1.69 NZ$2.88
$0.86 Rp 14.7K
96.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$44.6K NZ$75.8K
$26.1K Rp 447.0M
70.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K NZ$37.8K
$31.7K Rp 543.6M
-29.90%
🧾 Monthly Utilities & Internet
Whangarei
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$136 NZ$231
$78.3 Rp 1.3M
73.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$39.80 NZ$67.7
$4.00 Rp 68.5K
895.00%
Internet (50+ Mbps, Unlimited Data)
$52.1 NZ$88.6
$24.35 Rp 417.7K
114.13%
🎉 Sport & Entertainment
Whangarei
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.67 NZ$64.0
$95.8 Rp 1.6M
-60.67%
Tennis Court (1 Hour on Weekend)
$2.93 NZ$4.98
$6.46 Rp 110.7K
-54.64%
Cinema Ticket
$10.91 NZ$18.55
$4.01 Rp 68.7K
172.07%
🧸 Childcare & Education
Whangarei
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$770 NZ$1,309
$302 Rp 5.2M
155.39%
International Primary School, 1 Child (Yearly)
$12.2K NZ$20.8K
$6,545 Rp 112.2M
86.96%
👕👟 Clothing & Footwear
Whangarei
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$67.3 NZ$114
$53.4 Rp 916.2K
25.98%
Summer Dress (H&M, Zara, etc)
$34.45 NZ$58.6
$38.55 Rp 661.1K
-10.64%
Sport Shoes (Adidas, Nike)
$80.5 NZ$137
$89.1 Rp 1.5M
-9.58%
Men's Leather Business Shoes
$99.6 NZ$169
$78.9 Rp 1.4M
26.26%
🏠 Accommodation & Living
Whangarei
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$539 NZ$917
$1,016 Rp 17.4M
-46.90%
1-bedroom Apartment, Outside City Center (Monthly)
$468 NZ$796
$672 Rp 11.5M
-30.33%
3-bedroom Apartment, City Center (Monthly)
$1,024 NZ$1,740
$3,368 Rp 57.8M
-69.61%
3-bedroom Apartment, Outside City Center (Monthly)
$768 NZ$1,305
$2,108 Rp 36.2M
-63.57%
Buy Apartment in City Center (m2)
$4,411 NZ$7,499
$3,001 Rp 51.5M
46.98%
Buy Apartment Outside City Center (m2)
$3,457 NZ$5,876
$2,337 Rp 40.1M
47.93%
💵 Salaries & Financials
Whangarei
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,543 NZ$4,322
$178 Rp 3.0M
1332.45%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.7
13.28
-49.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Whangarei: April 14, 2026

Last update for Ubud, Bali: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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