Cost of Living Comparison Between Torun and Warsaw Cost of Living Comparison Between Torun and Warsaw

Monthly Cost of Living

A single person spends $1,332 per month in Torun vs $2,040 in Warsaw, rent included.

A couple spends around $1,901 per month in Torun vs $2,889 in Warsaw, rent included.

A family of three spends $2,469 per month in Torun vs $3,737 in Warsaw, rent included.

Torun is about 35% cheaper than Warsaw, driven mainly by Eating Out.

Torun sits 1% below the global median, while Warsaw is 52% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.36 zł 34.14

$11.04 zł 40.27

-15.22%

Three-Course Dinner for Two, Mid-Range

$41.26 zł 150

$58.1 zł 212

-29.01%

Fast Food Meal (McDonalds, etc)

$8.10 zł 29.55

$9.74 zł 35.52

-16.84%

Cappuccino

$3.34 zł 12.17

$4.29 zł 15.64

-22.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 zł 7.04

$2.11 zł 7.70

-8.53%

Water (0.33 liter bottle)

$1.25 zł 4.57

$1.81 zł 6.62

-30.94%

Local Beer (0.5 liter draught)

$2.55 zł 9.29

$4.45 zł 16.23

-42.70%

Imported Beer (0.33 liter bottle)

$3.16 zł 11.53

$4.68 zł 17.08

-32.48%

Milk (1 liter)

$1.09 zł 3.97

$1.15 zł 4.20

-5.22%

White Bread (500g)

$1.18 zł 4.30

$1.36 zł 4.97

-13.24%

Rice (white) (1kg)

$1.18 zł 4.32

$1.84 zł 6.70

-35.87%

Eggs

$3.00 zł 10.94

$3.63 zł 13.24

-17.36%

Local Cheese (1kg)

$8.42 zł 30.69

$10.11 zł 36.87

-16.72%

Chicken Fillets (1kg)

$6.72 zł 24.50

$6.98 zł 25.45

-3.72%

Beef Round Steak (1kg)

$10.65 zł 38.85

$14.55 zł 53.1

-26.80%

Apples (1kg)

$1.21 zł 4.40

$1.29 zł 4.71

-6.20%

Banana (1kg)

$1.81 zł 6.59

$1.79 zł 6.51

1.12%

Oranges (1kg)

$1.73 zł 6.31

$1.94 zł 7.06

-10.82%

Tomato (1kg)

$2.91 zł 10.61

$3.62 zł 13.21

-19.61%

Potato (1kg)

$0.90 zł 3.30

$1.06 zł 3.86

-15.09%

Onion (1kg)

$1.26 zł 4.58

$1.18 zł 4.29

6.78%

Lettuce (1 head)

$1.19 zł 4.35

$1.44 zł 5.25

-17.36%

Water (1.5 liter bottle)

$0.55 zł 1.99

$0.67 zł 2.43

-17.91%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 zł 18.24

$5.29 zł 19.30

-5.48%

Wine (Bottle)

$7.54 zł 27.49

$8.29 zł 30.24

-9.05%

Local Beer (0.5 liter bottle)

$1.20 zł 4.38

$1.43 zł 5.20

-16.08%

Imported Beer (0.33 liter bottle)

$1.90 zł 6.92

$1.88 zł 6.86

1.06%

One-way Ticket (Public Transport)

$1.05 zł 3.84

$1.16 zł 4.23

-9.48%

Public Transport Monthly Pass (Regular Price)

$24.08 zł 87.8

$29.77 zł 109

-19.11%

Taxi Start (Normal Tariff)

$2.23 zł 8.12

$2.63 zł 9.60

-15.21%

Taxi (Normal Tariff) (1km)

$0.48 zł 1.74

$0.98 zł 3.56

-51.02%

Taxi 1hour Waiting (Normal Tariff)

$6.95 zł 25.36

$13.42 zł 48.95

-48.21%

Gasoline (1 liter)

$1.74 zł 6.35

$1.71 zł 6.23

1.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K zł 122.1K

$33.4K zł 121.8K

0.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.2K zł 106.3K

$33.6K zł 122.5K

-13.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 zł 794

$357 zł 1,302

-39.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.74 zł 31.86

$10.03 zł 36.58

-12.86%

Internet (50+ Mbps, Unlimited Data)

$16.99 zł 62.0

$17.56 zł 64.0

-3.25%

Gym Membership (Monthly)

$49.01 zł 179

$44.87 zł 164

9.23%

Tennis Court (1 Hour on Weekend)

$23.10 zł 84.3

$29.23 zł 107

-20.97%

Cinema Ticket

$8.12 zł 29.62

$9.70 zł 35.36

-16.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 zł 832

$580 zł 2,114

-60.65%

International Primary School, 1 Child (Yearly)

$9,592 zł 35.0K

$15.7K zł 57.1K

-38.79%

Jeans (Levis 501 Or Similar)

$91.3 zł 333

$99.2 zł 362

-7.98%

Summer Dress (H&M, Zara, etc)

$31.15 zł 114

$46.99 zł 171

-33.71%

Sport Shoes (Adidas, Nike)

$74.8 zł 273

$92.5 zł 337

-19.16%

Men's Leather Business Shoes

$95.6 zł 348

$111 zł 404

-13.68%

1-bedroom Apartment, City Center (Monthly)

$536 zł 1,953

$1,161 zł 4,233

-53.87%

1-bedroom Apartment, Outside City Center (Monthly)

$459 zł 1,675

$890 zł 3,244

-48.37%

3-bedroom Apartment, City Center (Monthly)

$783 zł 2,854

$2,033 zł 7,414

-61.51%

3-bedroom Apartment, Outside City Center (Monthly)

$646 zł 2,354

$1,526 zł 5,566

-57.71%

Buy Apartment in City Center (m2)

$3,466 zł 12.6K

$6,283 zł 22.9K

-44.84%

Buy Apartment Outside City Center (m2)

$2,318 zł 8,453

$4,074 zł 14.9K

-43.10%

Average Monthly Net Salary (After Tax)

$1,803 zł 6,576

$2,228 zł 8,126

-19.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

7.55

-10.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Torun: June 2, 2026

Last update for Warsaw: June 1, 2026

Cost Breakdown

A central one-bedroom costs $536 in Torun versus $1,161 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41.00 in Torun versus $58.0 in Warsaw. Monthly groceries follow the same trend: $210 vs $246 – making Torun the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Torun vs Warsaw: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 53%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,999 per month in Torun and $3,059 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Torun, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $41.00 in Torun and $58.0 in Warsaw. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,332 in Torun and $2,040 in Warsaw. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Torun, where all-in costs run around $1,332, than in Warsaw at $2,040. In Torun it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Torun – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Torun. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.