Cost of Living Comparison Between Warsaw and Lomza Cost of Living Comparison Between Warsaw and Lomza

😐 Solo nomad: Warsaw is 12% more expensive than Lomza without rent, and 38.9% more expensive with rent.

😐 Family of 3: Warsaw is 33.4% more expensive than Lomza without rent, and 34.1% more expensive with rent.

Meal at Budget Restaurant

$10.81 zł 39.78

$9.57 zł 35.21

12.96%

Three-Course Dinner for Two, Mid-Range

$56.9 zł 209

$40.42 zł 149

40.65%

Fast Food Meal (McDonalds, etc)

$9.42 zł 34.68

$8.35 zł 30.74

12.81%

Cappuccino

$4.10 zł 15.10

$3.16 zł 11.62

29.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 zł 7.65

$2.11 zł 7.76

-1.42%

Water (0.33 liter bottle)

$1.89 zł 6.95

$1.65 zł 6.07

14.55%

Local Beer (0.5 liter draught)

$4.51 zł 16.59

$2.91 zł 10.70

54.98%

Imported Beer (0.33 liter bottle)

$4.66 zł 17.14

$3.74 zł 13.78

24.60%

Milk (1 liter)

$1.19 zł 4.39

$1.01 zł 3.73

17.82%

White Bread (500g)

$1.42 zł 5.23

$1.29 zł 4.74

10.08%

Rice (white) (1kg)

$1.79 zł 6.59

$1.56 zł 5.74

14.74%

Eggs

$3.65 zł 13.42

$3.22 zł 11.86

13.35%

Local Cheese (1kg)

$10.26 zł 37.75

$7.94 zł 29.23

29.22%

Chicken Fillets (1kg)

$7.14 zł 26.27

$6.32 zł 23.27

12.97%

Beef Round Steak (1kg)

$14.35 zł 52.8

$9.72 zł 35.77

47.63%

Apples (1kg)

$1.27 zł 4.66

$1.18 zł 4.35

7.63%

Banana (1kg)

$1.84 zł 6.75

$1.55 zł 5.71

18.71%

Oranges (1kg)

$2.02 zł 7.42

$1.57 zł 5.79

28.66%

Tomato (1kg)

$3.79 zł 13.93

$2.62 zł 9.64

44.66%

Potato (1kg)

$1.04 zł 3.82

$0.98 zł 3.61

6.12%

Onion (1kg)

$1.19 zł 4.39

$1.23 zł 4.53

-3.25%

Lettuce (1 head)

$1.45 zł 5.35

$1.37 zł 5.02

5.84%

Water (1.5 liter bottle)

$0.72 zł 2.65

$0.65 zł 2.39

10.77%

Cigarettes 20 Pack (Marlboro, Camel)

$5.40 zł 19.88

$5.25 zł 19.32

2.86%

Wine (Bottle)

$8.40 zł 30.93

$7.23 zł 26.60

16.18%

Local Beer (0.5 liter bottle)

$1.44 zł 5.28

$1.06 zł 3.91

35.85%

Imported Beer (0.33 liter bottle)

$1.86 zł 6.84

One-way Ticket (Public Transport)

$1.23 zł 4.51

$1.07 zł 3.94

14.95%

Public Transport Monthly Pass (Regular Price)

$29.81 zł 110

$31.99 zł 118

-6.81%

Taxi Start (Normal Tariff)

$2.74 zł 10.07

$2.13 zł 7.82

28.64%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.59

$0.84 zł 3.11

16.67%

Taxi 1hour Waiting (Normal Tariff)

$13.77 zł 50.7

$10.51 zł 38.68

31.02%

Gasoline (1 liter)

$1.78 zł 6.54

$1.72 zł 6.35

3.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K zł 120.7K

$33.2K zł 122.2K

-1.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K zł 122.9K

$31.1K zł 114.3K

7.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,314

$286 zł 1,052

24.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.97 zł 36.67

$7.66 zł 28.19

30.16%

Internet (50+ Mbps, Unlimited Data)

$17.61 zł 64.8

$16.21 zł 59.7

8.64%

Gym Membership (Monthly)

$43.92 zł 162

$37.06 zł 136

18.51%

Tennis Court (1 Hour on Weekend)

$28.47 zł 105

$19.72 zł 72.6

44.37%

Cinema Ticket

$9.74 zł 35.84

$8.92 zł 32.82

9.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$572 zł 2,105

$499 zł 1,838

14.55%

International Primary School, 1 Child (Yearly)

$15.5K zł 57.2K

$4,811 zł 17.7K

222.82%

Jeans (Levis 501 Or Similar)

$99.1 zł 365

$90.8 zł 334

9.23%

Summer Dress (H&M, Zara, etc)

$46.94 zł 173

$45.60 zł 168

2.94%

Sport Shoes (Adidas, Nike)

$93.5 zł 344

$101 zł 370

-7.10%

Men's Leather Business Shoes

$111 zł 409

$127 zł 469

-12.77%

1-bedroom Apartment, City Center (Monthly)

$1,136 zł 4,179

$644 zł 2,369

76.44%

1-bedroom Apartment, Outside City Center (Monthly)

$893 zł 3,285

$495 zł 1,823

80.20%

3-bedroom Apartment, City Center (Monthly)

$2,037 zł 7,495

$994 zł 3,656

104.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,554 zł 5,718

$822 zł 3,025

89.03%

Buy Apartment in City Center (m2)

$6,495 zł 23.9K

$2,678 zł 9,856

142.52%

Buy Apartment Outside City Center (m2)

$4,056 zł 14.9K

$2,066 zł 7,601

96.37%

Average Monthly Net Salary (After Tax)

$2,204 zł 8,111

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

6.28

20.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: March 3, 2026

Last update for Lomza: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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