Cost of Living Comparison Between Lodz and Warsaw Cost of Living Comparison Between Lodz and Warsaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,495 in Lodz versus $2,025 in Warsaw.

Estimated couple costs with rent: $2,201 in Lodz versus $2,904 in Warsaw.

Monthly costs for a family of three with rent: $2,907 in Lodz versus $3,783 in Warsaw.

Living in Lodz costs roughly 26% less than in Warsaw, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Lodz 12% above, Warsaw 52% above.

Meal at Budget Restaurant

$10.98 zł 41.65

$10.75 zł 40.77

2.14%

Three-Course Dinner for Two, Mid-Range

$48.34 zł 183

$56.6 zł 215

-14.64%

Fast Food Meal (McDonalds, etc)

$8.36 zł 31.71

$9.45 zł 35.86

-11.53%

Cappuccino

$3.62 zł 13.75

$4.17 zł 15.81

-13.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.83 zł 6.94

$2.10 zł 7.98

-12.86%

Water (0.33 liter bottle)

$1.70 zł 6.45

$1.83 zł 6.93

-7.10%

Local Beer (0.5 liter draught)

$3.32 zł 12.61

$4.47 zł 16.95

-25.73%

Imported Beer (0.33 liter bottle)

$3.98 zł 15.11

$4.54 zł 17.23

-12.33%

Milk (1 liter)

$1.03 zł 3.91

$1.19 zł 4.51

-13.45%

White Bread (500g)

$1.24 zł 4.72

$1.42 zł 5.40

-12.68%

Rice (white) (1kg)

$1.17 zł 4.45

$1.79 zł 6.79

-34.64%

Eggs

$3.04 zł 11.52

$3.57 zł 13.56

-14.85%

Local Cheese (1kg)

$8.75 zł 33.18

$9.98 zł 37.88

-12.32%

Chicken Fillets (1kg)

$6.76 zł 25.64

$6.92 zł 26.27

-2.31%

Beef Round Steak (1kg)

$10.92 zł 41.44

$14.53 zł 55.1

-24.85%

Apples (1kg)

$1.15 zł 4.37

$1.30 zł 4.93

-11.54%

Banana (1kg)

$1.78 zł 6.75

$1.86 zł 7.06

-4.30%

Oranges (1kg)

$2.01 zł 7.62

$1.93 zł 7.34

4.15%

Tomato (1kg)

$2.85 zł 10.81

$3.77 zł 14.29

-24.40%

Potato (1kg)

$0.91 zł 3.47

$1.06 zł 4.00

-14.15%

Onion (1kg)

$1.19 zł 4.52

$1.24 zł 4.70

-4.03%

Lettuce (1 head)

$1.20 zł 4.56

$1.44 zł 5.47

-16.67%

Water (1.5 liter bottle)

$0.59 zł 2.25

$0.72 zł 2.73

-18.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.03 zł 19.08

$5.55 zł 21.05

-9.37%

Wine (Bottle)

$6.93 zł 26.28

$7.75 zł 29.40

-10.58%

Local Beer (0.5 liter bottle)

$1.21 zł 4.59

$1.37 zł 5.21

-11.68%

Imported Beer (0.33 liter bottle)

$1.96 zł 7.43

$1.87 zł 7.08

4.81%

One-way Ticket (Public Transport)

$1.18 zł 4.47

$1.17 zł 4.43

0.85%

Public Transport Monthly Pass (Regular Price)

$46.31 zł 176

$29.63 zł 112

56.29%

Taxi Start (Normal Tariff)

$2.22 zł 8.43

$2.66 zł 10.11

-16.54%

Taxi (Normal Tariff) (1km)

$0.51 zł 1.94

$1.02 zł 3.86

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$9.53 zł 36.15

$13.35 zł 50.6

-28.61%

Gasoline (1 liter)

$1.71 zł 6.49

$1.79 zł 6.78

-4.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K zł 125.8K

$32.8K zł 124.3K

1.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K zł 110.1K

$32.6K zł 123.6K

-10.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$335 zł 1,270

$357 zł 1,353

-6.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.44 zł 32.02

$10.23 zł 38.80

-17.50%

Internet (50+ Mbps, Unlimited Data)

$17.08 zł 64.8

$17.49 zł 66.4

-2.34%

Gym Membership (Monthly)

$42.89 zł 163

$44.37 zł 168

-3.34%

Tennis Court (1 Hour on Weekend)

$26.01 zł 98.7

$29.18 zł 111

-10.86%

Cinema Ticket

$8.07 zł 30.63

$9.39 zł 35.63

-14.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$341 zł 1,293

$571 zł 2,168

-40.35%

International Primary School, 1 Child (Yearly)

$9,485 zł 36.0K

$15.3K zł 58.1K

-38.11%

Jeans (Levis 501 Or Similar)

$93.4 zł 354

$98.7 zł 375

-5.41%

Summer Dress (H&M, Zara, etc)

$30.84 zł 117

$46.99 zł 178

-34.37%

Sport Shoes (Adidas, Nike)

$77.0 zł 292

$94.7 zł 359

-18.64%

Men's Leather Business Shoes

$93.1 zł 353

$109 zł 415

-14.83%

1-bedroom Apartment, City Center (Monthly)

$623 zł 2,365

$1,135 zł 4,305

-45.07%

1-bedroom Apartment, Outside City Center (Monthly)

$482 zł 1,830

$922 zł 3,497

-47.68%

3-bedroom Apartment, City Center (Monthly)

$1,131 zł 4,291

$2,090 zł 7,931

-45.89%

3-bedroom Apartment, Outside City Center (Monthly)

$889 zł 3,372

$1,526 zł 5,790

-41.77%

Buy Apartment in City Center (m2)

$3,199 zł 12.1K

$6,322 zł 24.0K

-49.40%

Buy Apartment Outside City Center (m2)

$2,451 zł 9,299

$3,919 zł 14.9K

-37.46%

Average Monthly Net Salary (After Tax)

$1,637 zł 6,212

$2,150 zł 8,157

-23.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

7.55

-10.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lodz: July 12, 2026

Last update for Warsaw: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $623 in Lodz and $1,135 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 31% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $48.00 in Lodz vs $57.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $212 vs $246 per month, with Lodz cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lodz vs Warsaw: Cost of Living - Frequently Asked Questions

Lodz wins on cost – living expenses run 35% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Lodz the obvious pick if budget is a priority.

On paper, salaries run 31% lower in Warsaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $623 in Lodz versus $1,135 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 16% higher in Warsaw. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Lodz – a meal for two runs $48.00 versus $57.0 in Warsaw. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,495 in Lodz versus $2,025 in Warsaw, a $1,000 budget is realistic in Lodz but tight or insufficient in Warsaw. The gap between the two cities makes Lodz the clear choice for anyone on this budget.

Both work as nomad bases, but Lodz delivers better value – similar infrastructure at $1,495 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lodz hard to pass up.

Safety-wise, Lodz and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lodz gentler on the wallet – expenses run 35% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.