Cost of Living Comparison Between Torun and Warsaw Cost of Living Comparison Between Torun and Warsaw

Monthly Cost of Living

A single person spends $1,302 per month in Torun vs $2,025 in Warsaw, rent included.

A couple spends around $1,858 per month in Torun vs $2,904 in Warsaw, rent included.

A family of three spends $2,414 per month in Torun vs $3,783 in Warsaw, rent included.

Torun is about 36% cheaper than Warsaw, driven mainly by Eating Out.

Torun sits 3% below the global median, while Warsaw is 52% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.46 zł 35.90

$10.75 zł 40.77

-12.00%

Three-Course Dinner for Two, Mid-Range

$40.14 zł 152

$56.6 zł 215

-29.12%

Fast Food Meal (McDonalds, etc)

$8.16 zł 30.97

$9.45 zł 35.86

-13.65%

Cappuccino

$3.30 zł 12.51

$4.17 zł 15.81

-20.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 zł 6.94

$2.10 zł 7.98

-12.86%

Water (0.33 liter bottle)

$1.25 zł 4.75

$1.83 zł 6.93

-31.69%

Local Beer (0.5 liter draught)

$2.63 zł 10.00

$4.47 zł 16.95

-41.16%

Imported Beer (0.33 liter bottle)

$3.33 zł 12.65

$4.54 zł 17.23

-26.65%

Milk (1 liter)

$1.08 zł 4.10

$1.19 zł 4.51

-9.24%

White Bread (500g)

$1.20 zł 4.53

$1.42 zł 5.40

-15.49%

Rice (white) (1kg)

$1.22 zł 4.63

$1.79 zł 6.79

-31.84%

Eggs

$3.17 zł 12.02

$3.57 zł 13.56

-11.20%

Local Cheese (1kg)

$8.82 zł 33.47

$9.98 zł 37.88

-11.62%

Chicken Fillets (1kg)

$6.89 zł 26.13

$6.92 zł 26.27

-0.43%

Beef Round Steak (1kg)

$10.73 zł 40.70

$14.53 zł 55.1

-26.15%

Apples (1kg)

$1.16 zł 4.39

$1.30 zł 4.93

-10.77%

Banana (1kg)

$1.81 zł 6.86

$1.86 zł 7.06

-2.69%

Oranges (1kg)

$1.72 zł 6.52

$1.93 zł 7.34

-10.88%

Tomato (1kg)

$2.92 zł 11.08

$3.77 zł 14.29

-22.55%

Potato (1kg)

$0.90 zł 3.41

$1.06 zł 4.00

-15.09%

Onion (1kg)

$1.21 zł 4.58

$1.24 zł 4.70

-2.42%

Lettuce (1 head)

$1.19 zł 4.51

$1.44 zł 5.47

-17.36%

Water (1.5 liter bottle)

$0.58 zł 2.21

$0.72 zł 2.73

-19.44%

Cigarettes 20 Pack (Marlboro, Camel)

$4.98 zł 18.90

$5.55 zł 21.05

-10.27%

Wine (Bottle)

$7.32 zł 27.79

$7.75 zł 29.40

-5.55%

Local Beer (0.5 liter bottle)

$1.22 zł 4.63

$1.37 zł 5.21

-10.95%

Imported Beer (0.33 liter bottle)

$1.88 zł 7.15

$1.87 zł 7.08

0.53%

One-way Ticket (Public Transport)

$1.05 zł 3.98

$1.17 zł 4.43

-10.26%

Public Transport Monthly Pass (Regular Price)

$24.14 zł 91.6

$29.63 zł 112

-18.53%

Taxi Start (Normal Tariff)

$2.15 zł 8.17

$2.66 zł 10.11

-19.17%

Taxi (Normal Tariff) (1km)

$0.52 zł 1.98

$1.02 zł 3.86

-49.02%

Taxi 1hour Waiting (Normal Tariff)

$6.81 zł 25.86

$13.35 zł 50.6

-48.99%

Gasoline (1 liter)

$1.73 zł 6.58

$1.79 zł 6.78

-3.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K zł 126.3K

$32.8K zł 124.3K

1.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K zł 109.9K

$32.6K zł 123.6K

-11.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 zł 833

$357 zł 1,353

-38.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.69 zł 32.98

$10.23 zł 38.80

-15.05%

Internet (50+ Mbps, Unlimited Data)

$16.67 zł 63.3

$17.49 zł 66.4

-4.69%

Gym Membership (Monthly)

$48.23 zł 183

$44.37 zł 168

8.70%

Tennis Court (1 Hour on Weekend)

$23.37 zł 88.7

$29.18 zł 111

-19.91%

Cinema Ticket

$8.33 zł 31.62

$9.39 zł 35.63

-11.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$220 zł 835

$571 zł 2,168

-61.48%

International Primary School, 1 Child (Yearly)

$9,563 zł 36.3K

$15.3K zł 58.1K

-37.60%

Jeans (Levis 501 Or Similar)

$93.6 zł 355

$98.7 zł 375

-5.18%

Summer Dress (H&M, Zara, etc)

$30.82 zł 117

$46.99 zł 178

-34.41%

Sport Shoes (Adidas, Nike)

$76.9 zł 292

$94.7 zł 359

-18.83%

Men's Leather Business Shoes

$95.2 zł 361

$109 zł 415

-12.95%

1-bedroom Apartment, City Center (Monthly)

$536 zł 2,034

$1,135 zł 4,305

-52.76%

1-bedroom Apartment, Outside City Center (Monthly)

$469 zł 1,780

$922 zł 3,497

-49.11%

3-bedroom Apartment, City Center (Monthly)

$774 zł 2,938

$2,090 zł 7,931

-62.96%

3-bedroom Apartment, Outside City Center (Monthly)

$650 zł 2,468

$1,526 zł 5,790

-57.38%

Buy Apartment in City Center (m2)

$3,215 zł 12.2K

$6,322 zł 24.0K

-49.15%

Buy Apartment Outside City Center (m2)

$2,220 zł 8,424

$3,919 zł 14.9K

-43.35%

Average Monthly Net Salary (After Tax)

$1,825 zł 6,925

$2,150 zł 8,157

-15.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

7.55

-10.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Torun: July 12, 2026

Last update for Warsaw: July 13, 2026

Cost Breakdown

A central one-bedroom costs $536 in Torun versus $1,135 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 18% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Torun versus $57.0 in Warsaw. Monthly groceries follow the same trend: $213 vs $246 – making Torun the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Torun vs Warsaw: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 56%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,953 per month in Torun and $3,038 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Torun, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $40.00 in Torun and $57.0 in Warsaw. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,302 in Torun and $2,025 in Warsaw. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $1,500 monthly budget goes further in Torun, where all-in costs run around $1,302, than in Warsaw at $2,025. In Torun it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Torun – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Torun. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.