For one person, living costs in Torun are estimated at $1,310 a month, including rent and utilities, which take about half of the total. Other living expenses average about $22 a day.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Torun actually costs, broken down by who's living it.
A single person spends around $1,310 per month with rent, or $668 for everyday expenses alone.
$1,310 /mo
A couple spends around $1,895 per month with rent, or $1,185 for everyday expenses alone.
$1,895 /mo
A family of three spends around $2,480 per month with rent, or $1,701 without housing.
$2,480 /mo
📊
Overall, Torun is 3–12% below the global median across household types. Within Europe, costs are 25% below average – relatively affordable for the region.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.3Kzł 121.5K
$30.9Kzł 119.9K
$32.1Kzł 124.9K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7Kzł 103.8K
$25.0Kzł 96.9K
$28.5Kzł 110.7K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$182zł 707
$126zł 488
$327zł 1,269
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.45zł 40.62
$5.07zł 19.69
$15.20zł 59.1
Internet(50+ Mbps, Unlimited Data)
$16.87zł 65.5
$12.53zł 48.67
$21.73zł 84.4
🎉 Sport & Entertainment
Cost
Range
Gym Membership(Monthly)
$37.66zł 146
$17.59zł 68.4
$62.8zł 244
Tennis Court(1 Hour on Weekend)
$21.89zł 85.0
-
Cinema Ticket
$7.69zł 29.88
$6.41zł 24.91
$8.98zł 34.90
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$243zł 944
$176zł 684
$314zł 1,221
International Primary School, 1 Child(Yearly)
$5,177zł 20.1K
-
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$86.1zł 335
$20.70zł 80.4
$116zł 451
Summer Dress(H&M, Zara, etc)
$39.34zł 153
$25.72zł 99.9
$51.4zł 200
Sport Shoes(Adidas, Nike)
$83.7zł 325
$64.1zł 249
$97.4zł 378
Men's Leather Business Shoes
$116zł 450
$72.1zł 280
$129zł 499
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$526zł 2,045
$426zł 1,655
$627zł 2,434
1-bedroom Apartment, Outside City Center(Monthly)
$460zł 1,789
$384zł 1,493
$512zł 1,990
3-bedroom Apartment, City Center(Monthly)
$844zł 3,281
$581zł 2,258
$1,011zł 3,926
3-bedroom Apartment, Outside City Center(Monthly)
$597zł 2,319
$503zł 1,953
$736zł 2,861
Buy Apartment in City Center(m2)
$3,387zł 13.2K
$2,385zł 9,268
$3,644zł 14.2K
Buy Apartment Outside City Center(m2)
$2,216zł 8,610
$1,765zł 6,856
$2,407zł 9,351
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$1,738zł 6,754
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.21
5.7
7.05
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Torun$1,310
Torun$2,480
🏠Accommodation & Living
$460 35.1%
🛒Groceries & Markets
$219 16.7%
🧾Monthly Utilities & Internet
$209 16%
🍽Eating Out
$185 14.2%
👕👟Clothing & Footwear
$146 11.2%
🎉Sport & Entertainment
$53 4.1%
🚌Getting Around
$37 2.9%
🏠Accommodation & Living
$597 24.1%
🛒Groceries & Markets
$512 20.6%
🧾Monthly Utilities & Internet
$220 8.9%
🍽Eating Out
$621 25.1%
👕👟Clothing & Footwear
$325 13.1%
🎉Sport & Entertainment
$128 5.2%
🚌Getting Around
$77 3.1%
Cost Breakdown
🏠A one-bedroom apartment in the city center costs around $526, dropping to $460 outside central areas. Housing accounts for roughly 30% of the average salary ($1,738) – well above the 30% international benchmark.
💰The average net salary is $1,738. With monthly costs around $1,310, saving is possible but often limited. A more comfortable lifestyle typically starts at $1,965.
🛒Groceries cost around $219 per month for one person. A mid-range dinner for two is priced at $50.0 – well below the European average of $73.0.
🚌A monthly public transport pass costs about $25.35 – among the cheapest in Europe (average $49.00).
Cost Highlights
⭐Milk is cheaper than 95% of cities in Europe
⭐Torun is cheaper than 56% of cities worldwide and 75% within Europe.
