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Cost of Living Comparison Between Warsaw and Lomza Cost of Living Comparison Between Warsaw and Lomza

๐Ÿ˜ Solo nomad: Warsaw is 0.4% more expensive than Lomza without rent, and 40.8% more expensive with rent.
๐Ÿ˜ Family of 3: Warsaw is 5% more expensive than Lomza without rent, and 40% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Warsaw
Lomza
Difference
Meal at Budget Restaurant
$10.99 zล‚ย 39.89
$9.75 zล‚ย 35.38
12.72%
Three-Course Dinner for Two, Mid-Range
$56.2 zล‚ย 204
$41.31 zล‚ย 150
36.09%
Fast Food Meal (McDonalds, etc)
$9.29 zล‚ย 33.71
$8.23 zล‚ย 29.88
12.88%
Cappuccino
$4.15 zล‚ย 15.05
$3.16 zล‚ย 11.46
31.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.07 zล‚ย 7.51
$2.11 zล‚ย 7.66
-1.90%
Water (0.33 liter bottle)
$1.89 zล‚ย 6.88
$1.69 zล‚ย 6.15
11.83%
Local Beer (0.5 liter draught)
$4.55 zล‚ย 16.53
$2.96 zล‚ย 10.76
53.72%
Imported Beer (0.33 liter bottle)
$4.70 zล‚ย 17.08
$3.69 zล‚ย 13.39
27.37%
๐Ÿ›’ Groceries & Markets
Warsaw
Lomza
Difference
Milk (1 liter)
$1.19 zล‚ย 4.32
$1.04 zล‚ย 3.78
14.42%
White Bread (500g)
$1.40 zล‚ย 5.09
$1.29 zล‚ย 4.67
8.53%
Rice (white) (1kg)
$1.78 zล‚ย 6.47
$1.59 zล‚ย 5.77
11.95%
Eggs
$3.64 zล‚ย 13.23
$3.33 zล‚ย 12.10
9.31%
Local Cheese (1kg)
$10.10 zล‚ย 36.67
$7.85 zล‚ย 28.51
28.66%
Chicken Fillets (1kg)
$7.14 zล‚ย 25.93
$6.29 zล‚ย 22.83
13.51%
Beef Round Steak (1kg)
$14.18 zล‚ย 51.5
$9.86 zล‚ย 35.80
43.81%
Apples (1kg)
$1.25 zล‚ย 4.53
$1.20 zล‚ย 4.35
4.17%
Banana (1kg)
$1.86 zล‚ย 6.77
$1.57 zล‚ย 5.69
18.47%
Oranges (1kg)
$2.01 zล‚ย 7.31
$1.62 zล‚ย 5.87
24.07%
Tomato (1kg)
$3.63 zล‚ย 13.17
$2.50 zล‚ย 9.09
45.20%
Potato (1kg)
$1.05 zล‚ย 3.82
$0.99 zล‚ย 3.60
6.06%
Onion (1kg)
$1.23 zล‚ย 4.47
$1.20 zล‚ย 4.37
2.50%
Lettuce (1 head)
$1.52 zล‚ย 5.51
$1.30 zล‚ย 4.72
16.92%
Water (1.5 liter bottle)
$0.73 zล‚ย 2.66
$0.61 zล‚ย 2.23
19.67%
Cigarettes 20 Pack (Marlboro, Camel)
$5.58 zล‚ย 20.27
$5.16 zล‚ย 18.72
8.14%
Wine (Bottle)
$8.24 zล‚ย 29.93
$7.27 zล‚ย 26.37
13.34%
Local Beer (0.5 liter bottle)
$1.43 zล‚ย 5.21
$1.07 zล‚ย 3.87
33.64%
Imported Beer (0.33 liter bottle)
$1.87 zล‚ย 6.79
$1.76 zล‚ย 6.40
6.25%
๐ŸšŒ Getting Around
Warsaw
Lomza
Difference
One-way Ticket (Public Transport)
$1.23 zล‚ย 4.45
$1.07 zล‚ย 3.88
14.95%
Public Transport Monthly Pass (Regular Price)
$30.10 zล‚ย 109
$32.86 zล‚ย 119
-8.40%
Taxi Start (Normal Tariff)
$2.78 zล‚ย 10.09
$2.21 zล‚ย 8.04
25.79%
Taxi (Normal Tariff) (1km)
$0.99 zล‚ย 3.58
$0.78 zล‚ย 2.82
26.92%
Taxi 1hour Waiting (Normal Tariff)
$13.69 zล‚ย 49.70
$10.51 zล‚ย 38.14
30.26%
Gasoline (1 liter)
$1.75 zล‚ย 6.36
$1.70 zล‚ย 6.18
2.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.6K zล‚ย 118.5K
$34.3K zล‚ย 124.5K
-4.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.0K zล‚ย 119.8K
$30.9K zล‚ย 112.2K
6.80%
๐Ÿงพ Monthly Utilities & Internet
Warsaw
Lomza
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$360 zล‚ย 1,307
$285 zล‚ย 1,035
26.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.07 zล‚ย 36.56
$7.55 zล‚ย 27.42
33.38%
Internet (50+ Mbps, Unlimited Data)
$17.14 zล‚ย 62.2
$16.21 zล‚ย 58.8
5.74%
๐ŸŽ‰ Sport & Entertainment
Warsaw
Lomza
Difference
Gym Membership (Monthly)
$44.50 zล‚ย 162
$36.02 zล‚ย 131
23.54%
Tennis Court (1 Hour on Weekend)
$29.41 zล‚ย 107
$19.80 zล‚ย 71.9
48.54%
Cinema Ticket
$9.77 zล‚ย 35.46
$8.64 zล‚ย 31.38
13.08%
๐Ÿงธ Childcare & Education
Warsaw
Lomza
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$577 zล‚ย 2,096
$519 zล‚ย 1,883
11.29%
International Primary School, 1 Child (Yearly)
$15.8K zล‚ย 57.3K
$4,760 zล‚ย 17.3K
231.91%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Warsaw
Lomza
Difference
Jeans (Levis 501 Or Similar)
$101 zล‚ย 368
$90.8 zล‚ย 329
11.64%
Summer Dress (H&M, Zara, etc)
$46.73 zล‚ย 170
$44.94 zล‚ย 163
3.98%
Sport Shoes (Adidas, Nike)
$94.4 zล‚ย 343
$102 zล‚ย 369
-7.24%
Men's Leather Business Shoes
$110 zล‚ย 398
$126 zล‚ย 456
-12.72%
๐Ÿ  Accommodation & Living
Warsaw
Lomza
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 zล‚ย 4,104
$643 zล‚ย 2,334
75.86%
1-bedroom Apartment, Outside City Center (Monthly)
$897 zล‚ย 3,258
$489 zล‚ย 1,775
83.50%
3-bedroom Apartment, City Center (Monthly)
$2,050 zล‚ย 7,442
$973 zล‚ย 3,532
110.72%
3-bedroom Apartment, Outside City Center (Monthly)
$1,524 zล‚ย 5,532
$812 zล‚ย 2,949
87.59%
Buy Apartment in City Center (m2)
$6,626 zล‚ย 24.1K
$3,222 zล‚ย 11.7K
105.63%
Buy Apartment Outside City Center (m2)
$4,140 zล‚ย 15.0K
$2,620 zล‚ย 9,512
58.01%
๐Ÿ’ต Salaries & Financials
Warsaw
Lomza
Difference
Average Monthly Net Salary (After Tax)
$2,157 zล‚ย 7,829
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.55
6.28
20.22%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Warsaw: January 11, 2026

Last update for Lomza: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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