Cost of Living Comparison Between Warsaw and Torun Cost of Living Comparison Between Warsaw and Torun

Monthly Cost of Living

A single person spends $2,186 per month in Warsaw vs $1,369 in Torun, rent included.

A couple spends around $3,095 per month in Warsaw vs $2,022 in Torun, rent included.

A family of three spends $4,004 per month in Warsaw vs $2,676 in Torun, rent included.

Warsaw costs about 60% more than Torun, driven mainly by Eating Out.

Warsaw sits 58% above the global median, while Torun is 1% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.62 zł 47.05

$10.78 zł 40.19

17.07%

Three-Course Dinner for Two, Mid-Range

$64.0 zł 238

$54.6 zł 204

17.10%

Fast Food Meal (McDonalds, etc)

$10.78 zł 40.20

$9.60 zł 35.80

12.29%

Cappuccino

$4.58 zł 17.09

$3.51 zł 13.09

30.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 zł 9.37

$1.91 zł 7.13

31.41%

Water (0.33 liter bottle)

$2.37 zł 8.85

$1.68 zł 6.28

41.07%

Local Beer (0.5 liter draught)

$4.71 zł 17.55

$2.74 zł 10.21

71.90%

Imported Beer (0.33 liter bottle)

$5.37 zł 20.04

$4.24 zł 15.80

26.65%

Milk (1 liter)

$1.17 zł 4.36

$1.03 zł 3.85

13.59%

White Bread (500g)

$1.61 zł 6.02

$1.28 zł 4.76

25.78%

Rice (white) (1kg)

$1.83 zł 6.82

$1.66 zł 6.19

10.24%

Eggs

$4.19 zł 15.64

$3.13 zł 11.69

33.87%

Local Cheese (1kg)

$9.75 zł 36.37

$8.31 zł 30.99

17.33%

Chicken Fillets (1kg)

$7.17 zł 26.72

$6.55 zł 24.42

9.47%

Beef Round Steak (1kg)

$15.84 zł 59.1

$15.02 zł 56.0

5.46%

Apples (1kg)

$1.32 zł 4.94

$1.15 zł 4.29

14.78%

Banana (1kg)

$1.79 zł 6.66

$1.69 zł 6.31

5.92%

Oranges (1kg)

$1.86 zł 6.94

$1.67 zł 6.21

11.38%

Tomato (1kg)

$4.32 zł 16.09

$3.35 zł 12.50

28.96%

Potato (1kg)

$0.95 zł 3.53

$0.92 zł 3.45

3.26%

Onion (1kg)

$0.92 zł 3.43

$1.47 zł 5.48

-37.41%

Lettuce (1 head)

$1.50 zł 5.61

$1.61 zł 6.01

-6.83%

Water (1.5 liter bottle)

$0.73 zł 2.71

$0.55 zł 2.04

32.73%

Cigarettes 20 Pack (Marlboro, Camel)

$6.84 zł 25.51

$4.97 zł 18.52

37.63%

Wine (Bottle)

$6.85 zł 25.56

$7.28 zł 27.14

-5.91%

Local Beer (0.5 liter bottle)

$1.19 zł 4.45

$1.67 zł 6.21

-28.74%

Imported Beer (0.33 liter bottle)

$1.93 zł 7.20

$2.23 zł 8.31

-13.45%

One-way Ticket (Public Transport)

$1.16 zł 4.32

$1.24 zł 4.62

-6.45%

Public Transport Monthly Pass (Regular Price)

$29.88 zł 111

$26.58 zł 99.1

12.42%

Taxi Start (Normal Tariff)

$2.68 zł 9.98

$2.10 zł 7.83

27.62%

Taxi (Normal Tariff) (1km)

$1.39 zł 5.18

$1.05 zł 3.92

32.38%

Taxi 1hour Waiting (Normal Tariff)

$13.57 zł 50.6

$6.88 zł 25.65

97.24%

Gasoline (1 liter)

$1.77 zł 6.59

$1.65 zł 6.16

7.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K zł 119.1K

$32.1K zł 119.7K

-0.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K zł 120.2K

$28.4K zł 105.8K

13.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$379 zł 1,412

$198 zł 740

90.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.49 zł 35.41

$11.30 zł 42.13

-16.02%

Internet (50+ Mbps, Unlimited Data)

$17.87 zł 66.6

$18.12 zł 67.6

-1.38%

Gym Membership (Monthly)

$50.9 zł 190

$39.96 zł 149

27.28%

Tennis Court (1 Hour on Weekend)

$30.15 zł 112

$22.73 zł 84.8

32.64%

Cinema Ticket

$9.93 zł 37.02

$8.15 zł 30.38

21.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$620 zł 2,313

$257 zł 958

141.41%

International Primary School, 1 Child (Yearly)

$15.5K zł 57.9K

$5,451 zł 20.3K

184.64%

Jeans (Levis 501 Or Similar)

$114 zł 425

$91.6 zł 341

24.53%

Summer Dress (H&M, Zara, etc)

$42.74 zł 159

$41.23 zł 154

3.66%

Sport Shoes (Adidas, Nike)

$112 zł 417

$87.7 zł 327

27.64%

Men's Leather Business Shoes

$126 zł 472

$124 zł 461

2.34%

1-bedroom Apartment, City Center (Monthly)

$1,268 zł 4,729

$567 zł 2,113

123.84%

1-bedroom Apartment, Outside City Center (Monthly)

$994 zł 3,707

$494 zł 1,841

101.39%

3-bedroom Apartment, City Center (Monthly)

$2,200 zł 8,206

$895 zł 3,336

145.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,595 zł 5,948

$637 zł 2,375

150.49%

Buy Apartment in City Center (m2)

$6,459 zł 24.1K

$3,552 zł 13.2K

81.84%

Buy Apartment Outside City Center (m2)

$4,168 zł 15.5K

$2,329 zł 8,687

78.93%

Average Monthly Net Salary (After Tax)

$2,195 zł 8,186

$1,849 zł 6,896

18.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.65

6.21

7.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: September 5, 2026

Last update for Torun: September 5, 2026

Cost Breakdown

A central one-bedroom costs $1,268 in Warsaw versus $567 in Torun. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $64.0 in Warsaw versus $55.0 in Torun. Monthly groceries follow the same trend: $254 vs $230 – making Torun the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Torun: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 60%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,278 per month in Warsaw and $2,053 in Torun. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Torun, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $64.0 in Warsaw and $55.0 in Torun. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,186 in Warsaw and $1,369 in Torun. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Torun, where all-in costs run around $1,369, than in Warsaw at $2,186. In Torun it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Torun – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Torun. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.