Cost of Living Comparison Between Warsaw and Torun Cost of Living Comparison Between Warsaw and Torun

Monthly Cost of Living

A single person spends $2,025 per month in Warsaw vs $1,302 in Torun, rent included.

A couple spends around $2,904 per month in Warsaw vs $1,858 in Torun, rent included.

A family of three spends $3,783 per month in Warsaw vs $2,414 in Torun, rent included.

Warsaw costs about 56% more than Torun, driven mainly by Eating Out.

Warsaw sits 52% above the global median, while Torun is 3% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.75 zł 40.77

$9.46 zł 35.90

13.64%

Three-Course Dinner for Two, Mid-Range

$56.6 zł 215

$40.14 zł 152

41.08%

Fast Food Meal (McDonalds, etc)

$9.45 zł 35.86

$8.16 zł 30.97

15.81%

Cappuccino

$4.17 zł 15.81

$3.30 zł 12.51

26.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 zł 7.98

$1.83 zł 6.94

14.75%

Water (0.33 liter bottle)

$1.83 zł 6.93

$1.25 zł 4.75

46.40%

Local Beer (0.5 liter draught)

$4.47 zł 16.95

$2.63 zł 10.00

69.96%

Imported Beer (0.33 liter bottle)

$4.54 zł 17.23

$3.33 zł 12.65

36.34%

Milk (1 liter)

$1.19 zł 4.51

$1.08 zł 4.10

10.19%

White Bread (500g)

$1.42 zł 5.40

$1.20 zł 4.53

18.33%

Rice (white) (1kg)

$1.79 zł 6.79

$1.22 zł 4.63

46.72%

Eggs

$3.57 zł 13.56

$3.17 zł 12.02

12.62%

Local Cheese (1kg)

$9.98 zł 37.88

$8.82 zł 33.47

13.15%

Chicken Fillets (1kg)

$6.92 zł 26.27

$6.89 zł 26.13

0.44%

Beef Round Steak (1kg)

$14.53 zł 55.1

$10.73 zł 40.70

35.41%

Apples (1kg)

$1.30 zł 4.93

$1.16 zł 4.39

12.07%

Banana (1kg)

$1.86 zł 7.06

$1.81 zł 6.86

2.76%

Oranges (1kg)

$1.93 zł 7.34

$1.72 zł 6.52

12.21%

Tomato (1kg)

$3.77 zł 14.29

$2.92 zł 11.08

29.11%

Potato (1kg)

$1.06 zł 4.00

$0.90 zł 3.41

17.78%

Onion (1kg)

$1.24 zł 4.70

$1.21 zł 4.58

2.48%

Lettuce (1 head)

$1.44 zł 5.47

$1.19 zł 4.51

21.01%

Water (1.5 liter bottle)

$0.72 zł 2.73

$0.58 zł 2.21

24.14%

Cigarettes 20 Pack (Marlboro, Camel)

$5.55 zł 21.05

$4.98 zł 18.90

11.45%

Wine (Bottle)

$7.75 zł 29.40

$7.32 zł 27.79

5.87%

Local Beer (0.5 liter bottle)

$1.37 zł 5.21

$1.22 zł 4.63

12.30%

Imported Beer (0.33 liter bottle)

$1.87 zł 7.08

$1.88 zł 7.15

-0.53%

One-way Ticket (Public Transport)

$1.17 zł 4.43

$1.05 zł 3.98

11.43%

Public Transport Monthly Pass (Regular Price)

$29.63 zł 112

$24.14 zł 91.6

22.74%

Taxi Start (Normal Tariff)

$2.66 zł 10.11

$2.15 zł 8.17

23.72%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.86

$0.52 zł 1.98

96.15%

Taxi 1hour Waiting (Normal Tariff)

$13.35 zł 50.6

$6.81 zł 25.86

96.04%

Gasoline (1 liter)

$1.79 zł 6.78

$1.73 zł 6.58

3.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K zł 124.3K

$33.3K zł 126.3K

-1.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K zł 123.6K

$29.0K zł 109.9K

12.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,353

$219 zł 833

62.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.23 zł 38.80

$8.69 zł 32.98

17.72%

Internet (50+ Mbps, Unlimited Data)

$17.49 zł 66.4

$16.67 zł 63.3

4.92%

Gym Membership (Monthly)

$44.37 zł 168

$48.23 zł 183

-8.00%

Tennis Court (1 Hour on Weekend)

$29.18 zł 111

$23.37 zł 88.7

24.86%

Cinema Ticket

$9.39 zł 35.63

$8.33 zł 31.62

12.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$571 zł 2,168

$220 zł 835

159.61%

International Primary School, 1 Child (Yearly)

$15.3K zł 58.1K

$9,563 zł 36.3K

60.26%

Jeans (Levis 501 Or Similar)

$98.7 zł 375

$93.6 zł 355

5.46%

Summer Dress (H&M, Zara, etc)

$46.99 zł 178

$30.82 zł 117

52.47%

Sport Shoes (Adidas, Nike)

$94.7 zł 359

$76.9 zł 292

23.20%

Men's Leather Business Shoes

$109 zł 415

$95.2 zł 361

14.87%

1-bedroom Apartment, City Center (Monthly)

$1,135 zł 4,305

$536 zł 2,034

111.66%

1-bedroom Apartment, Outside City Center (Monthly)

$922 zł 3,497

$469 zł 1,780

96.48%

3-bedroom Apartment, City Center (Monthly)

$2,090 zł 7,931

$774 zł 2,938

169.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,790

$650 zł 2,468

134.64%

Buy Apartment in City Center (m2)

$6,322 zł 24.0K

$3,215 zł 12.2K

96.64%

Buy Apartment Outside City Center (m2)

$3,919 zł 14.9K

$2,220 zł 8,424

76.51%

Average Monthly Net Salary (After Tax)

$2,150 zł 8,157

$1,825 zł 6,925

17.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.78

11.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: July 13, 2026

Last update for Torun: July 12, 2026

Cost Breakdown

A central one-bedroom costs $1,135 in Warsaw versus $536 in Torun. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $57.0 in Warsaw versus $40.00 in Torun. Monthly groceries follow the same trend: $246 vs $213 – making Torun the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Torun: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 56%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,038 per month in Warsaw and $1,953 in Torun. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Torun, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $57.0 in Warsaw and $40.00 in Torun. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,025 in Warsaw and $1,302 in Torun. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Torun, where all-in costs run around $1,302, than in Warsaw at $2,025. In Torun it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Torun – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Torun. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.