Low risk of other local infectious diseases such as Lyme disease, Rocky Mountain spotted fever, Tick-borne encephalitis, Leishmaniasis, Chagas disease, and Sleeping sickness
Popular online taxi apps offering convenient, cashless rides in many countries, including Uber, Bolt, Grab, inDrive, DiDi, Careem, Gojek, Maxim, and Yango
Cost of Living in Torun - Frequently Asked Questions
How does Torun stack up in terms of overall affordability for travelers, expats, and digital nomads?
Torun offers a comfortable balance between affordability and quality of life compared with larger Polish cities. You'll find reasonable rents in quieter districts and strong value in groceries, bakery treats, and reliable public transport. Warsaw might feel brisk and pricier, while smaller towns can be too quiet for some; here you can enjoy a walkable Old Town and calmer residential areas. The Old Town is charming but tends to be a touch pricier for housing and dining, while newer districts often provide more space at similar rents. Overall, many travelers and expats find it easy to settle in. Cost of Living in Torun, Poland provides a helpful reference point. Tip: map out a two-week trial to feel neighborhoods.
What does daily life look like for a newcomer in Torun, from housing search to food, transport, and errands?
Daily life in Torun blends convenience with a distinctly relaxed pace. Startup searches often focus on Old Town for proximity to shops and cafes, or quieter riverside and residential districts for more space. Use local portals or a rental agency, expect straightforward contracts and modest deposits. Grocery shopping ranges from lively markets to neighborhood stores, with plenty of bakeries catering to on-the-go meals. For transport, trams and buses cover most routes, and cycling can be pleasant most months. Co-working spaces plus coffee shops with reliable Wi-Fi make remote work workable. Torun, Poland living cost varies by area, so skim a few neighborhoods before you commit. Tip: try multiple neighborhoods during a weekend scouting trip.
What budgeting strategies and neighborhood fits help maximize quality of life in Torun?
Quality of life in Torun centers on livability, safety, and a gentle rhythm. A practical budgeting framework starts with housing, then utilities and transit, followed by groceries and occasional dining out. Shopping at farmers markets or midweek grocers helps stretch every zloty, and cooking at home beats frequent takeout. Seasonality affects your day-to-day: winters are cozy but you’ll use more heating, summers bring festivals and lighter crowds in the center. Neighborhood fit matters: Old Town suits you if you want cafe culture and walkability; Bielany and suburban zones offer more space and slower pace. Tip: build a flexible monthly plan and track major weekly expenses to stay aligned.
How much of a salary does housing take in Torun?
Housing in Torun takes a heavy bite – about 30% of a typical income, which is above the 30% international benchmark. That squeezes the budget for everything else and is one of the main pain points for residents here.
How much does it cost to live in Torun per month?
Plan for roughly $1,310 a month in Torun if you're renting, or around $668 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
What salary is needed for a comfortable life in Torun?
You'll want at least $1,965 per month after taxes to live comfortably in Torun. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
What is the average rent for an apartment in Torun?
A central one-bedroom apartment in Torun runs about $526 per month. Move further out and that drops to around $460. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
How much should I budget for food per month in Torun?
Groceries in Torun run about $219 monthly for one person – a moderate figure that matches the city's overall cost level. Local markets and supermarkets cover most needs, and food costs are manageable without strict budgeting.
What is a monthly transit pass in Torun?
Public transport in Torun costs about $25.35 per month – usually unlimited rides on buses, metro, or trams within the main zone. Much cheaper than owning a car, and the practical choice for most residents.
Is $1,500 a month enough for Torun?
$1,500 is below the $1,310 average in Torun, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Torun a good city to live in long-term?
Quality of life in Torun is solid. Standout factors include fast internet, low crime rates, beach access, backed by good public transport, varied dining and leisure, and well-maintained infrastructure. At about $1,310 monthly all-in, it suits mid-range budgets for a comfortable – if not luxurious – lifestyle.
Is Torun a cheap city to live in?
Torun is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $1,310, a figure most working professionals can handle without major financial stress.
How budget-friendly is Torun for travelers?
Torun is doable for backpackers, though it takes more planning than cheaper destinations. Monthly costs average $1,310, so daily spending is moderate. Hostels, local food, and public transport keep things in check, but attractions and nightlife can push costs up.