Cost of Living Comparison Between Warsaw and Lodz Cost of Living Comparison Between Warsaw and Lodz

Monthly Cost of Living

Monthly costs for one person with rent: $2,186 in Warsaw versus $1,542 in Lodz.

Estimated couple costs with rent: $3,095 in Warsaw versus $2,256 in Lodz.

Monthly costs for a family of three with rent: $4,004 in Warsaw versus $2,969 in Lodz.

Living in Warsaw is roughly 42% more expensive than in Lodz, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Warsaw 58% above, Lodz 12% above.

Meal at Budget Restaurant

$12.62 zł 46.75

$10.27 zł 38.06

22.88%

Three-Course Dinner for Two, Mid-Range

$64.0 zł 237

$49.92 zł 185

28.10%

Fast Food Meal (McDonalds, etc)

$10.78 zł 39.94

$9.69 zł 35.90

11.25%

Cappuccino

$4.58 zł 16.98

$3.75 zł 13.91

22.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 zł 9.31

$2.77 zł 10.26

-9.39%

Water (0.33 liter bottle)

$2.37 zł 8.79

$2.86 zł 10.60

-17.13%

Local Beer (0.5 liter draught)

$4.71 zł 17.44

$4.94 zł 18.32

-4.66%

Imported Beer (0.33 liter bottle)

$5.37 zł 19.91

$5.31 zł 19.68

1.13%

Milk (1 liter)

$1.17 zł 4.34

$1.07 zł 3.97

9.35%

White Bread (500g)

$1.61 zł 5.98

$1.18 zł 4.38

36.44%

Rice (white) (1kg)

$1.83 zł 6.78

$1.47 zł 5.45

24.49%

Eggs

$4.19 zł 15.54

$3.64 zł 13.47

15.11%

Local Cheese (1kg)

$9.75 zł 36.14

$11.04 zł 40.90

-11.68%

Chicken Fillets (1kg)

$7.17 zł 26.55

$7.25 zł 26.85

-1.10%

Beef Round Steak (1kg)

$15.84 zł 58.7

$12.37 zł 45.84

28.05%

Apples (1kg)

$1.32 zł 4.91

$1.26 zł 4.66

4.76%

Banana (1kg)

$1.79 zł 6.62

$1.70 zł 6.29

5.29%

Oranges (1kg)

$1.86 zł 6.90

$2.52 zł 9.34

-26.19%

Tomato (1kg)

$4.32 zł 15.99

$3.06 zł 11.35

41.18%

Potato (1kg)

$0.95 zł 3.51

$0.84 zł 3.12

13.10%

Onion (1kg)

$0.92 zł 3.41

$0.93 zł 3.45

-1.08%

Lettuce (1 head)

$1.50 zł 5.57

$1.42 zł 5.26

5.63%

Water (1.5 liter bottle)

$0.73 zł 2.69

$0.62 zł 2.32

17.74%

Cigarettes 20 Pack (Marlboro, Camel)

$6.84 zł 25.35

$5.90 zł 21.85

15.93%

Wine (Bottle)

$6.85 zł 25.40

$7.14 zł 26.47

-4.06%

Local Beer (0.5 liter bottle)

$1.19 zł 4.42

$1.17 zł 4.33

1.71%

Imported Beer (0.33 liter bottle)

$1.93 zł 7.16

$1.87 zł 6.94

3.21%

One-way Ticket (Public Transport)

$1.16 zł 4.29

$1.16 zł 4.30

Public Transport Monthly Pass (Regular Price)

$29.88 zł 111

$54.0 zł 200

-44.70%

Taxi Start (Normal Tariff)

$2.68 zł 9.92

$1.68 zł 6.24

59.52%

Taxi (Normal Tariff) (1km)

$1.39 zł 5.15

$0.61 zł 2.25

127.87%

Taxi 1hour Waiting (Normal Tariff)

$13.57 zł 50.3

$9.45 zł 35.02

43.60%

Gasoline (1 liter)

$1.77 zł 6.55

$1.57 zł 5.83

12.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K zł 118.3K

$31.8K zł 117.7K

0.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K zł 119.5K

$27.9K zł 103.3K

15.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$379 zł 1,404

$327 zł 1,213

15.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.49 zł 35.18

$9.03 zł 33.46

5.09%

Internet (50+ Mbps, Unlimited Data)

$17.87 zł 66.2

$18.04 zł 66.9

-0.94%

Gym Membership (Monthly)

$50.9 zł 188

$38.77 zł 144

31.18%

Tennis Court (1 Hour on Weekend)

$30.15 zł 112

$18.68 zł 69.2

61.40%

Cinema Ticket

$9.93 zł 36.78

$8.20 zł 30.39

21.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$620 zł 2,299

$532 zł 1,970

16.67%

International Primary School, 1 Child (Yearly)

$15.5K zł 57.5K

$11.1K zł 41.1K

39.77%

Jeans (Levis 501 Or Similar)

$114 zł 422

$78.7 zł 292

44.87%

Summer Dress (H&M, Zara, etc)

$42.74 zł 158

$41.75 zł 155

2.37%

Sport Shoes (Adidas, Nike)

$112 zł 415

$93.3 zł 346

19.94%

Men's Leather Business Shoes

$126 zł 469

$103 zł 381

23.03%

1-bedroom Apartment, City Center (Monthly)

$1,268 zł 4,699

$633 zł 2,347

100.20%

1-bedroom Apartment, Outside City Center (Monthly)

$994 zł 3,683

$494 zł 1,829

101.37%

3-bedroom Apartment, City Center (Monthly)

$2,200 zł 8,154

$1,127 zł 4,178

95.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,595 zł 5,911

$875 zł 3,244

82.23%

Buy Apartment in City Center (m2)

$6,459 zł 23.9K

$3,356 zł 12.4K

92.44%

Buy Apartment Outside City Center (m2)

$4,168 zł 15.4K

$2,502 zł 9,271

66.58%

Average Monthly Net Salary (After Tax)

$2,195 zł 8,134

$1,695 zł 6,279

29.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.65

6.87

-3.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: September 5, 2026

Last update for Lodz: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,268 in Warsaw and $633 in Lodz. Housing cost is often the main lever when comparing two cities.

Warsaw pays 30% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $64.0 in Warsaw vs $50.0 in Lodz for a mid-range dinner for two. Groceries echo the gap at $254 vs $233 per month, with Lodz cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Lodz: Cost of Living - Frequently Asked Questions

Lodz wins on cost – living expenses run 42% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Lodz the obvious pick if budget is a priority.

Average pay runs 30% higher in Warsaw, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,268 in Warsaw versus $633 in Lodz. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 9% higher in Warsaw. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Lodz – a meal for two runs $50.0 versus $64.0 in Warsaw. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,542 in Lodz versus $2,186 in Warsaw, a $1,000 budget is realistic in Lodz but tight or insufficient in Warsaw. The gap between the two cities makes Lodz the clear choice for anyone on this budget.

Both work as nomad bases, but Lodz delivers better value – similar infrastructure at $1,542 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lodz hard to pass up.

Safety-wise, Warsaw and Lodz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lodz gentler on the wallet – expenses run 42% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.