Cost of Living Comparison Between Warsaw and Torun Cost of Living Comparison Between Warsaw and Torun

Monthly Cost of Living

A single person spends $2,040 per month in Warsaw vs $1,332 in Torun, rent included.

A couple spends around $2,889 per month in Warsaw vs $1,901 in Torun, rent included.

A family of three spends $3,737 per month in Warsaw vs $2,469 in Torun, rent included.

Warsaw costs about 53% more than Torun, driven mainly by Eating Out.

Warsaw sits 52% above the global median, while Torun is 1% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.04 zł 40.27

$9.36 zł 34.14

17.95%

Three-Course Dinner for Two, Mid-Range

$58.1 zł 212

$41.26 zł 150

40.86%

Fast Food Meal (McDonalds, etc)

$9.74 zł 35.52

$8.10 zł 29.55

20.25%

Cappuccino

$4.29 zł 15.64

$3.34 zł 12.17

28.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 zł 7.70

$1.93 zł 7.04

9.33%

Water (0.33 liter bottle)

$1.81 zł 6.62

$1.25 zł 4.57

44.80%

Local Beer (0.5 liter draught)

$4.45 zł 16.23

$2.55 zł 9.29

74.51%

Imported Beer (0.33 liter bottle)

$4.68 zł 17.08

$3.16 zł 11.53

48.10%

Milk (1 liter)

$1.15 zł 4.20

$1.09 zł 3.97

5.50%

White Bread (500g)

$1.36 zł 4.97

$1.18 zł 4.30

15.25%

Rice (white) (1kg)

$1.84 zł 6.70

$1.18 zł 4.32

55.93%

Eggs

$3.63 zł 13.24

$3.00 zł 10.94

21.00%

Local Cheese (1kg)

$10.11 zł 36.87

$8.42 zł 30.69

20.07%

Chicken Fillets (1kg)

$6.98 zł 25.45

$6.72 zł 24.50

3.87%

Beef Round Steak (1kg)

$14.55 zł 53.1

$10.65 zł 38.85

36.62%

Apples (1kg)

$1.29 zł 4.71

$1.21 zł 4.40

6.61%

Banana (1kg)

$1.79 zł 6.51

$1.81 zł 6.59

-1.10%

Oranges (1kg)

$1.94 zł 7.06

$1.73 zł 6.31

12.14%

Tomato (1kg)

$3.62 zł 13.21

$2.91 zł 10.61

24.40%

Potato (1kg)

$1.06 zł 3.86

$0.90 zł 3.30

17.78%

Onion (1kg)

$1.18 zł 4.29

$1.26 zł 4.58

-6.35%

Lettuce (1 head)

$1.44 zł 5.25

$1.19 zł 4.35

21.01%

Water (1.5 liter bottle)

$0.67 zł 2.43

$0.55 zł 1.99

21.82%

Cigarettes 20 Pack (Marlboro, Camel)

$5.29 zł 19.30

$5.00 zł 18.24

5.80%

Wine (Bottle)

$8.29 zł 30.24

$7.54 zł 27.49

9.95%

Local Beer (0.5 liter bottle)

$1.43 zł 5.20

$1.20 zł 4.38

19.17%

Imported Beer (0.33 liter bottle)

$1.88 zł 6.86

$1.90 zł 6.92

-1.05%

One-way Ticket (Public Transport)

$1.16 zł 4.23

$1.05 zł 3.84

10.48%

Public Transport Monthly Pass (Regular Price)

$29.77 zł 109

$24.08 zł 87.8

23.63%

Taxi Start (Normal Tariff)

$2.63 zł 9.60

$2.23 zł 8.12

17.94%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.56

$0.48 zł 1.74

104.17%

Taxi 1hour Waiting (Normal Tariff)

$13.42 zł 48.95

$6.95 zł 25.36

93.09%

Gasoline (1 liter)

$1.71 zł 6.23

$1.74 zł 6.35

-1.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K zł 121.8K

$33.5K zł 122.1K

-0.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K zł 122.5K

$29.2K zł 106.3K

15.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,302

$218 zł 794

64.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.03 zł 36.58

$8.74 zł 31.86

14.76%

Internet (50+ Mbps, Unlimited Data)

$17.56 zł 64.0

$16.99 zł 62.0

3.35%

Gym Membership (Monthly)

$44.87 zł 164

$49.01 zł 179

-8.45%

Tennis Court (1 Hour on Weekend)

$29.23 zł 107

$23.10 zł 84.3

26.54%

Cinema Ticket

$9.70 zł 35.36

$8.12 zł 29.62

19.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$580 zł 2,114

$228 zł 832

154.15%

International Primary School, 1 Child (Yearly)

$15.7K zł 57.1K

$9,592 zł 35.0K

63.38%

Jeans (Levis 501 Or Similar)

$99.2 zł 362

$91.3 zł 333

8.67%

Summer Dress (H&M, Zara, etc)

$46.99 zł 171

$31.15 zł 114

50.85%

Sport Shoes (Adidas, Nike)

$92.5 zł 337

$74.8 zł 273

23.71%

Men's Leather Business Shoes

$111 zł 404

$95.6 zł 348

15.85%

1-bedroom Apartment, City Center (Monthly)

$1,161 zł 4,233

$536 zł 1,953

116.78%

1-bedroom Apartment, Outside City Center (Monthly)

$890 zł 3,244

$459 zł 1,675

93.70%

3-bedroom Apartment, City Center (Monthly)

$2,033 zł 7,414

$783 zł 2,854

159.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,566

$646 zł 2,354

136.45%

Buy Apartment in City Center (m2)

$6,283 zł 22.9K

$3,466 zł 12.6K

81.30%

Buy Apartment Outside City Center (m2)

$4,074 zł 14.9K

$2,318 zł 8,453

75.75%

Average Monthly Net Salary (After Tax)

$2,228 zł 8,126

$1,803 zł 6,576

23.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.78

11.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: June 1, 2026

Last update for Torun: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,161 in Warsaw versus $536 in Torun. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Warsaw versus $41.00 in Torun. Monthly groceries follow the same trend: $246 vs $210 – making Torun the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Torun: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 53%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,059 per month in Warsaw and $1,999 in Torun. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Torun, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $58.0 in Warsaw and $41.00 in Torun. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,040 in Warsaw and $1,332 in Torun. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Torun, where all-in costs run around $1,332, than in Warsaw at $2,040. In Torun it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Torun – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Torun. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.