Cost of Living Comparison Between Ubud, Bali and Whangarei Cost of Living Comparison Between Ubud, Bali and Whangarei

🙂 Solo nomad: Ubud, Bali is 30.8% cheaper than Whangarei without rent, and 16.9% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 46.9% cheaper than Whangarei without rent, and 2.4% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Whangarei
Difference
Meal at Budget Restaurant
$3.48 Rp 59.7K
$20.76 NZ$35.30
-83.24%
Three-Course Dinner for Two, Mid-Range
$32.88 Rp 563.9K
$85.5 NZ$145
-61.55%
Fast Food Meal (McDonalds, etc)
$5.09 Rp 87.3K
$10.39 NZ$17.66
-51.01%
Cappuccino
$2.75 Rp 47.1K
$3.96 NZ$6.73
-30.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 23.7K
$2.13 NZ$3.62
-35.21%
Water (0.33 liter bottle)
$0.71 Rp 12.2K
$1.72 NZ$2.93
-58.72%
Local Beer (0.5 liter draught)
$2.88 Rp 49.4K
$6.18 NZ$10.51
-53.40%
Imported Beer (0.33 liter bottle)
$3.87 Rp 66.4K
$8.31 NZ$14.13
-53.43%
🛒 Groceries & Markets
Ubud, Bali
Whangarei
Difference
Milk (1 liter)
$1.79 Rp 30.7K
$1.87 NZ$3.18
-4.28%
White Bread (500g)
$2.45 Rp 42.0K
$2.16 NZ$3.67
13.43%
Rice (white) (1kg)
$1.21 Rp 20.7K
$2.06 NZ$3.50
-41.26%
Eggs
$2.39 Rp 40.9K
$6.59 NZ$11.20
-63.73%
Local Cheese (1kg)
$14.70 Rp 252.1K
$9.65 NZ$16.40
52.33%
Chicken Fillets (1kg)
$4.24 Rp 72.7K
$10.86 NZ$18.47
-60.96%
Beef Round Steak (1kg)
$12.08 Rp 207.1K
$16.80 NZ$28.56
-28.10%
Apples (1kg)
$3.66 Rp 62.9K
$3.04 NZ$5.17
20.39%
Banana (1kg)
$1.61 Rp 27.5K
$2.29 NZ$3.89
-29.69%
Oranges (1kg)
$2.72 Rp 46.6K
$3.00 NZ$5.11
-9.33%
Tomato (1kg)
$2.27 Rp 39.0K
$4.55 NZ$7.73
-50.11%
Potato (1kg)
$1.90 Rp 32.6K
$2.63 NZ$4.48
-27.76%
Onion (1kg)
$2.30 Rp 39.4K
$1.89 NZ$3.21
21.69%
Lettuce (1 head)
$1.02 Rp 17.4K
$2.45 NZ$4.16
-58.37%
Water (1.5 liter bottle)
$0.78 Rp 13.4K
$1.09 NZ$1.85
-28.44%
Cigarettes 20 Pack (Marlboro, Camel)
$3.24 Rp 55.6K
$24.46 NZ$41.58
-86.75%
Wine (Bottle)
$24.06 Rp 412.6K
$9.82 NZ$16.69
145.01%
Local Beer (0.5 liter bottle)
$2.84 Rp 48.7K
$2.43 NZ$4.13
16.87%
Imported Beer (0.33 liter bottle)
$2.79 Rp 47.8K
$2.83 NZ$4.82
-1.41%
🚌 Getting Around
Ubud, Bali
Whangarei
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,610
$1.80 NZ$3.06
-85.00%
Public Transport Monthly Pass (Regular Price)
$8.24 Rp 141.3K
$139 NZ$237
-94.09%
Taxi Start (Normal Tariff)
$0.45 Rp 7,707
$4.03 NZ$6.84
-88.83%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,304
$1.58 NZ$2.69
-72.78%
Taxi 1hour Waiting (Normal Tariff)
$6.02 Rp 103.3K
$14.35 NZ$24.39
-58.05%
Gasoline (1 liter)
$0.86 Rp 14.7K
$1.69 NZ$2.88
-49.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 447.0M
$44.6K NZ$75.8K
-41.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 543.6M
$22.2K NZ$37.8K
42.66%
🧾 Monthly Utilities & Internet
Ubud, Bali
Whangarei
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.3M
$136 NZ$231
-42.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.00 Rp 68.5K
$39.80 NZ$67.7
-89.95%
Internet (50+ Mbps, Unlimited Data)
$24.35 Rp 417.7K
$52.1 NZ$88.6
-53.30%
🎉 Sport & Entertainment
Ubud, Bali
Whangarei
Difference
Gym Membership (Monthly)
$95.8 Rp 1.6M
$37.67 NZ$64.0
154.23%
Tennis Court (1 Hour on Weekend)
$6.46 Rp 110.7K
$2.93 NZ$4.98
120.48%
Cinema Ticket
$4.01 Rp 68.7K
$10.91 NZ$18.55
-63.24%
🧸 Childcare & Education
Ubud, Bali
Whangarei
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$302 Rp 5.2M
$770 NZ$1,309
-60.84%
International Primary School, 1 Child (Yearly)
$6,545 Rp 112.2M
$12.2K NZ$20.8K
-46.51%
👕👟 Clothing & Footwear
Ubud, Bali
Whangarei
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 916.2K
$67.3 NZ$114
-20.62%
Summer Dress (H&M, Zara, etc)
$38.55 Rp 661.1K
$34.45 NZ$58.6
11.90%
Sport Shoes (Adidas, Nike)
$89.1 Rp 1.5M
$80.5 NZ$137
10.59%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$99.6 NZ$169
-20.80%
🏠 Accommodation & Living
Ubud, Bali
Whangarei
Difference
1-bedroom Apartment, City Center (Monthly)
$1,016 Rp 17.4M
$539 NZ$917
88.33%
1-bedroom Apartment, Outside City Center (Monthly)
$672 Rp 11.5M
$468 NZ$796
43.54%
3-bedroom Apartment, City Center (Monthly)
$3,368 Rp 57.8M
$1,024 NZ$1,740
229.04%
3-bedroom Apartment, Outside City Center (Monthly)
$2,108 Rp 36.2M
$768 NZ$1,305
174.49%
Buy Apartment in City Center (m2)
$3,001 Rp 51.5M
$4,411 NZ$7,499
-31.96%
Buy Apartment Outside City Center (m2)
$2,337 Rp 40.1M
$3,457 NZ$5,876
-32.40%
💵 Salaries & Financials
Ubud, Bali
Whangarei
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
$2,543 NZ$4,322
-93.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.7
98.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Whangarei: April 14, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Ubud, Bali vs other spots: cost of living compared

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